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保泰人壽保險有限公司 · F00060-03-000 · 10 个版本 · 灵活计划 · 年均加幅 +3.97%
男女同价港元 (HKD)
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,036 | HK$3,036 | HK$3,036 | HK$3,036 | HK$3,228 (+6.3%) | HK$3,228 | HK$3,408 (+5.6%) | HK$3,408 | HK$3,684 (+8.1%) | HK$3,684 | +4.04% |
| 5岁 | HK$2,664 | HK$2,664 | HK$2,664 | HK$2,664 | HK$2,832 (+6.3%) | HK$2,832 | HK$2,988 (+5.5%) | HK$2,988 | HK$3,228 (+8.0%) | HK$3,228 | +4.01% |
| 10岁 | HK$2,568 | HK$2,568 | HK$2,568 | HK$2,568 | HK$2,724 (+6.1%) | HK$2,724 | HK$2,880 (+5.7%) | HK$2,880 | HK$3,108 (+7.9%) | HK$3,108 | +3.99% |
| 15岁 | HK$2,568 | HK$2,568 | HK$2,568 | HK$2,568 | HK$2,724 (+6.1%) | HK$2,724 | HK$2,880 (+5.7%) | HK$2,880 | HK$3,108 (+7.9%) | HK$3,108 | +3.99% |
| 20岁 | HK$2,832 | HK$2,832 | HK$2,832 | HK$2,832 | HK$3,012 (+6.4%) | HK$3,012 | HK$3,180 (+5.6%) | HK$3,180 | HK$3,432 (+7.9%) | HK$3,432 | +4.02% |
| 25岁 | HK$3,228 | HK$3,228 | HK$3,228 | HK$3,228 | HK$3,432 (+6.3%) | HK$3,432 | HK$3,624 (+5.6%) | HK$3,624 | HK$3,912 (+7.9%) | HK$3,912 | +4.02% |
| 30岁 | HK$3,588 | HK$3,588 | HK$3,588 | HK$3,588 | HK$3,804 (+6.0%) | HK$3,804 | HK$4,020 (+5.7%) | HK$4,020 | HK$4,344 (+8.1%) | HK$4,344 | +4.00% |
| 35岁 | HK$3,876 | HK$3,876 | HK$3,876 | HK$3,876 | HK$4,116 (+6.2%) | HK$4,116 | HK$4,344 (+5.5%) | HK$4,344 | HK$4,692 (+8.0%) | HK$4,692 | +3.99% |
| 40岁 | HK$4,356 | HK$4,356 | HK$4,356 | HK$4,356 | HK$4,620 (+6.1%) | HK$4,620 | HK$4,884 (+5.7%) | HK$4,884 | HK$5,256 (+7.6%) | HK$5,256 | +3.92% |
| 45岁 | HK$5,700 | HK$5,700 | HK$5,700 | HK$5,700 | HK$6,048 (+6.1%) | HK$6,048 | HK$6,384 (+5.6%) | HK$6,384 | HK$6,720 (+5.3%) | HK$6,720 | +3.43% |
| 50岁 | HK$7,332 | HK$7,332 | HK$7,332 | HK$7,332 | HK$7,776 (+6.1%) | HK$7,776 | HK$8,208 (+5.6%) | HK$8,208 | HK$8,868 (+8.0%) | HK$8,868 | +3.98% |
| 55岁 | HK$9,216 | HK$9,216 | HK$9,216 | HK$9,216 | HK$9,780 (+6.1%) | HK$9,780 | HK$10,320 (+5.5%) | HK$10,320 | HK$11,148 (+8.0%) | HK$11,148 | +3.98% |
| 60岁 | HK$11,532 | HK$11,532 | HK$11,532 | HK$11,532 | HK$12,228 (+6.0%) | HK$12,228 | HK$12,912 (+5.6%) | HK$12,912 | HK$13,944 (+8.0%) | HK$13,944 | +3.97% |
| 65岁 | HK$14,916 | HK$14,916 | HK$14,916 | HK$14,916 | HK$15,816 (+6.0%) | HK$15,816 | HK$16,692 (+5.5%) | HK$16,692 | HK$18,024 (+8.0%) | HK$18,024 | +3.96% |
| 70岁 | HK$20,748 | HK$20,748 | HK$20,748 | HK$20,748 | HK$21,996 (+6.0%) | HK$21,996 | HK$23,208 (+5.5%) | HK$23,208 | HK$25,032 (+7.9%) | HK$25,032 | +3.92% |
| 75岁 | HK$27,336 | HK$27,336 | HK$27,336 | HK$27,336 | HK$28,980 (+6.0%) | HK$28,980 | HK$30,576 (+5.5%) | HK$30,576 | HK$33,024 (+8.0%) | HK$33,024 | +3.95% |
| 80岁 | HK$33,960 | HK$33,960 | HK$33,960 | HK$33,960 | HK$36,000 (+6.0%) | HK$36,000 | HK$37,980 (+5.5%) | HK$37,980 | HK$41,016 (+8.0%) | HK$41,016 | +3.95% |
| 85岁 | HK$43,860 | HK$43,860 | HK$43,860 | HK$43,860 | HK$46,500 (+6.0%) | HK$46,500 | HK$49,068 (+5.5%) | HK$49,068 | HK$52,992 (+8.0%) | HK$52,992 | +3.95% |
| 90岁 | HK$55,716 | HK$55,716 | HK$55,716 | HK$55,716 | HK$59,064 (+6.0%) | HK$59,064 | HK$62,316 (+5.5%) | HK$62,316 | HK$67,296 (+8.0%) | HK$67,296 | +3.95% |
| 95岁 | HK$62,376 | HK$62,376 | HK$62,376 | HK$62,376 | HK$66,120 (+6.0%) | HK$66,120 | HK$69,768 (+5.5%) | HK$69,768 | HK$75,348 (+8.0%) | HK$75,348 | +3.95% |
| 99岁 | HK$68,088 | HK$68,088 | HK$68,088 | HK$68,088 | HK$72,180 (+6.0%) | HK$72,180 | HK$76,152 (+5.5%) | HK$76,152 | HK$82,248 (+8.0%) | HK$82,248 | +3.95% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.1% | 0.0% | +5.6% | 0.0% | +7.8% | 0.0% | — |
0岁HK$3,036
5岁HK$2,664
10岁HK$2,568
15岁HK$2,568
20岁HK$2,832
25岁HK$3,228
30岁HK$3,588
35岁HK$3,876
40岁HK$4,356
45岁HK$5,700
50岁HK$7,332
55岁HK$9,216
60岁HK$11,532
65岁HK$14,916
70岁HK$20,748
75岁HK$27,336
80岁HK$33,960
85岁HK$43,860
90岁HK$55,716
95岁HK$62,376
99岁HK$68,088
0岁HK$3,036
5岁HK$2,664
10岁HK$2,568
15岁HK$2,568
20岁HK$2,832
25岁HK$3,228
30岁HK$3,588
35岁HK$3,876
40岁HK$4,356
45岁HK$5,700
50岁HK$7,332
55岁HK$9,216
60岁HK$11,532
65岁HK$14,916
70岁HK$20,748
75岁HK$27,336
80岁HK$33,960
85岁HK$43,860
90岁HK$55,716
95岁HK$62,376
99岁HK$68,088
0岁HK$3,036
5岁HK$2,664
10岁HK$2,568
15岁HK$2,568
20岁HK$2,832
25岁HK$3,228
30岁HK$3,588
35岁HK$3,876
40岁HK$4,356
45岁HK$5,700
50岁HK$7,332
55岁HK$9,216
60岁HK$11,532
65岁HK$14,916
70岁HK$20,748
75岁HK$27,336
80岁HK$33,960
85岁HK$43,860
90岁HK$55,716
95岁HK$62,376
99岁HK$68,088
0岁HK$3,036
5岁HK$2,664
10岁HK$2,568
15岁HK$2,568
20岁HK$2,832
25岁HK$3,228
30岁HK$3,588
35岁HK$3,876
40岁HK$4,356
45岁HK$5,700
50岁HK$7,332
55岁HK$9,216
60岁HK$11,532
65岁HK$14,916
70岁HK$20,748
75岁HK$27,336
80岁HK$33,960
85岁HK$43,860
90岁HK$55,716
95岁HK$62,376
99岁HK$68,088
0岁HK$3,228 (+6.3%)
5岁HK$2,832 (+6.3%)
10岁HK$2,724 (+6.1%)
15岁HK$2,724 (+6.1%)
20岁HK$3,012 (+6.4%)
25岁HK$3,432 (+6.3%)
30岁HK$3,804 (+6.0%)
35岁HK$4,116 (+6.2%)
40岁HK$4,620 (+6.1%)
45岁HK$6,048 (+6.1%)
50岁HK$7,776 (+6.1%)
55岁HK$9,780 (+6.1%)
60岁HK$12,228 (+6.0%)
65岁HK$15,816 (+6.0%)
70岁HK$21,996 (+6.0%)
75岁HK$28,980 (+6.0%)
80岁HK$36,000 (+6.0%)
85岁HK$46,500 (+6.0%)
90岁HK$59,064 (+6.0%)
95岁HK$66,120 (+6.0%)
99岁HK$72,180 (+6.0%)
0岁HK$3,228
5岁HK$2,832
10岁HK$2,724
15岁HK$2,724
20岁HK$3,012
25岁HK$3,432
30岁HK$3,804
35岁HK$4,116
40岁HK$4,620
45岁HK$6,048
50岁HK$7,776
55岁HK$9,780
60岁HK$12,228
65岁HK$15,816
70岁HK$21,996
75岁HK$28,980
80岁HK$36,000
85岁HK$46,500
90岁HK$59,064
95岁HK$66,120
99岁HK$72,180
0岁HK$3,408 (+5.6%)
5岁HK$2,988 (+5.5%)
10岁HK$2,880 (+5.7%)
15岁HK$2,880 (+5.7%)
20岁HK$3,180 (+5.6%)
25岁HK$3,624 (+5.6%)
30岁HK$4,020 (+5.7%)
35岁HK$4,344 (+5.5%)
40岁HK$4,884 (+5.7%)
45岁HK$6,384 (+5.6%)
50岁HK$8,208 (+5.6%)
55岁HK$10,320 (+5.5%)
60岁HK$12,912 (+5.6%)
65岁HK$16,692 (+5.5%)
70岁HK$23,208 (+5.5%)
75岁HK$30,576 (+5.5%)
80岁HK$37,980 (+5.5%)
85岁HK$49,068 (+5.5%)
90岁HK$62,316 (+5.5%)
95岁HK$69,768 (+5.5%)
99岁HK$76,152 (+5.5%)
0岁HK$3,408
5岁HK$2,988
10岁HK$2,880
15岁HK$2,880
20岁HK$3,180
25岁HK$3,624
30岁HK$4,020
35岁HK$4,344
40岁HK$4,884
45岁HK$6,384
50岁HK$8,208
55岁HK$10,320
60岁HK$12,912
65岁HK$16,692
70岁HK$23,208
75岁HK$30,576
80岁HK$37,980
85岁HK$49,068
90岁HK$62,316
95岁HK$69,768
99岁HK$76,152
0岁HK$3,684 (+8.1%)
5岁HK$3,228 (+8.0%)
10岁HK$3,108 (+7.9%)
15岁HK$3,108 (+7.9%)
20岁HK$3,432 (+7.9%)
25岁HK$3,912 (+7.9%)
30岁HK$4,344 (+8.1%)
35岁HK$4,692 (+8.0%)
40岁HK$5,256 (+7.6%)
45岁HK$6,720 (+5.3%)
50岁HK$8,868 (+8.0%)
55岁HK$11,148 (+8.0%)
60岁HK$13,944 (+8.0%)
65岁HK$18,024 (+8.0%)
70岁HK$25,032 (+7.9%)
75岁HK$33,024 (+8.0%)
80岁HK$41,016 (+8.0%)
85岁HK$52,992 (+8.0%)
90岁HK$67,296 (+8.0%)
95岁HK$75,348 (+8.0%)
99岁HK$82,248 (+8.0%)
0岁HK$3,684
5岁HK$3,228
10岁HK$3,108
15岁HK$3,108
20岁HK$3,432
25岁HK$3,912
30岁HK$4,344
35岁HK$4,692
40岁HK$5,256
45岁HK$6,720
50岁HK$8,868
55岁HK$11,148
60岁HK$13,944
65岁HK$18,024
70岁HK$25,032
75岁HK$33,024
80岁HK$41,016
85岁HK$52,992
90岁HK$67,296
95岁HK$75,348
99岁HK$82,248
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.04%
5岁+4.01%
10岁+3.99%
15岁+3.99%
20岁+4.02%
25岁+4.02%
30岁+4.00%
35岁+3.99%
40岁+3.92%
45岁+3.43%
50岁+3.98%
55岁+3.98%
60岁+3.97%
65岁+3.96%
70岁+3.92%
75岁+3.95%
80岁+3.95%
85岁+3.95%
90岁+3.95%
95岁+3.95%
99岁+3.95%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。