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保泰人壽保險有限公司 · F00060-02-000 · 10 个版本 · 灵活计划 · 年均加幅 +3.94%
男女同价港元 (HKD)
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,264 | HK$3,264 | HK$3,264 | HK$3,264 | HK$3,468 (+6.3%) | HK$3,468 | HK$3,660 (+5.5%) | HK$3,660 | HK$3,948 (+7.9%) | HK$3,948 | +3.98% |
| 5岁 | HK$2,868 | HK$2,868 | HK$2,868 | HK$2,868 | HK$3,048 (+6.3%) | HK$3,048 | HK$3,216 (+5.5%) | HK$3,216 | HK$3,468 (+7.8%) | HK$3,468 | +3.97% |
| 10岁 | HK$2,772 | HK$2,772 | HK$2,772 | HK$2,772 | HK$2,940 (+6.1%) | HK$2,940 | HK$3,108 (+5.7%) | HK$3,108 | HK$3,360 (+8.1%) | HK$3,360 | +4.02% |
| 15岁 | HK$2,772 | HK$2,772 | HK$2,772 | HK$2,772 | HK$2,940 (+6.1%) | HK$2,940 | HK$3,108 (+5.7%) | HK$3,108 | HK$3,360 (+8.1%) | HK$3,360 | +4.02% |
| 20岁 | HK$3,048 | HK$3,048 | HK$3,048 | HK$3,048 | HK$3,240 (+6.3%) | HK$3,240 | HK$3,420 (+5.6%) | HK$3,420 | HK$3,696 (+8.1%) | HK$3,696 | +4.03% |
| 25岁 | HK$3,840 | HK$3,840 | HK$3,840 | HK$3,840 | HK$4,080 (+6.3%) | HK$4,080 | HK$4,308 (+5.6%) | HK$4,308 | HK$4,656 (+8.1%) | HK$4,656 | +4.03% |
| 30岁 | HK$4,716 | HK$4,716 | HK$4,716 | HK$4,716 | HK$5,004 (+6.1%) | HK$5,004 | HK$5,280 (+5.5%) | HK$5,280 | HK$5,700 (+8.0%) | HK$5,700 | +3.96% |
| 35岁 | HK$5,316 | HK$5,316 | HK$5,316 | HK$5,316 | HK$5,640 (+6.1%) | HK$5,640 | HK$5,952 (+5.5%) | HK$5,952 | HK$6,432 (+8.1%) | HK$6,432 | +3.98% |
| 40岁 | HK$5,724 | HK$5,724 | HK$5,724 | HK$5,724 | HK$6,072 (+6.1%) | HK$6,072 | HK$6,408 (+5.5%) | HK$6,408 | HK$6,924 (+8.1%) | HK$6,924 | +3.98% |
| 45岁 | HK$7,032 | HK$7,032 | HK$7,032 | HK$7,032 | HK$7,464 (+6.1%) | HK$7,464 | HK$7,884 (+5.6%) | HK$7,884 | HK$8,412 (+6.7%) | HK$8,412 | +3.74% |
| 50岁 | HK$8,592 | HK$8,592 | HK$8,592 | HK$8,592 | HK$9,108 (+6.0%) | HK$9,108 | HK$9,612 (+5.5%) | HK$9,612 | HK$10,380 (+8.0%) | HK$10,380 | +3.95% |
| 55岁 | HK$10,476 | HK$10,476 | HK$10,476 | HK$10,476 | HK$11,112 (+6.1%) | HK$11,112 | HK$11,724 (+5.5%) | HK$11,724 | HK$12,660 (+8.0%) | HK$12,660 | +3.96% |
| 60岁 | HK$14,244 | HK$14,244 | HK$14,244 | HK$14,244 | HK$15,108 (+6.1%) | HK$15,108 | HK$15,948 (+5.6%) | HK$15,948 | HK$17,220 (+8.0%) | HK$17,220 | +3.97% |
| 65岁 | HK$20,520 | HK$20,520 | HK$20,520 | HK$20,520 | HK$21,756 (+6.0%) | HK$21,756 | HK$22,956 (+5.5%) | HK$22,956 | HK$24,792 (+8.0%) | HK$24,792 | +3.95% |
| 70岁 | HK$26,064 | HK$26,064 | HK$26,064 | HK$26,064 | HK$27,636 (+6.0%) | HK$27,636 | HK$29,160 (+5.5%) | HK$29,160 | HK$31,488 (+8.0%) | HK$31,488 | +3.95% |
| 75岁 | HK$33,108 | HK$33,108 | HK$33,108 | HK$33,108 | HK$35,100 (+6.0%) | HK$35,100 | HK$37,032 (+5.5%) | HK$37,032 | HK$39,996 (+8.0%) | HK$39,996 | +3.95% |
| 80岁 | HK$42,060 | HK$42,060 | HK$42,060 | HK$42,060 | HK$44,592 (+6.0%) | HK$44,592 | HK$47,052 (+5.5%) | HK$47,052 | HK$50,820 (+8.0%) | HK$50,820 | +3.95% |
| 85岁 | HK$51,984 | HK$51,984 | HK$51,984 | HK$51,984 | HK$55,104 (+6.0%) | HK$55,104 | HK$58,140 (+5.5%) | HK$58,140 | HK$62,796 (+8.0%) | HK$62,796 | +3.95% |
| 90岁 | HK$63,768 | HK$63,768 | HK$63,768 | HK$63,768 | HK$67,596 (+6.0%) | HK$67,596 | HK$71,316 (+5.5%) | HK$71,316 | HK$77,016 (+8.0%) | HK$77,016 | +3.94% |
| 95岁 | HK$71,376 | HK$71,376 | HK$71,376 | HK$71,376 | HK$75,660 (+6.0%) | HK$75,660 | HK$79,824 (+5.5%) | HK$79,824 | HK$86,208 (+8.0%) | HK$86,208 | +3.95% |
| 99岁 | HK$77,916 | HK$77,916 | HK$77,916 | HK$77,916 | HK$82,596 (+6.0%) | HK$82,596 | HK$87,144 (+5.5%) | HK$87,144 | HK$94,116 (+8.0%) | HK$94,116 | +3.95% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.1% | 0.0% | +5.5% | 0.0% | +7.9% | 0.0% | — |
0岁HK$3,264
5岁HK$2,868
10岁HK$2,772
15岁HK$2,772
20岁HK$3,048
25岁HK$3,840
30岁HK$4,716
35岁HK$5,316
40岁HK$5,724
45岁HK$7,032
50岁HK$8,592
55岁HK$10,476
60岁HK$14,244
65岁HK$20,520
70岁HK$26,064
75岁HK$33,108
80岁HK$42,060
85岁HK$51,984
90岁HK$63,768
95岁HK$71,376
99岁HK$77,916
0岁HK$3,264
5岁HK$2,868
10岁HK$2,772
15岁HK$2,772
20岁HK$3,048
25岁HK$3,840
30岁HK$4,716
35岁HK$5,316
40岁HK$5,724
45岁HK$7,032
50岁HK$8,592
55岁HK$10,476
60岁HK$14,244
65岁HK$20,520
70岁HK$26,064
75岁HK$33,108
80岁HK$42,060
85岁HK$51,984
90岁HK$63,768
95岁HK$71,376
99岁HK$77,916
0岁HK$3,264
5岁HK$2,868
10岁HK$2,772
15岁HK$2,772
20岁HK$3,048
25岁HK$3,840
30岁HK$4,716
35岁HK$5,316
40岁HK$5,724
45岁HK$7,032
50岁HK$8,592
55岁HK$10,476
60岁HK$14,244
65岁HK$20,520
70岁HK$26,064
75岁HK$33,108
80岁HK$42,060
85岁HK$51,984
90岁HK$63,768
95岁HK$71,376
99岁HK$77,916
0岁HK$3,264
5岁HK$2,868
10岁HK$2,772
15岁HK$2,772
20岁HK$3,048
25岁HK$3,840
30岁HK$4,716
35岁HK$5,316
40岁HK$5,724
45岁HK$7,032
50岁HK$8,592
55岁HK$10,476
60岁HK$14,244
65岁HK$20,520
70岁HK$26,064
75岁HK$33,108
80岁HK$42,060
85岁HK$51,984
90岁HK$63,768
95岁HK$71,376
99岁HK$77,916
0岁HK$3,468 (+6.3%)
5岁HK$3,048 (+6.3%)
10岁HK$2,940 (+6.1%)
15岁HK$2,940 (+6.1%)
20岁HK$3,240 (+6.3%)
25岁HK$4,080 (+6.3%)
30岁HK$5,004 (+6.1%)
35岁HK$5,640 (+6.1%)
40岁HK$6,072 (+6.1%)
45岁HK$7,464 (+6.1%)
50岁HK$9,108 (+6.0%)
55岁HK$11,112 (+6.1%)
60岁HK$15,108 (+6.1%)
65岁HK$21,756 (+6.0%)
70岁HK$27,636 (+6.0%)
75岁HK$35,100 (+6.0%)
80岁HK$44,592 (+6.0%)
85岁HK$55,104 (+6.0%)
90岁HK$67,596 (+6.0%)
95岁HK$75,660 (+6.0%)
99岁HK$82,596 (+6.0%)
0岁HK$3,468
5岁HK$3,048
10岁HK$2,940
15岁HK$2,940
20岁HK$3,240
25岁HK$4,080
30岁HK$5,004
35岁HK$5,640
40岁HK$6,072
45岁HK$7,464
50岁HK$9,108
55岁HK$11,112
60岁HK$15,108
65岁HK$21,756
70岁HK$27,636
75岁HK$35,100
80岁HK$44,592
85岁HK$55,104
90岁HK$67,596
95岁HK$75,660
99岁HK$82,596
0岁HK$3,660 (+5.5%)
5岁HK$3,216 (+5.5%)
10岁HK$3,108 (+5.7%)
15岁HK$3,108 (+5.7%)
20岁HK$3,420 (+5.6%)
25岁HK$4,308 (+5.6%)
30岁HK$5,280 (+5.5%)
35岁HK$5,952 (+5.5%)
40岁HK$6,408 (+5.5%)
45岁HK$7,884 (+5.6%)
50岁HK$9,612 (+5.5%)
55岁HK$11,724 (+5.5%)
60岁HK$15,948 (+5.6%)
65岁HK$22,956 (+5.5%)
70岁HK$29,160 (+5.5%)
75岁HK$37,032 (+5.5%)
80岁HK$47,052 (+5.5%)
85岁HK$58,140 (+5.5%)
90岁HK$71,316 (+5.5%)
95岁HK$79,824 (+5.5%)
99岁HK$87,144 (+5.5%)
0岁HK$3,660
5岁HK$3,216
10岁HK$3,108
15岁HK$3,108
20岁HK$3,420
25岁HK$4,308
30岁HK$5,280
35岁HK$5,952
40岁HK$6,408
45岁HK$7,884
50岁HK$9,612
55岁HK$11,724
60岁HK$15,948
65岁HK$22,956
70岁HK$29,160
75岁HK$37,032
80岁HK$47,052
85岁HK$58,140
90岁HK$71,316
95岁HK$79,824
99岁HK$87,144
0岁HK$3,948 (+7.9%)
5岁HK$3,468 (+7.8%)
10岁HK$3,360 (+8.1%)
15岁HK$3,360 (+8.1%)
20岁HK$3,696 (+8.1%)
25岁HK$4,656 (+8.1%)
30岁HK$5,700 (+8.0%)
35岁HK$6,432 (+8.1%)
40岁HK$6,924 (+8.1%)
45岁HK$8,412 (+6.7%)
50岁HK$10,380 (+8.0%)
55岁HK$12,660 (+8.0%)
60岁HK$17,220 (+8.0%)
65岁HK$24,792 (+8.0%)
70岁HK$31,488 (+8.0%)
75岁HK$39,996 (+8.0%)
80岁HK$50,820 (+8.0%)
85岁HK$62,796 (+8.0%)
90岁HK$77,016 (+8.0%)
95岁HK$86,208 (+8.0%)
99岁HK$94,116 (+8.0%)
0岁HK$3,948
5岁HK$3,468
10岁HK$3,360
15岁HK$3,360
20岁HK$3,696
25岁HK$4,656
30岁HK$5,700
35岁HK$6,432
40岁HK$6,924
45岁HK$8,412
50岁HK$10,380
55岁HK$12,660
60岁HK$17,220
65岁HK$24,792
70岁HK$31,488
75岁HK$39,996
80岁HK$50,820
85岁HK$62,796
90岁HK$77,016
95岁HK$86,208
99岁HK$94,116
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.98%
5岁+3.97%
10岁+4.02%
15岁+4.02%
20岁+4.03%
25岁+4.03%
30岁+3.96%
35岁+3.98%
40岁+3.98%
45岁+3.74%
50岁+3.95%
55岁+3.96%
60岁+3.97%
65岁+3.95%
70岁+3.95%
75岁+3.95%
80岁+3.95%
85岁+3.95%
90岁+3.94%
95岁+3.95%
99岁+3.95%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。