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「只衛您」超卓靈活自願醫保計劃 - 計劃 C+額外醫療保障（設20%共同保險）
CareForYou Super Flexi Plan for VHIS - Plan C with SMM (with 20% Coinsurance)
藍十字（亞太）保險有限公司 · F00043-03-002 · 7 个版本 · 灵活计划 · 年均加幅 +7.48%
港元 (HKD)
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| 年龄 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,941 | HK$3,941 | HK$4,139 (+5.0%) | HK$4,471 (+8.0%) | HK$5,053 (+13.0%) | HK$5,685 (+12.5%) | HK$6,198 (+9.0%) | +7.16% |
| 5岁 | HK$3,677 | HK$3,677 | HK$3,861 (+5.0%) | HK$4,170 (+8.0%) | HK$4,713 (+13.0%) | HK$5,303 (+12.5%) | HK$5,782 (+9.0%) | +7.16% |
| 10岁 | HK$3,369 | HK$3,369 | HK$3,538 (+5.0%) | HK$3,822 (+8.0%) | HK$4,319 (+13.0%) | HK$4,860 (+12.5%) | HK$5,299 (+9.0%) | +7.17% |
| 15岁 | HK$3,369 | HK$3,369 | HK$3,538 (+5.0%) | HK$3,822 (+8.0%) | HK$4,319 (+13.0%) | HK$4,860 (+12.5%) | HK$5,299 (+9.0%) | +7.17% |
| 20岁 | HK$3,740 | HK$3,740 | HK$3,927 (+5.0%) | HK$4,242 (+8.0%) | HK$4,794 (+13.0%) | HK$5,394 (+12.5%) | HK$5,881 (+9.0%) | +7.16% |
| 25岁 | HK$3,740 | HK$3,740 | HK$3,927 (+5.0%) | HK$4,242 (+8.0%) | HK$4,794 (+13.0%) | HK$5,394 (+12.5%) | HK$5,881 (+9.0%) | +7.16% |
| 30岁 | HK$4,078 | HK$4,078 | HK$4,282 (+5.0%) | HK$4,625 (+8.0%) | HK$5,227 (+13.0%) | HK$5,882 (+12.5%) | HK$6,413 (+9.0%) | +7.16% |
| 35岁 | HK$4,960 | HK$4,960 | HK$5,208 (+5.0%) | HK$5,625 (+8.0%) | HK$6,357 (+13.0%) | HK$7,153 (+12.5%) | HK$7,798 (+9.0%) | +7.16% |
| 40岁 | HK$6,042 | HK$6,042 | HK$6,345 (+5.0%) | HK$6,853 (+8.0%) | HK$7,744 (+13.0%) | HK$8,713 (+12.5%) | HK$9,498 (+9.0%) | +7.16% |
| 45岁 | HK$7,867 | HK$7,867 | HK$8,261 (+5.0%) | HK$8,922 (+8.0%) | HK$10,082 (+13.0%) | HK$11,344 (+12.5%) | HK$12,366 (+9.0%) | +7.16% |
| 50岁 | HK$10,019 | HK$10,019 | HK$10,520 (+5.0%) | HK$11,362 (+8.0%) | HK$12,840 (+13.0%) | HK$14,445 (+12.5%) | HK$15,746 (+9.0%) | +7.15% |
| 55岁 | HK$12,905 | HK$12,905 | HK$13,551 (+5.0%) | HK$14,636 (+8.0%) | HK$16,539 (+13.0%) | HK$18,607 (+12.5%) | HK$20,283 (+9.0%) | +7.15% |
| 60岁 | HK$17,522 | HK$17,522 | HK$18,399 (+5.0%) | HK$19,871 (+8.0%) | HK$22,455 (+13.0%) | HK$25,263 (+12.5%) | HK$27,538 (+9.0%) | +7.15% |
| 65岁 | HK$20,149 | HK$20,149 | HK$21,157 (+5.0%) | HK$22,850 (+8.0%) | HK$25,821 (+13.0%) | HK$29,050 (+12.5%) | HK$31,666 (+9.0%) | +7.15% |
| 70岁 | HK$26,204 | HK$26,204 | HK$27,515 (+5.0%) | HK$29,717 (+8.0%) | HK$33,581 (+13.0%) | HK$37,780 (+12.5%) | HK$41,181 (+9.0%) | +7.15% |
| 75岁 | HK$32,057 | HK$32,057 | HK$33,660 (+5.0%) | HK$36,353 (+8.0%) | HK$41,079 (+13.0%) | HK$46,215 (+12.5%) | HK$50,375 (+9.0%) | +7.15% |
| 80岁 | HK$37,104 | HK$37,104 | HK$38,960 (+5.0%) | HK$42,077 (+8.0%) | HK$47,548 (+13.0%) | HK$55,288 (+16.3%) | HK$60,265 (+9.0%) | +7.69% |
| 85岁 | HK$41,773 | HK$41,773 | HK$43,862 (+5.0%) | HK$47,371 (+8.0%) | HK$53,530 (+13.0%) | HK$63,905 (+19.4%) | HK$69,657 (+9.0%) | +8.13% |
| 90岁 | HK$44,777 | HK$44,777 | HK$47,016 (+5.0%) | HK$50,778 (+8.0%) | HK$57,380 (+13.0%) | HK$70,219 (+22.4%) | HK$76,540 (+9.0%) | +8.54% |
| 95岁 | HK$46,367 | HK$46,367 | HK$48,686 (+5.0%) | HK$52,581 (+8.0%) | HK$59,417 (+13.0%) | HK$74,595 (+25.5%) | HK$81,309 (+9.0%) | +8.96% |
| 99岁 | HK$47,538 | HK$47,538 | HK$49,915 (+5.0%) | HK$53,909 (+8.0%) | HK$60,918 (+13.0%) | HK$78,474 (+28.8%) | HK$87,422 (+11.4%) | +9.76% |
| 所有年龄平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.9% | +9.1% | — |
0岁HK$3,941
5岁HK$3,677
10岁HK$3,369
15岁HK$3,369
20岁HK$3,740
25岁HK$3,740
30岁HK$4,078
35岁HK$4,960
40岁HK$6,042
45岁HK$7,867
50岁HK$10,019
55岁HK$12,905
60岁HK$17,522
65岁HK$20,149
70岁HK$26,204
75岁HK$32,057
80岁HK$37,104
85岁HK$41,773
90岁HK$44,777
95岁HK$46,367
99岁HK$47,538
0岁HK$3,941
5岁HK$3,677
10岁HK$3,369
15岁HK$3,369
20岁HK$3,740
25岁HK$3,740
30岁HK$4,078
35岁HK$4,960
40岁HK$6,042
45岁HK$7,867
50岁HK$10,019
55岁HK$12,905
60岁HK$17,522
65岁HK$20,149
70岁HK$26,204
75岁HK$32,057
80岁HK$37,104
85岁HK$41,773
90岁HK$44,777
95岁HK$46,367
99岁HK$47,538
0岁HK$4,139 (+5.0%)
5岁HK$3,861 (+5.0%)
10岁HK$3,538 (+5.0%)
15岁HK$3,538 (+5.0%)
20岁HK$3,927 (+5.0%)
25岁HK$3,927 (+5.0%)
30岁HK$4,282 (+5.0%)
35岁HK$5,208 (+5.0%)
40岁HK$6,345 (+5.0%)
45岁HK$8,261 (+5.0%)
50岁HK$10,520 (+5.0%)
55岁HK$13,551 (+5.0%)
60岁HK$18,399 (+5.0%)
65岁HK$21,157 (+5.0%)
70岁HK$27,515 (+5.0%)
75岁HK$33,660 (+5.0%)
80岁HK$38,960 (+5.0%)
85岁HK$43,862 (+5.0%)
90岁HK$47,016 (+5.0%)
95岁HK$48,686 (+5.0%)
99岁HK$49,915 (+5.0%)
0岁HK$4,471 (+8.0%)
5岁HK$4,170 (+8.0%)
10岁HK$3,822 (+8.0%)
15岁HK$3,822 (+8.0%)
20岁HK$4,242 (+8.0%)
25岁HK$4,242 (+8.0%)
30岁HK$4,625 (+8.0%)
35岁HK$5,625 (+8.0%)
40岁HK$6,853 (+8.0%)
45岁HK$8,922 (+8.0%)
50岁HK$11,362 (+8.0%)
55岁HK$14,636 (+8.0%)
60岁HK$19,871 (+8.0%)
65岁HK$22,850 (+8.0%)
70岁HK$29,717 (+8.0%)
75岁HK$36,353 (+8.0%)
80岁HK$42,077 (+8.0%)
85岁HK$47,371 (+8.0%)
90岁HK$50,778 (+8.0%)
95岁HK$52,581 (+8.0%)
99岁HK$53,909 (+8.0%)
0岁HK$5,053 (+13.0%)
5岁HK$4,713 (+13.0%)
10岁HK$4,319 (+13.0%)
15岁HK$4,319 (+13.0%)
20岁HK$4,794 (+13.0%)
25岁HK$4,794 (+13.0%)
30岁HK$5,227 (+13.0%)
35岁HK$6,357 (+13.0%)
40岁HK$7,744 (+13.0%)
45岁HK$10,082 (+13.0%)
50岁HK$12,840 (+13.0%)
55岁HK$16,539 (+13.0%)
60岁HK$22,455 (+13.0%)
65岁HK$25,821 (+13.0%)
70岁HK$33,581 (+13.0%)
75岁HK$41,079 (+13.0%)
80岁HK$47,548 (+13.0%)
85岁HK$53,530 (+13.0%)
90岁HK$57,380 (+13.0%)
95岁HK$59,417 (+13.0%)
99岁HK$60,918 (+13.0%)
0岁HK$5,685 (+12.5%)
5岁HK$5,303 (+12.5%)
10岁HK$4,860 (+12.5%)
15岁HK$4,860 (+12.5%)
20岁HK$5,394 (+12.5%)
25岁HK$5,394 (+12.5%)
30岁HK$5,882 (+12.5%)
35岁HK$7,153 (+12.5%)
40岁HK$8,713 (+12.5%)
45岁HK$11,344 (+12.5%)
50岁HK$14,445 (+12.5%)
55岁HK$18,607 (+12.5%)
60岁HK$25,263 (+12.5%)
65岁HK$29,050 (+12.5%)
70岁HK$37,780 (+12.5%)
75岁HK$46,215 (+12.5%)
80岁HK$55,288 (+16.3%)
85岁HK$63,905 (+19.4%)
90岁HK$70,219 (+22.4%)
95岁HK$74,595 (+25.5%)
99岁HK$78,474 (+28.8%)
0岁HK$6,198 (+9.0%)
5岁HK$5,782 (+9.0%)
10岁HK$5,299 (+9.0%)
15岁HK$5,299 (+9.0%)
20岁HK$5,881 (+9.0%)
25岁HK$5,881 (+9.0%)
30岁HK$6,413 (+9.0%)
35岁HK$7,798 (+9.0%)
40岁HK$9,498 (+9.0%)
45岁HK$12,366 (+9.0%)
50岁HK$15,746 (+9.0%)
55岁HK$20,283 (+9.0%)
60岁HK$27,538 (+9.0%)
65岁HK$31,666 (+9.0%)
70岁HK$41,181 (+9.0%)
75岁HK$50,375 (+9.0%)
80岁HK$60,265 (+9.0%)
85岁HK$69,657 (+9.0%)
90岁HK$76,540 (+9.0%)
95岁HK$81,309 (+9.0%)
99岁HK$87,422 (+11.4%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+7.16%
5岁+7.16%
10岁+7.17%
15岁+7.17%
20岁+7.16%
25岁+7.16%
30岁+7.16%
35岁+7.16%
40岁+7.16%
45岁+7.16%
50岁+7.15%
55岁+7.15%
60岁+7.15%
65岁+7.15%
70岁+7.15%
75岁+7.15%
80岁+7.69%
85岁+8.13%
90岁+8.54%
95岁+8.96%
99岁+9.76%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。