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「只衛您」超卓靈活自願醫保計劃 - 計劃 D+額外醫療保障（設20%共同保險）
CareForYou Super Flexi Plan for VHIS - Plan D with SMM (with 20% Coinsurance)
藍十字（亞太）保險有限公司 · F00043-04-000 · 7 个版本 · 灵活计划 · 年均加幅 +7.63%
港元 (HKD)
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| 年龄 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,222 | HK$3,222 | HK$3,384 (+5.0%) | HK$3,655 (+8.0%) | HK$4,131 (+13.0%) | HK$4,648 (+12.5%) | HK$5,067 (+9.0%) | +7.16% |
| 5岁 | HK$2,945 | HK$2,945 | HK$3,093 (+5.0%) | HK$3,341 (+8.0%) | HK$3,776 (+13.0%) | HK$4,249 (+12.5%) | HK$4,632 (+9.0%) | +7.17% |
| 10岁 | HK$2,622 | HK$2,622 | HK$2,754 (+5.0%) | HK$2,975 (+8.0%) | HK$3,362 (+13.0%) | HK$3,783 (+12.5%) | HK$4,125 (+9.0%) | +7.17% |
| 15岁 | HK$2,622 | HK$2,622 | HK$2,754 (+5.0%) | HK$2,975 (+8.0%) | HK$3,362 (+13.0%) | HK$3,783 (+12.5%) | HK$4,125 (+9.0%) | +7.17% |
| 20岁 | HK$3,011 | HK$3,011 | HK$3,162 (+5.0%) | HK$3,415 (+8.0%) | HK$3,859 (+13.0%) | HK$4,342 (+12.5%) | HK$4,734 (+9.0%) | +7.16% |
| 25岁 | HK$3,011 | HK$3,011 | HK$3,162 (+5.0%) | HK$3,415 (+8.0%) | HK$3,859 (+13.0%) | HK$4,342 (+12.5%) | HK$4,734 (+9.0%) | +7.16% |
| 30岁 | HK$3,284 | HK$3,284 | HK$3,449 (+5.0%) | HK$3,725 (+8.0%) | HK$4,210 (+13.0%) | HK$4,737 (+12.5%) | HK$5,165 (+9.0%) | +7.17% |
| 35岁 | HK$4,039 | HK$4,039 | HK$4,241 (+5.0%) | HK$4,581 (+8.0%) | HK$5,177 (+13.0%) | HK$5,825 (+12.5%) | HK$6,350 (+9.0%) | +7.16% |
| 40岁 | HK$4,908 | HK$4,908 | HK$5,154 (+5.0%) | HK$5,567 (+8.0%) | HK$6,291 (+13.0%) | HK$7,078 (+12.5%) | HK$7,716 (+9.0%) | +7.16% |
| 45岁 | HK$6,410 | HK$6,410 | HK$6,731 (+5.0%) | HK$7,270 (+8.0%) | HK$8,216 (+13.0%) | HK$9,244 (+12.5%) | HK$10,077 (+9.0%) | +7.16% |
| 50岁 | HK$8,167 | HK$8,167 | HK$8,576 (+5.0%) | HK$9,263 (+8.0%) | HK$10,468 (+13.0%) | HK$11,777 (+12.5%) | HK$12,838 (+9.0%) | +7.16% |
| 55岁 | HK$10,539 | HK$10,539 | HK$11,066 (+5.0%) | HK$11,952 (+8.0%) | HK$13,506 (+13.0%) | HK$15,195 (+12.5%) | HK$16,564 (+9.0%) | +7.15% |
| 60岁 | HK$14,649 | HK$14,649 | HK$15,382 (+5.0%) | HK$16,613 (+8.0%) | HK$18,773 (+13.0%) | HK$21,121 (+12.5%) | HK$23,023 (+9.0%) | +7.15% |
| 65岁 | HK$16,842 | HK$16,842 | HK$17,685 (+5.0%) | HK$19,100 (+8.0%) | HK$21,583 (+13.0%) | HK$24,282 (+12.5%) | HK$26,468 (+9.0%) | +7.15% |
| 70岁 | HK$21,562 | HK$21,562 | HK$22,641 (+5.0%) | HK$24,453 (+8.0%) | HK$27,632 (+13.0%) | HK$31,087 (+12.5%) | HK$33,886 (+9.0%) | +7.15% |
| 75岁 | HK$25,624 | HK$25,624 | HK$26,906 (+5.0%) | HK$29,059 (+8.0%) | HK$32,837 (+13.0%) | HK$38,028 (+15.8%) | HK$41,451 (+9.0%) | +7.63% |
| 80岁 | HK$29,658 | HK$29,658 | HK$31,141 (+5.0%) | HK$33,633 (+8.0%) | HK$38,006 (+13.0%) | HK$45,495 (+19.7%) | HK$49,591 (+9.0%) | +8.17% |
| 85岁 | HK$33,390 | HK$33,390 | HK$35,060 (+5.0%) | HK$37,865 (+8.0%) | HK$42,788 (+13.0%) | HK$52,585 (+22.9%) | HK$57,319 (+9.0%) | +8.61% |
| 90岁 | HK$35,791 | HK$35,791 | HK$37,581 (+5.0%) | HK$40,588 (+8.0%) | HK$45,865 (+13.0%) | HK$57,782 (+26.0%) | HK$62,983 (+9.0%) | +9.02% |
| 95岁 | HK$37,062 | HK$37,062 | HK$38,916 (+5.0%) | HK$42,030 (+8.0%) | HK$47,494 (+13.0%) | HK$61,384 (+29.2%) | HK$66,909 (+9.0%) | +9.45% |
| 99岁 | HK$37,997 | HK$37,997 | HK$39,897 (+5.0%) | HK$43,089 (+8.0%) | HK$48,691 (+13.0%) | HK$64,576 (+32.6%) | HK$71,940 (+11.4%) | +10.25% |
| 所有年龄平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +15.9% | +9.1% | — |
0岁HK$3,222
5岁HK$2,945
10岁HK$2,622
15岁HK$2,622
20岁HK$3,011
25岁HK$3,011
30岁HK$3,284
35岁HK$4,039
40岁HK$4,908
45岁HK$6,410
50岁HK$8,167
55岁HK$10,539
60岁HK$14,649
65岁HK$16,842
70岁HK$21,562
75岁HK$25,624
80岁HK$29,658
85岁HK$33,390
90岁HK$35,791
95岁HK$37,062
99岁HK$37,997
0岁HK$3,222
5岁HK$2,945
10岁HK$2,622
15岁HK$2,622
20岁HK$3,011
25岁HK$3,011
30岁HK$3,284
35岁HK$4,039
40岁HK$4,908
45岁HK$6,410
50岁HK$8,167
55岁HK$10,539
60岁HK$14,649
65岁HK$16,842
70岁HK$21,562
75岁HK$25,624
80岁HK$29,658
85岁HK$33,390
90岁HK$35,791
95岁HK$37,062
99岁HK$37,997
0岁HK$3,384 (+5.0%)
5岁HK$3,093 (+5.0%)
10岁HK$2,754 (+5.0%)
15岁HK$2,754 (+5.0%)
20岁HK$3,162 (+5.0%)
25岁HK$3,162 (+5.0%)
30岁HK$3,449 (+5.0%)
35岁HK$4,241 (+5.0%)
40岁HK$5,154 (+5.0%)
45岁HK$6,731 (+5.0%)
50岁HK$8,576 (+5.0%)
55岁HK$11,066 (+5.0%)
60岁HK$15,382 (+5.0%)
65岁HK$17,685 (+5.0%)
70岁HK$22,641 (+5.0%)
75岁HK$26,906 (+5.0%)
80岁HK$31,141 (+5.0%)
85岁HK$35,060 (+5.0%)
90岁HK$37,581 (+5.0%)
95岁HK$38,916 (+5.0%)
99岁HK$39,897 (+5.0%)
0岁HK$3,655 (+8.0%)
5岁HK$3,341 (+8.0%)
10岁HK$2,975 (+8.0%)
15岁HK$2,975 (+8.0%)
20岁HK$3,415 (+8.0%)
25岁HK$3,415 (+8.0%)
30岁HK$3,725 (+8.0%)
35岁HK$4,581 (+8.0%)
40岁HK$5,567 (+8.0%)
45岁HK$7,270 (+8.0%)
50岁HK$9,263 (+8.0%)
55岁HK$11,952 (+8.0%)
60岁HK$16,613 (+8.0%)
65岁HK$19,100 (+8.0%)
70岁HK$24,453 (+8.0%)
75岁HK$29,059 (+8.0%)
80岁HK$33,633 (+8.0%)
85岁HK$37,865 (+8.0%)
90岁HK$40,588 (+8.0%)
95岁HK$42,030 (+8.0%)
99岁HK$43,089 (+8.0%)
0岁HK$4,131 (+13.0%)
5岁HK$3,776 (+13.0%)
10岁HK$3,362 (+13.0%)
15岁HK$3,362 (+13.0%)
20岁HK$3,859 (+13.0%)
25岁HK$3,859 (+13.0%)
30岁HK$4,210 (+13.0%)
35岁HK$5,177 (+13.0%)
40岁HK$6,291 (+13.0%)
45岁HK$8,216 (+13.0%)
50岁HK$10,468 (+13.0%)
55岁HK$13,506 (+13.0%)
60岁HK$18,773 (+13.0%)
65岁HK$21,583 (+13.0%)
70岁HK$27,632 (+13.0%)
75岁HK$32,837 (+13.0%)
80岁HK$38,006 (+13.0%)
85岁HK$42,788 (+13.0%)
90岁HK$45,865 (+13.0%)
95岁HK$47,494 (+13.0%)
99岁HK$48,691 (+13.0%)
0岁HK$4,648 (+12.5%)
5岁HK$4,249 (+12.5%)
10岁HK$3,783 (+12.5%)
15岁HK$3,783 (+12.5%)
20岁HK$4,342 (+12.5%)
25岁HK$4,342 (+12.5%)
30岁HK$4,737 (+12.5%)
35岁HK$5,825 (+12.5%)
40岁HK$7,078 (+12.5%)
45岁HK$9,244 (+12.5%)
50岁HK$11,777 (+12.5%)
55岁HK$15,195 (+12.5%)
60岁HK$21,121 (+12.5%)
65岁HK$24,282 (+12.5%)
70岁HK$31,087 (+12.5%)
75岁HK$38,028 (+15.8%)
80岁HK$45,495 (+19.7%)
85岁HK$52,585 (+22.9%)
90岁HK$57,782 (+26.0%)
95岁HK$61,384 (+29.2%)
99岁HK$64,576 (+32.6%)
0岁HK$5,067 (+9.0%)
5岁HK$4,632 (+9.0%)
10岁HK$4,125 (+9.0%)
15岁HK$4,125 (+9.0%)
20岁HK$4,734 (+9.0%)
25岁HK$4,734 (+9.0%)
30岁HK$5,165 (+9.0%)
35岁HK$6,350 (+9.0%)
40岁HK$7,716 (+9.0%)
45岁HK$10,077 (+9.0%)
50岁HK$12,838 (+9.0%)
55岁HK$16,564 (+9.0%)
60岁HK$23,023 (+9.0%)
65岁HK$26,468 (+9.0%)
70岁HK$33,886 (+9.0%)
75岁HK$41,451 (+9.0%)
80岁HK$49,591 (+9.0%)
85岁HK$57,319 (+9.0%)
90岁HK$62,983 (+9.0%)
95岁HK$66,909 (+9.0%)
99岁HK$71,940 (+11.4%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+7.16%
5岁+7.17%
10岁+7.17%
15岁+7.17%
20岁+7.16%
25岁+7.16%
30岁+7.17%
35岁+7.16%
40岁+7.16%
45岁+7.16%
50岁+7.16%
55岁+7.15%
60岁+7.15%
65岁+7.15%
70岁+7.15%
75岁+7.63%
80岁+8.17%
85岁+8.61%
90岁+9.02%
95岁+9.45%
99岁+10.25%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。