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藍十字（亞太）保險有限公司 · F00014-01-000 · 7 个版本 · 灵活计划 · 年均加幅 +4.90%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2021-04-01 | 2022-01-01 | 2023-01-01 | 2024-01-01 | 2025-01-01 | 最新版本 2026-01-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$7,031 | HK$7,031 | HK$7,031 | HK$7,594 (+8.0%) | HK$8,582 (+13.0%) | HK$9,655 (+12.5%) | HK$10,042 (+4.0%) | +4.90% |
| 5岁 | HK$3,685 | HK$3,685 | HK$3,685 | HK$3,980 (+8.0%) | HK$4,498 (+13.0%) | HK$5,061 (+12.5%) | HK$5,264 (+4.0%) | +4.90% |
| 10岁 | HK$2,966 | HK$2,966 | HK$2,966 | HK$3,204 (+8.0%) | HK$3,621 (+13.0%) | HK$4,074 (+12.5%) | HK$4,237 (+4.0%) | +4.90% |
| 15岁 | HK$3,255 | HK$3,255 | HK$3,255 | HK$3,516 (+8.0%) | HK$3,974 (+13.0%) | HK$4,471 (+12.5%) | HK$4,650 (+4.0%) | +4.90% |
| 20岁 | HK$3,778 | HK$3,778 | HK$3,778 | HK$4,081 (+8.0%) | HK$4,612 (+13.0%) | HK$5,189 (+12.5%) | HK$5,397 (+4.0%) | +4.90% |
| 25岁 | HK$3,980 | HK$3,980 | HK$3,980 | HK$4,299 (+8.0%) | HK$4,858 (+13.0%) | HK$5,466 (+12.5%) | HK$5,685 (+4.0%) | +4.90% |
| 30岁 | HK$4,394 | HK$4,394 | HK$4,394 | HK$4,746 (+8.0%) | HK$5,363 (+13.0%) | HK$6,034 (+12.5%) | HK$6,276 (+4.0%) | +4.90% |
| 35岁 | HK$5,103 | HK$5,103 | HK$5,103 | HK$5,512 (+8.0%) | HK$6,229 (+13.0%) | HK$7,008 (+12.5%) | HK$7,289 (+4.0%) | +4.90% |
| 40岁 | HK$6,216 | HK$6,216 | HK$6,216 | HK$6,714 (+8.0%) | HK$7,587 (+13.0%) | HK$8,536 (+12.5%) | HK$8,878 (+4.0%) | +4.90% |
| 45岁 | HK$7,973 | HK$7,973 | HK$7,973 | HK$8,611 (+8.0%) | HK$9,731 (+13.0%) | HK$10,948 (+12.5%) | HK$11,386 (+4.0%) | +4.90% |
| 50岁 | HK$9,954 | HK$9,954 | HK$9,954 | HK$10,751 (+8.0%) | HK$12,149 (+13.0%) | HK$13,668 (+12.5%) | HK$14,215 (+4.0%) | +4.90% |
| 55岁 | HK$13,269 | HK$13,269 | HK$13,269 | HK$14,331 (+8.0%) | HK$16,195 (+13.0%) | HK$18,220 (+12.5%) | HK$18,949 (+4.0%) | +4.90% |
| 60岁 | HK$17,557 | HK$17,557 | HK$17,557 | HK$18,962 (+8.0%) | HK$21,428 (+13.0%) | HK$24,107 (+12.5%) | HK$25,072 (+4.0%) | +4.90% |
| 65岁 | HK$21,163 | HK$21,163 | HK$21,163 | HK$22,857 (+8.0%) | HK$25,829 (+13.0%) | HK$29,058 (+12.5%) | HK$30,221 (+4.0%) | +4.90% |
| 70岁 | HK$28,200 | HK$28,200 | HK$28,200 | HK$30,456 (+8.0%) | HK$34,416 (+13.0%) | HK$38,718 (+12.5%) | HK$40,267 (+4.0%) | +4.89% |
| 75岁 | HK$32,486 | HK$32,486 | HK$32,486 | HK$35,085 (+8.0%) | HK$39,647 (+13.0%) | HK$44,603 (+12.5%) | HK$46,388 (+4.0%) | +4.89% |
| 80岁 | HK$37,661 | HK$37,661 | HK$37,661 | HK$40,674 (+8.0%) | HK$45,962 (+13.0%) | HK$51,708 (+12.5%) | HK$53,777 (+4.0%) | +4.89% |
| 85岁 | HK$41,580 | HK$41,580 | HK$41,580 | HK$44,907 (+8.0%) | HK$50,745 (+13.0%) | HK$57,089 (+12.5%) | HK$59,373 (+4.0%) | +4.89% |
| 90岁 | HK$43,701 | HK$43,701 | HK$43,701 | HK$47,198 (+8.0%) | HK$53,334 (+13.0%) | HK$60,001 (+12.5%) | HK$62,402 (+4.0%) | +4.89% |
| 95岁 | HK$44,806 | HK$44,806 | HK$44,806 | HK$48,391 (+8.0%) | HK$54,682 (+13.0%) | HK$61,518 (+12.5%) | HK$63,979 (+4.0%) | +4.89% |
| 99岁 | HK$45,708 | HK$45,708 | HK$45,708 | HK$49,365 (+8.0%) | HK$55,783 (+13.0%) | HK$62,756 (+12.5%) | HK$65,267 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | 0.0% | +8.0% | +13.0% | +12.5% | +4.0% | — |
0岁HK$7,031
5岁HK$3,685
10岁HK$2,966
15岁HK$3,255
20岁HK$3,778
25岁HK$3,980
30岁HK$4,394
35岁HK$5,103
40岁HK$6,216
45岁HK$7,973
50岁HK$9,954
55岁HK$13,269
60岁HK$17,557
65岁HK$21,163
70岁HK$28,200
75岁HK$32,486
80岁HK$37,661
85岁HK$41,580
90岁HK$43,701
95岁HK$44,806
99岁HK$45,708
0岁HK$7,031
5岁HK$3,685
10岁HK$2,966
15岁HK$3,255
20岁HK$3,778
25岁HK$3,980
30岁HK$4,394
35岁HK$5,103
40岁HK$6,216
45岁HK$7,973
50岁HK$9,954
55岁HK$13,269
60岁HK$17,557
65岁HK$21,163
70岁HK$28,200
75岁HK$32,486
80岁HK$37,661
85岁HK$41,580
90岁HK$43,701
95岁HK$44,806
99岁HK$45,708
0岁HK$7,031
5岁HK$3,685
10岁HK$2,966
15岁HK$3,255
20岁HK$3,778
25岁HK$3,980
30岁HK$4,394
35岁HK$5,103
40岁HK$6,216
45岁HK$7,973
50岁HK$9,954
55岁HK$13,269
60岁HK$17,557
65岁HK$21,163
70岁HK$28,200
75岁HK$32,486
80岁HK$37,661
85岁HK$41,580
90岁HK$43,701
95岁HK$44,806
99岁HK$45,708
0岁HK$7,594 (+8.0%)
5岁HK$3,980 (+8.0%)
10岁HK$3,204 (+8.0%)
15岁HK$3,516 (+8.0%)
20岁HK$4,081 (+8.0%)
25岁HK$4,299 (+8.0%)
30岁HK$4,746 (+8.0%)
35岁HK$5,512 (+8.0%)
40岁HK$6,714 (+8.0%)
45岁HK$8,611 (+8.0%)
50岁HK$10,751 (+8.0%)
55岁HK$14,331 (+8.0%)
60岁HK$18,962 (+8.0%)
65岁HK$22,857 (+8.0%)
70岁HK$30,456 (+8.0%)
75岁HK$35,085 (+8.0%)
80岁HK$40,674 (+8.0%)
85岁HK$44,907 (+8.0%)
90岁HK$47,198 (+8.0%)
95岁HK$48,391 (+8.0%)
99岁HK$49,365 (+8.0%)
0岁HK$8,582 (+13.0%)
5岁HK$4,498 (+13.0%)
10岁HK$3,621 (+13.0%)
15岁HK$3,974 (+13.0%)
20岁HK$4,612 (+13.0%)
25岁HK$4,858 (+13.0%)
30岁HK$5,363 (+13.0%)
35岁HK$6,229 (+13.0%)
40岁HK$7,587 (+13.0%)
45岁HK$9,731 (+13.0%)
50岁HK$12,149 (+13.0%)
55岁HK$16,195 (+13.0%)
60岁HK$21,428 (+13.0%)
65岁HK$25,829 (+13.0%)
70岁HK$34,416 (+13.0%)
75岁HK$39,647 (+13.0%)
80岁HK$45,962 (+13.0%)
85岁HK$50,745 (+13.0%)
90岁HK$53,334 (+13.0%)
95岁HK$54,682 (+13.0%)
99岁HK$55,783 (+13.0%)
0岁HK$9,655 (+12.5%)
5岁HK$5,061 (+12.5%)
10岁HK$4,074 (+12.5%)
15岁HK$4,471 (+12.5%)
20岁HK$5,189 (+12.5%)
25岁HK$5,466 (+12.5%)
30岁HK$6,034 (+12.5%)
35岁HK$7,008 (+12.5%)
40岁HK$8,536 (+12.5%)
45岁HK$10,948 (+12.5%)
50岁HK$13,668 (+12.5%)
55岁HK$18,220 (+12.5%)
60岁HK$24,107 (+12.5%)
65岁HK$29,058 (+12.5%)
70岁HK$38,718 (+12.5%)
75岁HK$44,603 (+12.5%)
80岁HK$51,708 (+12.5%)
85岁HK$57,089 (+12.5%)
90岁HK$60,001 (+12.5%)
95岁HK$61,518 (+12.5%)
99岁HK$62,756 (+12.5%)
0岁HK$10,042 (+4.0%)
5岁HK$5,264 (+4.0%)
10岁HK$4,237 (+4.0%)
15岁HK$4,650 (+4.0%)
20岁HK$5,397 (+4.0%)
25岁HK$5,685 (+4.0%)
30岁HK$6,276 (+4.0%)
35岁HK$7,289 (+4.0%)
40岁HK$8,878 (+4.0%)
45岁HK$11,386 (+4.0%)
50岁HK$14,215 (+4.0%)
55岁HK$18,949 (+4.0%)
60岁HK$25,072 (+4.0%)
65岁HK$30,221 (+4.0%)
70岁HK$40,267 (+4.0%)
75岁HK$46,388 (+4.0%)
80岁HK$53,777 (+4.0%)
85岁HK$59,373 (+4.0%)
90岁HK$62,402 (+4.0%)
95岁HK$63,979 (+4.0%)
99岁HK$65,267 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.90%
5岁+4.90%
10岁+4.90%
15岁+4.90%
20岁+4.90%
25岁+4.90%
30岁+4.90%
35岁+4.90%
40岁+4.90%
45岁+4.90%
50岁+4.90%
55岁+4.90%
60岁+4.90%
65岁+4.90%
70岁+4.89%
75岁+4.89%
80岁+4.89%
85岁+4.89%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。