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「只衛您」超卓靈活自願醫保計劃 - 計劃 C+額外醫療保障（不設共同保險）
CareForYou Super Flexi Plan for VHIS - Plan C with SMM (No Coinsurance)
藍十字（亞太）保險有限公司 · F00043-03-001 · 7 个版本 · 灵活计划 · 年均加幅 +7.46%
港元 (HKD)
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| 年龄 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$4,232 | HK$4,232 | HK$4,444 (+5.0%) | HK$4,800 (+8.0%) | HK$5,424 (+13.0%) | HK$6,103 (+12.5%) | HK$6,653 (+9.0%) | +7.16% |
| 5岁 | HK$3,968 | HK$3,968 | HK$4,167 (+5.0%) | HK$4,501 (+8.0%) | HK$5,087 (+13.0%) | HK$5,724 (+12.5%) | HK$6,241 (+9.0%) | +7.17% |
| 10岁 | HK$3,660 | HK$3,660 | HK$3,843 (+5.0%) | HK$4,151 (+8.0%) | HK$4,691 (+13.0%) | HK$5,279 (+12.5%) | HK$5,755 (+9.0%) | +7.16% |
| 15岁 | HK$3,660 | HK$3,660 | HK$3,843 (+5.0%) | HK$4,151 (+8.0%) | HK$4,691 (+13.0%) | HK$5,279 (+12.5%) | HK$5,755 (+9.0%) | +7.16% |
| 20岁 | HK$4,031 | HK$4,031 | HK$4,233 (+5.0%) | HK$4,572 (+8.0%) | HK$5,167 (+13.0%) | HK$5,814 (+12.5%) | HK$6,339 (+9.0%) | +7.16% |
| 25岁 | HK$4,031 | HK$4,031 | HK$4,233 (+5.0%) | HK$4,572 (+8.0%) | HK$5,167 (+13.0%) | HK$5,814 (+12.5%) | HK$6,339 (+9.0%) | +7.16% |
| 30岁 | HK$4,395 | HK$4,395 | HK$4,615 (+5.0%) | HK$4,985 (+8.0%) | HK$5,634 (+13.0%) | HK$6,339 (+12.5%) | HK$6,911 (+9.0%) | +7.16% |
| 35岁 | HK$5,331 | HK$5,331 | HK$5,598 (+5.0%) | HK$6,046 (+8.0%) | HK$6,832 (+13.0%) | HK$7,687 (+12.5%) | HK$8,380 (+9.0%) | +7.16% |
| 40岁 | HK$6,496 | HK$6,496 | HK$6,821 (+5.0%) | HK$7,367 (+8.0%) | HK$8,325 (+13.0%) | HK$9,366 (+12.5%) | HK$10,210 (+9.0%) | +7.15% |
| 45岁 | HK$8,453 | HK$8,453 | HK$8,876 (+5.0%) | HK$9,587 (+8.0%) | HK$10,834 (+13.0%) | HK$12,190 (+12.5%) | HK$13,288 (+9.0%) | +7.16% |
| 50岁 | HK$10,768 | HK$10,768 | HK$11,307 (+5.0%) | HK$12,212 (+8.0%) | HK$13,800 (+13.0%) | HK$15,525 (+12.5%) | HK$16,923 (+9.0%) | +7.15% |
| 55岁 | HK$13,860 | HK$13,860 | HK$14,553 (+5.0%) | HK$15,718 (+8.0%) | HK$17,762 (+13.0%) | HK$19,983 (+12.5%) | HK$21,783 (+9.0%) | +7.15% |
| 60岁 | HK$18,712 | HK$18,712 | HK$19,648 (+5.0%) | HK$21,220 (+8.0%) | HK$23,979 (+13.0%) | HK$26,977 (+12.5%) | HK$29,406 (+9.0%) | +7.15% |
| 65岁 | HK$21,519 | HK$21,519 | HK$22,595 (+5.0%) | HK$24,403 (+8.0%) | HK$27,576 (+13.0%) | HK$31,024 (+12.5%) | HK$33,817 (+9.0%) | +7.15% |
| 70岁 | HK$28,095 | HK$28,095 | HK$29,500 (+5.0%) | HK$31,860 (+8.0%) | HK$36,002 (+13.0%) | HK$40,503 (+12.5%) | HK$44,149 (+9.0%) | +7.15% |
| 75岁 | HK$34,606 | HK$34,606 | HK$36,337 (+5.0%) | HK$39,244 (+8.0%) | HK$44,346 (+13.0%) | HK$49,891 (+12.5%) | HK$54,382 (+9.0%) | +7.15% |
| 80岁 | HK$40,055 | HK$40,055 | HK$42,058 (+5.0%) | HK$45,423 (+8.0%) | HK$51,328 (+13.0%) | HK$59,540 (+16.0%) | HK$64,900 (+9.0%) | +7.65% |
| 85岁 | HK$45,095 | HK$45,095 | HK$47,350 (+5.0%) | HK$51,138 (+8.0%) | HK$57,786 (+13.0%) | HK$68,693 (+18.9%) | HK$74,876 (+9.0%) | +8.06% |
| 90岁 | HK$48,338 | HK$48,338 | HK$50,755 (+5.0%) | HK$54,816 (+8.0%) | HK$61,943 (+13.0%) | HK$75,352 (+21.6%) | HK$82,135 (+9.0%) | +8.44% |
| 95岁 | HK$50,054 | HK$50,054 | HK$52,557 (+5.0%) | HK$56,762 (+8.0%) | HK$64,142 (+13.0%) | HK$79,911 (+24.6%) | HK$87,104 (+9.0%) | +8.84% |
| 99岁 | HK$51,318 | HK$51,318 | HK$53,884 (+5.0%) | HK$58,195 (+8.0%) | HK$65,761 (+13.0%) | HK$83,922 (+27.6%) | HK$93,514 (+11.4%) | +9.60% |
| 所有年龄平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.7% | +9.1% | — |
0岁HK$4,232
5岁HK$3,968
10岁HK$3,660
15岁HK$3,660
20岁HK$4,031
25岁HK$4,031
30岁HK$4,395
35岁HK$5,331
40岁HK$6,496
45岁HK$8,453
50岁HK$10,768
55岁HK$13,860
60岁HK$18,712
65岁HK$21,519
70岁HK$28,095
75岁HK$34,606
80岁HK$40,055
85岁HK$45,095
90岁HK$48,338
95岁HK$50,054
99岁HK$51,318
0岁HK$4,232
5岁HK$3,968
10岁HK$3,660
15岁HK$3,660
20岁HK$4,031
25岁HK$4,031
30岁HK$4,395
35岁HK$5,331
40岁HK$6,496
45岁HK$8,453
50岁HK$10,768
55岁HK$13,860
60岁HK$18,712
65岁HK$21,519
70岁HK$28,095
75岁HK$34,606
80岁HK$40,055
85岁HK$45,095
90岁HK$48,338
95岁HK$50,054
99岁HK$51,318
0岁HK$4,444 (+5.0%)
5岁HK$4,167 (+5.0%)
10岁HK$3,843 (+5.0%)
15岁HK$3,843 (+5.0%)
20岁HK$4,233 (+5.0%)
25岁HK$4,233 (+5.0%)
30岁HK$4,615 (+5.0%)
35岁HK$5,598 (+5.0%)
40岁HK$6,821 (+5.0%)
45岁HK$8,876 (+5.0%)
50岁HK$11,307 (+5.0%)
55岁HK$14,553 (+5.0%)
60岁HK$19,648 (+5.0%)
65岁HK$22,595 (+5.0%)
70岁HK$29,500 (+5.0%)
75岁HK$36,337 (+5.0%)
80岁HK$42,058 (+5.0%)
85岁HK$47,350 (+5.0%)
90岁HK$50,755 (+5.0%)
95岁HK$52,557 (+5.0%)
99岁HK$53,884 (+5.0%)
0岁HK$4,800 (+8.0%)
5岁HK$4,501 (+8.0%)
10岁HK$4,151 (+8.0%)
15岁HK$4,151 (+8.0%)
20岁HK$4,572 (+8.0%)
25岁HK$4,572 (+8.0%)
30岁HK$4,985 (+8.0%)
35岁HK$6,046 (+8.0%)
40岁HK$7,367 (+8.0%)
45岁HK$9,587 (+8.0%)
50岁HK$12,212 (+8.0%)
55岁HK$15,718 (+8.0%)
60岁HK$21,220 (+8.0%)
65岁HK$24,403 (+8.0%)
70岁HK$31,860 (+8.0%)
75岁HK$39,244 (+8.0%)
80岁HK$45,423 (+8.0%)
85岁HK$51,138 (+8.0%)
90岁HK$54,816 (+8.0%)
95岁HK$56,762 (+8.0%)
99岁HK$58,195 (+8.0%)
0岁HK$5,424 (+13.0%)
5岁HK$5,087 (+13.0%)
10岁HK$4,691 (+13.0%)
15岁HK$4,691 (+13.0%)
20岁HK$5,167 (+13.0%)
25岁HK$5,167 (+13.0%)
30岁HK$5,634 (+13.0%)
35岁HK$6,832 (+13.0%)
40岁HK$8,325 (+13.0%)
45岁HK$10,834 (+13.0%)
50岁HK$13,800 (+13.0%)
55岁HK$17,762 (+13.0%)
60岁HK$23,979 (+13.0%)
65岁HK$27,576 (+13.0%)
70岁HK$36,002 (+13.0%)
75岁HK$44,346 (+13.0%)
80岁HK$51,328 (+13.0%)
85岁HK$57,786 (+13.0%)
90岁HK$61,943 (+13.0%)
95岁HK$64,142 (+13.0%)
99岁HK$65,761 (+13.0%)
0岁HK$6,103 (+12.5%)
5岁HK$5,724 (+12.5%)
10岁HK$5,279 (+12.5%)
15岁HK$5,279 (+12.5%)
20岁HK$5,814 (+12.5%)
25岁HK$5,814 (+12.5%)
30岁HK$6,339 (+12.5%)
35岁HK$7,687 (+12.5%)
40岁HK$9,366 (+12.5%)
45岁HK$12,190 (+12.5%)
50岁HK$15,525 (+12.5%)
55岁HK$19,983 (+12.5%)
60岁HK$26,977 (+12.5%)
65岁HK$31,024 (+12.5%)
70岁HK$40,503 (+12.5%)
75岁HK$49,891 (+12.5%)
80岁HK$59,540 (+16.0%)
85岁HK$68,693 (+18.9%)
90岁HK$75,352 (+21.6%)
95岁HK$79,911 (+24.6%)
99岁HK$83,922 (+27.6%)
0岁HK$6,653 (+9.0%)
5岁HK$6,241 (+9.0%)
10岁HK$5,755 (+9.0%)
15岁HK$5,755 (+9.0%)
20岁HK$6,339 (+9.0%)
25岁HK$6,339 (+9.0%)
30岁HK$6,911 (+9.0%)
35岁HK$8,380 (+9.0%)
40岁HK$10,210 (+9.0%)
45岁HK$13,288 (+9.0%)
50岁HK$16,923 (+9.0%)
55岁HK$21,783 (+9.0%)
60岁HK$29,406 (+9.0%)
65岁HK$33,817 (+9.0%)
70岁HK$44,149 (+9.0%)
75岁HK$54,382 (+9.0%)
80岁HK$64,900 (+9.0%)
85岁HK$74,876 (+9.0%)
90岁HK$82,135 (+9.0%)
95岁HK$87,104 (+9.0%)
99岁HK$93,514 (+11.4%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+7.16%
5岁+7.17%
10岁+7.16%
15岁+7.16%
20岁+7.16%
25岁+7.16%
30岁+7.16%
35岁+7.16%
40岁+7.15%
45岁+7.16%
50岁+7.15%
55岁+7.15%
60岁+7.15%
65岁+7.15%
70岁+7.15%
75岁+7.15%
80岁+7.65%
85岁+8.06%
90岁+8.44%
95岁+8.84%
99岁+9.60%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。