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「只衛您」標準自願醫保計劃
CareForYou Standard Plan for VHIS
藍十字（亞太）保險有限公司 · S00032-01-000 · 7 个版本 · 标准计划 · 年均加幅 +4.90%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,888 | HK$3,888 | HK$3,888 | HK$4,200 (+8.0%) | HK$4,746 (+13.0%) | HK$5,340 (+12.5%) | HK$5,554 (+4.0%) | +4.90% |
| 5岁 | HK$2,038 | HK$2,038 | HK$2,038 | HK$2,202 (+8.0%) | HK$2,489 (+13.0%) | HK$2,801 (+12.5%) | HK$2,914 (+4.0%) | +4.91% |
| 10岁 | HK$1,641 | HK$1,641 | HK$1,641 | HK$1,773 (+8.0%) | HK$2,004 (+13.0%) | HK$2,255 (+12.5%) | HK$2,346 (+4.0%) | +4.91% |
| 15岁 | HK$1,800 | HK$1,800 | HK$1,800 | HK$1,944 (+8.0%) | HK$2,197 (+13.0%) | HK$2,472 (+12.5%) | HK$2,571 (+4.0%) | +4.90% |
| 20岁 | HK$2,090 | HK$2,090 | HK$2,090 | HK$2,258 (+8.0%) | HK$2,552 (+13.0%) | HK$2,871 (+12.5%) | HK$2,986 (+4.0%) | +4.90% |
| 25岁 | HK$2,201 | HK$2,201 | HK$2,201 | HK$2,378 (+8.0%) | HK$2,688 (+13.0%) | HK$3,024 (+12.5%) | HK$3,145 (+4.0%) | +4.90% |
| 30岁 | HK$2,428 | HK$2,428 | HK$2,428 | HK$2,623 (+8.0%) | HK$2,964 (+13.0%) | HK$3,335 (+12.5%) | HK$3,469 (+4.0%) | +4.90% |
| 35岁 | HK$2,817 | HK$2,817 | HK$2,817 | HK$3,043 (+8.0%) | HK$3,439 (+13.0%) | HK$3,869 (+12.5%) | HK$4,024 (+4.0%) | +4.90% |
| 40岁 | HK$3,428 | HK$3,428 | HK$3,428 | HK$3,703 (+8.0%) | HK$4,185 (+13.0%) | HK$4,709 (+12.5%) | HK$4,898 (+4.0%) | +4.90% |
| 45岁 | HK$4,387 | HK$4,387 | HK$4,387 | HK$4,738 (+8.0%) | HK$5,354 (+13.0%) | HK$6,024 (+12.5%) | HK$6,265 (+4.0%) | +4.90% |
| 50岁 | HK$5,404 | HK$5,404 | HK$5,404 | HK$5,837 (+8.0%) | HK$6,596 (+13.0%) | HK$7,421 (+12.5%) | HK$7,718 (+4.0%) | +4.90% |
| 55岁 | HK$7,293 | HK$7,293 | HK$7,293 | HK$7,877 (+8.0%) | HK$8,902 (+13.0%) | HK$10,015 (+12.5%) | HK$10,416 (+4.0%) | +4.90% |
| 60岁 | HK$9,520 | HK$9,520 | HK$9,520 | HK$10,282 (+8.0%) | HK$11,619 (+13.0%) | HK$13,072 (+12.5%) | HK$13,595 (+4.0%) | +4.90% |
| 65岁 | HK$11,641 | HK$11,641 | HK$11,641 | HK$12,573 (+8.0%) | HK$14,208 (+13.0%) | HK$15,984 (+12.5%) | HK$16,624 (+4.0%) | +4.90% |
| 70岁 | HK$15,507 | HK$15,507 | HK$15,507 | HK$16,748 (+8.0%) | HK$18,926 (+13.0%) | HK$21,292 (+12.5%) | HK$22,144 (+4.0%) | +4.89% |
| 75岁 | HK$17,851 | HK$17,851 | HK$17,851 | HK$19,280 (+8.0%) | HK$21,787 (+13.0%) | HK$24,511 (+12.5%) | HK$25,492 (+4.0%) | +4.90% |
| 80岁 | HK$20,695 | HK$20,695 | HK$20,695 | HK$22,351 (+8.0%) | HK$25,257 (+13.0%) | HK$28,415 (+12.5%) | HK$29,552 (+4.0%) | +4.89% |
| 85岁 | HK$22,849 | HK$22,849 | HK$22,849 | HK$24,677 (+8.0%) | HK$27,886 (+13.0%) | HK$31,372 (+12.5%) | HK$32,627 (+4.0%) | +4.89% |
| 90岁 | HK$24,014 | HK$24,014 | HK$24,014 | HK$25,936 (+8.0%) | HK$29,308 (+13.0%) | HK$32,972 (+12.5%) | HK$34,291 (+4.0%) | +4.89% |
| 95岁 | HK$24,620 | HK$24,620 | HK$24,620 | HK$26,590 (+8.0%) | HK$30,047 (+13.0%) | HK$33,803 (+12.5%) | HK$35,156 (+4.0%) | +4.89% |
| 99岁 | HK$25,116 | HK$25,116 | HK$25,116 | HK$27,126 (+8.0%) | HK$30,653 (+13.0%) | HK$34,485 (+12.5%) | HK$35,865 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | 0.0% | +8.0% | +13.0% | +12.5% | +4.0% | — |
0岁HK$3,888
5岁HK$2,038
10岁HK$1,641
15岁HK$1,800
20岁HK$2,090
25岁HK$2,201
30岁HK$2,428
35岁HK$2,817
40岁HK$3,428
45岁HK$4,387
50岁HK$5,404
55岁HK$7,293
60岁HK$9,520
65岁HK$11,641
70岁HK$15,507
75岁HK$17,851
80岁HK$20,695
85岁HK$22,849
90岁HK$24,014
95岁HK$24,620
99岁HK$25,116
0岁HK$3,888
5岁HK$2,038
10岁HK$1,641
15岁HK$1,800
20岁HK$2,090
25岁HK$2,201
30岁HK$2,428
35岁HK$2,817
40岁HK$3,428
45岁HK$4,387
50岁HK$5,404
55岁HK$7,293
60岁HK$9,520
65岁HK$11,641
70岁HK$15,507
75岁HK$17,851
80岁HK$20,695
85岁HK$22,849
90岁HK$24,014
95岁HK$24,620
99岁HK$25,116
0岁HK$3,888
5岁HK$2,038
10岁HK$1,641
15岁HK$1,800
20岁HK$2,090
25岁HK$2,201
30岁HK$2,428
35岁HK$2,817
40岁HK$3,428
45岁HK$4,387
50岁HK$5,404
55岁HK$7,293
60岁HK$9,520
65岁HK$11,641
70岁HK$15,507
75岁HK$17,851
80岁HK$20,695
85岁HK$22,849
90岁HK$24,014
95岁HK$24,620
99岁HK$25,116
0岁HK$4,200 (+8.0%)
5岁HK$2,202 (+8.0%)
10岁HK$1,773 (+8.0%)
15岁HK$1,944 (+8.0%)
20岁HK$2,258 (+8.0%)
25岁HK$2,378 (+8.0%)
30岁HK$2,623 (+8.0%)
35岁HK$3,043 (+8.0%)
40岁HK$3,703 (+8.0%)
45岁HK$4,738 (+8.0%)
50岁HK$5,837 (+8.0%)
55岁HK$7,877 (+8.0%)
60岁HK$10,282 (+8.0%)
65岁HK$12,573 (+8.0%)
70岁HK$16,748 (+8.0%)
75岁HK$19,280 (+8.0%)
80岁HK$22,351 (+8.0%)
85岁HK$24,677 (+8.0%)
90岁HK$25,936 (+8.0%)
95岁HK$26,590 (+8.0%)
99岁HK$27,126 (+8.0%)
0岁HK$4,746 (+13.0%)
5岁HK$2,489 (+13.0%)
10岁HK$2,004 (+13.0%)
15岁HK$2,197 (+13.0%)
20岁HK$2,552 (+13.0%)
25岁HK$2,688 (+13.0%)
30岁HK$2,964 (+13.0%)
35岁HK$3,439 (+13.0%)
40岁HK$4,185 (+13.0%)
45岁HK$5,354 (+13.0%)
50岁HK$6,596 (+13.0%)
55岁HK$8,902 (+13.0%)
60岁HK$11,619 (+13.0%)
65岁HK$14,208 (+13.0%)
70岁HK$18,926 (+13.0%)
75岁HK$21,787 (+13.0%)
80岁HK$25,257 (+13.0%)
85岁HK$27,886 (+13.0%)
90岁HK$29,308 (+13.0%)
95岁HK$30,047 (+13.0%)
99岁HK$30,653 (+13.0%)
0岁HK$5,340 (+12.5%)
5岁HK$2,801 (+12.5%)
10岁HK$2,255 (+12.5%)
15岁HK$2,472 (+12.5%)
20岁HK$2,871 (+12.5%)
25岁HK$3,024 (+12.5%)
30岁HK$3,335 (+12.5%)
35岁HK$3,869 (+12.5%)
40岁HK$4,709 (+12.5%)
45岁HK$6,024 (+12.5%)
50岁HK$7,421 (+12.5%)
55岁HK$10,015 (+12.5%)
60岁HK$13,072 (+12.5%)
65岁HK$15,984 (+12.5%)
70岁HK$21,292 (+12.5%)
75岁HK$24,511 (+12.5%)
80岁HK$28,415 (+12.5%)
85岁HK$31,372 (+12.5%)
90岁HK$32,972 (+12.5%)
95岁HK$33,803 (+12.5%)
99岁HK$34,485 (+12.5%)
0岁HK$5,554 (+4.0%)
5岁HK$2,914 (+4.0%)
10岁HK$2,346 (+4.0%)
15岁HK$2,571 (+4.0%)
20岁HK$2,986 (+4.0%)
25岁HK$3,145 (+4.0%)
30岁HK$3,469 (+4.0%)
35岁HK$4,024 (+4.0%)
40岁HK$4,898 (+4.0%)
45岁HK$6,265 (+4.0%)
50岁HK$7,718 (+4.0%)
55岁HK$10,416 (+4.0%)
60岁HK$13,595 (+4.0%)
65岁HK$16,624 (+4.0%)
70岁HK$22,144 (+4.0%)
75岁HK$25,492 (+4.0%)
80岁HK$29,552 (+4.0%)
85岁HK$32,627 (+4.0%)
90岁HK$34,291 (+4.0%)
95岁HK$35,156 (+4.0%)
99岁HK$35,865 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.90%
5岁+4.91%
10岁+4.91%
15岁+4.90%
20岁+4.90%
25岁+4.90%
30岁+4.90%
35岁+4.90%
40岁+4.90%
45岁+4.90%
50岁+4.90%
55岁+4.90%
60岁+4.90%
65岁+4.90%
70岁+4.89%
75岁+4.90%
80岁+4.89%
85岁+4.89%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。