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真智安心醫療保障 - 特級+額外醫療附加保障 (港元)
Smart Medicare - Superior with SMM (HKD)
安盛保險（百慕達）有限公司 · F00017-02-001 · 8 个版本 · 灵活计划 · 年均加幅 +2.43%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | 2026-01-26 | 最新版本 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$8,507 | HK$8,760 (+3.0%) | HK$8,760 | HK$8,760 | HK$9,150 (+4.5%) | HK$9,558 (+4.5%) | HK$9,558 | HK$10,031 (+4.9%) | +2.24% |
| 5岁 | HK$5,254 | HK$5,409 (+3.0%) | HK$5,409 | HK$5,409 | HK$5,648 (+4.4%) | HK$5,898 (+4.4%) | HK$5,898 | HK$6,188 (+4.9%) | +2.22% |
| 10岁 | HK$5,324 | HK$5,481 (+2.9%) | HK$5,481 | HK$5,481 | HK$5,724 (+4.4%) | HK$5,978 (+4.4%) | HK$5,978 | HK$6,272 (+4.9%) | +2.22% |
| 15岁 | HK$5,523 | HK$5,686 (+3.0%) | HK$5,686 | HK$5,686 | HK$5,938 (+4.4%) | HK$6,201 (+4.4%) | HK$6,201 | HK$6,507 (+4.9%) | +2.22% |
| 20岁 | HK$6,046 | HK$6,225 (+3.0%) | HK$6,225 | HK$6,225 | HK$6,562 (+5.4%) | HK$6,853 (+4.4%) | HK$6,853 | HK$7,191 (+4.9%) | +2.35% |
| 25岁 | HK$6,633 | HK$6,829 (+3.0%) | HK$6,829 | HK$6,829 | HK$7,200 (+5.4%) | HK$7,520 (+4.4%) | HK$7,520 | HK$7,891 (+4.9%) | +2.36% |
| 30岁 | HK$7,500 | HK$7,722 (+3.0%) | HK$7,722 | HK$7,722 | HK$8,180 (+5.9%) | HK$8,544 (+4.4%) | HK$8,544 | HK$8,967 (+5.0%) | +2.43% |
| 35岁 | HK$8,343 | HK$8,591 (+3.0%) | HK$8,591 | HK$8,591 | HK$9,101 (+5.9%) | HK$9,507 (+4.5%) | HK$9,507 | HK$9,978 (+5.0%) | +2.43% |
| 40岁 | HK$9,902 | HK$10,197 (+3.0%) | HK$10,197 | HK$10,197 | HK$10,803 (+5.9%) | HK$11,285 (+4.5%) | HK$11,285 | HK$11,845 (+5.0%) | +2.43% |
| 45岁 | HK$11,907 | HK$12,262 (+3.0%) | HK$12,262 | HK$12,262 | HK$12,992 (+6.0%) | HK$13,573 (+4.5%) | HK$13,573 | HK$14,247 (+5.0%) | +2.44% |
| 50岁 | HK$14,382 | HK$14,811 (+3.0%) | HK$14,811 | HK$14,811 | HK$15,915 (+7.5%) | HK$16,627 (+4.5%) | HK$16,627 | HK$17,454 (+5.0%) | +2.63% |
| 55岁 | HK$17,858 | HK$18,391 (+3.0%) | HK$18,391 | HK$18,391 | HK$19,763 (+7.5%) | HK$20,648 (+4.5%) | HK$20,648 | HK$21,676 (+5.0%) | +2.63% |
| 60岁 | HK$23,082 | HK$23,772 (+3.0%) | HK$23,772 | HK$23,772 | HK$25,548 (+7.5%) | HK$26,694 (+4.5%) | HK$26,694 | HK$28,024 (+5.0%) | +2.64% |
| 65岁 | HK$28,821 | HK$29,683 (+3.0%) | HK$29,683 | HK$29,683 | HK$31,902 (+7.5%) | HK$33,334 (+4.5%) | HK$33,334 | HK$34,996 (+5.0%) | +2.64% |
| 70岁 | HK$35,310 | HK$36,367 (+3.0%) | HK$36,367 | HK$36,367 | HK$38,544 (+6.0%) | HK$40,274 (+4.5%) | HK$40,274 | HK$42,283 (+5.0%) | +2.45% |
| 75岁 | HK$41,468 | HK$42,710 (+3.0%) | HK$42,710 | HK$42,710 | HK$45,267 (+6.0%) | HK$47,300 (+4.5%) | HK$47,300 | HK$49,660 (+5.0%) | +2.45% |
| 80岁 | HK$41,967 | HK$43,224 (+3.0%) | HK$43,224 | HK$43,224 | HK$45,812 (+6.0%) | HK$47,870 (+4.5%) | HK$47,870 | HK$50,259 (+5.0%) | +2.45% |
| 85岁 | HK$42,810 | HK$44,092 (+3.0%) | HK$44,092 | HK$44,092 | HK$46,732 (+6.0%) | HK$48,831 (+4.5%) | HK$48,831 | HK$51,268 (+5.0%) | +2.45% |
| 90岁 | HK$43,717 | HK$45,026 (+3.0%) | HK$45,026 | HK$45,026 | HK$47,722 (+6.0%) | HK$49,865 (+4.5%) | HK$49,865 | HK$52,354 (+5.0%) | +2.45% |
| 95岁 | HK$44,817 | HK$46,159 (+3.0%) | HK$46,159 | HK$46,159 | HK$48,923 (+6.0%) | HK$51,121 (+4.5%) | HK$51,121 | HK$53,673 (+5.0%) | +2.45% |
| 99岁 | HK$45,718 | HK$47,087 (+3.0%) | HK$47,087 | HK$47,087 | HK$49,907 (+6.0%) | HK$52,149 (+4.5%) | HK$52,149 | HK$54,752 (+5.0%) | +2.45% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | 0.0% | +5.0% | — |
0岁HK$8,507
5岁HK$5,254
10岁HK$5,324
15岁HK$5,523
20岁HK$6,046
25岁HK$6,633
30岁HK$7,500
35岁HK$8,343
40岁HK$9,902
45岁HK$11,907
50岁HK$14,382
55岁HK$17,858
60岁HK$23,082
65岁HK$28,821
70岁HK$35,310
75岁HK$41,468
80岁HK$41,967
85岁HK$42,810
90岁HK$43,717
95岁HK$44,817
99岁HK$45,718
0岁HK$8,760 (+3.0%)
5岁HK$5,409 (+3.0%)
10岁HK$5,481 (+2.9%)
15岁HK$5,686 (+3.0%)
20岁HK$6,225 (+3.0%)
25岁HK$6,829 (+3.0%)
30岁HK$7,722 (+3.0%)
35岁HK$8,591 (+3.0%)
40岁HK$10,197 (+3.0%)
45岁HK$12,262 (+3.0%)
50岁HK$14,811 (+3.0%)
55岁HK$18,391 (+3.0%)
60岁HK$23,772 (+3.0%)
65岁HK$29,683 (+3.0%)
70岁HK$36,367 (+3.0%)
75岁HK$42,710 (+3.0%)
80岁HK$43,224 (+3.0%)
85岁HK$44,092 (+3.0%)
90岁HK$45,026 (+3.0%)
95岁HK$46,159 (+3.0%)
99岁HK$47,087 (+3.0%)
0岁HK$8,760
5岁HK$5,409
10岁HK$5,481
15岁HK$5,686
20岁HK$6,225
25岁HK$6,829
30岁HK$7,722
35岁HK$8,591
40岁HK$10,197
45岁HK$12,262
50岁HK$14,811
55岁HK$18,391
60岁HK$23,772
65岁HK$29,683
70岁HK$36,367
75岁HK$42,710
80岁HK$43,224
85岁HK$44,092
90岁HK$45,026
95岁HK$46,159
99岁HK$47,087
0岁HK$8,760
5岁HK$5,409
10岁HK$5,481
15岁HK$5,686
20岁HK$6,225
25岁HK$6,829
30岁HK$7,722
35岁HK$8,591
40岁HK$10,197
45岁HK$12,262
50岁HK$14,811
55岁HK$18,391
60岁HK$23,772
65岁HK$29,683
70岁HK$36,367
75岁HK$42,710
80岁HK$43,224
85岁HK$44,092
90岁HK$45,026
95岁HK$46,159
99岁HK$47,087
0岁HK$9,150 (+4.5%)
5岁HK$5,648 (+4.4%)
10岁HK$5,724 (+4.4%)
15岁HK$5,938 (+4.4%)
20岁HK$6,562 (+5.4%)
25岁HK$7,200 (+5.4%)
30岁HK$8,180 (+5.9%)
35岁HK$9,101 (+5.9%)
40岁HK$10,803 (+5.9%)
45岁HK$12,992 (+6.0%)
50岁HK$15,915 (+7.5%)
55岁HK$19,763 (+7.5%)
60岁HK$25,548 (+7.5%)
65岁HK$31,902 (+7.5%)
70岁HK$38,544 (+6.0%)
75岁HK$45,267 (+6.0%)
80岁HK$45,812 (+6.0%)
85岁HK$46,732 (+6.0%)
90岁HK$47,722 (+6.0%)
95岁HK$48,923 (+6.0%)
99岁HK$49,907 (+6.0%)
0岁HK$9,558 (+4.5%)
5岁HK$5,898 (+4.4%)
10岁HK$5,978 (+4.4%)
15岁HK$6,201 (+4.4%)
20岁HK$6,853 (+4.4%)
25岁HK$7,520 (+4.4%)
30岁HK$8,544 (+4.4%)
35岁HK$9,507 (+4.5%)
40岁HK$11,285 (+4.5%)
45岁HK$13,573 (+4.5%)
50岁HK$16,627 (+4.5%)
55岁HK$20,648 (+4.5%)
60岁HK$26,694 (+4.5%)
65岁HK$33,334 (+4.5%)
70岁HK$40,274 (+4.5%)
75岁HK$47,300 (+4.5%)
80岁HK$47,870 (+4.5%)
85岁HK$48,831 (+4.5%)
90岁HK$49,865 (+4.5%)
95岁HK$51,121 (+4.5%)
99岁HK$52,149 (+4.5%)
0岁HK$9,558
5岁HK$5,898
10岁HK$5,978
15岁HK$6,201
20岁HK$6,853
25岁HK$7,520
30岁HK$8,544
35岁HK$9,507
40岁HK$11,285
45岁HK$13,573
50岁HK$16,627
55岁HK$20,648
60岁HK$26,694
65岁HK$33,334
70岁HK$40,274
75岁HK$47,300
80岁HK$47,870
85岁HK$48,831
90岁HK$49,865
95岁HK$51,121
99岁HK$52,149
0岁HK$10,031 (+4.9%)
5岁HK$6,188 (+4.9%)
10岁HK$6,272 (+4.9%)
15岁HK$6,507 (+4.9%)
20岁HK$7,191 (+4.9%)
25岁HK$7,891 (+4.9%)
30岁HK$8,967 (+5.0%)
35岁HK$9,978 (+5.0%)
40岁HK$11,845 (+5.0%)
45岁HK$14,247 (+5.0%)
50岁HK$17,454 (+5.0%)
55岁HK$21,676 (+5.0%)
60岁HK$28,024 (+5.0%)
65岁HK$34,996 (+5.0%)
70岁HK$42,283 (+5.0%)
75岁HK$49,660 (+5.0%)
80岁HK$50,259 (+5.0%)
85岁HK$51,268 (+5.0%)
90岁HK$52,354 (+5.0%)
95岁HK$53,673 (+5.0%)
99岁HK$54,752 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.24%
5岁+2.22%
10岁+2.22%
15岁+2.22%
20岁+2.35%
25岁+2.36%
30岁+2.43%
35岁+2.43%
40岁+2.43%
45岁+2.44%
50岁+2.63%
55岁+2.63%
60岁+2.64%
65岁+2.64%
70岁+2.45%
75岁+2.45%
80岁+2.45%
85岁+2.45%
90岁+2.45%
95岁+2.45%
99岁+2.45%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。