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保泰人壽保險有限公司 · F00060-01-000 · 10 个版本 · 灵活计划 · 年均加幅 +4.40%
男女同价港元 (HKD)
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| 年龄 | 2021-10-28 | 2022-09-15 | 2023-04-30 | 2023-07-28 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$7,380 | HK$7,380 | HK$7,380 | HK$7,380 | HK$7,824 (+6.0%) | HK$7,824 | HK$8,460 (+8.1%) | HK$8,460 | HK$9,216 (+8.9%) | HK$9,216 | +4.66% |
| 5岁 | HK$6,480 | HK$6,480 | HK$6,480 | HK$6,480 | HK$6,876 (+6.1%) | HK$6,876 | HK$7,428 (+8.0%) | HK$7,428 | HK$8,100 (+9.0%) | HK$8,100 | +4.68% |
| 10岁 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,636 (+6.1%) | HK$6,636 | HK$7,176 (+8.1%) | HK$7,176 | HK$7,824 (+9.0%) | HK$7,824 | +4.70% |
| 15岁 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,252 | HK$6,636 (+6.1%) | HK$6,636 | HK$7,176 (+8.1%) | HK$7,176 | HK$7,824 (+9.0%) | HK$7,824 | +4.70% |
| 20岁 | HK$6,888 | HK$6,888 | HK$6,888 | HK$6,888 | HK$7,308 (+6.1%) | HK$7,308 | HK$7,896 (+8.0%) | HK$7,896 | HK$8,604 (+9.0%) | HK$8,604 | +4.66% |
| 25岁 | HK$7,692 | HK$7,692 | HK$7,692 | HK$7,692 | HK$8,160 (+6.1%) | HK$8,160 | HK$8,820 (+8.1%) | HK$8,820 | HK$9,612 (+9.0%) | HK$9,612 | +4.67% |
| 30岁 | HK$8,736 | HK$8,736 | HK$8,736 | HK$8,736 | HK$9,264 (+6.0%) | HK$9,264 | HK$10,008 (+8.0%) | HK$10,008 | HK$10,908 (+9.0%) | HK$10,908 | +4.66% |
| 35岁 | HK$9,924 | HK$9,924 | HK$9,924 | HK$9,924 | HK$10,524 (+6.0%) | HK$10,524 | HK$11,376 (+8.1%) | HK$11,376 | HK$12,396 (+9.0%) | HK$12,396 | +4.66% |
| 40岁 | HK$11,304 | HK$11,304 | HK$11,304 | HK$11,304 | HK$11,988 (+6.1%) | HK$11,988 | HK$12,948 (+8.0%) | HK$12,948 | HK$14,112 (+9.0%) | HK$14,112 | +4.65% |
| 45岁 | HK$13,956 | HK$13,956 | HK$13,956 | HK$13,956 | HK$14,796 (+6.0%) | HK$14,796 | HK$15,984 (+8.0%) | HK$15,984 | HK$17,424 (+9.0%) | HK$17,424 | +4.65% |
| 50岁 | HK$17,280 | HK$17,280 | HK$17,280 | HK$17,280 | HK$18,324 (+6.0%) | HK$18,324 | HK$19,800 (+8.1%) | HK$19,800 | HK$21,588 (+9.0%) | HK$21,588 | +4.67% |
| 55岁 | HK$21,948 | HK$21,948 | HK$21,948 | HK$21,948 | HK$23,268 (+6.0%) | HK$23,268 | HK$24,552 (+5.5%) | HK$24,552 | HK$26,760 (+9.0%) | HK$26,760 | +4.15% |
| 60岁 | HK$27,876 | HK$27,876 | HK$27,876 | HK$27,876 | HK$29,556 (+6.0%) | HK$29,556 | HK$31,188 (+5.5%) | HK$31,188 | HK$33,996 (+9.0%) | HK$33,996 | +4.15% |
| 65岁 | HK$35,400 | HK$35,400 | HK$35,400 | HK$35,400 | HK$37,524 (+6.0%) | HK$37,524 | HK$39,588 (+5.5%) | HK$39,588 | HK$43,152 (+9.0%) | HK$43,152 | +4.14% |
| 70岁 | HK$44,976 | HK$44,976 | HK$44,976 | HK$44,976 | HK$47,676 (+6.0%) | HK$47,676 | HK$50,304 (+5.5%) | HK$50,304 | HK$54,828 (+9.0%) | HK$54,828 | +4.14% |
| 75岁 | HK$57,120 | HK$57,120 | HK$57,120 | HK$57,120 | HK$60,552 (+6.0%) | HK$60,552 | HK$63,888 (+5.5%) | HK$63,888 | HK$69,636 (+9.0%) | HK$69,636 | +4.14% |
| 80岁 | HK$72,564 | HK$72,564 | HK$72,564 | HK$72,564 | HK$76,920 (+6.0%) | HK$76,920 | HK$81,156 (+5.5%) | HK$81,156 | HK$88,464 (+9.0%) | HK$88,464 | +4.14% |
| 85岁 | HK$99,360 | HK$99,360 | HK$99,360 | HK$99,360 | HK$105,324 (+6.0%) | HK$105,324 | HK$111,120 (+5.5%) | HK$111,120 | HK$120,672 (+8.6%) | HK$120,672 | +4.06% |
| 90岁 | HK$132,228 | HK$132,228 | HK$132,228 | HK$132,228 | HK$140,172 (+6.0%) | HK$140,172 | HK$147,888 (+5.5%) | HK$147,888 | HK$160,968 (+8.8%) | HK$160,968 | +4.11% |
| 95岁 | HK$149,940 | HK$149,940 | HK$149,940 | HK$149,940 | HK$158,940 (+6.0%) | HK$158,940 | HK$167,688 (+5.5%) | HK$167,688 | HK$182,784 (+9.0%) | HK$182,784 | +4.14% |
| 99岁 | HK$165,408 | HK$165,408 | HK$165,408 | HK$165,408 | HK$175,344 (+6.0%) | HK$175,344 | HK$184,992 (+5.5%) | HK$184,992 | HK$201,636 (+9.0%) | HK$201,636 | +4.14% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | +6.0% | 0.0% | +6.9% | 0.0% | +9.0% | 0.0% | — |
0岁HK$7,380
5岁HK$6,480
10岁HK$6,252
15岁HK$6,252
20岁HK$6,888
25岁HK$7,692
30岁HK$8,736
35岁HK$9,924
40岁HK$11,304
45岁HK$13,956
50岁HK$17,280
55岁HK$21,948
60岁HK$27,876
65岁HK$35,400
70岁HK$44,976
75岁HK$57,120
80岁HK$72,564
85岁HK$99,360
90岁HK$132,228
95岁HK$149,940
99岁HK$165,408
0岁HK$7,380
5岁HK$6,480
10岁HK$6,252
15岁HK$6,252
20岁HK$6,888
25岁HK$7,692
30岁HK$8,736
35岁HK$9,924
40岁HK$11,304
45岁HK$13,956
50岁HK$17,280
55岁HK$21,948
60岁HK$27,876
65岁HK$35,400
70岁HK$44,976
75岁HK$57,120
80岁HK$72,564
85岁HK$99,360
90岁HK$132,228
95岁HK$149,940
99岁HK$165,408
0岁HK$7,380
5岁HK$6,480
10岁HK$6,252
15岁HK$6,252
20岁HK$6,888
25岁HK$7,692
30岁HK$8,736
35岁HK$9,924
40岁HK$11,304
45岁HK$13,956
50岁HK$17,280
55岁HK$21,948
60岁HK$27,876
65岁HK$35,400
70岁HK$44,976
75岁HK$57,120
80岁HK$72,564
85岁HK$99,360
90岁HK$132,228
95岁HK$149,940
99岁HK$165,408
0岁HK$7,380
5岁HK$6,480
10岁HK$6,252
15岁HK$6,252
20岁HK$6,888
25岁HK$7,692
30岁HK$8,736
35岁HK$9,924
40岁HK$11,304
45岁HK$13,956
50岁HK$17,280
55岁HK$21,948
60岁HK$27,876
65岁HK$35,400
70岁HK$44,976
75岁HK$57,120
80岁HK$72,564
85岁HK$99,360
90岁HK$132,228
95岁HK$149,940
99岁HK$165,408
0岁HK$7,824 (+6.0%)
5岁HK$6,876 (+6.1%)
10岁HK$6,636 (+6.1%)
15岁HK$6,636 (+6.1%)
20岁HK$7,308 (+6.1%)
25岁HK$8,160 (+6.1%)
30岁HK$9,264 (+6.0%)
35岁HK$10,524 (+6.0%)
40岁HK$11,988 (+6.1%)
45岁HK$14,796 (+6.0%)
50岁HK$18,324 (+6.0%)
55岁HK$23,268 (+6.0%)
60岁HK$29,556 (+6.0%)
65岁HK$37,524 (+6.0%)
70岁HK$47,676 (+6.0%)
75岁HK$60,552 (+6.0%)
80岁HK$76,920 (+6.0%)
85岁HK$105,324 (+6.0%)
90岁HK$140,172 (+6.0%)
95岁HK$158,940 (+6.0%)
99岁HK$175,344 (+6.0%)
0岁HK$7,824
5岁HK$6,876
10岁HK$6,636
15岁HK$6,636
20岁HK$7,308
25岁HK$8,160
30岁HK$9,264
35岁HK$10,524
40岁HK$11,988
45岁HK$14,796
50岁HK$18,324
55岁HK$23,268
60岁HK$29,556
65岁HK$37,524
70岁HK$47,676
75岁HK$60,552
80岁HK$76,920
85岁HK$105,324
90岁HK$140,172
95岁HK$158,940
99岁HK$175,344
0岁HK$8,460 (+8.1%)
5岁HK$7,428 (+8.0%)
10岁HK$7,176 (+8.1%)
15岁HK$7,176 (+8.1%)
20岁HK$7,896 (+8.0%)
25岁HK$8,820 (+8.1%)
30岁HK$10,008 (+8.0%)
35岁HK$11,376 (+8.1%)
40岁HK$12,948 (+8.0%)
45岁HK$15,984 (+8.0%)
50岁HK$19,800 (+8.1%)
55岁HK$24,552 (+5.5%)
60岁HK$31,188 (+5.5%)
65岁HK$39,588 (+5.5%)
70岁HK$50,304 (+5.5%)
75岁HK$63,888 (+5.5%)
80岁HK$81,156 (+5.5%)
85岁HK$111,120 (+5.5%)
90岁HK$147,888 (+5.5%)
95岁HK$167,688 (+5.5%)
99岁HK$184,992 (+5.5%)
0岁HK$8,460
5岁HK$7,428
10岁HK$7,176
15岁HK$7,176
20岁HK$7,896
25岁HK$8,820
30岁HK$10,008
35岁HK$11,376
40岁HK$12,948
45岁HK$15,984
50岁HK$19,800
55岁HK$24,552
60岁HK$31,188
65岁HK$39,588
70岁HK$50,304
75岁HK$63,888
80岁HK$81,156
85岁HK$111,120
90岁HK$147,888
95岁HK$167,688
99岁HK$184,992
0岁HK$9,216 (+8.9%)
5岁HK$8,100 (+9.0%)
10岁HK$7,824 (+9.0%)
15岁HK$7,824 (+9.0%)
20岁HK$8,604 (+9.0%)
25岁HK$9,612 (+9.0%)
30岁HK$10,908 (+9.0%)
35岁HK$12,396 (+9.0%)
40岁HK$14,112 (+9.0%)
45岁HK$17,424 (+9.0%)
50岁HK$21,588 (+9.0%)
55岁HK$26,760 (+9.0%)
60岁HK$33,996 (+9.0%)
65岁HK$43,152 (+9.0%)
70岁HK$54,828 (+9.0%)
75岁HK$69,636 (+9.0%)
80岁HK$88,464 (+9.0%)
85岁HK$120,672 (+8.6%)
90岁HK$160,968 (+8.8%)
95岁HK$182,784 (+9.0%)
99岁HK$201,636 (+9.0%)
0岁HK$9,216
5岁HK$8,100
10岁HK$7,824
15岁HK$7,824
20岁HK$8,604
25岁HK$9,612
30岁HK$10,908
35岁HK$12,396
40岁HK$14,112
45岁HK$17,424
50岁HK$21,588
55岁HK$26,760
60岁HK$33,996
65岁HK$43,152
70岁HK$54,828
75岁HK$69,636
80岁HK$88,464
85岁HK$120,672
90岁HK$160,968
95岁HK$182,784
99岁HK$201,636
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.66%
5岁+4.68%
10岁+4.70%
15岁+4.70%
20岁+4.66%
25岁+4.67%
30岁+4.66%
35岁+4.66%
40岁+4.65%
45岁+4.65%
50岁+4.67%
55岁+4.15%
60岁+4.15%
65岁+4.14%
70岁+4.14%
75岁+4.14%
80岁+4.14%
85岁+4.06%
90岁+4.11%
95岁+4.14%
99岁+4.14%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。