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保泰人壽保險有限公司 · F00060-05-000 · 10 个版本 · 灵活计划 · 年均加幅 +4.40%
男女同价港元 (HKD)
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$11,352 | HK$11,352 | HK$11,352 | HK$11,352 | HK$12,036 (+6.0%) | HK$12,036 | HK$13,008 (+8.1%) | HK$13,008 | HK$14,184 (+9.0%) | HK$14,184 | +4.67% |
| 5岁 | HK$9,960 | HK$9,960 | HK$9,960 | HK$9,960 | HK$10,560 (+6.0%) | HK$10,560 | HK$11,412 (+8.1%) | HK$11,412 | HK$12,444 (+9.0%) | HK$12,444 | +4.67% |
| 10岁 | HK$9,624 | HK$9,624 | HK$9,624 | HK$9,624 | HK$10,212 (+6.1%) | HK$10,212 | HK$11,040 (+8.1%) | HK$11,040 | HK$12,036 (+9.0%) | HK$12,036 | +4.69% |
| 15岁 | HK$9,624 | HK$9,624 | HK$9,624 | HK$9,624 | HK$10,212 (+6.1%) | HK$10,212 | HK$11,040 (+8.1%) | HK$11,040 | HK$12,036 (+9.0%) | HK$12,036 | +4.69% |
| 20岁 | HK$10,596 | HK$10,596 | HK$10,596 | HK$10,596 | HK$11,232 (+6.0%) | HK$11,232 | HK$12,132 (+8.0%) | HK$12,132 | HK$13,224 (+9.0%) | HK$13,224 | +4.65% |
| 25岁 | HK$11,844 | HK$11,844 | HK$11,844 | HK$11,844 | HK$12,564 (+6.1%) | HK$12,564 | HK$13,572 (+8.0%) | HK$13,572 | HK$14,796 (+9.0%) | HK$14,796 | +4.67% |
| 30岁 | HK$13,440 | HK$13,440 | HK$13,440 | HK$13,440 | HK$14,256 (+6.1%) | HK$14,256 | HK$15,408 (+8.1%) | HK$15,408 | HK$16,800 (+9.0%) | HK$16,800 | +4.68% |
| 35岁 | HK$15,264 | HK$15,264 | HK$15,264 | HK$15,264 | HK$16,188 (+6.1%) | HK$16,188 | HK$17,484 (+8.0%) | HK$17,484 | HK$19,056 (+9.0%) | HK$19,056 | +4.65% |
| 40岁 | HK$17,400 | HK$17,400 | HK$17,400 | HK$17,400 | HK$18,444 (+6.0%) | HK$18,444 | HK$19,920 (+8.0%) | HK$19,920 | HK$21,708 (+9.0%) | HK$21,708 | +4.64% |
| 45岁 | HK$21,468 | HK$21,468 | HK$21,468 | HK$21,468 | HK$22,764 (+6.0%) | HK$22,764 | HK$24,588 (+8.0%) | HK$24,588 | HK$26,796 (+9.0%) | HK$26,796 | +4.65% |
| 50岁 | HK$26,580 | HK$26,580 | HK$26,580 | HK$26,580 | HK$28,176 (+6.0%) | HK$28,176 | HK$30,432 (+8.0%) | HK$30,432 | HK$33,168 (+9.0%) | HK$33,168 | +4.64% |
| 55岁 | HK$33,756 | HK$33,756 | HK$33,756 | HK$33,756 | HK$35,784 (+6.0%) | HK$35,784 | HK$37,764 (+5.5%) | HK$37,764 | HK$41,160 (+9.0%) | HK$41,160 | +4.15% |
| 60岁 | HK$42,876 | HK$42,876 | HK$42,876 | HK$42,876 | HK$45,456 (+6.0%) | HK$45,456 | HK$47,964 (+5.5%) | HK$47,964 | HK$52,284 (+9.0%) | HK$52,284 | +4.15% |
| 65岁 | HK$54,468 | HK$54,468 | HK$54,468 | HK$54,468 | HK$57,744 (+6.0%) | HK$57,744 | HK$60,924 (+5.5%) | HK$60,924 | HK$66,408 (+9.0%) | HK$66,408 | +4.15% |
| 70岁 | HK$69,192 | HK$69,192 | HK$69,192 | HK$69,192 | HK$73,344 (+6.0%) | HK$73,344 | HK$77,388 (+5.5%) | HK$77,388 | HK$84,348 (+9.0%) | HK$84,348 | +4.14% |
| 75岁 | HK$87,888 | HK$87,888 | HK$87,888 | HK$87,888 | HK$93,168 (+6.0%) | HK$93,168 | HK$98,304 (+5.5%) | HK$98,304 | HK$107,148 (+9.0%) | HK$107,148 | +4.14% |
| 80岁 | HK$111,636 | HK$111,636 | HK$111,636 | HK$111,636 | HK$118,344 (+6.0%) | HK$118,344 | HK$124,860 (+5.5%) | HK$124,860 | HK$136,092 (+9.0%) | HK$136,092 | +4.14% |
| 85岁 | HK$152,856 | HK$152,856 | HK$152,856 | HK$152,856 | HK$162,036 (+6.0%) | HK$162,036 | HK$170,952 (+5.5%) | HK$170,952 | HK$185,640 (+8.6%) | HK$185,640 | +4.06% |
| 90岁 | HK$203,436 | HK$203,436 | HK$203,436 | HK$203,436 | HK$215,652 (+6.0%) | HK$215,652 | HK$227,520 (+5.5%) | HK$227,520 | HK$247,644 (+8.8%) | HK$247,644 | +4.11% |
| 95岁 | HK$230,676 | HK$230,676 | HK$230,676 | HK$230,676 | HK$244,524 (+6.0%) | HK$244,524 | HK$257,976 (+5.5%) | HK$257,976 | HK$281,196 (+9.0%) | HK$281,196 | +4.14% |
| 99岁 | HK$254,472 | HK$254,472 | HK$254,472 | HK$254,472 | HK$269,748 (+6.0%) | HK$269,748 | HK$284,592 (+5.5%) | HK$284,592 | HK$310,200 (+9.0%) | HK$310,200 | +4.14% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.0% | 0.0% | +6.8% | 0.0% | +9.0% | 0.0% | — |
0岁HK$11,352
5岁HK$9,960
10岁HK$9,624
15岁HK$9,624
20岁HK$10,596
25岁HK$11,844
30岁HK$13,440
35岁HK$15,264
40岁HK$17,400
45岁HK$21,468
50岁HK$26,580
55岁HK$33,756
60岁HK$42,876
65岁HK$54,468
70岁HK$69,192
75岁HK$87,888
80岁HK$111,636
85岁HK$152,856
90岁HK$203,436
95岁HK$230,676
99岁HK$254,472
0岁HK$11,352
5岁HK$9,960
10岁HK$9,624
15岁HK$9,624
20岁HK$10,596
25岁HK$11,844
30岁HK$13,440
35岁HK$15,264
40岁HK$17,400
45岁HK$21,468
50岁HK$26,580
55岁HK$33,756
60岁HK$42,876
65岁HK$54,468
70岁HK$69,192
75岁HK$87,888
80岁HK$111,636
85岁HK$152,856
90岁HK$203,436
95岁HK$230,676
99岁HK$254,472
0岁HK$11,352
5岁HK$9,960
10岁HK$9,624
15岁HK$9,624
20岁HK$10,596
25岁HK$11,844
30岁HK$13,440
35岁HK$15,264
40岁HK$17,400
45岁HK$21,468
50岁HK$26,580
55岁HK$33,756
60岁HK$42,876
65岁HK$54,468
70岁HK$69,192
75岁HK$87,888
80岁HK$111,636
85岁HK$152,856
90岁HK$203,436
95岁HK$230,676
99岁HK$254,472
0岁HK$11,352
5岁HK$9,960
10岁HK$9,624
15岁HK$9,624
20岁HK$10,596
25岁HK$11,844
30岁HK$13,440
35岁HK$15,264
40岁HK$17,400
45岁HK$21,468
50岁HK$26,580
55岁HK$33,756
60岁HK$42,876
65岁HK$54,468
70岁HK$69,192
75岁HK$87,888
80岁HK$111,636
85岁HK$152,856
90岁HK$203,436
95岁HK$230,676
99岁HK$254,472
0岁HK$12,036 (+6.0%)
5岁HK$10,560 (+6.0%)
10岁HK$10,212 (+6.1%)
15岁HK$10,212 (+6.1%)
20岁HK$11,232 (+6.0%)
25岁HK$12,564 (+6.1%)
30岁HK$14,256 (+6.1%)
35岁HK$16,188 (+6.1%)
40岁HK$18,444 (+6.0%)
45岁HK$22,764 (+6.0%)
50岁HK$28,176 (+6.0%)
55岁HK$35,784 (+6.0%)
60岁HK$45,456 (+6.0%)
65岁HK$57,744 (+6.0%)
70岁HK$73,344 (+6.0%)
75岁HK$93,168 (+6.0%)
80岁HK$118,344 (+6.0%)
85岁HK$162,036 (+6.0%)
90岁HK$215,652 (+6.0%)
95岁HK$244,524 (+6.0%)
99岁HK$269,748 (+6.0%)
0岁HK$12,036
5岁HK$10,560
10岁HK$10,212
15岁HK$10,212
20岁HK$11,232
25岁HK$12,564
30岁HK$14,256
35岁HK$16,188
40岁HK$18,444
45岁HK$22,764
50岁HK$28,176
55岁HK$35,784
60岁HK$45,456
65岁HK$57,744
70岁HK$73,344
75岁HK$93,168
80岁HK$118,344
85岁HK$162,036
90岁HK$215,652
95岁HK$244,524
99岁HK$269,748
0岁HK$13,008 (+8.1%)
5岁HK$11,412 (+8.1%)
10岁HK$11,040 (+8.1%)
15岁HK$11,040 (+8.1%)
20岁HK$12,132 (+8.0%)
25岁HK$13,572 (+8.0%)
30岁HK$15,408 (+8.1%)
35岁HK$17,484 (+8.0%)
40岁HK$19,920 (+8.0%)
45岁HK$24,588 (+8.0%)
50岁HK$30,432 (+8.0%)
55岁HK$37,764 (+5.5%)
60岁HK$47,964 (+5.5%)
65岁HK$60,924 (+5.5%)
70岁HK$77,388 (+5.5%)
75岁HK$98,304 (+5.5%)
80岁HK$124,860 (+5.5%)
85岁HK$170,952 (+5.5%)
90岁HK$227,520 (+5.5%)
95岁HK$257,976 (+5.5%)
99岁HK$284,592 (+5.5%)
0岁HK$13,008
5岁HK$11,412
10岁HK$11,040
15岁HK$11,040
20岁HK$12,132
25岁HK$13,572
30岁HK$15,408
35岁HK$17,484
40岁HK$19,920
45岁HK$24,588
50岁HK$30,432
55岁HK$37,764
60岁HK$47,964
65岁HK$60,924
70岁HK$77,388
75岁HK$98,304
80岁HK$124,860
85岁HK$170,952
90岁HK$227,520
95岁HK$257,976
99岁HK$284,592
0岁HK$14,184 (+9.0%)
5岁HK$12,444 (+9.0%)
10岁HK$12,036 (+9.0%)
15岁HK$12,036 (+9.0%)
20岁HK$13,224 (+9.0%)
25岁HK$14,796 (+9.0%)
30岁HK$16,800 (+9.0%)
35岁HK$19,056 (+9.0%)
40岁HK$21,708 (+9.0%)
45岁HK$26,796 (+9.0%)
50岁HK$33,168 (+9.0%)
55岁HK$41,160 (+9.0%)
60岁HK$52,284 (+9.0%)
65岁HK$66,408 (+9.0%)
70岁HK$84,348 (+9.0%)
75岁HK$107,148 (+9.0%)
80岁HK$136,092 (+9.0%)
85岁HK$185,640 (+8.6%)
90岁HK$247,644 (+8.8%)
95岁HK$281,196 (+9.0%)
99岁HK$310,200 (+9.0%)
0岁HK$14,184
5岁HK$12,444
10岁HK$12,036
15岁HK$12,036
20岁HK$13,224
25岁HK$14,796
30岁HK$16,800
35岁HK$19,056
40岁HK$21,708
45岁HK$26,796
50岁HK$33,168
55岁HK$41,160
60岁HK$52,284
65岁HK$66,408
70岁HK$84,348
75岁HK$107,148
80岁HK$136,092
85岁HK$185,640
90岁HK$247,644
95岁HK$281,196
99岁HK$310,200
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.67%
5岁+4.67%
10岁+4.69%
15岁+4.69%
20岁+4.65%
25岁+4.67%
30岁+4.68%
35岁+4.65%
40岁+4.64%
45岁+4.65%
50岁+4.64%
55岁+4.15%
60岁+4.15%
65岁+4.15%
70岁+4.14%
75岁+4.14%
80岁+4.14%
85岁+4.06%
90岁+4.11%
95岁+4.14%
99岁+4.14%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。