AXA安盛智尊守慧醫療保障 - 優尚（0 港元自付費）

AXA WiseGuard Pro Medical Insurance Plan - Premier (HKD0 Deductible)

安盛保險（百慕達）有限公司 · F00034-07-000 · 9 个版本 · 灵活计划 · 年均加幅 +3.51%

男女同价港元 (HKD)

显示加幅 %显示全部 100 个年龄

左右滑动表格可查看更多版本 →

年龄	2019-07-25 保障表 PDF 保费表 PDF	2021-03-22 保障表 PDF 保费表 PDF	2022-05-23 保障表 PDF 保费表 PDF	2023-05-10 保障表 PDF 保费表 PDF	2023-07-31 保障表 PDF 保费表 PDF	2024-09-09 保障表 PDF 保费表 PDF	2025-09-09 保障表 PDF 保费表 PDF	2026-01-26 保障表 PDF 保费表 PDF	最新版本 2026-09-09 保障表 PDF 保费表 PDF	年均加幅
0岁	HK$10,820	HK$10,820	HK$10,820	HK$10,820	HK$10,820	HK$11,361 (+5.0%)	HK$12,782 (+12.5%)	HK$12,782	HK$13,997 (+9.5%)	+3.67%
5岁	HK$10,276	HK$10,276	HK$10,276	HK$10,276	HK$10,276	HK$10,790 (+5.0%)	HK$12,139 (+12.5%)	HK$12,139	HK$13,293 (+9.5%)	+3.67%
10岁	HK$9,178	HK$9,178	HK$9,178	HK$9,178	HK$9,178	HK$9,592 (+4.5%)	HK$10,791 (+12.5%)	HK$10,791	HK$11,817 (+9.5%)	+3.60%
15岁	HK$9,460	HK$9,460	HK$9,460	HK$9,460	HK$9,460	HK$9,886 (+4.5%)	HK$11,122 (+12.5%)	HK$11,122	HK$12,179 (+9.5%)	+3.60%
20岁	HK$10,943	HK$10,943	HK$10,943	HK$10,943	HK$10,943	HK$11,327 (+3.5%)	HK$12,743 (+12.5%)	HK$12,743	HK$13,954 (+9.5%)	+3.46%
25岁	HK$12,454	HK$12,454	HK$12,454	HK$12,454	HK$12,454	HK$12,890 (+3.5%)	HK$14,502 (+12.5%)	HK$14,502	HK$15,880 (+9.5%)	+3.46%
30岁	HK$14,043	HK$14,043	HK$14,043	HK$14,043	HK$14,043	HK$14,675 (+4.5%)	HK$16,510 (+12.5%)	HK$16,510	HK$18,079 (+9.5%)	+3.60%
35岁	HK$15,682	HK$15,682	HK$15,682	HK$15,682	HK$15,682	HK$16,388 (+4.5%)	HK$18,437 (+12.5%)	HK$18,437	HK$20,189 (+9.5%)	+3.60%
40岁	HK$17,658	HK$17,658	HK$17,658	HK$17,658	HK$17,658	HK$18,277 (+3.5%)	HK$20,562 (+12.5%)	HK$20,562	HK$22,516 (+9.5%)	+3.46%
45岁	HK$21,017	HK$21,017	HK$21,017	HK$21,017	HK$21,017	HK$21,753 (+3.5%)	HK$24,473 (+12.5%)	HK$24,473	HK$26,798 (+9.5%)	+3.46%
50岁	HK$25,941	HK$25,941	HK$25,941	HK$25,941	HK$25,941	HK$26,849 (+3.5%)	HK$30,206 (+12.5%)	HK$30,206	HK$33,076 (+9.5%)	+3.46%
55岁	HK$32,761	HK$32,761	HK$32,761	HK$32,761	HK$32,761	HK$33,908 (+3.5%)	HK$38,147 (+12.5%)	HK$38,147	HK$41,771 (+9.5%)	+3.46%
60岁	HK$43,678	HK$43,678	HK$43,678	HK$43,678	HK$43,678	HK$45,207 (+3.5%)	HK$50,858 (+12.5%)	HK$50,858	HK$55,690 (+9.5%)	+3.46%
65岁	HK$59,439	HK$59,439	HK$59,439	HK$59,439	HK$59,439	HK$61,520 (+3.5%)	HK$69,210 (+12.5%)	HK$69,210	HK$75,785 (+9.5%)	+3.46%
70岁	HK$80,147	HK$80,147	HK$80,147	HK$80,147	HK$80,147	HK$82,953 (+3.5%)	HK$93,323 (+12.5%)	HK$93,323	HK$102,189 (+9.5%)	+3.46%
75岁	HK$100,929	HK$100,929	HK$100,929	HK$100,929	HK$100,929	HK$104,462 (+3.5%)	HK$117,520 (+12.5%)	HK$117,520	HK$128,685 (+9.5%)	+3.46%
80岁	HK$123,368	HK$123,368	HK$123,368	HK$123,368	HK$123,368	HK$127,686 (+3.5%)	HK$143,647 (+12.5%)	HK$143,647	HK$157,294 (+9.5%)	+3.46%
85岁	HK$140,471	HK$140,471	HK$140,471	HK$140,471	HK$140,471	HK$145,388 (+3.5%)	HK$163,562 (+12.5%)	HK$163,562	HK$179,101 (+9.5%)	+3.46%
90岁	HK$155,355	HK$155,355	HK$155,355	HK$155,355	HK$155,355	HK$160,793 (+3.5%)	HK$180,893 (+12.5%)	HK$180,893	HK$198,078 (+9.5%)	+3.46%
95岁	HK$172,455	HK$172,455	HK$172,455	HK$172,455	HK$172,455	HK$178,491 (+3.5%)	HK$200,803 (+12.5%)	HK$200,803	HK$219,880 (+9.5%)	+3.46%
99岁	HK$187,772	HK$187,772	HK$187,772	HK$187,772	HK$187,772	HK$194,345 (+3.5%)	HK$218,639 (+12.5%)	HK$218,639	HK$239,410 (+9.5%)	+3.46%
所有年龄平均	—	0.0%	0.0%	0.0%	0.0%	+3.8%	+12.5%	0.0%	+9.5%	—

F00034-07-000-01

保障表 PDF保费表 PDF

2019-07-25

首个版本（基准）

0岁HK$10,820

5岁HK$10,276

10岁HK$9,178

15岁HK$9,460

20岁HK$10,943

25岁HK$12,454

30岁HK$14,043

35岁HK$15,682

40岁HK$17,658

45岁HK$21,017

50岁HK$25,941

55岁HK$32,761

60岁HK$43,678

65岁HK$59,439

70岁HK$80,147

75岁HK$100,929

80岁HK$123,368

85岁HK$140,471

90岁HK$155,355

95岁HK$172,455

99岁HK$187,772

F00034-07-000-02

保障表 PDF保费表 PDF

2021-03-22

0.0%

全年龄平均

0岁HK$10,820

5岁HK$10,276

10岁HK$9,178

15岁HK$9,460

20岁HK$10,943

25岁HK$12,454

30岁HK$14,043

35岁HK$15,682

40岁HK$17,658

45岁HK$21,017

50岁HK$25,941

55岁HK$32,761

60岁HK$43,678

65岁HK$59,439

70岁HK$80,147

75岁HK$100,929

80岁HK$123,368

85岁HK$140,471

90岁HK$155,355

95岁HK$172,455

99岁HK$187,772

F00034-07-000-03

保障表 PDF保费表 PDF

2022-05-23

0.0%

全年龄平均

0岁HK$10,820

5岁HK$10,276

10岁HK$9,178

15岁HK$9,460

20岁HK$10,943

25岁HK$12,454

30岁HK$14,043

35岁HK$15,682

40岁HK$17,658

45岁HK$21,017

50岁HK$25,941

55岁HK$32,761

60岁HK$43,678

65岁HK$59,439

70岁HK$80,147

75岁HK$100,929

80岁HK$123,368

85岁HK$140,471

90岁HK$155,355

95岁HK$172,455

99岁HK$187,772

F00034-07-000-03

保障表 PDF保费表 PDF

2023-05-10

0.0%

全年龄平均

0岁HK$10,820

5岁HK$10,276

10岁HK$9,178

15岁HK$9,460

20岁HK$10,943

25岁HK$12,454

30岁HK$14,043

35岁HK$15,682

40岁HK$17,658

45岁HK$21,017

50岁HK$25,941

55岁HK$32,761

60岁HK$43,678

65岁HK$59,439

70岁HK$80,147

75岁HK$100,929

80岁HK$123,368

85岁HK$140,471

90岁HK$155,355

95岁HK$172,455

99岁HK$187,772

F00034-07-000-04

保障表 PDF保费表 PDF

2023-07-31

0.0%

全年龄平均

0岁HK$10,820

5岁HK$10,276

10岁HK$9,178

15岁HK$9,460

20岁HK$10,943

25岁HK$12,454

30岁HK$14,043

35岁HK$15,682

40岁HK$17,658

45岁HK$21,017

50岁HK$25,941

55岁HK$32,761

60岁HK$43,678

65岁HK$59,439

70岁HK$80,147

75岁HK$100,929

80岁HK$123,368

85岁HK$140,471

90岁HK$155,355

95岁HK$172,455

99岁HK$187,772

F00034-07-000-04

保障表 PDF保费表 PDF

2024-09-09

+3.8%

全年龄平均

0岁HK$11,361 (+5.0%)

5岁HK$10,790 (+5.0%)

10岁HK$9,592 (+4.5%)

15岁HK$9,886 (+4.5%)

20岁HK$11,327 (+3.5%)

25岁HK$12,890 (+3.5%)

30岁HK$14,675 (+4.5%)

35岁HK$16,388 (+4.5%)

40岁HK$18,277 (+3.5%)

45岁HK$21,753 (+3.5%)

50岁HK$26,849 (+3.5%)

55岁HK$33,908 (+3.5%)

60岁HK$45,207 (+3.5%)

65岁HK$61,520 (+3.5%)

70岁HK$82,953 (+3.5%)

75岁HK$104,462 (+3.5%)

80岁HK$127,686 (+3.5%)

85岁HK$145,388 (+3.5%)

90岁HK$160,793 (+3.5%)

95岁HK$178,491 (+3.5%)

99岁HK$194,345 (+3.5%)

F00034-07-000-04

保障表 PDF保费表 PDF

2025-09-09

+12.5%

全年龄平均

0岁HK$12,782 (+12.5%)

5岁HK$12,139 (+12.5%)

10岁HK$10,791 (+12.5%)

15岁HK$11,122 (+12.5%)

20岁HK$12,743 (+12.5%)

25岁HK$14,502 (+12.5%)

30岁HK$16,510 (+12.5%)

35岁HK$18,437 (+12.5%)

40岁HK$20,562 (+12.5%)

45岁HK$24,473 (+12.5%)

50岁HK$30,206 (+12.5%)

55岁HK$38,147 (+12.5%)

60岁HK$50,858 (+12.5%)

65岁HK$69,210 (+12.5%)

70岁HK$93,323 (+12.5%)

75岁HK$117,520 (+12.5%)

80岁HK$143,647 (+12.5%)

85岁HK$163,562 (+12.5%)

90岁HK$180,893 (+12.5%)

95岁HK$200,803 (+12.5%)

99岁HK$218,639 (+12.5%)

F00034-07-000-05

保障表 PDF保费表 PDF

2026-01-26

0.0%

全年龄平均

0岁HK$12,782

5岁HK$12,139

10岁HK$10,791

15岁HK$11,122

20岁HK$12,743

25岁HK$14,502

30岁HK$16,510

35岁HK$18,437

40岁HK$20,562

45岁HK$24,473

50岁HK$30,206

55岁HK$38,147

60岁HK$50,858

65岁HK$69,210

70岁HK$93,323

75岁HK$117,520

80岁HK$143,647

85岁HK$163,562

90岁HK$180,893

95岁HK$200,803

99岁HK$218,639

F00034-07-000-05

保障表 PDF保费表 PDF

2026-09-09

+9.5%

全年龄平均

0岁HK$13,997 (+9.5%)

5岁HK$13,293 (+9.5%)

10岁HK$11,817 (+9.5%)

15岁HK$12,179 (+9.5%)

20岁HK$13,954 (+9.5%)

25岁HK$15,880 (+9.5%)

30岁HK$18,079 (+9.5%)

35岁HK$20,189 (+9.5%)

40岁HK$22,516 (+9.5%)

45岁HK$26,798 (+9.5%)

50岁HK$33,076 (+9.5%)

55岁HK$41,771 (+9.5%)

60岁HK$55,690 (+9.5%)

65岁HK$75,785 (+9.5%)

70岁HK$102,189 (+9.5%)

75岁HK$128,685 (+9.5%)

80岁HK$157,294 (+9.5%)

85岁HK$179,101 (+9.5%)

90岁HK$198,078 (+9.5%)

95岁HK$219,880 (+9.5%)

99岁HK$239,410 (+9.5%)

年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15

0岁+3.67%

5岁+3.67%

10岁+3.60%

15岁+3.60%

20岁+3.46%

25岁+3.46%

30岁+3.60%

35岁+3.60%

40岁+3.46%

45岁+3.46%

50岁+3.46%

55岁+3.46%

60岁+3.46%

65岁+3.46%

70岁+3.46%

75岁+3.46%

80岁+3.46%

85岁+3.46%

90岁+3.46%

95岁+3.46%

99岁+3.46%

注・资料来源

格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15

默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。