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保泰人壽保險有限公司 · F00060-07-000 · 10 个版本 · 灵活计划 · 年均加幅 +3.96%
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$5,448 | HK$5,448 | HK$5,448 | HK$5,448 | HK$5,784 (+6.2%) | HK$5,784 | HK$6,108 (+5.6%) | HK$6,108 | HK$6,600 (+8.1%) | HK$6,600 | +4.01% |
| 5岁 | HK$4,788 | HK$4,788 | HK$4,788 | HK$4,788 | HK$5,076 (+6.0%) | HK$5,076 | HK$5,364 (+5.7%) | HK$5,364 | HK$5,796 (+8.1%) | HK$5,796 | +3.99% |
| 10岁 | HK$4,740 | HK$4,740 | HK$4,740 | HK$4,740 | HK$5,028 (+6.1%) | HK$5,028 | HK$5,316 (+5.7%) | HK$5,316 | HK$5,736 (+7.9%) | HK$5,736 | +3.99% |
| 15岁 | HK$4,740 | HK$4,740 | HK$4,740 | HK$4,740 | HK$5,028 (+6.1%) | HK$5,028 | HK$5,316 (+5.7%) | HK$5,316 | HK$5,736 (+7.9%) | HK$5,736 | +3.99% |
| 20岁 | HK$5,244 | HK$5,244 | HK$5,244 | HK$5,244 | HK$5,568 (+6.2%) | HK$5,568 | HK$5,880 (+5.6%) | HK$5,880 | HK$6,348 (+8.0%) | HK$6,348 | +3.99% |
| 25岁 | HK$5,976 | HK$5,976 | HK$5,976 | HK$5,976 | HK$6,336 (+6.0%) | HK$6,336 | HK$6,696 (+5.7%) | HK$6,696 | HK$7,236 (+8.1%) | HK$7,236 | +4.00% |
| 30岁 | HK$6,564 | HK$6,564 | HK$6,564 | HK$6,564 | HK$6,960 (+6.0%) | HK$6,960 | HK$7,344 (+5.5%) | HK$7,344 | HK$7,932 (+8.0%) | HK$7,932 | +3.96% |
| 35岁 | HK$6,744 | HK$6,744 | HK$6,744 | HK$6,744 | HK$7,152 (+6.0%) | HK$7,152 | HK$7,548 (+5.5%) | HK$7,548 | HK$8,148 (+7.9%) | HK$8,148 | +3.95% |
| 40岁 | HK$7,200 | HK$7,200 | HK$7,200 | HK$7,200 | HK$7,632 (+6.0%) | HK$7,632 | HK$8,052 (+5.5%) | HK$8,052 | HK$8,700 (+8.0%) | HK$8,700 | +3.96% |
| 45岁 | HK$9,588 | HK$9,588 | HK$9,588 | HK$9,588 | HK$10,164 (+6.0%) | HK$10,164 | HK$10,728 (+5.5%) | HK$10,728 | HK$11,244 (+4.8%) | HK$11,244 | +3.32% |
| 50岁 | HK$12,564 | HK$12,564 | HK$12,564 | HK$12,564 | HK$13,320 (+6.0%) | HK$13,320 | HK$14,064 (+5.6%) | HK$14,064 | HK$15,192 (+8.0%) | HK$15,192 | +3.97% |
| 55岁 | HK$15,516 | HK$15,516 | HK$15,516 | HK$15,516 | HK$16,452 (+6.0%) | HK$16,452 | HK$17,364 (+5.5%) | HK$17,364 | HK$18,756 (+8.0%) | HK$18,756 | +3.96% |
| 60岁 | HK$19,104 | HK$19,104 | HK$19,104 | HK$19,104 | HK$20,256 (+6.0%) | HK$20,256 | HK$21,372 (+5.5%) | HK$21,372 | HK$23,076 (+8.0%) | HK$23,076 | +3.95% |
| 65岁 | HK$24,264 | HK$24,264 | HK$24,264 | HK$24,264 | HK$25,728 (+6.0%) | HK$25,728 | HK$27,144 (+5.5%) | HK$27,144 | HK$29,316 (+8.0%) | HK$29,316 | +3.95% |
| 70岁 | HK$33,120 | HK$33,120 | HK$33,120 | HK$33,120 | HK$35,112 (+6.0%) | HK$35,112 | HK$37,044 (+5.5%) | HK$37,044 | HK$40,008 (+8.0%) | HK$40,008 | +3.95% |
| 75岁 | HK$44,004 | HK$44,004 | HK$44,004 | HK$44,004 | HK$46,656 (+6.0%) | HK$46,656 | HK$49,224 (+5.5%) | HK$49,224 | HK$53,160 (+8.0%) | HK$53,160 | +3.95% |
| 80岁 | HK$55,116 | HK$55,116 | HK$55,116 | HK$55,116 | HK$58,428 (+6.0%) | HK$58,428 | HK$61,644 (+5.5%) | HK$61,644 | HK$66,576 (+8.0%) | HK$66,576 | +3.95% |
| 85岁 | HK$72,636 | HK$72,636 | HK$72,636 | HK$72,636 | HK$77,004 (+6.0%) | HK$77,004 | HK$81,240 (+5.5%) | HK$81,240 | HK$87,744 (+8.0%) | HK$87,744 | +3.95% |
| 90岁 | HK$94,140 | HK$94,140 | HK$94,140 | HK$94,140 | HK$99,792 (+6.0%) | HK$99,792 | HK$105,288 (+5.5%) | HK$105,288 | HK$113,712 (+8.0%) | HK$113,712 | +3.95% |
| 95岁 | HK$107,496 | HK$107,496 | HK$107,496 | HK$107,496 | HK$113,952 (+6.0%) | HK$113,952 | HK$120,228 (+5.5%) | HK$120,228 | HK$129,852 (+8.0%) | HK$129,852 | +3.95% |
| 99岁 | HK$119,256 | HK$119,256 | HK$119,256 | HK$119,256 | HK$126,420 (+6.0%) | HK$126,420 | HK$133,380 (+5.5%) | HK$133,380 | HK$144,048 (+8.0%) | HK$144,048 | +3.95% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.0% | 0.0% | +5.6% | 0.0% | +7.8% | 0.0% | — |
0岁HK$5,448
5岁HK$4,788
10岁HK$4,740
15岁HK$4,740
20岁HK$5,244
25岁HK$5,976
30岁HK$6,564
35岁HK$6,744
40岁HK$7,200
45岁HK$9,588
50岁HK$12,564
55岁HK$15,516
60岁HK$19,104
65岁HK$24,264
70岁HK$33,120
75岁HK$44,004
80岁HK$55,116
85岁HK$72,636
90岁HK$94,140
95岁HK$107,496
99岁HK$119,256
0岁HK$5,448
5岁HK$4,788
10岁HK$4,740
15岁HK$4,740
20岁HK$5,244
25岁HK$5,976
30岁HK$6,564
35岁HK$6,744
40岁HK$7,200
45岁HK$9,588
50岁HK$12,564
55岁HK$15,516
60岁HK$19,104
65岁HK$24,264
70岁HK$33,120
75岁HK$44,004
80岁HK$55,116
85岁HK$72,636
90岁HK$94,140
95岁HK$107,496
99岁HK$119,256
0岁HK$5,448
5岁HK$4,788
10岁HK$4,740
15岁HK$4,740
20岁HK$5,244
25岁HK$5,976
30岁HK$6,564
35岁HK$6,744
40岁HK$7,200
45岁HK$9,588
50岁HK$12,564
55岁HK$15,516
60岁HK$19,104
65岁HK$24,264
70岁HK$33,120
75岁HK$44,004
80岁HK$55,116
85岁HK$72,636
90岁HK$94,140
95岁HK$107,496
99岁HK$119,256
0岁HK$5,448
5岁HK$4,788
10岁HK$4,740
15岁HK$4,740
20岁HK$5,244
25岁HK$5,976
30岁HK$6,564
35岁HK$6,744
40岁HK$7,200
45岁HK$9,588
50岁HK$12,564
55岁HK$15,516
60岁HK$19,104
65岁HK$24,264
70岁HK$33,120
75岁HK$44,004
80岁HK$55,116
85岁HK$72,636
90岁HK$94,140
95岁HK$107,496
99岁HK$119,256
0岁HK$5,784 (+6.2%)
5岁HK$5,076 (+6.0%)
10岁HK$5,028 (+6.1%)
15岁HK$5,028 (+6.1%)
20岁HK$5,568 (+6.2%)
25岁HK$6,336 (+6.0%)
30岁HK$6,960 (+6.0%)
35岁HK$7,152 (+6.0%)
40岁HK$7,632 (+6.0%)
45岁HK$10,164 (+6.0%)
50岁HK$13,320 (+6.0%)
55岁HK$16,452 (+6.0%)
60岁HK$20,256 (+6.0%)
65岁HK$25,728 (+6.0%)
70岁HK$35,112 (+6.0%)
75岁HK$46,656 (+6.0%)
80岁HK$58,428 (+6.0%)
85岁HK$77,004 (+6.0%)
90岁HK$99,792 (+6.0%)
95岁HK$113,952 (+6.0%)
99岁HK$126,420 (+6.0%)
0岁HK$5,784
5岁HK$5,076
10岁HK$5,028
15岁HK$5,028
20岁HK$5,568
25岁HK$6,336
30岁HK$6,960
35岁HK$7,152
40岁HK$7,632
45岁HK$10,164
50岁HK$13,320
55岁HK$16,452
60岁HK$20,256
65岁HK$25,728
70岁HK$35,112
75岁HK$46,656
80岁HK$58,428
85岁HK$77,004
90岁HK$99,792
95岁HK$113,952
99岁HK$126,420
0岁HK$6,108 (+5.6%)
5岁HK$5,364 (+5.7%)
10岁HK$5,316 (+5.7%)
15岁HK$5,316 (+5.7%)
20岁HK$5,880 (+5.6%)
25岁HK$6,696 (+5.7%)
30岁HK$7,344 (+5.5%)
35岁HK$7,548 (+5.5%)
40岁HK$8,052 (+5.5%)
45岁HK$10,728 (+5.5%)
50岁HK$14,064 (+5.6%)
55岁HK$17,364 (+5.5%)
60岁HK$21,372 (+5.5%)
65岁HK$27,144 (+5.5%)
70岁HK$37,044 (+5.5%)
75岁HK$49,224 (+5.5%)
80岁HK$61,644 (+5.5%)
85岁HK$81,240 (+5.5%)
90岁HK$105,288 (+5.5%)
95岁HK$120,228 (+5.5%)
99岁HK$133,380 (+5.5%)
0岁HK$6,108
5岁HK$5,364
10岁HK$5,316
15岁HK$5,316
20岁HK$5,880
25岁HK$6,696
30岁HK$7,344
35岁HK$7,548
40岁HK$8,052
45岁HK$10,728
50岁HK$14,064
55岁HK$17,364
60岁HK$21,372
65岁HK$27,144
70岁HK$37,044
75岁HK$49,224
80岁HK$61,644
85岁HK$81,240
90岁HK$105,288
95岁HK$120,228
99岁HK$133,380
0岁HK$6,600 (+8.1%)
5岁HK$5,796 (+8.1%)
10岁HK$5,736 (+7.9%)
15岁HK$5,736 (+7.9%)
20岁HK$6,348 (+8.0%)
25岁HK$7,236 (+8.1%)
30岁HK$7,932 (+8.0%)
35岁HK$8,148 (+7.9%)
40岁HK$8,700 (+8.0%)
45岁HK$11,244 (+4.8%)
50岁HK$15,192 (+8.0%)
55岁HK$18,756 (+8.0%)
60岁HK$23,076 (+8.0%)
65岁HK$29,316 (+8.0%)
70岁HK$40,008 (+8.0%)
75岁HK$53,160 (+8.0%)
80岁HK$66,576 (+8.0%)
85岁HK$87,744 (+8.0%)
90岁HK$113,712 (+8.0%)
95岁HK$129,852 (+8.0%)
99岁HK$144,048 (+8.0%)
0岁HK$6,600
5岁HK$5,796
10岁HK$5,736
15岁HK$5,736
20岁HK$6,348
25岁HK$7,236
30岁HK$7,932
35岁HK$8,148
40岁HK$8,700
45岁HK$11,244
50岁HK$15,192
55岁HK$18,756
60岁HK$23,076
65岁HK$29,316
70岁HK$40,008
75岁HK$53,160
80岁HK$66,576
85岁HK$87,744
90岁HK$113,712
95岁HK$129,852
99岁HK$144,048
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.01%
5岁+3.99%
10岁+3.99%
15岁+3.99%
20岁+3.99%
25岁+4.00%
30岁+3.96%
35岁+3.95%
40岁+3.96%
45岁+3.32%
50岁+3.97%
55岁+3.96%
60岁+3.95%
65岁+3.95%
70岁+3.95%
75岁+3.95%
80岁+3.95%
85岁+3.95%
90岁+3.95%
95岁+3.95%
99岁+3.95%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。