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「只衛您」超卓靈活自願醫保計劃 - 計劃 B+額外醫療保障（設20%共同保險）
CareForYou Super Flexi Plan for VHIS - Plan B with SMM (with 20% Coinsurance)
藍十字（亞太）保險有限公司 · F00043-02-002 · 7 个版本 · 灵活计划 · 年均加幅 +7.48%
港元 (HKD)
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| 年龄 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$6,521 | HK$6,521 | HK$6,848 (+5.0%) | HK$7,396 (+8.0%) | HK$8,358 (+13.0%) | HK$9,404 (+12.5%) | HK$10,251 (+9.0%) | +7.16% |
| 5岁 | HK$6,093 | HK$6,093 | HK$6,398 (+5.0%) | HK$6,910 (+8.0%) | HK$7,809 (+13.0%) | HK$8,786 (+12.5%) | HK$9,577 (+9.0%) | +7.16% |
| 10岁 | HK$5,575 | HK$5,575 | HK$5,854 (+5.0%) | HK$6,323 (+8.0%) | HK$7,145 (+13.0%) | HK$8,039 (+12.5%) | HK$8,763 (+9.0%) | +7.16% |
| 15岁 | HK$5,575 | HK$5,575 | HK$5,854 (+5.0%) | HK$6,323 (+8.0%) | HK$7,145 (+13.0%) | HK$8,039 (+12.5%) | HK$8,763 (+9.0%) | +7.16% |
| 20岁 | HK$6,455 | HK$6,455 | HK$6,778 (+5.0%) | HK$7,321 (+8.0%) | HK$8,273 (+13.0%) | HK$9,308 (+12.5%) | HK$10,147 (+9.0%) | +7.16% |
| 25岁 | HK$6,455 | HK$6,455 | HK$6,778 (+5.0%) | HK$7,321 (+8.0%) | HK$8,273 (+13.0%) | HK$9,308 (+12.5%) | HK$10,147 (+9.0%) | +7.16% |
| 30岁 | HK$6,950 | HK$6,950 | HK$7,298 (+5.0%) | HK$7,882 (+8.0%) | HK$8,907 (+13.0%) | HK$10,021 (+12.5%) | HK$10,923 (+9.0%) | +7.15% |
| 35岁 | HK$9,120 | HK$9,120 | HK$9,576 (+5.0%) | HK$10,343 (+8.0%) | HK$11,688 (+13.0%) | HK$13,150 (+12.5%) | HK$14,334 (+9.0%) | +7.15% |
| 40岁 | HK$10,092 | HK$10,092 | HK$10,597 (+5.0%) | HK$11,445 (+8.0%) | HK$12,933 (+13.0%) | HK$14,551 (+12.5%) | HK$15,862 (+9.0%) | +7.15% |
| 45岁 | HK$13,274 | HK$13,274 | HK$13,938 (+5.0%) | HK$15,054 (+8.0%) | HK$17,012 (+13.0%) | HK$19,139 (+12.5%) | HK$20,863 (+9.0%) | +7.15% |
| 50岁 | HK$16,846 | HK$16,846 | HK$17,689 (+5.0%) | HK$19,105 (+8.0%) | HK$21,589 (+13.0%) | HK$24,289 (+12.5%) | HK$26,476 (+9.0%) | +7.15% |
| 55岁 | HK$21,734 | HK$21,734 | HK$22,821 (+5.0%) | HK$24,647 (+8.0%) | HK$27,852 (+13.0%) | HK$31,334 (+12.5%) | HK$34,155 (+9.0%) | +7.15% |
| 60岁 | HK$28,852 | HK$28,852 | HK$30,295 (+5.0%) | HK$32,719 (+8.0%) | HK$36,973 (+13.0%) | HK$41,595 (+12.5%) | HK$45,340 (+9.0%) | +7.15% |
| 65岁 | HK$33,402 | HK$33,402 | HK$35,073 (+5.0%) | HK$37,879 (+8.0%) | HK$42,804 (+13.0%) | HK$48,155 (+12.5%) | HK$52,490 (+9.0%) | +7.15% |
| 70岁 | HK$43,762 | HK$43,762 | HK$45,951 (+5.0%) | HK$49,628 (+8.0%) | HK$56,080 (+13.0%) | HK$63,091 (+12.5%) | HK$68,770 (+9.0%) | +7.15% |
| 75岁 | HK$52,453 | HK$52,453 | HK$55,076 (+5.0%) | HK$59,483 (+8.0%) | HK$67,216 (+13.0%) | HK$75,619 (+12.5%) | HK$82,425 (+9.0%) | +7.15% |
| 80岁 | HK$60,712 | HK$60,712 | HK$63,748 (+5.0%) | HK$68,848 (+8.0%) | HK$77,799 (+13.0%) | HK$90,471 (+16.3%) | HK$98,615 (+9.0%) | +7.69% |
| 85岁 | HK$68,352 | HK$68,352 | HK$71,770 (+5.0%) | HK$77,512 (+8.0%) | HK$87,589 (+13.0%) | HK$104,581 (+19.4%) | HK$113,994 (+9.0%) | +8.13% |
| 90岁 | HK$73,267 | HK$73,267 | HK$76,931 (+5.0%) | HK$83,086 (+8.0%) | HK$93,888 (+13.0%) | HK$114,922 (+22.4%) | HK$125,266 (+9.0%) | +8.54% |
| 95岁 | HK$75,868 | HK$75,868 | HK$79,662 (+5.0%) | HK$86,035 (+8.0%) | HK$97,220 (+13.0%) | HK$122,090 (+25.6%) | HK$133,079 (+9.0%) | +8.97% |
| 99岁 | HK$77,783 | HK$77,783 | HK$81,673 (+5.0%) | HK$88,207 (+8.0%) | HK$99,674 (+13.0%) | HK$128,446 (+28.9%) | HK$143,092 (+11.4%) | +9.76% |
| 所有年龄平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.9% | +9.1% | — |
0岁HK$6,521
5岁HK$6,093
10岁HK$5,575
15岁HK$5,575
20岁HK$6,455
25岁HK$6,455
30岁HK$6,950
35岁HK$9,120
40岁HK$10,092
45岁HK$13,274
50岁HK$16,846
55岁HK$21,734
60岁HK$28,852
65岁HK$33,402
70岁HK$43,762
75岁HK$52,453
80岁HK$60,712
85岁HK$68,352
90岁HK$73,267
95岁HK$75,868
99岁HK$77,783
0岁HK$6,521
5岁HK$6,093
10岁HK$5,575
15岁HK$5,575
20岁HK$6,455
25岁HK$6,455
30岁HK$6,950
35岁HK$9,120
40岁HK$10,092
45岁HK$13,274
50岁HK$16,846
55岁HK$21,734
60岁HK$28,852
65岁HK$33,402
70岁HK$43,762
75岁HK$52,453
80岁HK$60,712
85岁HK$68,352
90岁HK$73,267
95岁HK$75,868
99岁HK$77,783
0岁HK$6,848 (+5.0%)
5岁HK$6,398 (+5.0%)
10岁HK$5,854 (+5.0%)
15岁HK$5,854 (+5.0%)
20岁HK$6,778 (+5.0%)
25岁HK$6,778 (+5.0%)
30岁HK$7,298 (+5.0%)
35岁HK$9,576 (+5.0%)
40岁HK$10,597 (+5.0%)
45岁HK$13,938 (+5.0%)
50岁HK$17,689 (+5.0%)
55岁HK$22,821 (+5.0%)
60岁HK$30,295 (+5.0%)
65岁HK$35,073 (+5.0%)
70岁HK$45,951 (+5.0%)
75岁HK$55,076 (+5.0%)
80岁HK$63,748 (+5.0%)
85岁HK$71,770 (+5.0%)
90岁HK$76,931 (+5.0%)
95岁HK$79,662 (+5.0%)
99岁HK$81,673 (+5.0%)
0岁HK$7,396 (+8.0%)
5岁HK$6,910 (+8.0%)
10岁HK$6,323 (+8.0%)
15岁HK$6,323 (+8.0%)
20岁HK$7,321 (+8.0%)
25岁HK$7,321 (+8.0%)
30岁HK$7,882 (+8.0%)
35岁HK$10,343 (+8.0%)
40岁HK$11,445 (+8.0%)
45岁HK$15,054 (+8.0%)
50岁HK$19,105 (+8.0%)
55岁HK$24,647 (+8.0%)
60岁HK$32,719 (+8.0%)
65岁HK$37,879 (+8.0%)
70岁HK$49,628 (+8.0%)
75岁HK$59,483 (+8.0%)
80岁HK$68,848 (+8.0%)
85岁HK$77,512 (+8.0%)
90岁HK$83,086 (+8.0%)
95岁HK$86,035 (+8.0%)
99岁HK$88,207 (+8.0%)
0岁HK$8,358 (+13.0%)
5岁HK$7,809 (+13.0%)
10岁HK$7,145 (+13.0%)
15岁HK$7,145 (+13.0%)
20岁HK$8,273 (+13.0%)
25岁HK$8,273 (+13.0%)
30岁HK$8,907 (+13.0%)
35岁HK$11,688 (+13.0%)
40岁HK$12,933 (+13.0%)
45岁HK$17,012 (+13.0%)
50岁HK$21,589 (+13.0%)
55岁HK$27,852 (+13.0%)
60岁HK$36,973 (+13.0%)
65岁HK$42,804 (+13.0%)
70岁HK$56,080 (+13.0%)
75岁HK$67,216 (+13.0%)
80岁HK$77,799 (+13.0%)
85岁HK$87,589 (+13.0%)
90岁HK$93,888 (+13.0%)
95岁HK$97,220 (+13.0%)
99岁HK$99,674 (+13.0%)
0岁HK$9,404 (+12.5%)
5岁HK$8,786 (+12.5%)
10岁HK$8,039 (+12.5%)
15岁HK$8,039 (+12.5%)
20岁HK$9,308 (+12.5%)
25岁HK$9,308 (+12.5%)
30岁HK$10,021 (+12.5%)
35岁HK$13,150 (+12.5%)
40岁HK$14,551 (+12.5%)
45岁HK$19,139 (+12.5%)
50岁HK$24,289 (+12.5%)
55岁HK$31,334 (+12.5%)
60岁HK$41,595 (+12.5%)
65岁HK$48,155 (+12.5%)
70岁HK$63,091 (+12.5%)
75岁HK$75,619 (+12.5%)
80岁HK$90,471 (+16.3%)
85岁HK$104,581 (+19.4%)
90岁HK$114,922 (+22.4%)
95岁HK$122,090 (+25.6%)
99岁HK$128,446 (+28.9%)
0岁HK$10,251 (+9.0%)
5岁HK$9,577 (+9.0%)
10岁HK$8,763 (+9.0%)
15岁HK$8,763 (+9.0%)
20岁HK$10,147 (+9.0%)
25岁HK$10,147 (+9.0%)
30岁HK$10,923 (+9.0%)
35岁HK$14,334 (+9.0%)
40岁HK$15,862 (+9.0%)
45岁HK$20,863 (+9.0%)
50岁HK$26,476 (+9.0%)
55岁HK$34,155 (+9.0%)
60岁HK$45,340 (+9.0%)
65岁HK$52,490 (+9.0%)
70岁HK$68,770 (+9.0%)
75岁HK$82,425 (+9.0%)
80岁HK$98,615 (+9.0%)
85岁HK$113,994 (+9.0%)
90岁HK$125,266 (+9.0%)
95岁HK$133,079 (+9.0%)
99岁HK$143,092 (+11.4%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+7.16%
5岁+7.16%
10岁+7.16%
15岁+7.16%
20岁+7.16%
25岁+7.16%
30岁+7.15%
35岁+7.15%
40岁+7.15%
45岁+7.15%
50岁+7.15%
55岁+7.15%
60岁+7.15%
65岁+7.15%
70岁+7.15%
75岁+7.15%
80岁+7.69%
85岁+8.13%
90岁+8.54%
95岁+8.97%
99岁+9.76%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。