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真智安心醫療保障 - 標準+額外醫療附加保障 (美元)
Smart Medicare - Regular with SMM (USD)
安盛金融有限公司 · F00018-04-001 · 7 个版本 · 灵活计划 · 年均加幅 +2.45%
美元 (USD)
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| 年龄 | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | 最新版本 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | US$491 | US$506 (+3.1%) | US$506 | US$506 | US$529 (+4.5%) | US$553 (+4.5%) | US$580 (+4.9%) | +2.26% |
| 5岁 | US$334 | US$344 (+3.0%) | US$344 | US$344 | US$359 (+4.4%) | US$376 (+4.7%) | US$394 (+4.8%) | +2.24% |
| 10岁 | US$327 | US$337 (+3.1%) | US$337 | US$337 | US$352 (+4.5%) | US$368 (+4.5%) | US$387 (+5.2%) | +2.29% |
| 15岁 | US$328 | US$338 (+3.0%) | US$338 | US$338 | US$353 (+4.4%) | US$369 (+4.5%) | US$387 (+4.9%) | +2.24% |
| 20岁 | US$345 | US$356 (+3.2%) | US$356 | US$356 | US$375 (+5.3%) | US$392 (+4.5%) | US$412 (+5.1%) | +2.41% |
| 25岁 | US$380 | US$391 (+2.9%) | US$391 | US$391 | US$413 (+5.6%) | US$432 (+4.6%) | US$453 (+4.9%) | +2.39% |
| 30岁 | US$434 | US$447 (+3.0%) | US$447 | US$447 | US$474 (+6.0%) | US$495 (+4.4%) | US$520 (+5.1%) | +2.45% |
| 35岁 | US$482 | US$496 (+2.9%) | US$496 | US$496 | US$526 (+6.0%) | US$550 (+4.6%) | US$577 (+4.9%) | +2.44% |
| 40岁 | US$572 | US$589 (+3.0%) | US$589 | US$589 | US$624 (+5.9%) | US$652 (+4.5%) | US$685 (+5.1%) | +2.45% |
| 45岁 | US$694 | US$715 (+3.0%) | US$715 | US$715 | US$758 (+6.0%) | US$792 (+4.5%) | US$832 (+5.1%) | +2.46% |
| 50岁 | US$863 | US$889 (+3.0%) | US$889 | US$889 | US$956 (+7.5%) | US$999 (+4.5%) | US$1,049 (+5.0%) | +2.65% |
| 55岁 | US$1,097 | US$1,130 (+3.0%) | US$1,130 | US$1,130 | US$1,215 (+7.5%) | US$1,270 (+4.5%) | US$1,333 (+5.0%) | +2.65% |
| 60岁 | US$1,403 | US$1,446 (+3.1%) | US$1,446 | US$1,446 | US$1,554 (+7.5%) | US$1,624 (+4.5%) | US$1,705 (+5.0%) | +2.65% |
| 65岁 | US$1,835 | US$1,890 (+3.0%) | US$1,890 | US$1,890 | US$2,032 (+7.5%) | US$2,124 (+4.5%) | US$2,230 (+5.0%) | +2.65% |
| 70岁 | US$2,350 | US$2,420 (+3.0%) | US$2,420 | US$2,420 | US$2,566 (+6.0%) | US$2,681 (+4.5%) | US$2,815 (+5.0%) | +2.45% |
| 75岁 | US$2,799 | US$2,883 (+3.0%) | US$2,883 | US$2,883 | US$3,056 (+6.0%) | US$3,194 (+4.5%) | US$3,354 (+5.0%) | +2.46% |
| 80岁 | US$2,833 | US$2,918 (+3.0%) | US$2,918 | US$2,918 | US$3,093 (+6.0%) | US$3,232 (+4.5%) | US$3,394 (+5.0%) | +2.45% |
| 85岁 | US$2,890 | US$2,976 (+3.0%) | US$2,976 | US$2,976 | US$3,155 (+6.0%) | US$3,297 (+4.5%) | US$3,462 (+5.0%) | +2.45% |
| 90岁 | US$2,951 | US$3,040 (+3.0%) | US$3,040 | US$3,040 | US$3,222 (+6.0%) | US$3,367 (+4.5%) | US$3,535 (+5.0%) | +2.45% |
| 95岁 | US$3,025 | US$3,116 (+3.0%) | US$3,116 | US$3,116 | US$3,303 (+6.0%) | US$3,452 (+4.5%) | US$3,624 (+5.0%) | +2.45% |
| 99岁 | US$3,086 | US$3,178 (+3.0%) | US$3,178 | US$3,178 | US$3,369 (+6.0%) | US$3,521 (+4.5%) | US$3,697 (+5.0%) | +2.45% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0岁US$491
5岁US$334
10岁US$327
15岁US$328
20岁US$345
25岁US$380
30岁US$434
35岁US$482
40岁US$572
45岁US$694
50岁US$863
55岁US$1,097
60岁US$1,403
65岁US$1,835
70岁US$2,350
75岁US$2,799
80岁US$2,833
85岁US$2,890
90岁US$2,951
95岁US$3,025
99岁US$3,086
0岁US$506 (+3.1%)
5岁US$344 (+3.0%)
10岁US$337 (+3.1%)
15岁US$338 (+3.0%)
20岁US$356 (+3.2%)
25岁US$391 (+2.9%)
30岁US$447 (+3.0%)
35岁US$496 (+2.9%)
40岁US$589 (+3.0%)
45岁US$715 (+3.0%)
50岁US$889 (+3.0%)
55岁US$1,130 (+3.0%)
60岁US$1,446 (+3.1%)
65岁US$1,890 (+3.0%)
70岁US$2,420 (+3.0%)
75岁US$2,883 (+3.0%)
80岁US$2,918 (+3.0%)
85岁US$2,976 (+3.0%)
90岁US$3,040 (+3.0%)
95岁US$3,116 (+3.0%)
99岁US$3,178 (+3.0%)
0岁US$506
5岁US$344
10岁US$337
15岁US$338
20岁US$356
25岁US$391
30岁US$447
35岁US$496
40岁US$589
45岁US$715
50岁US$889
55岁US$1,130
60岁US$1,446
65岁US$1,890
70岁US$2,420
75岁US$2,883
80岁US$2,918
85岁US$2,976
90岁US$3,040
95岁US$3,116
99岁US$3,178
0岁US$506
5岁US$344
10岁US$337
15岁US$338
20岁US$356
25岁US$391
30岁US$447
35岁US$496
40岁US$589
45岁US$715
50岁US$889
55岁US$1,130
60岁US$1,446
65岁US$1,890
70岁US$2,420
75岁US$2,883
80岁US$2,918
85岁US$2,976
90岁US$3,040
95岁US$3,116
99岁US$3,178
0岁US$529 (+4.5%)
5岁US$359 (+4.4%)
10岁US$352 (+4.5%)
15岁US$353 (+4.4%)
20岁US$375 (+5.3%)
25岁US$413 (+5.6%)
30岁US$474 (+6.0%)
35岁US$526 (+6.0%)
40岁US$624 (+5.9%)
45岁US$758 (+6.0%)
50岁US$956 (+7.5%)
55岁US$1,215 (+7.5%)
60岁US$1,554 (+7.5%)
65岁US$2,032 (+7.5%)
70岁US$2,566 (+6.0%)
75岁US$3,056 (+6.0%)
80岁US$3,093 (+6.0%)
85岁US$3,155 (+6.0%)
90岁US$3,222 (+6.0%)
95岁US$3,303 (+6.0%)
99岁US$3,369 (+6.0%)
0岁US$553 (+4.5%)
5岁US$376 (+4.7%)
10岁US$368 (+4.5%)
15岁US$369 (+4.5%)
20岁US$392 (+4.5%)
25岁US$432 (+4.6%)
30岁US$495 (+4.4%)
35岁US$550 (+4.6%)
40岁US$652 (+4.5%)
45岁US$792 (+4.5%)
50岁US$999 (+4.5%)
55岁US$1,270 (+4.5%)
60岁US$1,624 (+4.5%)
65岁US$2,124 (+4.5%)
70岁US$2,681 (+4.5%)
75岁US$3,194 (+4.5%)
80岁US$3,232 (+4.5%)
85岁US$3,297 (+4.5%)
90岁US$3,367 (+4.5%)
95岁US$3,452 (+4.5%)
99岁US$3,521 (+4.5%)
0岁US$580 (+4.9%)
5岁US$394 (+4.8%)
10岁US$387 (+5.2%)
15岁US$387 (+4.9%)
20岁US$412 (+5.1%)
25岁US$453 (+4.9%)
30岁US$520 (+5.1%)
35岁US$577 (+4.9%)
40岁US$685 (+5.1%)
45岁US$832 (+5.1%)
50岁US$1,049 (+5.0%)
55岁US$1,333 (+5.0%)
60岁US$1,705 (+5.0%)
65岁US$2,230 (+5.0%)
70岁US$2,815 (+5.0%)
75岁US$3,354 (+5.0%)
80岁US$3,394 (+5.0%)
85岁US$3,462 (+5.0%)
90岁US$3,535 (+5.0%)
95岁US$3,624 (+5.0%)
99岁US$3,697 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.26%
5岁+2.24%
10岁+2.29%
15岁+2.24%
20岁+2.41%
25岁+2.39%
30岁+2.45%
35岁+2.44%
40岁+2.45%
45岁+2.46%
50岁+2.65%
55岁+2.65%
60岁+2.65%
65岁+2.65%
70岁+2.45%
75岁+2.46%
80岁+2.45%
85岁+2.45%
90岁+2.45%
95岁+2.45%
99岁+2.45%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。