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保泰人壽保險有限公司 · F00060-04-000 · 10 个版本 · 灵活计划 · 年均加幅 +3.98%
男女同价港元 (HKD)
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$2,652 | HK$2,652 | HK$2,652 | HK$2,652 | HK$2,820 (+6.3%) | HK$2,820 | HK$2,976 (+5.5%) | HK$2,976 | HK$3,216 (+8.1%) | HK$3,216 | +4.03% |
| 5岁 | HK$2,352 | HK$2,352 | HK$2,352 | HK$2,352 | HK$2,496 (+6.1%) | HK$2,496 | HK$2,640 (+5.8%) | HK$2,640 | HK$2,856 (+8.2%) | HK$2,856 | +4.06% |
| 10岁 | HK$2,268 | HK$2,268 | HK$2,268 | HK$2,268 | HK$2,412 (+6.3%) | HK$2,412 | HK$2,556 (+6.0%) | HK$2,556 | HK$2,760 (+8.0%) | HK$2,760 | +4.11% |
| 15岁 | HK$2,268 | HK$2,268 | HK$2,268 | HK$2,268 | HK$2,412 (+6.3%) | HK$2,412 | HK$2,556 (+6.0%) | HK$2,556 | HK$2,760 (+8.0%) | HK$2,760 | +4.11% |
| 20岁 | HK$2,496 | HK$2,496 | HK$2,496 | HK$2,496 | HK$2,652 (+6.3%) | HK$2,652 | HK$2,808 (+5.9%) | HK$2,808 | HK$3,036 (+8.1%) | HK$3,036 | +4.10% |
| 25岁 | HK$2,856 | HK$2,856 | HK$2,856 | HK$2,856 | HK$3,036 (+6.3%) | HK$3,036 | HK$3,204 (+5.5%) | HK$3,204 | HK$3,456 (+7.9%) | HK$3,456 | +3.99% |
| 30岁 | HK$3,084 | HK$3,084 | HK$3,084 | HK$3,084 | HK$3,276 (+6.2%) | HK$3,276 | HK$3,468 (+5.9%) | HK$3,468 | HK$3,744 (+8.0%) | HK$3,744 | +4.05% |
| 35岁 | HK$3,432 | HK$3,432 | HK$3,432 | HK$3,432 | HK$3,648 (+6.3%) | HK$3,648 | HK$3,852 (+5.6%) | HK$3,852 | HK$4,164 (+8.1%) | HK$4,164 | +4.04% |
| 40岁 | HK$3,852 | HK$3,852 | HK$3,852 | HK$3,852 | HK$4,092 (+6.2%) | HK$4,092 | HK$4,320 (+5.6%) | HK$4,320 | HK$4,632 (+7.2%) | HK$4,632 | +3.85% |
| 45岁 | HK$5,028 | HK$5,028 | HK$5,028 | HK$5,028 | HK$5,340 (+6.2%) | HK$5,340 | HK$5,640 (+5.6%) | HK$5,640 | HK$5,916 (+4.9%) | HK$5,916 | +3.39% |
| 50岁 | HK$6,408 | HK$6,408 | HK$6,408 | HK$6,408 | HK$6,804 (+6.2%) | HK$6,804 | HK$7,188 (+5.6%) | HK$7,188 | HK$7,764 (+8.0%) | HK$7,764 | +4.01% |
| 55岁 | HK$8,136 | HK$8,136 | HK$8,136 | HK$8,136 | HK$8,628 (+6.0%) | HK$8,628 | HK$9,108 (+5.6%) | HK$9,108 | HK$9,840 (+8.0%) | HK$9,840 | +3.97% |
| 60岁 | HK$10,188 | HK$10,188 | HK$10,188 | HK$10,188 | HK$10,800 (+6.0%) | HK$10,800 | HK$11,400 (+5.6%) | HK$11,400 | HK$12,312 (+8.0%) | HK$12,312 | +3.96% |
| 65岁 | HK$13,128 | HK$13,128 | HK$13,128 | HK$13,128 | HK$13,920 (+6.0%) | HK$13,920 | HK$14,688 (+5.5%) | HK$14,688 | HK$15,864 (+8.0%) | HK$15,864 | +3.96% |
| 70岁 | HK$16,680 | HK$16,680 | HK$16,680 | HK$16,680 | HK$17,688 (+6.0%) | HK$17,688 | HK$18,672 (+5.6%) | HK$18,672 | HK$20,160 (+8.0%) | HK$20,160 | +3.96% |
| 75岁 | HK$21,192 | HK$21,192 | HK$21,192 | HK$21,192 | HK$22,464 (+6.0%) | HK$22,464 | HK$23,700 (+5.5%) | HK$23,700 | HK$25,596 (+8.0%) | HK$25,596 | +3.95% |
| 80岁 | HK$26,916 | HK$26,916 | HK$26,916 | HK$26,916 | HK$28,536 (+6.0%) | HK$28,536 | HK$30,108 (+5.5%) | HK$30,108 | HK$32,520 (+8.0%) | HK$32,520 | +3.95% |
| 85岁 | HK$37,020 | HK$37,020 | HK$37,020 | HK$37,020 | HK$39,252 (+6.0%) | HK$39,252 | HK$41,412 (+5.5%) | HK$41,412 | HK$44,724 (+8.0%) | HK$44,724 | +3.95% |
| 90岁 | HK$49,224 | HK$49,224 | HK$49,224 | HK$49,224 | HK$52,188 (+6.0%) | HK$52,188 | HK$55,068 (+5.5%) | HK$55,068 | HK$59,472 (+8.0%) | HK$59,472 | +3.95% |
| 95岁 | HK$55,104 | HK$55,104 | HK$55,104 | HK$55,104 | HK$58,416 (+6.0%) | HK$58,416 | HK$61,632 (+5.5%) | HK$61,632 | HK$66,564 (+8.0%) | HK$66,564 | +3.95% |
| 99岁 | HK$60,156 | HK$60,156 | HK$60,156 | HK$60,156 | HK$63,768 (+6.0%) | HK$63,768 | HK$67,284 (+5.5%) | HK$67,284 | HK$72,672 (+8.0%) | HK$72,672 | +3.95% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.1% | 0.0% | +5.6% | 0.0% | +7.8% | 0.0% | — |
0岁HK$2,652
5岁HK$2,352
10岁HK$2,268
15岁HK$2,268
20岁HK$2,496
25岁HK$2,856
30岁HK$3,084
35岁HK$3,432
40岁HK$3,852
45岁HK$5,028
50岁HK$6,408
55岁HK$8,136
60岁HK$10,188
65岁HK$13,128
70岁HK$16,680
75岁HK$21,192
80岁HK$26,916
85岁HK$37,020
90岁HK$49,224
95岁HK$55,104
99岁HK$60,156
0岁HK$2,652
5岁HK$2,352
10岁HK$2,268
15岁HK$2,268
20岁HK$2,496
25岁HK$2,856
30岁HK$3,084
35岁HK$3,432
40岁HK$3,852
45岁HK$5,028
50岁HK$6,408
55岁HK$8,136
60岁HK$10,188
65岁HK$13,128
70岁HK$16,680
75岁HK$21,192
80岁HK$26,916
85岁HK$37,020
90岁HK$49,224
95岁HK$55,104
99岁HK$60,156
0岁HK$2,652
5岁HK$2,352
10岁HK$2,268
15岁HK$2,268
20岁HK$2,496
25岁HK$2,856
30岁HK$3,084
35岁HK$3,432
40岁HK$3,852
45岁HK$5,028
50岁HK$6,408
55岁HK$8,136
60岁HK$10,188
65岁HK$13,128
70岁HK$16,680
75岁HK$21,192
80岁HK$26,916
85岁HK$37,020
90岁HK$49,224
95岁HK$55,104
99岁HK$60,156
0岁HK$2,652
5岁HK$2,352
10岁HK$2,268
15岁HK$2,268
20岁HK$2,496
25岁HK$2,856
30岁HK$3,084
35岁HK$3,432
40岁HK$3,852
45岁HK$5,028
50岁HK$6,408
55岁HK$8,136
60岁HK$10,188
65岁HK$13,128
70岁HK$16,680
75岁HK$21,192
80岁HK$26,916
85岁HK$37,020
90岁HK$49,224
95岁HK$55,104
99岁HK$60,156
0岁HK$2,820 (+6.3%)
5岁HK$2,496 (+6.1%)
10岁HK$2,412 (+6.3%)
15岁HK$2,412 (+6.3%)
20岁HK$2,652 (+6.3%)
25岁HK$3,036 (+6.3%)
30岁HK$3,276 (+6.2%)
35岁HK$3,648 (+6.3%)
40岁HK$4,092 (+6.2%)
45岁HK$5,340 (+6.2%)
50岁HK$6,804 (+6.2%)
55岁HK$8,628 (+6.0%)
60岁HK$10,800 (+6.0%)
65岁HK$13,920 (+6.0%)
70岁HK$17,688 (+6.0%)
75岁HK$22,464 (+6.0%)
80岁HK$28,536 (+6.0%)
85岁HK$39,252 (+6.0%)
90岁HK$52,188 (+6.0%)
95岁HK$58,416 (+6.0%)
99岁HK$63,768 (+6.0%)
0岁HK$2,820
5岁HK$2,496
10岁HK$2,412
15岁HK$2,412
20岁HK$2,652
25岁HK$3,036
30岁HK$3,276
35岁HK$3,648
40岁HK$4,092
45岁HK$5,340
50岁HK$6,804
55岁HK$8,628
60岁HK$10,800
65岁HK$13,920
70岁HK$17,688
75岁HK$22,464
80岁HK$28,536
85岁HK$39,252
90岁HK$52,188
95岁HK$58,416
99岁HK$63,768
0岁HK$2,976 (+5.5%)
5岁HK$2,640 (+5.8%)
10岁HK$2,556 (+6.0%)
15岁HK$2,556 (+6.0%)
20岁HK$2,808 (+5.9%)
25岁HK$3,204 (+5.5%)
30岁HK$3,468 (+5.9%)
35岁HK$3,852 (+5.6%)
40岁HK$4,320 (+5.6%)
45岁HK$5,640 (+5.6%)
50岁HK$7,188 (+5.6%)
55岁HK$9,108 (+5.6%)
60岁HK$11,400 (+5.6%)
65岁HK$14,688 (+5.5%)
70岁HK$18,672 (+5.6%)
75岁HK$23,700 (+5.5%)
80岁HK$30,108 (+5.5%)
85岁HK$41,412 (+5.5%)
90岁HK$55,068 (+5.5%)
95岁HK$61,632 (+5.5%)
99岁HK$67,284 (+5.5%)
0岁HK$2,976
5岁HK$2,640
10岁HK$2,556
15岁HK$2,556
20岁HK$2,808
25岁HK$3,204
30岁HK$3,468
35岁HK$3,852
40岁HK$4,320
45岁HK$5,640
50岁HK$7,188
55岁HK$9,108
60岁HK$11,400
65岁HK$14,688
70岁HK$18,672
75岁HK$23,700
80岁HK$30,108
85岁HK$41,412
90岁HK$55,068
95岁HK$61,632
99岁HK$67,284
0岁HK$3,216 (+8.1%)
5岁HK$2,856 (+8.2%)
10岁HK$2,760 (+8.0%)
15岁HK$2,760 (+8.0%)
20岁HK$3,036 (+8.1%)
25岁HK$3,456 (+7.9%)
30岁HK$3,744 (+8.0%)
35岁HK$4,164 (+8.1%)
40岁HK$4,632 (+7.2%)
45岁HK$5,916 (+4.9%)
50岁HK$7,764 (+8.0%)
55岁HK$9,840 (+8.0%)
60岁HK$12,312 (+8.0%)
65岁HK$15,864 (+8.0%)
70岁HK$20,160 (+8.0%)
75岁HK$25,596 (+8.0%)
80岁HK$32,520 (+8.0%)
85岁HK$44,724 (+8.0%)
90岁HK$59,472 (+8.0%)
95岁HK$66,564 (+8.0%)
99岁HK$72,672 (+8.0%)
0岁HK$3,216
5岁HK$2,856
10岁HK$2,760
15岁HK$2,760
20岁HK$3,036
25岁HK$3,456
30岁HK$3,744
35岁HK$4,164
40岁HK$4,632
45岁HK$5,916
50岁HK$7,764
55岁HK$9,840
60岁HK$12,312
65岁HK$15,864
70岁HK$20,160
75岁HK$25,596
80岁HK$32,520
85岁HK$44,724
90岁HK$59,472
95岁HK$66,564
99岁HK$72,672
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.03%
5岁+4.06%
10岁+4.11%
15岁+4.11%
20岁+4.10%
25岁+3.99%
30岁+4.05%
35岁+4.04%
40岁+3.85%
45岁+3.39%
50岁+4.01%
55岁+3.97%
60岁+3.96%
65岁+3.96%
70岁+3.96%
75岁+3.95%
80岁+3.95%
85岁+3.95%
90岁+3.95%
95岁+3.95%
99岁+3.95%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。