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保泰人壽保險有限公司 · F00060-06-000 · 10 个版本 · 灵活计划 · 年均加幅 +3.93%
男女同价港元 (HKD)
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$8,196 | HK$8,196 | HK$8,196 | HK$8,196 | HK$8,688 (+6.0%) | HK$8,688 | HK$9,168 (+5.5%) | HK$9,168 | HK$9,900 (+8.0%) | HK$9,900 | +3.95% |
| 5岁 | HK$6,684 | HK$6,684 | HK$6,684 | HK$6,684 | HK$7,092 (+6.1%) | HK$7,092 | HK$7,488 (+5.6%) | HK$7,488 | HK$8,088 (+8.0%) | HK$8,088 | +3.99% |
| 10岁 | HK$6,624 | HK$6,624 | HK$6,624 | HK$6,624 | HK$7,032 (+6.2%) | HK$7,032 | HK$7,428 (+5.6%) | HK$7,428 | HK$8,028 (+8.1%) | HK$8,028 | +4.02% |
| 15岁 | HK$6,624 | HK$6,624 | HK$6,624 | HK$6,624 | HK$7,032 (+6.2%) | HK$7,032 | HK$7,428 (+5.6%) | HK$7,428 | HK$8,028 (+8.1%) | HK$8,028 | +4.02% |
| 20岁 | HK$7,272 | HK$7,272 | HK$7,272 | HK$7,272 | HK$7,716 (+6.1%) | HK$7,716 | HK$8,148 (+5.6%) | HK$8,148 | HK$8,796 (+8.0%) | HK$8,796 | +3.98% |
| 25岁 | HK$8,856 | HK$8,856 | HK$8,856 | HK$8,856 | HK$9,396 (+6.1%) | HK$9,396 | HK$9,924 (+5.6%) | HK$9,924 | HK$10,716 (+8.0%) | HK$10,716 | +3.98% |
| 30岁 | HK$11,172 | HK$11,172 | HK$11,172 | HK$11,172 | HK$11,844 (+6.0%) | HK$11,844 | HK$12,504 (+5.6%) | HK$12,504 | HK$13,500 (+8.0%) | HK$13,500 | +3.96% |
| 35岁 | HK$11,964 | HK$11,964 | HK$11,964 | HK$11,964 | HK$12,684 (+6.0%) | HK$12,684 | HK$13,392 (+5.6%) | HK$13,392 | HK$14,460 (+8.0%) | HK$14,460 | +3.96% |
| 40岁 | HK$12,780 | HK$12,780 | HK$12,780 | HK$12,780 | HK$13,548 (+6.0%) | HK$13,548 | HK$14,304 (+5.6%) | HK$14,304 | HK$15,444 (+8.0%) | HK$15,444 | +3.96% |
| 45岁 | HK$15,348 | HK$15,348 | HK$15,348 | HK$15,348 | HK$16,272 (+6.0%) | HK$16,272 | HK$17,172 (+5.5%) | HK$17,172 | HK$18,288 (+6.5%) | HK$18,288 | +3.66% |
| 50岁 | HK$19,092 | HK$19,092 | HK$19,092 | HK$19,092 | HK$20,244 (+6.0%) | HK$20,244 | HK$21,360 (+5.5%) | HK$21,360 | HK$23,064 (+8.0%) | HK$23,064 | +3.95% |
| 55岁 | HK$22,884 | HK$22,884 | HK$22,884 | HK$22,884 | HK$24,264 (+6.0%) | HK$24,264 | HK$25,608 (+5.5%) | HK$25,608 | HK$27,660 (+8.0%) | HK$27,660 | +3.96% |
| 60岁 | HK$30,576 | HK$30,576 | HK$30,576 | HK$30,576 | HK$32,412 (+6.0%) | HK$32,412 | HK$34,200 (+5.5%) | HK$34,200 | HK$36,936 (+8.0%) | HK$36,936 | +3.95% |
| 65岁 | HK$43,260 | HK$43,260 | HK$43,260 | HK$43,260 | HK$45,864 (+6.0%) | HK$45,864 | HK$48,396 (+5.5%) | HK$48,396 | HK$52,272 (+8.0%) | HK$52,272 | +3.95% |
| 70岁 | HK$53,952 | HK$53,952 | HK$53,952 | HK$53,952 | HK$57,192 (+6.0%) | HK$57,192 | HK$60,348 (+5.5%) | HK$60,348 | HK$65,172 (+8.0%) | HK$65,172 | +3.95% |
| 75岁 | HK$69,096 | HK$69,096 | HK$69,096 | HK$69,096 | HK$73,248 (+6.0%) | HK$73,248 | HK$77,280 (+5.5%) | HK$77,280 | HK$83,460 (+8.0%) | HK$83,460 | +3.95% |
| 80岁 | HK$88,488 | HK$88,488 | HK$88,488 | HK$88,488 | HK$93,804 (+6.0%) | HK$93,804 | HK$98,964 (+5.5%) | HK$98,964 | HK$106,884 (+8.0%) | HK$106,884 | +3.95% |
| 85岁 | HK$111,588 | HK$111,588 | HK$111,588 | HK$111,588 | HK$118,284 (+6.0%) | HK$118,284 | HK$124,800 (+5.5%) | HK$124,800 | HK$134,784 (+8.0%) | HK$134,784 | +3.95% |
| 90岁 | HK$139,656 | HK$139,656 | HK$139,656 | HK$139,656 | HK$148,044 (+6.0%) | HK$148,044 | HK$156,192 (+5.5%) | HK$156,192 | HK$168,684 (+8.0%) | HK$168,684 | +3.95% |
| 95岁 | HK$159,480 | HK$159,480 | HK$159,480 | HK$159,480 | HK$169,056 (+6.0%) | HK$169,056 | HK$178,356 (+5.5%) | HK$178,356 | HK$192,624 (+8.0%) | HK$192,624 | +3.95% |
| 99岁 | HK$176,916 | HK$176,916 | HK$176,916 | HK$176,916 | HK$187,536 (+6.0%) | HK$187,536 | HK$197,856 (+5.5%) | HK$197,856 | HK$213,684 (+8.0%) | HK$213,684 | +3.95% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.0% | 0.0% | +5.5% | 0.0% | +7.9% | 0.0% | — |
0岁HK$8,196
5岁HK$6,684
10岁HK$6,624
15岁HK$6,624
20岁HK$7,272
25岁HK$8,856
30岁HK$11,172
35岁HK$11,964
40岁HK$12,780
45岁HK$15,348
50岁HK$19,092
55岁HK$22,884
60岁HK$30,576
65岁HK$43,260
70岁HK$53,952
75岁HK$69,096
80岁HK$88,488
85岁HK$111,588
90岁HK$139,656
95岁HK$159,480
99岁HK$176,916
0岁HK$8,196
5岁HK$6,684
10岁HK$6,624
15岁HK$6,624
20岁HK$7,272
25岁HK$8,856
30岁HK$11,172
35岁HK$11,964
40岁HK$12,780
45岁HK$15,348
50岁HK$19,092
55岁HK$22,884
60岁HK$30,576
65岁HK$43,260
70岁HK$53,952
75岁HK$69,096
80岁HK$88,488
85岁HK$111,588
90岁HK$139,656
95岁HK$159,480
99岁HK$176,916
0岁HK$8,196
5岁HK$6,684
10岁HK$6,624
15岁HK$6,624
20岁HK$7,272
25岁HK$8,856
30岁HK$11,172
35岁HK$11,964
40岁HK$12,780
45岁HK$15,348
50岁HK$19,092
55岁HK$22,884
60岁HK$30,576
65岁HK$43,260
70岁HK$53,952
75岁HK$69,096
80岁HK$88,488
85岁HK$111,588
90岁HK$139,656
95岁HK$159,480
99岁HK$176,916
0岁HK$8,196
5岁HK$6,684
10岁HK$6,624
15岁HK$6,624
20岁HK$7,272
25岁HK$8,856
30岁HK$11,172
35岁HK$11,964
40岁HK$12,780
45岁HK$15,348
50岁HK$19,092
55岁HK$22,884
60岁HK$30,576
65岁HK$43,260
70岁HK$53,952
75岁HK$69,096
80岁HK$88,488
85岁HK$111,588
90岁HK$139,656
95岁HK$159,480
99岁HK$176,916
0岁HK$8,688 (+6.0%)
5岁HK$7,092 (+6.1%)
10岁HK$7,032 (+6.2%)
15岁HK$7,032 (+6.2%)
20岁HK$7,716 (+6.1%)
25岁HK$9,396 (+6.1%)
30岁HK$11,844 (+6.0%)
35岁HK$12,684 (+6.0%)
40岁HK$13,548 (+6.0%)
45岁HK$16,272 (+6.0%)
50岁HK$20,244 (+6.0%)
55岁HK$24,264 (+6.0%)
60岁HK$32,412 (+6.0%)
65岁HK$45,864 (+6.0%)
70岁HK$57,192 (+6.0%)
75岁HK$73,248 (+6.0%)
80岁HK$93,804 (+6.0%)
85岁HK$118,284 (+6.0%)
90岁HK$148,044 (+6.0%)
95岁HK$169,056 (+6.0%)
99岁HK$187,536 (+6.0%)
0岁HK$8,688
5岁HK$7,092
10岁HK$7,032
15岁HK$7,032
20岁HK$7,716
25岁HK$9,396
30岁HK$11,844
35岁HK$12,684
40岁HK$13,548
45岁HK$16,272
50岁HK$20,244
55岁HK$24,264
60岁HK$32,412
65岁HK$45,864
70岁HK$57,192
75岁HK$73,248
80岁HK$93,804
85岁HK$118,284
90岁HK$148,044
95岁HK$169,056
99岁HK$187,536
0岁HK$9,168 (+5.5%)
5岁HK$7,488 (+5.6%)
10岁HK$7,428 (+5.6%)
15岁HK$7,428 (+5.6%)
20岁HK$8,148 (+5.6%)
25岁HK$9,924 (+5.6%)
30岁HK$12,504 (+5.6%)
35岁HK$13,392 (+5.6%)
40岁HK$14,304 (+5.6%)
45岁HK$17,172 (+5.5%)
50岁HK$21,360 (+5.5%)
55岁HK$25,608 (+5.5%)
60岁HK$34,200 (+5.5%)
65岁HK$48,396 (+5.5%)
70岁HK$60,348 (+5.5%)
75岁HK$77,280 (+5.5%)
80岁HK$98,964 (+5.5%)
85岁HK$124,800 (+5.5%)
90岁HK$156,192 (+5.5%)
95岁HK$178,356 (+5.5%)
99岁HK$197,856 (+5.5%)
0岁HK$9,168
5岁HK$7,488
10岁HK$7,428
15岁HK$7,428
20岁HK$8,148
25岁HK$9,924
30岁HK$12,504
35岁HK$13,392
40岁HK$14,304
45岁HK$17,172
50岁HK$21,360
55岁HK$25,608
60岁HK$34,200
65岁HK$48,396
70岁HK$60,348
75岁HK$77,280
80岁HK$98,964
85岁HK$124,800
90岁HK$156,192
95岁HK$178,356
99岁HK$197,856
0岁HK$9,900 (+8.0%)
5岁HK$8,088 (+8.0%)
10岁HK$8,028 (+8.1%)
15岁HK$8,028 (+8.1%)
20岁HK$8,796 (+8.0%)
25岁HK$10,716 (+8.0%)
30岁HK$13,500 (+8.0%)
35岁HK$14,460 (+8.0%)
40岁HK$15,444 (+8.0%)
45岁HK$18,288 (+6.5%)
50岁HK$23,064 (+8.0%)
55岁HK$27,660 (+8.0%)
60岁HK$36,936 (+8.0%)
65岁HK$52,272 (+8.0%)
70岁HK$65,172 (+8.0%)
75岁HK$83,460 (+8.0%)
80岁HK$106,884 (+8.0%)
85岁HK$134,784 (+8.0%)
90岁HK$168,684 (+8.0%)
95岁HK$192,624 (+8.0%)
99岁HK$213,684 (+8.0%)
0岁HK$9,900
5岁HK$8,088
10岁HK$8,028
15岁HK$8,028
20岁HK$8,796
25岁HK$10,716
30岁HK$13,500
35岁HK$14,460
40岁HK$15,444
45岁HK$18,288
50岁HK$23,064
55岁HK$27,660
60岁HK$36,936
65岁HK$52,272
70岁HK$65,172
75岁HK$83,460
80岁HK$106,884
85岁HK$134,784
90岁HK$168,684
95岁HK$192,624
99岁HK$213,684
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.95%
5岁+3.99%
10岁+4.02%
15岁+4.02%
20岁+3.98%
25岁+3.98%
30岁+3.96%
35岁+3.96%
40岁+3.96%
45岁+3.66%
50岁+3.95%
55岁+3.96%
60岁+3.95%
65岁+3.95%
70岁+3.95%
75岁+3.95%
80岁+3.95%
85岁+3.95%
90岁+3.95%
95岁+3.95%
99岁+3.95%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。