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保柏（亞洲）有限公司 · S00020-01-000 · 5 个版本 · 标准计划 · 年均加幅 +1.22%
男女同价港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-12-02 | 2021-12-02 | 2025-03-02 | 最新版本 2026-03-02 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0岁 | HK$2,958 | HK$3,396 (+14.8%) | HK$3,396 | HK$3,668 (+8.0%) | HK$3,970 (+8.2%) | +4.03% |
| 5岁 | HK$2,958 | HK$2,404 (-18.7%) | HK$2,404 | HK$2,596 (+8.0%) | HK$2,810 (+8.2%) | -0.69% |
| 10岁 | HK$2,958 | HK$2,404 (-18.7%) | HK$2,404 | HK$2,596 (+8.0%) | HK$2,810 (+8.2%) | -0.69% |
| 15岁 | HK$2,958 | HK$2,404 (-18.7%) | HK$2,404 | HK$2,596 (+8.0%) | HK$2,810 (+8.2%) | -0.69% |
| 20岁 | HK$2,242 | HK$1,850 (-17.5%) | HK$1,850 | HK$1,998 (+8.0%) | HK$2,163 (+8.3%) | -0.48% |
| 25岁 | HK$2,423 | HK$2,063 (-14.9%) | HK$2,063 | HK$2,228 (+8.0%) | HK$2,412 (+8.3%) | -0.06% |
| 30岁 | HK$2,775 | HK$2,414 (-13.0%) | HK$2,342 (-3.0%) | HK$2,529 (+8.0%) | HK$2,737 (+8.2%) | -0.18% |
| 35岁 | HK$3,427 | HK$3,260 (-4.9%) | HK$2,934 (-10.0%) | HK$3,169 (+8.0%) | HK$3,430 (+8.2%) | +0.01% |
| 40岁 | HK$4,364 | HK$4,103 (-6.0%) | HK$4,103 | HK$4,431 (+8.0%) | HK$4,796 (+8.2%) | +1.27% |
| 45岁 | HK$5,549 | HK$5,124 (-7.7%) | HK$5,124 | HK$5,534 (+8.0%) | HK$5,990 (+8.2%) | +1.03% |
| 50岁 | HK$6,852 | HK$6,434 (-6.1%) | HK$6,434 | HK$6,949 (+8.0%) | HK$7,522 (+8.2%) | +1.26% |
| 55岁 | HK$8,238 | HK$8,133 (-1.3%) | HK$8,133 | HK$8,784 (+8.0%) | HK$9,508 (+8.2%) | +1.94% |
| 60岁 | HK$10,042 | HK$10,250 (+2.1%) | HK$10,250 | HK$11,070 (+8.0%) | HK$11,982 (+8.2%) | +2.40% |
| 65岁 | HK$12,614 | HK$12,689 (+0.6%) | HK$12,689 | HK$13,704 (+8.0%) | HK$14,833 (+8.2%) | +2.20% |
| 70岁 | HK$15,368 | HK$15,165 (-1.3%) | HK$15,165 | HK$16,378 (+8.0%) | HK$17,728 (+8.2%) | +1.93% |
| 75岁 | HK$17,066 | HK$17,147 (+0.5%) | HK$17,147 | HK$18,519 (+8.0%) | HK$20,045 (+8.2%) | +2.18% |
| 80岁 | HK$17,917 | HK$17,917 | HK$17,917 | HK$19,350 (+8.0%) | HK$20,944 (+8.2%) | +2.12% |
| 85岁 | HK$17,917 | HK$17,917 | HK$17,917 | HK$19,350 (+8.0%) | HK$20,944 (+8.2%) | +2.12% |
| 90岁 | HK$17,917 | HK$17,917 | HK$17,917 | HK$19,350 (+8.0%) | HK$20,944 (+8.2%) | +2.12% |
| 95岁 | HK$17,917 | HK$17,917 | HK$17,917 | HK$19,350 (+8.0%) | HK$20,944 (+8.2%) | +2.12% |
| 99岁 | HK$17,917 | HK$17,917 | HK$17,917 | HK$19,350 (+8.0%) | HK$20,944 (+8.2%) | +2.12% |
| 所有年龄平均 | — | -5.3% | -0.6% | +8.0% | +8.2% | — |
0岁HK$2,958
5岁HK$2,958
10岁HK$2,958
15岁HK$2,958
20岁HK$2,242
25岁HK$2,423
30岁HK$2,775
35岁HK$3,427
40岁HK$4,364
45岁HK$5,549
50岁HK$6,852
55岁HK$8,238
60岁HK$10,042
65岁HK$12,614
70岁HK$15,368
75岁HK$17,066
80岁HK$17,917
85岁HK$17,917
90岁HK$17,917
95岁HK$17,917
99岁HK$17,917
0岁HK$3,396 (+14.8%)
5岁HK$2,404 (-18.7%)
10岁HK$2,404 (-18.7%)
15岁HK$2,404 (-18.7%)
20岁HK$1,850 (-17.5%)
25岁HK$2,063 (-14.9%)
30岁HK$2,414 (-13.0%)
35岁HK$3,260 (-4.9%)
40岁HK$4,103 (-6.0%)
45岁HK$5,124 (-7.7%)
50岁HK$6,434 (-6.1%)
55岁HK$8,133 (-1.3%)
60岁HK$10,250 (+2.1%)
65岁HK$12,689 (+0.6%)
70岁HK$15,165 (-1.3%)
75岁HK$17,147 (+0.5%)
80岁HK$17,917
85岁HK$17,917
90岁HK$17,917
95岁HK$17,917
99岁HK$17,917
0岁HK$3,396
5岁HK$2,404
10岁HK$2,404
15岁HK$2,404
20岁HK$1,850
25岁HK$2,063
30岁HK$2,342 (-3.0%)
35岁HK$2,934 (-10.0%)
40岁HK$4,103
45岁HK$5,124
50岁HK$6,434
55岁HK$8,133
60岁HK$10,250
65岁HK$12,689
70岁HK$15,165
75岁HK$17,147
80岁HK$17,917
85岁HK$17,917
90岁HK$17,917
95岁HK$17,917
99岁HK$17,917
0岁HK$3,668 (+8.0%)
5岁HK$2,596 (+8.0%)
10岁HK$2,596 (+8.0%)
15岁HK$2,596 (+8.0%)
20岁HK$1,998 (+8.0%)
25岁HK$2,228 (+8.0%)
30岁HK$2,529 (+8.0%)
35岁HK$3,169 (+8.0%)
40岁HK$4,431 (+8.0%)
45岁HK$5,534 (+8.0%)
50岁HK$6,949 (+8.0%)
55岁HK$8,784 (+8.0%)
60岁HK$11,070 (+8.0%)
65岁HK$13,704 (+8.0%)
70岁HK$16,378 (+8.0%)
75岁HK$18,519 (+8.0%)
80岁HK$19,350 (+8.0%)
85岁HK$19,350 (+8.0%)
90岁HK$19,350 (+8.0%)
95岁HK$19,350 (+8.0%)
99岁HK$19,350 (+8.0%)
0岁HK$3,970 (+8.2%)
5岁HK$2,810 (+8.2%)
10岁HK$2,810 (+8.2%)
15岁HK$2,810 (+8.2%)
20岁HK$2,163 (+8.3%)
25岁HK$2,412 (+8.3%)
30岁HK$2,737 (+8.2%)
35岁HK$3,430 (+8.2%)
40岁HK$4,796 (+8.2%)
45岁HK$5,990 (+8.2%)
50岁HK$7,522 (+8.2%)
55岁HK$9,508 (+8.2%)
60岁HK$11,982 (+8.2%)
65岁HK$14,833 (+8.2%)
70岁HK$17,728 (+8.2%)
75岁HK$20,045 (+8.2%)
80岁HK$20,944 (+8.2%)
85岁HK$20,944 (+8.2%)
90岁HK$20,944 (+8.2%)
95岁HK$20,944 (+8.2%)
99岁HK$20,944 (+8.2%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.03%
5岁-0.69%
10岁-0.69%
15岁-0.69%
20岁-0.48%
25岁-0.06%
30岁-0.18%
35岁+0.01%
40岁+1.27%
45岁+1.03%
50岁+1.26%
55岁+1.94%
60岁+2.40%
65岁+2.20%
70岁+1.93%
75岁+2.18%
80岁+2.12%
85岁+2.12%
90岁+2.12%
95岁+2.12%
99岁+2.12%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。