← 返回 保泰人壽保險有限公司 计划系列
保泰自願醫保 - 靈活計劃 - 基本計劃
Bowtie VHIS Flexi - Regular
保泰人壽保險有限公司 · F00031-01-000 · 11 个版本 · 灵活计划 · 年均加幅 +2.63%
港元 (HKD)
左右滑动表格可查看更多版本 →
| 年龄 | 2019-07-08 | 2020-04-01 | 2021-04-01 | 2022-04-30 | 2023-04-30 | 2023-12-07 | 2024-08-30 | 2024-12-19 | 2025-04-11 | 2025-12-29 | 最新版本 2026-03-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,708 | HK$3,672 (-1.0%) | HK$3,672 | HK$3,672 | HK$3,672 | HK$4,008 (+9.2%) | HK$4,008 | HK$4,332 (+8.1%) | HK$4,332 | HK$4,656 (+7.5%) | HK$4,656 | +3.22% |
| 5岁 | HK$2,772 | HK$2,748 (-0.9%) | HK$2,748 | HK$2,748 | HK$2,748 | HK$3,000 (+9.2%) | HK$3,000 | HK$3,240 (+8.0%) | HK$3,240 | HK$3,480 (+7.4%) | HK$3,480 | +3.22% |
| 10岁 | HK$1,860 | HK$1,836 (-1.3%) | HK$1,836 | HK$1,836 | HK$1,836 | HK$2,004 (+9.2%) | HK$2,004 | HK$2,172 (+8.4%) | HK$2,172 | HK$2,340 (+7.7%) | HK$2,340 | +3.25% |
| 15岁 | HK$1,728 | HK$1,716 (-0.7%) | HK$1,716 | HK$1,716 | HK$1,716 | HK$1,872 (+9.1%) | HK$1,872 | HK$2,028 (+8.3%) | HK$2,028 | HK$2,232 (+10.1%) | HK$2,232 | +3.63% |
| 20岁 | HK$1,944 | HK$1,920 (-1.2%) | HK$1,920 | HK$1,920 | HK$1,920 | HK$2,100 (+9.4%) | HK$2,100 | HK$2,268 (+8.0%) | HK$2,268 | HK$2,436 (+7.4%) | HK$2,436 | +3.19% |
| 25岁 | HK$2,196 | HK$2,172 (-1.1%) | HK$2,172 | HK$2,172 | HK$2,172 | HK$2,376 (+9.4%) | HK$2,376 | HK$2,568 (+8.1%) | HK$2,568 | HK$2,760 (+7.5%) | HK$2,760 | +3.23% |
| 30岁 | HK$2,424 | HK$2,400 (-1.0%) | HK$2,400 | HK$2,400 | HK$2,400 | HK$2,616 (+9.0%) | HK$2,616 | HK$2,832 (+8.3%) | HK$2,832 | HK$3,048 (+7.6%) | HK$3,048 | +3.24% |
| 35岁 | HK$2,844 | HK$2,820 (-0.8%) | HK$2,820 | HK$2,820 | HK$2,820 | HK$3,084 (+9.4%) | HK$3,084 | HK$3,336 (+8.2%) | HK$3,336 | HK$3,588 (+7.6%) | HK$3,588 | +3.29% |
| 40岁 | HK$3,408 | HK$3,372 (-1.1%) | HK$3,372 | HK$3,372 | HK$3,372 | HK$3,684 (+9.3%) | HK$3,684 | HK$3,984 (+8.1%) | HK$3,984 | HK$4,284 (+7.5%) | HK$4,284 | +3.23% |
| 45岁 | HK$4,164 | HK$4,116 (-1.2%) | HK$4,116 | HK$4,116 | HK$4,116 | HK$4,488 (+9.0%) | HK$4,488 | HK$4,848 (+8.0%) | HK$4,848 | HK$5,208 (+7.4%) | HK$5,208 | +3.16% |
| 50岁 | HK$5,232 | HK$5,184 (-0.9%) | HK$5,184 | HK$5,184 | HK$5,184 | HK$5,640 (+8.8%) | HK$5,640 | HK$6,096 (+8.1%) | HK$6,096 | HK$6,552 (+7.5%) | HK$6,552 | +3.18% |
| 55岁 | HK$7,056 | HK$6,984 (-1.0%) | HK$6,984 | HK$6,984 | HK$6,984 | HK$7,404 (+6.0%) | HK$7,404 | HK$7,812 (+5.5%) | HK$7,812 | HK$8,208 (+5.1%) | HK$8,208 | +2.13% |
| 60岁 | HK$9,564 | HK$9,468 (-1.0%) | HK$9,468 | HK$9,468 | HK$9,468 | HK$10,044 (+6.1%) | HK$10,044 | HK$10,608 (+5.6%) | HK$10,608 | HK$11,136 (+5.0%) | HK$11,136 | +2.14% |
| 65岁 | HK$13,212 | HK$13,080 (-1.0%) | HK$13,080 | HK$13,080 | HK$13,080 | HK$13,872 (+6.1%) | HK$13,872 | HK$14,640 (+5.5%) | HK$14,640 | HK$15,372 (+5.0%) | HK$15,372 | +2.13% |
| 70岁 | HK$17,796 | HK$17,616 (-1.0%) | HK$17,616 | HK$17,616 | HK$17,616 | HK$18,684 (+6.1%) | HK$18,684 | HK$19,716 (+5.5%) | HK$19,716 | HK$20,700 (+5.0%) | HK$20,700 | +2.13% |
| 75岁 | HK$22,368 | HK$22,140 (-1.0%) | HK$22,140 | HK$22,140 | HK$22,140 | HK$23,472 (+6.0%) | HK$23,472 | HK$24,768 (+5.5%) | HK$24,768 | HK$26,004 (+5.0%) | HK$26,004 | +2.12% |
| 80岁 | HK$26,208 | HK$25,944 (-1.0%) | HK$25,944 | HK$25,944 | HK$25,944 | HK$27,504 (+6.0%) | HK$27,504 | HK$29,028 (+5.5%) | HK$29,028 | HK$30,480 (+5.0%) | HK$30,480 | +2.12% |
| 85岁 | HK$29,520 | HK$32,052 (+8.6%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +3.44% |
| 90岁 | HK$32,772 | HK$32,052 (-2.2%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +1.95% |
| 95岁 | HK$35,928 | HK$32,052 (-10.8%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | +0.65% |
| 99岁 | HK$38,580 | HK$32,052 (-16.9%) | HK$32,052 | HK$32,052 | HK$32,052 | HK$33,984 (+6.0%) | HK$33,984 | HK$35,856 (+5.5%) | HK$35,856 | HK$37,644 (+5.0%) | HK$37,644 | -0.34% |
| 所有年龄平均 | — | -1.8% | 0.0% | 0.0% | 0.0% | +7.7% | 0.0% | +6.9% | 0.0% | +6.4% | 0.0% | — |
0岁HK$3,708
5岁HK$2,772
10岁HK$1,860
15岁HK$1,728
20岁HK$1,944
25岁HK$2,196
30岁HK$2,424
35岁HK$2,844
40岁HK$3,408
45岁HK$4,164
50岁HK$5,232
55岁HK$7,056
60岁HK$9,564
65岁HK$13,212
70岁HK$17,796
75岁HK$22,368
80岁HK$26,208
85岁HK$29,520
90岁HK$32,772
95岁HK$35,928
99岁HK$38,580
0岁HK$3,672 (-1.0%)
5岁HK$2,748 (-0.9%)
10岁HK$1,836 (-1.3%)
15岁HK$1,716 (-0.7%)
20岁HK$1,920 (-1.2%)
25岁HK$2,172 (-1.1%)
30岁HK$2,400 (-1.0%)
35岁HK$2,820 (-0.8%)
40岁HK$3,372 (-1.1%)
45岁HK$4,116 (-1.2%)
50岁HK$5,184 (-0.9%)
55岁HK$6,984 (-1.0%)
60岁HK$9,468 (-1.0%)
65岁HK$13,080 (-1.0%)
70岁HK$17,616 (-1.0%)
75岁HK$22,140 (-1.0%)
80岁HK$25,944 (-1.0%)
85岁HK$32,052 (+8.6%)
90岁HK$32,052 (-2.2%)
95岁HK$32,052 (-10.8%)
99岁HK$32,052 (-16.9%)
0岁HK$3,672
5岁HK$2,748
10岁HK$1,836
15岁HK$1,716
20岁HK$1,920
25岁HK$2,172
30岁HK$2,400
35岁HK$2,820
40岁HK$3,372
45岁HK$4,116
50岁HK$5,184
55岁HK$6,984
60岁HK$9,468
65岁HK$13,080
70岁HK$17,616
75岁HK$22,140
80岁HK$25,944
85岁HK$32,052
90岁HK$32,052
95岁HK$32,052
99岁HK$32,052
0岁HK$3,672
5岁HK$2,748
10岁HK$1,836
15岁HK$1,716
20岁HK$1,920
25岁HK$2,172
30岁HK$2,400
35岁HK$2,820
40岁HK$3,372
45岁HK$4,116
50岁HK$5,184
55岁HK$6,984
60岁HK$9,468
65岁HK$13,080
70岁HK$17,616
75岁HK$22,140
80岁HK$25,944
85岁HK$32,052
90岁HK$32,052
95岁HK$32,052
99岁HK$32,052
0岁HK$3,672
5岁HK$2,748
10岁HK$1,836
15岁HK$1,716
20岁HK$1,920
25岁HK$2,172
30岁HK$2,400
35岁HK$2,820
40岁HK$3,372
45岁HK$4,116
50岁HK$5,184
55岁HK$6,984
60岁HK$9,468
65岁HK$13,080
70岁HK$17,616
75岁HK$22,140
80岁HK$25,944
85岁HK$32,052
90岁HK$32,052
95岁HK$32,052
99岁HK$32,052
0岁HK$4,008 (+9.2%)
5岁HK$3,000 (+9.2%)
10岁HK$2,004 (+9.2%)
15岁HK$1,872 (+9.1%)
20岁HK$2,100 (+9.4%)
25岁HK$2,376 (+9.4%)
30岁HK$2,616 (+9.0%)
35岁HK$3,084 (+9.4%)
40岁HK$3,684 (+9.3%)
45岁HK$4,488 (+9.0%)
50岁HK$5,640 (+8.8%)
55岁HK$7,404 (+6.0%)
60岁HK$10,044 (+6.1%)
65岁HK$13,872 (+6.1%)
70岁HK$18,684 (+6.1%)
75岁HK$23,472 (+6.0%)
80岁HK$27,504 (+6.0%)
85岁HK$33,984 (+6.0%)
90岁HK$33,984 (+6.0%)
95岁HK$33,984 (+6.0%)
99岁HK$33,984 (+6.0%)
0岁HK$4,008
5岁HK$3,000
10岁HK$2,004
15岁HK$1,872
20岁HK$2,100
25岁HK$2,376
30岁HK$2,616
35岁HK$3,084
40岁HK$3,684
45岁HK$4,488
50岁HK$5,640
55岁HK$7,404
60岁HK$10,044
65岁HK$13,872
70岁HK$18,684
75岁HK$23,472
80岁HK$27,504
85岁HK$33,984
90岁HK$33,984
95岁HK$33,984
99岁HK$33,984
0岁HK$4,332 (+8.1%)
5岁HK$3,240 (+8.0%)
10岁HK$2,172 (+8.4%)
15岁HK$2,028 (+8.3%)
20岁HK$2,268 (+8.0%)
25岁HK$2,568 (+8.1%)
30岁HK$2,832 (+8.3%)
35岁HK$3,336 (+8.2%)
40岁HK$3,984 (+8.1%)
45岁HK$4,848 (+8.0%)
50岁HK$6,096 (+8.1%)
55岁HK$7,812 (+5.5%)
60岁HK$10,608 (+5.6%)
65岁HK$14,640 (+5.5%)
70岁HK$19,716 (+5.5%)
75岁HK$24,768 (+5.5%)
80岁HK$29,028 (+5.5%)
85岁HK$35,856 (+5.5%)
90岁HK$35,856 (+5.5%)
95岁HK$35,856 (+5.5%)
99岁HK$35,856 (+5.5%)
0岁HK$4,332
5岁HK$3,240
10岁HK$2,172
15岁HK$2,028
20岁HK$2,268
25岁HK$2,568
30岁HK$2,832
35岁HK$3,336
40岁HK$3,984
45岁HK$4,848
50岁HK$6,096
55岁HK$7,812
60岁HK$10,608
65岁HK$14,640
70岁HK$19,716
75岁HK$24,768
80岁HK$29,028
85岁HK$35,856
90岁HK$35,856
95岁HK$35,856
99岁HK$35,856
0岁HK$4,656 (+7.5%)
5岁HK$3,480 (+7.4%)
10岁HK$2,340 (+7.7%)
15岁HK$2,232 (+10.1%)
20岁HK$2,436 (+7.4%)
25岁HK$2,760 (+7.5%)
30岁HK$3,048 (+7.6%)
35岁HK$3,588 (+7.6%)
40岁HK$4,284 (+7.5%)
45岁HK$5,208 (+7.4%)
50岁HK$6,552 (+7.5%)
55岁HK$8,208 (+5.1%)
60岁HK$11,136 (+5.0%)
65岁HK$15,372 (+5.0%)
70岁HK$20,700 (+5.0%)
75岁HK$26,004 (+5.0%)
80岁HK$30,480 (+5.0%)
85岁HK$37,644 (+5.0%)
90岁HK$37,644 (+5.0%)
95岁HK$37,644 (+5.0%)
99岁HK$37,644 (+5.0%)
0岁HK$4,656
5岁HK$3,480
10岁HK$2,340
15岁HK$2,232
20岁HK$2,436
25岁HK$2,760
30岁HK$3,048
35岁HK$3,588
40岁HK$4,284
45岁HK$5,208
50岁HK$6,552
55岁HK$8,208
60岁HK$11,136
65岁HK$15,372
70岁HK$20,700
75岁HK$26,004
80岁HK$30,480
85岁HK$37,644
90岁HK$37,644
95岁HK$37,644
99岁HK$37,644
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.22%
5岁+3.22%
10岁+3.25%
15岁+3.63%
20岁+3.19%
25岁+3.23%
30岁+3.24%
35岁+3.29%
40岁+3.23%
45岁+3.16%
50岁+3.18%
55岁+2.13%
60岁+2.14%
65岁+2.13%
70岁+2.13%
75岁+2.12%
80岁+2.12%
85岁+3.44%
90岁+1.95%
95岁+0.65%
99岁-0.34%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。