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保泰人壽保險有限公司 · F00060-08-000 · 10 个版本 · 灵活计划 · 年均加幅 +3.96%
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$4,848 | HK$4,848 | HK$4,848 | HK$4,848 | HK$5,148 (+6.2%) | HK$5,148 | HK$5,436 (+5.6%) | HK$5,436 | HK$5,868 (+7.9%) | HK$5,868 | +3.99% |
| 5岁 | HK$4,260 | HK$4,260 | HK$4,260 | HK$4,260 | HK$4,524 (+6.2%) | HK$4,524 | HK$4,776 (+5.6%) | HK$4,776 | HK$5,160 (+8.0%) | HK$5,160 | +4.01% |
| 10岁 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,488 (+6.3%) | HK$4,488 | HK$4,740 (+5.6%) | HK$4,740 | HK$5,124 (+8.1%) | HK$5,124 | +4.04% |
| 15岁 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,224 | HK$4,488 (+6.3%) | HK$4,488 | HK$4,740 (+5.6%) | HK$4,740 | HK$5,124 (+8.1%) | HK$5,124 | +4.04% |
| 20岁 | HK$4,656 | HK$4,656 | HK$4,656 | HK$4,656 | HK$4,944 (+6.2%) | HK$4,944 | HK$5,220 (+5.6%) | HK$5,220 | HK$5,640 (+8.0%) | HK$5,640 | +4.01% |
| 25岁 | HK$5,328 | HK$5,328 | HK$5,328 | HK$5,328 | HK$5,652 (+6.1%) | HK$5,652 | HK$5,964 (+5.5%) | HK$5,964 | HK$6,444 (+8.0%) | HK$6,444 | +3.97% |
| 30岁 | HK$5,760 | HK$5,760 | HK$5,760 | HK$5,760 | HK$6,108 (+6.0%) | HK$6,108 | HK$6,444 (+5.5%) | HK$6,444 | HK$6,960 (+8.0%) | HK$6,960 | +3.96% |
| 35岁 | HK$6,000 | HK$6,000 | HK$6,000 | HK$6,000 | HK$6,360 (+6.0%) | HK$6,360 | HK$6,720 (+5.7%) | HK$6,720 | HK$7,260 (+8.0%) | HK$7,260 | +3.98% |
| 40岁 | HK$6,420 | HK$6,420 | HK$6,420 | HK$6,420 | HK$6,816 (+6.2%) | HK$6,816 | HK$7,200 (+5.6%) | HK$7,200 | HK$7,776 (+8.0%) | HK$7,776 | +4.01% |
| 45岁 | HK$8,532 | HK$8,532 | HK$8,532 | HK$8,532 | HK$9,048 (+6.0%) | HK$9,048 | HK$9,552 (+5.6%) | HK$9,552 | HK$9,996 (+4.6%) | HK$9,996 | +3.30% |
| 50岁 | HK$11,064 | HK$11,064 | HK$11,064 | HK$11,064 | HK$11,736 (+6.1%) | HK$11,736 | HK$12,384 (+5.5%) | HK$12,384 | HK$13,380 (+8.0%) | HK$13,380 | +3.97% |
| 55岁 | HK$13,812 | HK$13,812 | HK$13,812 | HK$13,812 | HK$14,652 (+6.1%) | HK$14,652 | HK$15,468 (+5.6%) | HK$15,468 | HK$16,704 (+8.0%) | HK$16,704 | +3.97% |
| 60岁 | HK$17,004 | HK$17,004 | HK$17,004 | HK$17,004 | HK$18,036 (+6.1%) | HK$18,036 | HK$19,032 (+5.5%) | HK$19,032 | HK$20,556 (+8.0%) | HK$20,556 | +3.96% |
| 65岁 | HK$22,800 | HK$22,800 | HK$22,800 | HK$22,800 | HK$24,168 (+6.0%) | HK$24,168 | HK$25,500 (+5.5%) | HK$25,500 | HK$27,540 (+8.0%) | HK$27,540 | +3.95% |
| 70岁 | HK$30,144 | HK$30,144 | HK$30,144 | HK$30,144 | HK$31,956 (+6.0%) | HK$31,956 | HK$33,720 (+5.5%) | HK$33,720 | HK$36,420 (+8.0%) | HK$36,420 | +3.95% |
| 75岁 | HK$36,432 | HK$36,432 | HK$36,432 | HK$36,432 | HK$38,628 (+6.0%) | HK$38,628 | HK$40,764 (+5.5%) | HK$40,764 | HK$44,028 (+8.0%) | HK$44,028 | +3.96% |
| 80岁 | HK$44,016 | HK$44,016 | HK$44,016 | HK$44,016 | HK$46,668 (+6.0%) | HK$46,668 | HK$49,236 (+5.5%) | HK$49,236 | HK$53,172 (+8.0%) | HK$53,172 | +3.95% |
| 85岁 | HK$61,764 | HK$61,764 | HK$61,764 | HK$61,764 | HK$65,472 (+6.0%) | HK$65,472 | HK$69,084 (+5.5%) | HK$69,084 | HK$74,616 (+8.0%) | HK$74,616 | +3.95% |
| 90岁 | HK$83,796 | HK$83,796 | HK$83,796 | HK$83,796 | HK$88,824 (+6.0%) | HK$88,824 | HK$93,720 (+5.5%) | HK$93,720 | HK$101,220 (+8.0%) | HK$101,220 | +3.95% |
| 95岁 | HK$95,688 | HK$95,688 | HK$95,688 | HK$95,688 | HK$101,436 (+6.0%) | HK$101,436 | HK$107,016 (+5.5%) | HK$107,016 | HK$115,572 (+8.0%) | HK$115,572 | +3.95% |
| 99岁 | HK$106,152 | HK$106,152 | HK$106,152 | HK$106,152 | HK$112,524 (+6.0%) | HK$112,524 | HK$118,716 (+5.5%) | HK$118,716 | HK$128,208 (+8.0%) | HK$128,208 | +3.95% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.1% | 0.0% | +5.6% | 0.0% | +7.9% | 0.0% | — |
0岁HK$4,848
5岁HK$4,260
10岁HK$4,224
15岁HK$4,224
20岁HK$4,656
25岁HK$5,328
30岁HK$5,760
35岁HK$6,000
40岁HK$6,420
45岁HK$8,532
50岁HK$11,064
55岁HK$13,812
60岁HK$17,004
65岁HK$22,800
70岁HK$30,144
75岁HK$36,432
80岁HK$44,016
85岁HK$61,764
90岁HK$83,796
95岁HK$95,688
99岁HK$106,152
0岁HK$4,848
5岁HK$4,260
10岁HK$4,224
15岁HK$4,224
20岁HK$4,656
25岁HK$5,328
30岁HK$5,760
35岁HK$6,000
40岁HK$6,420
45岁HK$8,532
50岁HK$11,064
55岁HK$13,812
60岁HK$17,004
65岁HK$22,800
70岁HK$30,144
75岁HK$36,432
80岁HK$44,016
85岁HK$61,764
90岁HK$83,796
95岁HK$95,688
99岁HK$106,152
0岁HK$4,848
5岁HK$4,260
10岁HK$4,224
15岁HK$4,224
20岁HK$4,656
25岁HK$5,328
30岁HK$5,760
35岁HK$6,000
40岁HK$6,420
45岁HK$8,532
50岁HK$11,064
55岁HK$13,812
60岁HK$17,004
65岁HK$22,800
70岁HK$30,144
75岁HK$36,432
80岁HK$44,016
85岁HK$61,764
90岁HK$83,796
95岁HK$95,688
99岁HK$106,152
0岁HK$4,848
5岁HK$4,260
10岁HK$4,224
15岁HK$4,224
20岁HK$4,656
25岁HK$5,328
30岁HK$5,760
35岁HK$6,000
40岁HK$6,420
45岁HK$8,532
50岁HK$11,064
55岁HK$13,812
60岁HK$17,004
65岁HK$22,800
70岁HK$30,144
75岁HK$36,432
80岁HK$44,016
85岁HK$61,764
90岁HK$83,796
95岁HK$95,688
99岁HK$106,152
0岁HK$5,148 (+6.2%)
5岁HK$4,524 (+6.2%)
10岁HK$4,488 (+6.3%)
15岁HK$4,488 (+6.3%)
20岁HK$4,944 (+6.2%)
25岁HK$5,652 (+6.1%)
30岁HK$6,108 (+6.0%)
35岁HK$6,360 (+6.0%)
40岁HK$6,816 (+6.2%)
45岁HK$9,048 (+6.0%)
50岁HK$11,736 (+6.1%)
55岁HK$14,652 (+6.1%)
60岁HK$18,036 (+6.1%)
65岁HK$24,168 (+6.0%)
70岁HK$31,956 (+6.0%)
75岁HK$38,628 (+6.0%)
80岁HK$46,668 (+6.0%)
85岁HK$65,472 (+6.0%)
90岁HK$88,824 (+6.0%)
95岁HK$101,436 (+6.0%)
99岁HK$112,524 (+6.0%)
0岁HK$5,148
5岁HK$4,524
10岁HK$4,488
15岁HK$4,488
20岁HK$4,944
25岁HK$5,652
30岁HK$6,108
35岁HK$6,360
40岁HK$6,816
45岁HK$9,048
50岁HK$11,736
55岁HK$14,652
60岁HK$18,036
65岁HK$24,168
70岁HK$31,956
75岁HK$38,628
80岁HK$46,668
85岁HK$65,472
90岁HK$88,824
95岁HK$101,436
99岁HK$112,524
0岁HK$5,436 (+5.6%)
5岁HK$4,776 (+5.6%)
10岁HK$4,740 (+5.6%)
15岁HK$4,740 (+5.6%)
20岁HK$5,220 (+5.6%)
25岁HK$5,964 (+5.5%)
30岁HK$6,444 (+5.5%)
35岁HK$6,720 (+5.7%)
40岁HK$7,200 (+5.6%)
45岁HK$9,552 (+5.6%)
50岁HK$12,384 (+5.5%)
55岁HK$15,468 (+5.6%)
60岁HK$19,032 (+5.5%)
65岁HK$25,500 (+5.5%)
70岁HK$33,720 (+5.5%)
75岁HK$40,764 (+5.5%)
80岁HK$49,236 (+5.5%)
85岁HK$69,084 (+5.5%)
90岁HK$93,720 (+5.5%)
95岁HK$107,016 (+5.5%)
99岁HK$118,716 (+5.5%)
0岁HK$5,436
5岁HK$4,776
10岁HK$4,740
15岁HK$4,740
20岁HK$5,220
25岁HK$5,964
30岁HK$6,444
35岁HK$6,720
40岁HK$7,200
45岁HK$9,552
50岁HK$12,384
55岁HK$15,468
60岁HK$19,032
65岁HK$25,500
70岁HK$33,720
75岁HK$40,764
80岁HK$49,236
85岁HK$69,084
90岁HK$93,720
95岁HK$107,016
99岁HK$118,716
0岁HK$5,868 (+7.9%)
5岁HK$5,160 (+8.0%)
10岁HK$5,124 (+8.1%)
15岁HK$5,124 (+8.1%)
20岁HK$5,640 (+8.0%)
25岁HK$6,444 (+8.0%)
30岁HK$6,960 (+8.0%)
35岁HK$7,260 (+8.0%)
40岁HK$7,776 (+8.0%)
45岁HK$9,996 (+4.6%)
50岁HK$13,380 (+8.0%)
55岁HK$16,704 (+8.0%)
60岁HK$20,556 (+8.0%)
65岁HK$27,540 (+8.0%)
70岁HK$36,420 (+8.0%)
75岁HK$44,028 (+8.0%)
80岁HK$53,172 (+8.0%)
85岁HK$74,616 (+8.0%)
90岁HK$101,220 (+8.0%)
95岁HK$115,572 (+8.0%)
99岁HK$128,208 (+8.0%)
0岁HK$5,868
5岁HK$5,160
10岁HK$5,124
15岁HK$5,124
20岁HK$5,640
25岁HK$6,444
30岁HK$6,960
35岁HK$7,260
40岁HK$7,776
45岁HK$9,996
50岁HK$13,380
55岁HK$16,704
60岁HK$20,556
65岁HK$27,540
70岁HK$36,420
75岁HK$44,028
80岁HK$53,172
85岁HK$74,616
90岁HK$101,220
95岁HK$115,572
99岁HK$128,208
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.99%
5岁+4.01%
10岁+4.04%
15岁+4.04%
20岁+4.01%
25岁+3.97%
30岁+3.96%
35岁+3.98%
40岁+4.01%
45岁+3.30%
50岁+3.97%
55岁+3.97%
60岁+3.96%
65岁+3.95%
70岁+3.95%
75岁+3.96%
80岁+3.95%
85岁+3.95%
90岁+3.95%
95岁+3.95%
99岁+3.95%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。