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保柏非凡自願醫保計劃 - 智選（40,000 港元自付費）
Bupa Hero VHIS Plan - Advance (HKD40,000 Deductible)
保柏（亞洲）有限公司 · F00040-03-000 · 8 个版本 · 灵活计划 · 年均加幅 +5.39%
男女同价港元 (HKD)
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| 年龄 | 2020-02-03 | 2020-12-02 | 2022-03-02 | 2023-03-02 | 2024-03-02 | 2024-08-02 | 2025-03-02 | 最新版本 2026-03-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$5,679 | HK$5,679 | HK$5,946 (+4.7%) | HK$6,251 (+5.1%) | HK$6,751 (+8.0%) | HK$6,751 | HK$7,480 (+10.8%) | HK$8,041 (+7.5%) | +5.40% |
| 5岁 | HK$5,679 | HK$5,679 | HK$5,946 (+4.7%) | HK$6,251 (+5.1%) | HK$6,751 (+8.0%) | HK$6,751 | HK$7,480 (+10.8%) | HK$8,041 (+7.5%) | +5.40% |
| 10岁 | HK$3,983 | HK$3,983 | HK$4,170 (+4.7%) | HK$4,384 (+5.1%) | HK$4,735 (+8.0%) | HK$4,735 | HK$5,246 (+10.8%) | HK$5,639 (+7.5%) | +5.40% |
| 15岁 | HK$3,993 | HK$3,993 | HK$4,181 (+4.7%) | HK$4,395 (+5.1%) | HK$4,747 (+8.0%) | HK$4,747 | HK$5,260 (+10.8%) | HK$5,655 (+7.5%) | +5.40% |
| 20岁 | HK$4,121 | HK$4,121 | HK$4,315 (+4.7%) | HK$4,536 (+5.1%) | HK$4,899 (+8.0%) | HK$4,899 | HK$5,428 (+10.8%) | HK$5,835 (+7.5%) | +5.40% |
| 25岁 | HK$4,535 | HK$4,535 | HK$4,748 (+4.7%) | HK$4,992 (+5.1%) | HK$5,391 (+8.0%) | HK$5,391 | HK$5,973 (+10.8%) | HK$6,421 (+7.5%) | +5.40% |
| 30岁 | HK$4,835 | HK$4,835 | HK$5,062 (+4.7%) | HK$5,322 (+5.1%) | HK$5,748 (+8.0%) | HK$5,748 | HK$6,369 (+10.8%) | HK$6,847 (+7.5%) | +5.40% |
| 35岁 | HK$6,269 | HK$6,269 | HK$6,564 (+4.7%) | HK$6,901 (+5.1%) | HK$7,453 (+8.0%) | HK$7,453 | HK$8,258 (+10.8%) | HK$8,877 (+7.5%) | +5.40% |
| 40岁 | HK$6,920 | HK$6,920 | HK$7,245 (+4.7%) | HK$7,617 (+5.1%) | HK$8,226 (+8.0%) | HK$8,226 | HK$9,114 (+10.8%) | HK$9,798 (+7.5%) | +5.40% |
| 45岁 | HK$8,601 | HK$8,601 | HK$9,005 (+4.7%) | HK$9,467 (+5.1%) | HK$10,224 (+8.0%) | HK$10,224 | HK$11,328 (+10.8%) | HK$12,178 (+7.5%) | +5.40% |
| 50岁 | HK$10,814 | HK$10,814 | HK$11,322 (+4.7%) | HK$11,903 (+5.1%) | HK$12,855 (+8.0%) | HK$12,855 | HK$14,243 (+10.8%) | HK$15,311 (+7.5%) | +5.40% |
| 55岁 | HK$14,698 | HK$14,698 | HK$15,389 (+4.7%) | HK$16,178 (+5.1%) | HK$17,472 (+8.0%) | HK$17,472 | HK$19,359 (+10.8%) | HK$20,811 (+7.5%) | +5.40% |
| 60岁 | HK$19,119 | HK$19,119 | HK$20,018 (+4.7%) | HK$21,239 (+6.1%) | HK$22,938 (+8.0%) | HK$22,938 | HK$25,415 (+10.8%) | HK$27,321 (+7.5%) | +5.55% |
| 65岁 | HK$26,397 | HK$26,397 | HK$27,638 (+4.7%) | HK$28,771 (+4.1%) | HK$31,073 (+8.0%) | HK$31,073 | HK$34,429 (+10.8%) | HK$37,011 (+7.5%) | +5.24% |
| 70岁 | HK$35,103 | HK$35,103 | HK$36,753 (+4.7%) | HK$38,638 (+5.1%) | HK$41,729 (+8.0%) | HK$41,729 | HK$46,236 (+10.8%) | HK$49,704 (+7.5%) | +5.40% |
| 75岁 | HK$41,422 | HK$41,422 | HK$43,369 (+4.7%) | HK$45,594 (+5.1%) | HK$49,242 (+8.0%) | HK$49,242 | HK$54,560 (+10.8%) | HK$58,652 (+7.5%) | +5.40% |
| 80岁 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 85岁 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 90岁 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 95岁 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 99岁 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 所有年龄平均 | — | 0.0% | +4.7% | +5.1% | +8.0% | 0.0% | +10.8% | +7.5% | — |
0岁HK$5,679
5岁HK$5,679
10岁HK$3,983
15岁HK$3,993
20岁HK$4,121
25岁HK$4,535
30岁HK$4,835
35岁HK$6,269
40岁HK$6,920
45岁HK$8,601
50岁HK$10,814
55岁HK$14,698
60岁HK$19,119
65岁HK$26,397
70岁HK$35,103
75岁HK$41,422
80岁HK$43,931
85岁HK$43,931
90岁HK$43,931
95岁HK$43,931
99岁HK$43,931
0岁HK$5,679
5岁HK$5,679
10岁HK$3,983
15岁HK$3,993
20岁HK$4,121
25岁HK$4,535
30岁HK$4,835
35岁HK$6,269
40岁HK$6,920
45岁HK$8,601
50岁HK$10,814
55岁HK$14,698
60岁HK$19,119
65岁HK$26,397
70岁HK$35,103
75岁HK$41,422
80岁HK$43,931
85岁HK$43,931
90岁HK$43,931
95岁HK$43,931
99岁HK$43,931
0岁HK$5,946 (+4.7%)
5岁HK$5,946 (+4.7%)
10岁HK$4,170 (+4.7%)
15岁HK$4,181 (+4.7%)
20岁HK$4,315 (+4.7%)
25岁HK$4,748 (+4.7%)
30岁HK$5,062 (+4.7%)
35岁HK$6,564 (+4.7%)
40岁HK$7,245 (+4.7%)
45岁HK$9,005 (+4.7%)
50岁HK$11,322 (+4.7%)
55岁HK$15,389 (+4.7%)
60岁HK$20,018 (+4.7%)
65岁HK$27,638 (+4.7%)
70岁HK$36,753 (+4.7%)
75岁HK$43,369 (+4.7%)
80岁HK$45,996 (+4.7%)
85岁HK$45,996 (+4.7%)
90岁HK$45,996 (+4.7%)
95岁HK$45,996 (+4.7%)
99岁HK$45,996 (+4.7%)
0岁HK$6,251 (+5.1%)
5岁HK$6,251 (+5.1%)
10岁HK$4,384 (+5.1%)
15岁HK$4,395 (+5.1%)
20岁HK$4,536 (+5.1%)
25岁HK$4,992 (+5.1%)
30岁HK$5,322 (+5.1%)
35岁HK$6,901 (+5.1%)
40岁HK$7,617 (+5.1%)
45岁HK$9,467 (+5.1%)
50岁HK$11,903 (+5.1%)
55岁HK$16,178 (+5.1%)
60岁HK$21,239 (+6.1%)
65岁HK$28,771 (+4.1%)
70岁HK$38,638 (+5.1%)
75岁HK$45,594 (+5.1%)
80岁HK$48,356 (+5.1%)
85岁HK$48,356 (+5.1%)
90岁HK$48,356 (+5.1%)
95岁HK$48,356 (+5.1%)
99岁HK$48,356 (+5.1%)
0岁HK$6,751 (+8.0%)
5岁HK$6,751 (+8.0%)
10岁HK$4,735 (+8.0%)
15岁HK$4,747 (+8.0%)
20岁HK$4,899 (+8.0%)
25岁HK$5,391 (+8.0%)
30岁HK$5,748 (+8.0%)
35岁HK$7,453 (+8.0%)
40岁HK$8,226 (+8.0%)
45岁HK$10,224 (+8.0%)
50岁HK$12,855 (+8.0%)
55岁HK$17,472 (+8.0%)
60岁HK$22,938 (+8.0%)
65岁HK$31,073 (+8.0%)
70岁HK$41,729 (+8.0%)
75岁HK$49,242 (+8.0%)
80岁HK$52,224 (+8.0%)
85岁HK$52,224 (+8.0%)
90岁HK$52,224 (+8.0%)
95岁HK$52,224 (+8.0%)
99岁HK$52,224 (+8.0%)
0岁HK$6,751
5岁HK$6,751
10岁HK$4,735
15岁HK$4,747
20岁HK$4,899
25岁HK$5,391
30岁HK$5,748
35岁HK$7,453
40岁HK$8,226
45岁HK$10,224
50岁HK$12,855
55岁HK$17,472
60岁HK$22,938
65岁HK$31,073
70岁HK$41,729
75岁HK$49,242
80岁HK$52,224
85岁HK$52,224
90岁HK$52,224
95岁HK$52,224
99岁HK$52,224
0岁HK$7,480 (+10.8%)
5岁HK$7,480 (+10.8%)
10岁HK$5,246 (+10.8%)
15岁HK$5,260 (+10.8%)
20岁HK$5,428 (+10.8%)
25岁HK$5,973 (+10.8%)
30岁HK$6,369 (+10.8%)
35岁HK$8,258 (+10.8%)
40岁HK$9,114 (+10.8%)
45岁HK$11,328 (+10.8%)
50岁HK$14,243 (+10.8%)
55岁HK$19,359 (+10.8%)
60岁HK$25,415 (+10.8%)
65岁HK$34,429 (+10.8%)
70岁HK$46,236 (+10.8%)
75岁HK$54,560 (+10.8%)
80岁HK$57,864 (+10.8%)
85岁HK$57,864 (+10.8%)
90岁HK$57,864 (+10.8%)
95岁HK$57,864 (+10.8%)
99岁HK$57,864 (+10.8%)
0岁HK$8,041 (+7.5%)
5岁HK$8,041 (+7.5%)
10岁HK$5,639 (+7.5%)
15岁HK$5,655 (+7.5%)
20岁HK$5,835 (+7.5%)
25岁HK$6,421 (+7.5%)
30岁HK$6,847 (+7.5%)
35岁HK$8,877 (+7.5%)
40岁HK$9,798 (+7.5%)
45岁HK$12,178 (+7.5%)
50岁HK$15,311 (+7.5%)
55岁HK$20,811 (+7.5%)
60岁HK$27,321 (+7.5%)
65岁HK$37,011 (+7.5%)
70岁HK$49,704 (+7.5%)
75岁HK$58,652 (+7.5%)
80岁HK$62,204 (+7.5%)
85岁HK$62,204 (+7.5%)
90岁HK$62,204 (+7.5%)
95岁HK$62,204 (+7.5%)
99岁HK$62,204 (+7.5%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+5.40%
5岁+5.40%
10岁+5.40%
15岁+5.40%
20岁+5.40%
25岁+5.40%
30岁+5.40%
35岁+5.40%
40岁+5.40%
45岁+5.40%
50岁+5.40%
55岁+5.40%
60岁+5.55%
65岁+5.24%
70岁+5.40%
75岁+5.40%
80岁+5.40%
85岁+5.40%
90岁+5.40%
95岁+5.40%
99岁+5.40%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。