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「樂康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)
仅供现有保单续保''BetterCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)
周大福人壽保險有限公司 · F00021-01-000 · 7 个版本 · 灵活计划 · 年均加幅 +5.62%
男 Male
| 年龄 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,605 | HK$4,605 | HK$5,065 (+10.0%) | HK$5,573 (+10.0%) | HK$5,573 | HK$6,130 (+10.0%) | HK$6,865 (+12.0%) | +5.63% |
| 5 | HK$2,836 | HK$2,836 | HK$3,119 (+10.0%) | HK$3,431 (+10.0%) | HK$3,431 | HK$3,774 (+10.0%) | HK$4,226 (+12.0%) | +5.62% |
| 10 | HK$2,552 | HK$2,552 | HK$2,807 (+10.0%) | HK$3,088 (+10.0%) | HK$3,088 | HK$3,396 (+10.0%) | HK$3,804 (+12.0%) | +5.62% |
| 15 | HK$2,617 | HK$2,617 | HK$2,879 (+10.0%) | HK$3,167 (+10.0%) | HK$3,167 | HK$3,483 (+10.0%) | HK$3,901 (+12.0%) | +5.62% |
| 20 | HK$2,889 | HK$2,889 | HK$3,179 (+10.0%) | HK$3,496 (+10.0%) | HK$3,496 | HK$3,846 (+10.0%) | HK$4,308 (+12.0%) | +5.63% |
| 25 | HK$3,274 | HK$3,274 | HK$3,601 (+10.0%) | HK$3,962 (+10.0%) | HK$3,962 | HK$4,358 (+10.0%) | HK$4,881 (+12.0%) | +5.63% |
| 30 | HK$3,773 | HK$3,773 | HK$4,150 (+10.0%) | HK$4,565 (+10.0%) | HK$4,565 | HK$5,023 (+10.0%) | HK$5,625 (+12.0%) | +5.63% |
| 35 | HK$4,124 | HK$4,124 | HK$4,536 (+10.0%) | HK$4,989 (+10.0%) | HK$4,989 | HK$5,488 (+10.0%) | HK$6,146 (+12.0%) | +5.62% |
| 40 | HK$4,702 | HK$4,702 | HK$5,173 (+10.0%) | HK$5,690 (+10.0%) | HK$5,690 | HK$6,260 (+10.0%) | HK$7,011 (+12.0%) | +5.63% |
| 45 | HK$5,605 | HK$5,605 | HK$6,165 (+10.0%) | HK$6,782 (+10.0%) | HK$6,782 | HK$7,461 (+10.0%) | HK$8,356 (+12.0%) | +5.63% |
| 50 | HK$6,771 | HK$6,771 | HK$7,449 (+10.0%) | HK$8,194 (+10.0%) | HK$8,194 | HK$9,013 (+10.0%) | HK$10,095 (+12.0%) | +5.63% |
| 55 | HK$8,501 | HK$8,501 | HK$9,351 (+10.0%) | HK$10,287 (+10.0%) | HK$10,287 | HK$11,315 (+10.0%) | HK$12,674 (+12.0%) | +5.63% |
| 60 | HK$10,982 | HK$10,982 | HK$12,081 (+10.0%) | HK$13,289 (+10.0%) | HK$13,289 | HK$14,618 (+10.0%) | HK$16,371 (+12.0%) | +5.62% |
| 65 | HK$16,158 | HK$16,158 | HK$17,774 (+10.0%) | HK$19,551 (+10.0%) | HK$19,551 | HK$21,506 (+10.0%) | HK$24,087 (+12.0%) | +5.62% |
| 70 | HK$19,701 | HK$19,701 | HK$21,671 (+10.0%) | HK$23,838 (+10.0%) | HK$23,838 | HK$26,221 (+10.0%) | HK$29,368 (+12.0%) | +5.62% |
| 75 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 80 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 85 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 90 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 95 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 99 | HK$20,194 | HK$20,194 | HK$22,213 (+10.0%) | HK$24,435 (+10.0%) | HK$24,435 | HK$26,879 (+10.0%) | HK$30,104 (+12.0%) | +5.62% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$4,605
5岁HK$2,836
10岁HK$2,552
15岁HK$2,617
20岁HK$2,889
25岁HK$3,274
30岁HK$3,773
35岁HK$4,124
40岁HK$4,702
45岁HK$5,605
50岁HK$6,771
55岁HK$8,501
60岁HK$10,982
65岁HK$16,158
70岁HK$19,701
75岁HK$20,194
80岁HK$20,194
85岁HK$20,194
90岁HK$20,194
95岁HK$20,194
99岁HK$20,194
0岁HK$4,605
5岁HK$2,836
10岁HK$2,552
15岁HK$2,617
20岁HK$2,889
25岁HK$3,274
30岁HK$3,773
35岁HK$4,124
40岁HK$4,702
45岁HK$5,605
50岁HK$6,771
55岁HK$8,501
60岁HK$10,982
65岁HK$16,158
70岁HK$19,701
75岁HK$20,194
80岁HK$20,194
85岁HK$20,194
90岁HK$20,194
95岁HK$20,194
99岁HK$20,194
0岁HK$5,065 (+10.0%)
5岁HK$3,119 (+10.0%)
10岁HK$2,807 (+10.0%)
15岁HK$2,879 (+10.0%)
20岁HK$3,179 (+10.0%)
25岁HK$3,601 (+10.0%)
30岁HK$4,150 (+10.0%)
35岁HK$4,536 (+10.0%)
40岁HK$5,173 (+10.0%)
45岁HK$6,165 (+10.0%)
50岁HK$7,449 (+10.0%)
55岁HK$9,351 (+10.0%)
60岁HK$12,081 (+10.0%)
65岁HK$17,774 (+10.0%)
70岁HK$21,671 (+10.0%)
75岁HK$22,213 (+10.0%)
80岁HK$22,213 (+10.0%)
85岁HK$22,213 (+10.0%)
90岁HK$22,213 (+10.0%)
95岁HK$22,213 (+10.0%)
99岁HK$22,213 (+10.0%)
0岁HK$5,573 (+10.0%)
5岁HK$3,431 (+10.0%)
10岁HK$3,088 (+10.0%)
15岁HK$3,167 (+10.0%)
20岁HK$3,496 (+10.0%)
25岁HK$3,962 (+10.0%)
30岁HK$4,565 (+10.0%)
35岁HK$4,989 (+10.0%)
40岁HK$5,690 (+10.0%)
45岁HK$6,782 (+10.0%)
50岁HK$8,194 (+10.0%)
55岁HK$10,287 (+10.0%)
60岁HK$13,289 (+10.0%)
65岁HK$19,551 (+10.0%)
70岁HK$23,838 (+10.0%)
75岁HK$24,435 (+10.0%)
80岁HK$24,435 (+10.0%)
85岁HK$24,435 (+10.0%)
90岁HK$24,435 (+10.0%)
95岁HK$24,435 (+10.0%)
99岁HK$24,435 (+10.0%)
0岁HK$5,573
5岁HK$3,431
10岁HK$3,088
15岁HK$3,167
20岁HK$3,496
25岁HK$3,962
30岁HK$4,565
35岁HK$4,989
40岁HK$5,690
45岁HK$6,782
50岁HK$8,194
55岁HK$10,287
60岁HK$13,289
65岁HK$19,551
70岁HK$23,838
75岁HK$24,435
80岁HK$24,435
85岁HK$24,435
90岁HK$24,435
95岁HK$24,435
99岁HK$24,435
0岁HK$6,130 (+10.0%)
5岁HK$3,774 (+10.0%)
10岁HK$3,396 (+10.0%)
15岁HK$3,483 (+10.0%)
20岁HK$3,846 (+10.0%)
25岁HK$4,358 (+10.0%)
30岁HK$5,023 (+10.0%)
35岁HK$5,488 (+10.0%)
40岁HK$6,260 (+10.0%)
45岁HK$7,461 (+10.0%)
50岁HK$9,013 (+10.0%)
55岁HK$11,315 (+10.0%)
60岁HK$14,618 (+10.0%)
65岁HK$21,506 (+10.0%)
70岁HK$26,221 (+10.0%)
75岁HK$26,879 (+10.0%)
80岁HK$26,879 (+10.0%)
85岁HK$26,879 (+10.0%)
90岁HK$26,879 (+10.0%)
95岁HK$26,879 (+10.0%)
99岁HK$26,879 (+10.0%)
0岁HK$6,865 (+12.0%)
5岁HK$4,226 (+12.0%)
10岁HK$3,804 (+12.0%)
15岁HK$3,901 (+12.0%)
20岁HK$4,308 (+12.0%)
25岁HK$4,881 (+12.0%)
30岁HK$5,625 (+12.0%)
35岁HK$6,146 (+12.0%)
40岁HK$7,011 (+12.0%)
45岁HK$8,356 (+12.0%)
50岁HK$10,095 (+12.0%)
55岁HK$12,674 (+12.0%)
60岁HK$16,371 (+12.0%)
65岁HK$24,087 (+12.0%)
70岁HK$29,368 (+12.0%)
75岁HK$30,104 (+12.0%)
80岁HK$30,104 (+12.0%)
85岁HK$30,104 (+12.0%)
90岁HK$30,104 (+12.0%)
95岁HK$30,104 (+12.0%)
99岁HK$30,104 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+5.63%
5岁+5.62%
10岁+5.62%
15岁+5.62%
20岁+5.63%
25岁+5.63%
30岁+5.63%
35岁+5.62%
40岁+5.63%
45岁+5.63%
50岁+5.63%
55岁+5.63%
60岁+5.62%
65岁+5.62%
70岁+5.62%
75岁+5.62%
80岁+5.62%
85岁+5.62%
90岁+5.62%
95岁+5.62%
99岁+5.62%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00021-01-000-01 2019-04-01 | F00021-01-000-02 2021-04-01 | F00021-01-000-02 2022-11-01 | F00021-01-000-02 2023-11-23 | F00021-01-000-03 2024-07-22 | F00021-01-000-03 2024-11-23 | F00021-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,608 | HK$3,608 | HK$3,969 (+10.0%) | HK$4,365 (+10.0%) | HK$4,365 | HK$4,802 (+10.0%) | HK$5,379 (+12.0%) | +5.63% |
| 5 | HK$2,626 | HK$2,626 | HK$2,889 (+10.0%) | HK$3,179 (+10.0%) | HK$3,179 | HK$3,496 (+10.0%) | HK$3,915 (+12.0%) | +5.63% |
| 10 | HK$2,518 | HK$2,518 | HK$2,770 (+10.0%) | HK$3,048 (+10.0%) | HK$3,048 | HK$3,352 (+10.0%) | HK$3,755 (+12.0%) | +5.63% |
| 15 | HK$2,574 | HK$2,574 | HK$2,831 (+10.0%) | HK$3,114 (+10.0%) | HK$3,114 | HK$3,426 (+10.0%) | HK$3,837 (+12.0%) | +5.62% |
| 20 | HK$3,220 | HK$3,220 | HK$3,543 (+10.0%) | HK$3,898 (+10.0%) | HK$3,898 | HK$4,287 (+10.0%) | HK$4,801 (+12.0%) | +5.63% |
| 25 | HK$3,860 | HK$3,860 | HK$4,245 (+10.0%) | HK$4,670 (+10.0%) | HK$4,670 | HK$5,137 (+10.0%) | HK$5,754 (+12.0%) | +5.62% |
| 30 | HK$4,711 | HK$4,711 | HK$5,182 (+10.0%) | HK$5,700 (+10.0%) | HK$5,700 | HK$6,270 (+10.0%) | HK$7,023 (+12.0%) | +5.62% |
| 35 | HK$5,379 | HK$5,379 | HK$5,917 (+10.0%) | HK$6,508 (+10.0%) | HK$6,508 | HK$7,160 (+10.0%) | HK$8,019 (+12.0%) | +5.63% |
| 40 | HK$6,411 | HK$6,411 | HK$7,052 (+10.0%) | HK$7,757 (+10.0%) | HK$7,757 | HK$8,533 (+10.0%) | HK$9,557 (+12.0%) | +5.62% |
| 45 | HK$7,407 | HK$7,407 | HK$8,148 (+10.0%) | HK$8,962 (+10.0%) | HK$8,962 | HK$9,858 (+10.0%) | HK$11,042 (+12.0%) | +5.62% |
| 50 | HK$8,505 | HK$8,505 | HK$9,355 (+10.0%) | HK$10,290 (+10.0%) | HK$10,290 | HK$11,319 (+10.0%) | HK$12,677 (+12.0%) | +5.62% |
| 55 | HK$9,844 | HK$9,844 | HK$10,829 (+10.0%) | HK$11,912 (+10.0%) | HK$11,912 | HK$13,104 (+10.0%) | HK$14,676 (+12.0%) | +5.63% |
| 60 | HK$11,311 | HK$11,311 | HK$12,442 (+10.0%) | HK$13,686 (+10.0%) | HK$13,686 | HK$15,055 (+10.0%) | HK$16,862 (+12.0%) | +5.62% |
| 65 | HK$14,727 | HK$14,727 | HK$16,200 (+10.0%) | HK$17,820 (+10.0%) | HK$17,820 | HK$19,602 (+10.0%) | HK$21,955 (+12.0%) | +5.63% |
| 70 | HK$17,542 | HK$17,542 | HK$19,296 (+10.0%) | HK$21,226 (+10.0%) | HK$21,226 | HK$23,349 (+10.0%) | HK$26,151 (+12.0%) | +5.62% |
| 75 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 80 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 85 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 90 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 95 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 99 | HK$17,980 | HK$17,980 | HK$19,777 (+10.0%) | HK$21,755 (+10.0%) | HK$21,755 | HK$23,930 (+10.0%) | HK$26,801 (+12.0%) | +5.62% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$3,608
5岁HK$2,626
10岁HK$2,518
15岁HK$2,574
20岁HK$3,220
25岁HK$3,860
30岁HK$4,711
35岁HK$5,379
40岁HK$6,411
45岁HK$7,407
50岁HK$8,505
55岁HK$9,844
60岁HK$11,311
65岁HK$14,727
70岁HK$17,542
75岁HK$17,980
80岁HK$17,980
85岁HK$17,980
90岁HK$17,980
95岁HK$17,980
99岁HK$17,980
0岁HK$3,608
5岁HK$2,626
10岁HK$2,518
15岁HK$2,574
20岁HK$3,220
25岁HK$3,860
30岁HK$4,711
35岁HK$5,379
40岁HK$6,411
45岁HK$7,407
50岁HK$8,505
55岁HK$9,844
60岁HK$11,311
65岁HK$14,727
70岁HK$17,542
75岁HK$17,980
80岁HK$17,980
85岁HK$17,980
90岁HK$17,980
95岁HK$17,980
99岁HK$17,980
0岁HK$3,969 (+10.0%)
5岁HK$2,889 (+10.0%)
10岁HK$2,770 (+10.0%)
15岁HK$2,831 (+10.0%)
20岁HK$3,543 (+10.0%)
25岁HK$4,245 (+10.0%)
30岁HK$5,182 (+10.0%)
35岁HK$5,917 (+10.0%)
40岁HK$7,052 (+10.0%)
45岁HK$8,148 (+10.0%)
50岁HK$9,355 (+10.0%)
55岁HK$10,829 (+10.0%)
60岁HK$12,442 (+10.0%)
65岁HK$16,200 (+10.0%)
70岁HK$19,296 (+10.0%)
75岁HK$19,777 (+10.0%)
80岁HK$19,777 (+10.0%)
85岁HK$19,777 (+10.0%)
90岁HK$19,777 (+10.0%)
95岁HK$19,777 (+10.0%)
99岁HK$19,777 (+10.0%)
0岁HK$4,365 (+10.0%)
5岁HK$3,179 (+10.0%)
10岁HK$3,048 (+10.0%)
15岁HK$3,114 (+10.0%)
20岁HK$3,898 (+10.0%)
25岁HK$4,670 (+10.0%)
30岁HK$5,700 (+10.0%)
35岁HK$6,508 (+10.0%)
40岁HK$7,757 (+10.0%)
45岁HK$8,962 (+10.0%)
50岁HK$10,290 (+10.0%)
55岁HK$11,912 (+10.0%)
60岁HK$13,686 (+10.0%)
65岁HK$17,820 (+10.0%)
70岁HK$21,226 (+10.0%)
75岁HK$21,755 (+10.0%)
80岁HK$21,755 (+10.0%)
85岁HK$21,755 (+10.0%)
90岁HK$21,755 (+10.0%)
95岁HK$21,755 (+10.0%)
99岁HK$21,755 (+10.0%)
0岁HK$4,365
5岁HK$3,179
10岁HK$3,048
15岁HK$3,114
20岁HK$3,898
25岁HK$4,670
30岁HK$5,700
35岁HK$6,508
40岁HK$7,757
45岁HK$8,962
50岁HK$10,290
55岁HK$11,912
60岁HK$13,686
65岁HK$17,820
70岁HK$21,226
75岁HK$21,755
80岁HK$21,755
85岁HK$21,755
90岁HK$21,755
95岁HK$21,755
99岁HK$21,755
0岁HK$4,802 (+10.0%)
5岁HK$3,496 (+10.0%)
10岁HK$3,352 (+10.0%)
15岁HK$3,426 (+10.0%)
20岁HK$4,287 (+10.0%)
25岁HK$5,137 (+10.0%)
30岁HK$6,270 (+10.0%)
35岁HK$7,160 (+10.0%)
40岁HK$8,533 (+10.0%)
45岁HK$9,858 (+10.0%)
50岁HK$11,319 (+10.0%)
55岁HK$13,104 (+10.0%)
60岁HK$15,055 (+10.0%)
65岁HK$19,602 (+10.0%)
70岁HK$23,349 (+10.0%)
75岁HK$23,930 (+10.0%)
80岁HK$23,930 (+10.0%)
85岁HK$23,930 (+10.0%)
90岁HK$23,930 (+10.0%)
95岁HK$23,930 (+10.0%)
99岁HK$23,930 (+10.0%)
0岁HK$5,379 (+12.0%)
5岁HK$3,915 (+12.0%)
10岁HK$3,755 (+12.0%)
15岁HK$3,837 (+12.0%)
20岁HK$4,801 (+12.0%)
25岁HK$5,754 (+12.0%)
30岁HK$7,023 (+12.0%)
35岁HK$8,019 (+12.0%)
40岁HK$9,557 (+12.0%)
45岁HK$11,042 (+12.0%)
50岁HK$12,677 (+12.0%)
55岁HK$14,676 (+12.0%)
60岁HK$16,862 (+12.0%)
65岁HK$21,955 (+12.0%)
70岁HK$26,151 (+12.0%)
75岁HK$26,801 (+12.0%)
80岁HK$26,801 (+12.0%)
85岁HK$26,801 (+12.0%)
90岁HK$26,801 (+12.0%)
95岁HK$26,801 (+12.0%)
99岁HK$26,801 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+5.63%
5岁+5.63%
10岁+5.63%
15岁+5.62%
20岁+5.63%
25岁+5.62%
30岁+5.62%
35岁+5.63%
40岁+5.62%
45岁+5.62%
50岁+5.62%
55岁+5.63%
60岁+5.62%
65岁+5.63%
70岁+5.62%
75岁+5.62%
80岁+5.62%
85岁+5.62%
90岁+5.62%
95岁+5.62%
99岁+5.62%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。