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AXA安盛智尊守慧醫療保障 - 卓越（0 港元自付費）
AXA WiseGuard Pro Medical Insurance Plan - Enhance (HKD0 Deductible)
安盛保險（百慕達）有限公司 · F00034-04-000 · 9 个版本 · 灵活计划 · 年均加幅 +4.67%
男女同价港元 (HKD)
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| 年龄 | 2019-07-25 | 2021-03-22 | 2022-05-23 | 2023-05-10 | 2023-07-31 | 2024-09-09 | 2025-09-09 | 2026-01-26 | 最新版本 2026-09-09 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$7,545 | HK$7,545 | HK$7,545 | HK$7,696 (+2.0%) | HK$7,696 | HK$8,428 (+9.5%) | HK$9,482 (+12.5%) | HK$9,482 | HK$10,383 (+9.5%) | +4.57% |
| 5岁 | HK$7,487 | HK$7,487 | HK$7,487 | HK$7,637 (+2.0%) | HK$7,637 | HK$8,363 (+9.5%) | HK$9,409 (+12.5%) | HK$9,409 | HK$10,303 (+9.5%) | +4.57% |
| 10岁 | HK$7,391 | HK$7,391 | HK$7,391 | HK$7,539 (+2.0%) | HK$7,539 | HK$8,218 (+9.0%) | HK$9,246 (+12.5%) | HK$9,246 | HK$10,125 (+9.5%) | +4.51% |
| 15岁 | HK$7,296 | HK$7,296 | HK$7,296 | HK$7,442 (+2.0%) | HK$7,442 | HK$7,926 (+6.5%) | HK$8,917 (+12.5%) | HK$8,917 | HK$9,765 (+9.5%) | +4.17% |
| 20岁 | HK$7,447 | HK$7,447 | HK$7,447 | HK$7,596 (+2.0%) | HK$7,596 | HK$8,128 (+7.0%) | HK$9,144 (+12.5%) | HK$9,144 | HK$10,013 (+9.5%) | +4.23% |
| 25岁 | HK$9,057 | HK$9,057 | HK$9,057 | HK$9,239 (+2.0%) | HK$9,239 | HK$9,886 (+7.0%) | HK$11,122 (+12.5%) | HK$11,122 | HK$12,179 (+9.5%) | +4.24% |
| 30岁 | HK$11,069 | HK$11,069 | HK$11,069 | HK$11,291 (+2.0%) | HK$11,291 | HK$12,251 (+8.5%) | HK$13,783 (+12.5%) | HK$13,783 | HK$15,093 (+9.5%) | +4.44% |
| 35岁 | HK$12,275 | HK$12,275 | HK$12,275 | HK$12,705 (+3.5%) | HK$12,705 | HK$13,785 (+8.5%) | HK$15,509 (+12.5%) | HK$15,509 | HK$16,983 (+9.5%) | +4.65% |
| 40岁 | HK$13,300 | HK$13,300 | HK$13,300 | HK$14,098 (+6.0%) | HK$14,098 | HK$15,367 (+9.0%) | HK$17,288 (+12.5%) | HK$17,288 | HK$18,931 (+9.5%) | +5.07% |
| 45岁 | HK$15,845 | HK$15,845 | HK$15,845 | HK$16,875 (+6.5%) | HK$16,875 | HK$18,394 (+9.0%) | HK$20,694 (+12.5%) | HK$20,694 | HK$22,660 (+9.5%) | +5.14% |
| 50岁 | HK$19,166 | HK$19,166 | HK$19,166 | HK$20,316 (+6.0%) | HK$20,316 | HK$22,043 (+8.5%) | HK$24,799 (+12.5%) | HK$24,799 | HK$27,155 (+9.5%) | +5.00% |
| 55岁 | HK$23,568 | HK$23,568 | HK$23,568 | HK$24,629 (+4.5%) | HK$24,629 | HK$26,723 (+8.5%) | HK$30,064 (+12.5%) | HK$30,064 | HK$32,921 (+9.5%) | +4.79% |
| 60岁 | HK$31,621 | HK$31,621 | HK$31,621 | HK$33,677 (+6.5%) | HK$33,677 | HK$36,708 (+9.0%) | HK$41,297 (+12.5%) | HK$41,297 | HK$45,221 (+9.5%) | +5.14% |
| 65岁 | HK$47,697 | HK$47,697 | HK$47,697 | HK$50,798 (+6.5%) | HK$50,798 | HK$55,370 (+9.0%) | HK$62,292 (+12.5%) | HK$62,292 | HK$68,210 (+9.5%) | +5.14% |
| 70岁 | HK$61,638 | HK$61,638 | HK$61,638 | HK$65,029 (+5.5%) | HK$65,029 | HK$71,207 (+9.5%) | HK$80,108 (+12.5%) | HK$80,108 | HK$87,719 (+9.5%) | +5.07% |
| 75岁 | HK$78,254 | HK$78,254 | HK$78,254 | HK$80,602 (+3.0%) | HK$80,602 | HK$88,260 (+9.5%) | HK$99,293 (+12.5%) | HK$99,293 | HK$108,726 (+9.5%) | +4.71% |
| 80岁 | HK$95,371 | HK$95,371 | HK$95,371 | HK$97,279 (+2.0%) | HK$97,279 | HK$106,521 (+9.5%) | HK$119,837 (+12.5%) | HK$119,837 | HK$131,222 (+9.5%) | +4.57% |
| 85岁 | HK$107,317 | HK$107,317 | HK$107,317 | HK$109,464 (+2.0%) | HK$109,464 | HK$119,864 (+9.5%) | HK$134,847 (+12.5%) | HK$134,847 | HK$147,658 (+9.5%) | +4.57% |
| 90岁 | HK$119,715 | HK$119,715 | HK$119,715 | HK$122,110 (+2.0%) | HK$122,110 | HK$133,711 (+9.5%) | HK$150,425 (+12.5%) | HK$150,425 | HK$164,716 (+9.5%) | +4.57% |
| 95岁 | HK$127,404 | HK$127,404 | HK$127,404 | HK$129,953 (+2.0%) | HK$129,953 | HK$142,299 (+9.5%) | HK$160,087 (+12.5%) | HK$160,087 | HK$175,296 (+9.5%) | +4.57% |
| 99岁 | HK$135,149 | HK$135,149 | HK$135,149 | HK$137,852 (+2.0%) | HK$137,852 | HK$150,948 (+9.5%) | HK$169,817 (+12.5%) | HK$169,817 | HK$185,950 (+9.5%) | +4.57% |
| 所有年龄平均 | — | 0.0% | 0.0% | +3.4% | 0.0% | +8.8% | +12.5% | 0.0% | +9.5% | — |
0岁HK$7,545
5岁HK$7,487
10岁HK$7,391
15岁HK$7,296
20岁HK$7,447
25岁HK$9,057
30岁HK$11,069
35岁HK$12,275
40岁HK$13,300
45岁HK$15,845
50岁HK$19,166
55岁HK$23,568
60岁HK$31,621
65岁HK$47,697
70岁HK$61,638
75岁HK$78,254
80岁HK$95,371
85岁HK$107,317
90岁HK$119,715
95岁HK$127,404
99岁HK$135,149
0岁HK$7,545
5岁HK$7,487
10岁HK$7,391
15岁HK$7,296
20岁HK$7,447
25岁HK$9,057
30岁HK$11,069
35岁HK$12,275
40岁HK$13,300
45岁HK$15,845
50岁HK$19,166
55岁HK$23,568
60岁HK$31,621
65岁HK$47,697
70岁HK$61,638
75岁HK$78,254
80岁HK$95,371
85岁HK$107,317
90岁HK$119,715
95岁HK$127,404
99岁HK$135,149
0岁HK$7,545
5岁HK$7,487
10岁HK$7,391
15岁HK$7,296
20岁HK$7,447
25岁HK$9,057
30岁HK$11,069
35岁HK$12,275
40岁HK$13,300
45岁HK$15,845
50岁HK$19,166
55岁HK$23,568
60岁HK$31,621
65岁HK$47,697
70岁HK$61,638
75岁HK$78,254
80岁HK$95,371
85岁HK$107,317
90岁HK$119,715
95岁HK$127,404
99岁HK$135,149
0岁HK$7,696 (+2.0%)
5岁HK$7,637 (+2.0%)
10岁HK$7,539 (+2.0%)
15岁HK$7,442 (+2.0%)
20岁HK$7,596 (+2.0%)
25岁HK$9,239 (+2.0%)
30岁HK$11,291 (+2.0%)
35岁HK$12,705 (+3.5%)
40岁HK$14,098 (+6.0%)
45岁HK$16,875 (+6.5%)
50岁HK$20,316 (+6.0%)
55岁HK$24,629 (+4.5%)
60岁HK$33,677 (+6.5%)
65岁HK$50,798 (+6.5%)
70岁HK$65,029 (+5.5%)
75岁HK$80,602 (+3.0%)
80岁HK$97,279 (+2.0%)
85岁HK$109,464 (+2.0%)
90岁HK$122,110 (+2.0%)
95岁HK$129,953 (+2.0%)
99岁HK$137,852 (+2.0%)
0岁HK$7,696
5岁HK$7,637
10岁HK$7,539
15岁HK$7,442
20岁HK$7,596
25岁HK$9,239
30岁HK$11,291
35岁HK$12,705
40岁HK$14,098
45岁HK$16,875
50岁HK$20,316
55岁HK$24,629
60岁HK$33,677
65岁HK$50,798
70岁HK$65,029
75岁HK$80,602
80岁HK$97,279
85岁HK$109,464
90岁HK$122,110
95岁HK$129,953
99岁HK$137,852
0岁HK$8,428 (+9.5%)
5岁HK$8,363 (+9.5%)
10岁HK$8,218 (+9.0%)
15岁HK$7,926 (+6.5%)
20岁HK$8,128 (+7.0%)
25岁HK$9,886 (+7.0%)
30岁HK$12,251 (+8.5%)
35岁HK$13,785 (+8.5%)
40岁HK$15,367 (+9.0%)
45岁HK$18,394 (+9.0%)
50岁HK$22,043 (+8.5%)
55岁HK$26,723 (+8.5%)
60岁HK$36,708 (+9.0%)
65岁HK$55,370 (+9.0%)
70岁HK$71,207 (+9.5%)
75岁HK$88,260 (+9.5%)
80岁HK$106,521 (+9.5%)
85岁HK$119,864 (+9.5%)
90岁HK$133,711 (+9.5%)
95岁HK$142,299 (+9.5%)
99岁HK$150,948 (+9.5%)
0岁HK$9,482 (+12.5%)
5岁HK$9,409 (+12.5%)
10岁HK$9,246 (+12.5%)
15岁HK$8,917 (+12.5%)
20岁HK$9,144 (+12.5%)
25岁HK$11,122 (+12.5%)
30岁HK$13,783 (+12.5%)
35岁HK$15,509 (+12.5%)
40岁HK$17,288 (+12.5%)
45岁HK$20,694 (+12.5%)
50岁HK$24,799 (+12.5%)
55岁HK$30,064 (+12.5%)
60岁HK$41,297 (+12.5%)
65岁HK$62,292 (+12.5%)
70岁HK$80,108 (+12.5%)
75岁HK$99,293 (+12.5%)
80岁HK$119,837 (+12.5%)
85岁HK$134,847 (+12.5%)
90岁HK$150,425 (+12.5%)
95岁HK$160,087 (+12.5%)
99岁HK$169,817 (+12.5%)
0岁HK$9,482
5岁HK$9,409
10岁HK$9,246
15岁HK$8,917
20岁HK$9,144
25岁HK$11,122
30岁HK$13,783
35岁HK$15,509
40岁HK$17,288
45岁HK$20,694
50岁HK$24,799
55岁HK$30,064
60岁HK$41,297
65岁HK$62,292
70岁HK$80,108
75岁HK$99,293
80岁HK$119,837
85岁HK$134,847
90岁HK$150,425
95岁HK$160,087
99岁HK$169,817
0岁HK$10,383 (+9.5%)
5岁HK$10,303 (+9.5%)
10岁HK$10,125 (+9.5%)
15岁HK$9,765 (+9.5%)
20岁HK$10,013 (+9.5%)
25岁HK$12,179 (+9.5%)
30岁HK$15,093 (+9.5%)
35岁HK$16,983 (+9.5%)
40岁HK$18,931 (+9.5%)
45岁HK$22,660 (+9.5%)
50岁HK$27,155 (+9.5%)
55岁HK$32,921 (+9.5%)
60岁HK$45,221 (+9.5%)
65岁HK$68,210 (+9.5%)
70岁HK$87,719 (+9.5%)
75岁HK$108,726 (+9.5%)
80岁HK$131,222 (+9.5%)
85岁HK$147,658 (+9.5%)
90岁HK$164,716 (+9.5%)
95岁HK$175,296 (+9.5%)
99岁HK$185,950 (+9.5%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.57%
5岁+4.57%
10岁+4.51%
15岁+4.17%
20岁+4.23%
25岁+4.24%
30岁+4.44%
35岁+4.65%
40岁+5.07%
45岁+5.14%
50岁+5.00%
55岁+4.79%
60岁+5.14%
65岁+5.14%
70岁+5.07%
75岁+4.71%
80岁+4.57%
85岁+4.57%
90岁+4.57%
95岁+4.57%
99岁+4.57%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。