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真智安心醫療保障 - 特級 (港元)
Smart Medicare - Superior (HKD)
安盛保險（百慕達）有限公司 · F00017-02-000 · 8 个版本 · 灵活计划 · 年均加幅 +2.42%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | 2026-01-26 | 最新版本 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$6,533 | HK$6,726 (+3.0%) | HK$6,726 | HK$6,726 | HK$7,025 (+4.4%) | HK$7,337 (+4.4%) | HK$7,337 | HK$7,699 (+4.9%) | +2.23% |
| 5岁 | HK$3,598 | HK$3,703 (+2.9%) | HK$3,703 | HK$3,703 | HK$3,866 (+4.4%) | HK$4,036 (+4.4%) | HK$4,036 | HK$4,233 (+4.9%) | +2.20% |
| 10岁 | HK$3,496 | HK$3,598 (+2.9%) | HK$3,598 | HK$3,598 | HK$3,756 (+4.4%) | HK$3,921 (+4.4%) | HK$3,921 | HK$4,113 (+4.9%) | +2.20% |
| 15岁 | HK$3,655 | HK$3,762 (+2.9%) | HK$3,762 | HK$3,762 | HK$3,927 (+4.4%) | HK$4,100 (+4.4%) | HK$4,100 | HK$4,300 (+4.9%) | +2.20% |
| 20岁 | HK$3,972 | HK$4,089 (+2.9%) | HK$4,089 | HK$4,089 | HK$4,309 (+5.4%) | HK$4,499 (+4.4%) | HK$4,499 | HK$4,719 (+4.9%) | +2.34% |
| 25岁 | HK$4,315 | HK$4,442 (+2.9%) | HK$4,442 | HK$4,442 | HK$4,681 (+5.4%) | HK$4,888 (+4.4%) | HK$4,888 | HK$5,128 (+4.9%) | +2.34% |
| 30岁 | HK$4,873 | HK$5,017 (+3.0%) | HK$5,017 | HK$5,017 | HK$5,313 (+5.9%) | HK$5,548 (+4.4%) | HK$5,548 | HK$5,821 (+4.9%) | +2.41% |
| 35岁 | HK$5,458 | HK$5,619 (+2.9%) | HK$5,619 | HK$5,619 | HK$5,951 (+5.9%) | HK$6,215 (+4.4%) | HK$6,215 | HK$6,521 (+4.9%) | +2.42% |
| 40岁 | HK$6,488 | HK$6,680 (+3.0%) | HK$6,680 | HK$6,680 | HK$7,075 (+5.9%) | HK$7,389 (+4.4%) | HK$7,389 | HK$7,754 (+4.9%) | +2.42% |
| 45岁 | HK$7,951 | HK$8,187 (+3.0%) | HK$8,187 | HK$8,187 | HK$8,673 (+5.9%) | HK$9,059 (+4.5%) | HK$9,059 | HK$9,507 (+4.9%) | +2.43% |
| 50岁 | HK$9,681 | HK$9,969 (+3.0%) | HK$9,969 | HK$9,969 | HK$10,710 (+7.4%) | HK$11,188 (+4.5%) | HK$11,188 | HK$11,743 (+5.0%) | +2.62% |
| 55岁 | HK$12,201 | HK$12,565 (+3.0%) | HK$12,565 | HK$12,565 | HK$13,500 (+7.4%) | HK$14,103 (+4.5%) | HK$14,103 | HK$14,804 (+5.0%) | +2.63% |
| 60岁 | HK$15,968 | HK$16,445 (+3.0%) | HK$16,445 | HK$16,445 | HK$17,671 (+7.5%) | HK$18,462 (+4.5%) | HK$18,462 | HK$19,381 (+5.0%) | +2.63% |
| 65岁 | HK$19,957 | HK$20,553 (+3.0%) | HK$20,553 | HK$20,553 | HK$22,087 (+7.5%) | HK$23,077 (+4.5%) | HK$23,077 | HK$24,226 (+5.0%) | +2.63% |
| 70岁 | HK$24,453 | HK$25,184 (+3.0%) | HK$25,184 | HK$25,184 | HK$26,690 (+6.0%) | HK$27,887 (+4.5%) | HK$27,887 | HK$29,277 (+5.0%) | +2.44% |
| 75岁 | HK$28,719 | HK$29,578 (+3.0%) | HK$29,578 | HK$29,578 | HK$31,347 (+6.0%) | HK$32,754 (+4.5%) | HK$32,754 | HK$34,387 (+5.0%) | +2.45% |
| 80岁 | HK$29,064 | HK$29,933 (+3.0%) | HK$29,933 | HK$29,933 | HK$31,723 (+6.0%) | HK$33,147 (+4.5%) | HK$33,147 | HK$34,800 (+5.0%) | +2.45% |
| 85岁 | HK$29,648 | HK$30,535 (+3.0%) | HK$30,535 | HK$30,535 | HK$32,362 (+6.0%) | HK$33,814 (+4.5%) | HK$33,814 | HK$35,500 (+5.0%) | +2.45% |
| 90岁 | HK$30,272 | HK$31,178 (+3.0%) | HK$31,178 | HK$31,178 | HK$33,043 (+6.0%) | HK$34,526 (+4.5%) | HK$34,526 | HK$36,248 (+5.0%) | +2.45% |
| 95岁 | HK$31,036 | HK$31,965 (+3.0%) | HK$31,965 | HK$31,965 | HK$33,877 (+6.0%) | HK$35,397 (+4.5%) | HK$35,397 | HK$37,162 (+5.0%) | +2.45% |
| 99岁 | HK$31,656 | HK$32,603 (+3.0%) | HK$32,603 | HK$32,603 | HK$34,554 (+6.0%) | HK$36,105 (+4.5%) | HK$36,105 | HK$37,906 (+5.0%) | +2.45% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | 0.0% | +4.9% | — |
0岁HK$6,533
5岁HK$3,598
10岁HK$3,496
15岁HK$3,655
20岁HK$3,972
25岁HK$4,315
30岁HK$4,873
35岁HK$5,458
40岁HK$6,488
45岁HK$7,951
50岁HK$9,681
55岁HK$12,201
60岁HK$15,968
65岁HK$19,957
70岁HK$24,453
75岁HK$28,719
80岁HK$29,064
85岁HK$29,648
90岁HK$30,272
95岁HK$31,036
99岁HK$31,656
0岁HK$6,726 (+3.0%)
5岁HK$3,703 (+2.9%)
10岁HK$3,598 (+2.9%)
15岁HK$3,762 (+2.9%)
20岁HK$4,089 (+2.9%)
25岁HK$4,442 (+2.9%)
30岁HK$5,017 (+3.0%)
35岁HK$5,619 (+2.9%)
40岁HK$6,680 (+3.0%)
45岁HK$8,187 (+3.0%)
50岁HK$9,969 (+3.0%)
55岁HK$12,565 (+3.0%)
60岁HK$16,445 (+3.0%)
65岁HK$20,553 (+3.0%)
70岁HK$25,184 (+3.0%)
75岁HK$29,578 (+3.0%)
80岁HK$29,933 (+3.0%)
85岁HK$30,535 (+3.0%)
90岁HK$31,178 (+3.0%)
95岁HK$31,965 (+3.0%)
99岁HK$32,603 (+3.0%)
0岁HK$6,726
5岁HK$3,703
10岁HK$3,598
15岁HK$3,762
20岁HK$4,089
25岁HK$4,442
30岁HK$5,017
35岁HK$5,619
40岁HK$6,680
45岁HK$8,187
50岁HK$9,969
55岁HK$12,565
60岁HK$16,445
65岁HK$20,553
70岁HK$25,184
75岁HK$29,578
80岁HK$29,933
85岁HK$30,535
90岁HK$31,178
95岁HK$31,965
99岁HK$32,603
0岁HK$6,726
5岁HK$3,703
10岁HK$3,598
15岁HK$3,762
20岁HK$4,089
25岁HK$4,442
30岁HK$5,017
35岁HK$5,619
40岁HK$6,680
45岁HK$8,187
50岁HK$9,969
55岁HK$12,565
60岁HK$16,445
65岁HK$20,553
70岁HK$25,184
75岁HK$29,578
80岁HK$29,933
85岁HK$30,535
90岁HK$31,178
95岁HK$31,965
99岁HK$32,603
0岁HK$7,025 (+4.4%)
5岁HK$3,866 (+4.4%)
10岁HK$3,756 (+4.4%)
15岁HK$3,927 (+4.4%)
20岁HK$4,309 (+5.4%)
25岁HK$4,681 (+5.4%)
30岁HK$5,313 (+5.9%)
35岁HK$5,951 (+5.9%)
40岁HK$7,075 (+5.9%)
45岁HK$8,673 (+5.9%)
50岁HK$10,710 (+7.4%)
55岁HK$13,500 (+7.4%)
60岁HK$17,671 (+7.5%)
65岁HK$22,087 (+7.5%)
70岁HK$26,690 (+6.0%)
75岁HK$31,347 (+6.0%)
80岁HK$31,723 (+6.0%)
85岁HK$32,362 (+6.0%)
90岁HK$33,043 (+6.0%)
95岁HK$33,877 (+6.0%)
99岁HK$34,554 (+6.0%)
0岁HK$7,337 (+4.4%)
5岁HK$4,036 (+4.4%)
10岁HK$3,921 (+4.4%)
15岁HK$4,100 (+4.4%)
20岁HK$4,499 (+4.4%)
25岁HK$4,888 (+4.4%)
30岁HK$5,548 (+4.4%)
35岁HK$6,215 (+4.4%)
40岁HK$7,389 (+4.4%)
45岁HK$9,059 (+4.5%)
50岁HK$11,188 (+4.5%)
55岁HK$14,103 (+4.5%)
60岁HK$18,462 (+4.5%)
65岁HK$23,077 (+4.5%)
70岁HK$27,887 (+4.5%)
75岁HK$32,754 (+4.5%)
80岁HK$33,147 (+4.5%)
85岁HK$33,814 (+4.5%)
90岁HK$34,526 (+4.5%)
95岁HK$35,397 (+4.5%)
99岁HK$36,105 (+4.5%)
0岁HK$7,337
5岁HK$4,036
10岁HK$3,921
15岁HK$4,100
20岁HK$4,499
25岁HK$4,888
30岁HK$5,548
35岁HK$6,215
40岁HK$7,389
45岁HK$9,059
50岁HK$11,188
55岁HK$14,103
60岁HK$18,462
65岁HK$23,077
70岁HK$27,887
75岁HK$32,754
80岁HK$33,147
85岁HK$33,814
90岁HK$34,526
95岁HK$35,397
99岁HK$36,105
0岁HK$7,699 (+4.9%)
5岁HK$4,233 (+4.9%)
10岁HK$4,113 (+4.9%)
15岁HK$4,300 (+4.9%)
20岁HK$4,719 (+4.9%)
25岁HK$5,128 (+4.9%)
30岁HK$5,821 (+4.9%)
35岁HK$6,521 (+4.9%)
40岁HK$7,754 (+4.9%)
45岁HK$9,507 (+4.9%)
50岁HK$11,743 (+5.0%)
55岁HK$14,804 (+5.0%)
60岁HK$19,381 (+5.0%)
65岁HK$24,226 (+5.0%)
70岁HK$29,277 (+5.0%)
75岁HK$34,387 (+5.0%)
80岁HK$34,800 (+5.0%)
85岁HK$35,500 (+5.0%)
90岁HK$36,248 (+5.0%)
95岁HK$37,162 (+5.0%)
99岁HK$37,906 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.23%
5岁+2.20%
10岁+2.20%
15岁+2.20%
20岁+2.34%
25岁+2.34%
30岁+2.41%
35岁+2.42%
40岁+2.42%
45岁+2.43%
50岁+2.62%
55岁+2.63%
60岁+2.63%
65岁+2.63%
70岁+2.44%
75岁+2.45%
80岁+2.45%
85岁+2.45%
90岁+2.45%
95岁+2.45%
99岁+2.45%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。