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「只衛您」超卓靈活自願醫保計劃 - 計劃 B+額外醫療保障（不設共同保險）
CareForYou Super Flexi Plan for VHIS - Plan B with SMM (No Coinsurance)
藍十字（亞太）保險有限公司 · F00043-02-001 · 7 个版本 · 灵活计划 · 年均加幅 +7.46%
港元 (HKD)
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| 年龄 | 2020-02-28 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$6,986 | HK$6,986 | HK$7,336 (+5.0%) | HK$7,923 (+8.0%) | HK$8,953 (+13.0%) | HK$10,073 (+12.5%) | HK$10,981 (+9.0%) | +7.16% |
| 5岁 | HK$6,557 | HK$6,557 | HK$6,885 (+5.0%) | HK$7,436 (+8.0%) | HK$8,403 (+13.0%) | HK$9,454 (+12.5%) | HK$10,306 (+9.0%) | +7.15% |
| 10岁 | HK$6,040 | HK$6,040 | HK$6,342 (+5.0%) | HK$6,850 (+8.0%) | HK$7,741 (+13.0%) | HK$8,710 (+12.5%) | HK$9,495 (+9.0%) | +7.16% |
| 15岁 | HK$6,040 | HK$6,040 | HK$6,342 (+5.0%) | HK$6,850 (+8.0%) | HK$7,741 (+13.0%) | HK$8,710 (+12.5%) | HK$9,495 (+9.0%) | +7.16% |
| 20岁 | HK$6,919 | HK$6,919 | HK$7,265 (+5.0%) | HK$7,847 (+8.0%) | HK$8,868 (+13.0%) | HK$9,978 (+12.5%) | HK$10,877 (+9.0%) | +7.16% |
| 25岁 | HK$6,919 | HK$6,919 | HK$7,265 (+5.0%) | HK$7,847 (+8.0%) | HK$8,868 (+13.0%) | HK$9,978 (+12.5%) | HK$10,877 (+9.0%) | +7.16% |
| 30岁 | HK$7,463 | HK$7,463 | HK$7,837 (+5.0%) | HK$8,464 (+8.0%) | HK$9,565 (+13.0%) | HK$10,761 (+12.5%) | HK$11,730 (+9.0%) | +7.15% |
| 35岁 | HK$9,712 | HK$9,712 | HK$10,198 (+5.0%) | HK$11,014 (+8.0%) | HK$12,446 (+13.0%) | HK$14,003 (+12.5%) | HK$15,264 (+9.0%) | +7.15% |
| 40岁 | HK$10,837 | HK$10,837 | HK$11,379 (+5.0%) | HK$12,290 (+8.0%) | HK$13,888 (+13.0%) | HK$15,625 (+12.5%) | HK$17,032 (+9.0%) | +7.15% |
| 45岁 | HK$14,242 | HK$14,242 | HK$14,955 (+5.0%) | HK$16,152 (+8.0%) | HK$18,252 (+13.0%) | HK$20,534 (+12.5%) | HK$22,383 (+9.0%) | +7.15% |
| 50岁 | HK$18,077 | HK$18,077 | HK$18,981 (+5.0%) | HK$20,500 (+8.0%) | HK$23,165 (+13.0%) | HK$26,062 (+12.5%) | HK$28,408 (+9.0%) | +7.15% |
| 55岁 | HK$23,307 | HK$23,307 | HK$24,473 (+5.0%) | HK$26,431 (+8.0%) | HK$29,868 (+13.0%) | HK$33,602 (+12.5%) | HK$36,627 (+9.0%) | +7.15% |
| 60岁 | HK$30,812 | HK$30,812 | HK$32,353 (+5.0%) | HK$34,942 (+8.0%) | HK$39,485 (+13.0%) | HK$44,421 (+12.5%) | HK$48,420 (+9.0%) | +7.15% |
| 65岁 | HK$35,669 | HK$35,669 | HK$37,453 (+5.0%) | HK$40,450 (+8.0%) | HK$45,709 (+13.0%) | HK$51,423 (+12.5%) | HK$56,052 (+9.0%) | +7.15% |
| 70岁 | HK$46,823 | HK$46,823 | HK$49,165 (+5.0%) | HK$53,099 (+8.0%) | HK$60,002 (+13.0%) | HK$67,503 (+12.5%) | HK$73,579 (+9.0%) | +7.15% |
| 75岁 | HK$56,585 | HK$56,585 | HK$59,415 (+5.0%) | HK$64,169 (+8.0%) | HK$72,511 (+13.0%) | HK$81,575 (+12.5%) | HK$88,917 (+9.0%) | +7.15% |
| 80岁 | HK$65,494 | HK$65,494 | HK$68,769 (+5.0%) | HK$74,271 (+8.0%) | HK$83,927 (+13.0%) | HK$97,365 (+16.0%) | HK$106,129 (+9.0%) | +7.66% |
| 85岁 | HK$73,735 | HK$73,735 | HK$77,422 (+5.0%) | HK$83,616 (+8.0%) | HK$94,487 (+13.0%) | HK$112,341 (+18.9%) | HK$122,452 (+9.0%) | +8.06% |
| 90岁 | HK$79,037 | HK$79,037 | HK$82,989 (+5.0%) | HK$89,629 (+8.0%) | HK$101,281 (+13.0%) | HK$123,239 (+21.7%) | HK$134,331 (+9.0%) | +8.44% |
| 95岁 | HK$81,843 | HK$81,843 | HK$85,936 (+5.0%) | HK$92,811 (+8.0%) | HK$104,877 (+13.0%) | HK$130,704 (+24.6%) | HK$142,468 (+9.0%) | +8.84% |
| 99岁 | HK$83,909 | HK$83,909 | HK$88,105 (+5.0%) | HK$95,154 (+8.0%) | HK$107,525 (+13.0%) | HK$137,278 (+27.7%) | HK$152,961 (+11.4%) | +9.61% |
| 所有年龄平均 | — | 0.0% | +5.0% | +8.0% | +13.0% | +14.7% | +9.1% | — |
0岁HK$6,986
5岁HK$6,557
10岁HK$6,040
15岁HK$6,040
20岁HK$6,919
25岁HK$6,919
30岁HK$7,463
35岁HK$9,712
40岁HK$10,837
45岁HK$14,242
50岁HK$18,077
55岁HK$23,307
60岁HK$30,812
65岁HK$35,669
70岁HK$46,823
75岁HK$56,585
80岁HK$65,494
85岁HK$73,735
90岁HK$79,037
95岁HK$81,843
99岁HK$83,909
0岁HK$6,986
5岁HK$6,557
10岁HK$6,040
15岁HK$6,040
20岁HK$6,919
25岁HK$6,919
30岁HK$7,463
35岁HK$9,712
40岁HK$10,837
45岁HK$14,242
50岁HK$18,077
55岁HK$23,307
60岁HK$30,812
65岁HK$35,669
70岁HK$46,823
75岁HK$56,585
80岁HK$65,494
85岁HK$73,735
90岁HK$79,037
95岁HK$81,843
99岁HK$83,909
0岁HK$7,336 (+5.0%)
5岁HK$6,885 (+5.0%)
10岁HK$6,342 (+5.0%)
15岁HK$6,342 (+5.0%)
20岁HK$7,265 (+5.0%)
25岁HK$7,265 (+5.0%)
30岁HK$7,837 (+5.0%)
35岁HK$10,198 (+5.0%)
40岁HK$11,379 (+5.0%)
45岁HK$14,955 (+5.0%)
50岁HK$18,981 (+5.0%)
55岁HK$24,473 (+5.0%)
60岁HK$32,353 (+5.0%)
65岁HK$37,453 (+5.0%)
70岁HK$49,165 (+5.0%)
75岁HK$59,415 (+5.0%)
80岁HK$68,769 (+5.0%)
85岁HK$77,422 (+5.0%)
90岁HK$82,989 (+5.0%)
95岁HK$85,936 (+5.0%)
99岁HK$88,105 (+5.0%)
0岁HK$7,923 (+8.0%)
5岁HK$7,436 (+8.0%)
10岁HK$6,850 (+8.0%)
15岁HK$6,850 (+8.0%)
20岁HK$7,847 (+8.0%)
25岁HK$7,847 (+8.0%)
30岁HK$8,464 (+8.0%)
35岁HK$11,014 (+8.0%)
40岁HK$12,290 (+8.0%)
45岁HK$16,152 (+8.0%)
50岁HK$20,500 (+8.0%)
55岁HK$26,431 (+8.0%)
60岁HK$34,942 (+8.0%)
65岁HK$40,450 (+8.0%)
70岁HK$53,099 (+8.0%)
75岁HK$64,169 (+8.0%)
80岁HK$74,271 (+8.0%)
85岁HK$83,616 (+8.0%)
90岁HK$89,629 (+8.0%)
95岁HK$92,811 (+8.0%)
99岁HK$95,154 (+8.0%)
0岁HK$8,953 (+13.0%)
5岁HK$8,403 (+13.0%)
10岁HK$7,741 (+13.0%)
15岁HK$7,741 (+13.0%)
20岁HK$8,868 (+13.0%)
25岁HK$8,868 (+13.0%)
30岁HK$9,565 (+13.0%)
35岁HK$12,446 (+13.0%)
40岁HK$13,888 (+13.0%)
45岁HK$18,252 (+13.0%)
50岁HK$23,165 (+13.0%)
55岁HK$29,868 (+13.0%)
60岁HK$39,485 (+13.0%)
65岁HK$45,709 (+13.0%)
70岁HK$60,002 (+13.0%)
75岁HK$72,511 (+13.0%)
80岁HK$83,927 (+13.0%)
85岁HK$94,487 (+13.0%)
90岁HK$101,281 (+13.0%)
95岁HK$104,877 (+13.0%)
99岁HK$107,525 (+13.0%)
0岁HK$10,073 (+12.5%)
5岁HK$9,454 (+12.5%)
10岁HK$8,710 (+12.5%)
15岁HK$8,710 (+12.5%)
20岁HK$9,978 (+12.5%)
25岁HK$9,978 (+12.5%)
30岁HK$10,761 (+12.5%)
35岁HK$14,003 (+12.5%)
40岁HK$15,625 (+12.5%)
45岁HK$20,534 (+12.5%)
50岁HK$26,062 (+12.5%)
55岁HK$33,602 (+12.5%)
60岁HK$44,421 (+12.5%)
65岁HK$51,423 (+12.5%)
70岁HK$67,503 (+12.5%)
75岁HK$81,575 (+12.5%)
80岁HK$97,365 (+16.0%)
85岁HK$112,341 (+18.9%)
90岁HK$123,239 (+21.7%)
95岁HK$130,704 (+24.6%)
99岁HK$137,278 (+27.7%)
0岁HK$10,981 (+9.0%)
5岁HK$10,306 (+9.0%)
10岁HK$9,495 (+9.0%)
15岁HK$9,495 (+9.0%)
20岁HK$10,877 (+9.0%)
25岁HK$10,877 (+9.0%)
30岁HK$11,730 (+9.0%)
35岁HK$15,264 (+9.0%)
40岁HK$17,032 (+9.0%)
45岁HK$22,383 (+9.0%)
50岁HK$28,408 (+9.0%)
55岁HK$36,627 (+9.0%)
60岁HK$48,420 (+9.0%)
65岁HK$56,052 (+9.0%)
70岁HK$73,579 (+9.0%)
75岁HK$88,917 (+9.0%)
80岁HK$106,129 (+9.0%)
85岁HK$122,452 (+9.0%)
90岁HK$134,331 (+9.0%)
95岁HK$142,468 (+9.0%)
99岁HK$152,961 (+11.4%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+7.16%
5岁+7.15%
10岁+7.16%
15岁+7.16%
20岁+7.16%
25岁+7.16%
30岁+7.15%
35岁+7.15%
40岁+7.15%
45岁+7.15%
50岁+7.15%
55岁+7.15%
60岁+7.15%
65岁+7.15%
70岁+7.15%
75岁+7.15%
80岁+7.66%
85岁+8.06%
90岁+8.44%
95岁+8.84%
99岁+9.61%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。