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太平人壽自願醫保標準計劃
轴转Taiping Life VHIS Standard Plan
中國太平人壽保險（香港）有限公司 · S00039-01-000 · 3 个版本 · 标准计划 · 年均加幅 +0.53%
数据注意事项 (1)
性别轴转家族 · 保费结构改变
此系列的保费结构由男女分开改为不分性别（涉及 100 个年龄层）。加幅数字反映结构改变的平均影响，单一性别的实际影响可能大幅偏离均数 — 需参考原 PDF 确认。
男 Male
| 年龄 | S00039-01-000-01 2019-10-25 | S00039-01-000-02 2021-04-01 | S00039-01-000-02 2021-07-07 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$4,378 | HK$4,597 (+5.0%) | HK$4,597 | +0.73% |
| 5 | HK$2,446 | HK$2,568 (+5.0%) | HK$2,568 | +0.73% |
| 10 | HK$1,702 | HK$1,787 (+5.0%) | HK$1,787 | +0.73% |
| 15 | HK$1,583 | HK$1,662 (+5.0%) | HK$1,662 | +0.73% |
| 20 | HK$1,705 | HK$1,790 (+5.0%) | HK$1,790 | +0.73% |
| 25 | HK$1,917 | HK$2,013 (+5.0%) | HK$2,013 | +0.73% |
| 30 | HK$2,166 | HK$2,274 (+5.0%) | HK$2,274 | +0.73% |
| 35 | HK$2,694 | HK$2,829 (+5.0%) | HK$2,829 | +0.73% |
| 40 | HK$3,129 | HK$3,286 (+5.0%) | HK$3,286 | +0.73% |
| 45 | HK$3,812 | HK$4,003 (+5.0%) | HK$4,003 | +0.73% |
| 50 | HK$4,908 | HK$5,153 (+5.0%) | HK$5,153 | +0.73% |
| 55 | HK$6,600 | HK$6,930 (+5.0%) | HK$6,930 | +0.73% |
| 60 | HK$8,482 | HK$8,906 (+5.0%) | HK$8,906 | +0.73% |
| 65 | HK$10,763 | HK$11,301 (+5.0%) | HK$11,301 | +0.73% |
| 70 | HK$13,308 | HK$13,973 (+5.0%) | HK$13,973 | +0.73% |
| 75 | HK$15,626 | HK$16,407 (+5.0%) | HK$16,407 | +0.73% |
| 80 | HK$18,102 | HK$19,007 (+5.0%) | HK$19,007 | +0.73% |
| 85 | HK$20,703 | HK$21,738 (+5.0%) | HK$21,738 | +0.73% |
| 90 | HK$21,705 | HK$22,790 (+5.0%) | HK$22,790 | +0.73% |
| 95 | HK$22,965 | HK$24,113 (+5.0%) | HK$24,113 | +0.73% |
| 99 | HK$23,495 | HK$24,670 (+5.0%) | HK$24,670 | +0.73% |
| 所有年龄平均 | — | +5.0% | 0.0% | — |
0岁HK$4,378
5岁HK$2,446
10岁HK$1,702
15岁HK$1,583
20岁HK$1,705
25岁HK$1,917
30岁HK$2,166
35岁HK$2,694
40岁HK$3,129
45岁HK$3,812
50岁HK$4,908
55岁HK$6,600
60岁HK$8,482
65岁HK$10,763
70岁HK$13,308
75岁HK$15,626
80岁HK$18,102
85岁HK$20,703
90岁HK$21,705
95岁HK$22,965
99岁HK$23,495
0岁HK$4,597 (+5.0%)
5岁HK$2,568 (+5.0%)
10岁HK$1,787 (+5.0%)
15岁HK$1,662 (+5.0%)
20岁HK$1,790 (+5.0%)
25岁HK$2,013 (+5.0%)
30岁HK$2,274 (+5.0%)
35岁HK$2,829 (+5.0%)
40岁HK$3,286 (+5.0%)
45岁HK$4,003 (+5.0%)
50岁HK$5,153 (+5.0%)
55岁HK$6,930 (+5.0%)
60岁HK$8,906 (+5.0%)
65岁HK$11,301 (+5.0%)
70岁HK$13,973 (+5.0%)
75岁HK$16,407 (+5.0%)
80岁HK$19,007 (+5.0%)
85岁HK$21,738 (+5.0%)
90岁HK$22,790 (+5.0%)
95岁HK$24,113 (+5.0%)
99岁HK$24,670 (+5.0%)
0岁HK$4,597
5岁HK$2,568
10岁HK$1,787
15岁HK$1,662
20岁HK$1,790
25岁HK$2,013
30岁HK$2,274
35岁HK$2,829
40岁HK$3,286
45岁HK$4,003
50岁HK$5,153
55岁HK$6,930
60岁HK$8,906
65岁HK$11,301
70岁HK$13,973
75岁HK$16,407
80岁HK$19,007
85岁HK$21,738
90岁HK$22,790
95岁HK$24,113
99岁HK$24,670
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+0.73%
5岁+0.73%
10岁+0.73%
15岁+0.73%
20岁+0.73%
25岁+0.73%
30岁+0.73%
35岁+0.73%
40岁+0.73%
45岁+0.73%
50岁+0.73%
55岁+0.73%
60岁+0.73%
65岁+0.73%
70岁+0.73%
75岁+0.73%
80岁+0.73%
85岁+0.73%
90岁+0.73%
95岁+0.73%
99岁+0.73%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | S00039-01-000-01 2019-10-25 | S00039-01-000-02 2021-04-01 | S00039-01-000-02 2021-07-07 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$3,352 | HK$4,597 (+37.1%) | HK$4,597 | +4.81% |
| 5 | HK$1,675 | HK$2,568 (+53.3%) | HK$2,568 | +6.56% |
| 10 | HK$1,254 | HK$1,787 (+42.5%) | HK$1,787 | +5.40% |
| 15 | HK$1,491 | HK$1,662 (+11.5%) | HK$1,662 | +1.63% |
| 20 | HK$1,902 | HK$1,790 (-5.9%) | HK$1,790 | -0.90% |
| 25 | HK$2,342 | HK$2,013 (-14.0%) | HK$2,013 | -2.22% |
| 30 | HK$2,731 | HK$2,274 (-16.7%) | HK$2,274 | -2.68% |
| 35 | HK$3,665 | HK$2,829 (-22.8%) | HK$2,829 | -3.77% |
| 40 | HK$4,414 | HK$3,286 (-25.6%) | HK$3,286 | -4.29% |
| 45 | HK$5,215 | HK$4,003 (-23.2%) | HK$4,003 | -3.85% |
| 50 | HK$6,014 | HK$5,153 (-14.3%) | HK$5,153 | -2.27% |
| 55 | HK$7,026 | HK$6,930 (-1.4%) | HK$6,930 | -0.20% |
| 60 | HK$8,174 | HK$8,906 (+9.0%) | HK$8,906 | +1.28% |
| 65 | HK$9,578 | HK$11,301 (+18.0%) | HK$11,301 | +2.49% |
| 70 | HK$11,877 | HK$13,973 (+17.6%) | HK$13,973 | +2.44% |
| 75 | HK$14,498 | HK$16,407 (+13.2%) | HK$16,407 | +1.86% |
| 80 | HK$17,895 | HK$19,007 (+6.2%) | HK$19,007 | +0.90% |
| 85 | HK$20,754 | HK$21,738 (+4.7%) | HK$21,738 | +0.69% |
| 90 | HK$22,362 | HK$22,790 (+1.9%) | HK$22,790 | +0.28% |
| 95 | HK$23,635 | HK$24,113 (+2.0%) | HK$24,113 | +0.30% |
| 99 | HK$24,063 | HK$24,670 (+2.5%) | HK$24,670 | +0.37% |
| 所有年龄平均 | — | +4.6% | 0.0% | — |
0岁HK$3,352
5岁HK$1,675
10岁HK$1,254
15岁HK$1,491
20岁HK$1,902
25岁HK$2,342
30岁HK$2,731
35岁HK$3,665
40岁HK$4,414
45岁HK$5,215
50岁HK$6,014
55岁HK$7,026
60岁HK$8,174
65岁HK$9,578
70岁HK$11,877
75岁HK$14,498
80岁HK$17,895
85岁HK$20,754
90岁HK$22,362
95岁HK$23,635
99岁HK$24,063
0岁HK$4,597 (+37.1%)
5岁HK$2,568 (+53.3%)
10岁HK$1,787 (+42.5%)
15岁HK$1,662 (+11.5%)
20岁HK$1,790 (-5.9%)
25岁HK$2,013 (-14.0%)
30岁HK$2,274 (-16.7%)
35岁HK$2,829 (-22.8%)
40岁HK$3,286 (-25.6%)
45岁HK$4,003 (-23.2%)
50岁HK$5,153 (-14.3%)
55岁HK$6,930 (-1.4%)
60岁HK$8,906 (+9.0%)
65岁HK$11,301 (+18.0%)
70岁HK$13,973 (+17.6%)
75岁HK$16,407 (+13.2%)
80岁HK$19,007 (+6.2%)
85岁HK$21,738 (+4.7%)
90岁HK$22,790 (+1.9%)
95岁HK$24,113 (+2.0%)
99岁HK$24,670 (+2.5%)
0岁HK$4,597
5岁HK$2,568
10岁HK$1,787
15岁HK$1,662
20岁HK$1,790
25岁HK$2,013
30岁HK$2,274
35岁HK$2,829
40岁HK$3,286
45岁HK$4,003
50岁HK$5,153
55岁HK$6,930
60岁HK$8,906
65岁HK$11,301
70岁HK$13,973
75岁HK$16,407
80岁HK$19,007
85岁HK$21,738
90岁HK$22,790
95岁HK$24,113
99岁HK$24,670
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.81%
5岁+6.56%
10岁+5.40%
15岁+1.63%
20岁-0.90%
25岁-2.22%
30岁-2.68%
35岁-3.77%
40岁-4.29%
45岁-3.85%
50岁-2.27%
55岁-0.20%
60岁+1.28%
65岁+2.49%
70岁+2.44%
75岁+1.86%
80岁+0.90%
85岁+0.69%
90岁+0.28%
95岁+0.30%
99岁+0.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。