← 返回 安盛金融有限公司 计划系列
真智安心醫療保障 - 至尊+額外醫療附加保障 (港元)
Smart Medicare - Premier with SMM (HKD)
安盛金融有限公司 · F00018-03-001 · 7 个版本 · 灵活计划 · 年均加幅 +2.49%
男 Male
| 年龄 | F00018-03-001-01 2019-04-01 | F00018-03-001-01 2020-04-01 | F00018-03-001-02 2021-03-22 | F00018-03-001-03 2023-07-31 | F00018-03-001-03 2024-07-02 | F00018-03-001-03 2025-07-02 | F00018-03-001-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$16,717 | HK$17,216 (+3.0%) | HK$17,216 | HK$17,216 | HK$17,987 (+4.5%) | HK$18,792 (+4.5%) | HK$19,727 (+5.0%) | +2.30% |
| 5 | HK$9,922 | HK$10,217 (+3.0%) | HK$10,217 | HK$10,217 | HK$10,673 (+4.5%) | HK$11,149 (+4.5%) | HK$11,702 (+5.0%) | +2.29% |
| 10 | HK$10,368 | HK$10,677 (+3.0%) | HK$10,677 | HK$10,677 | HK$11,153 (+4.5%) | HK$11,651 (+4.5%) | HK$12,229 (+5.0%) | +2.29% |
| 15 | HK$11,057 | HK$11,386 (+3.0%) | HK$11,386 | HK$11,386 | HK$11,894 (+4.5%) | HK$12,425 (+4.5%) | HK$13,042 (+5.0%) | +2.29% |
| 20 | HK$11,807 | HK$12,159 (+3.0%) | HK$12,159 | HK$12,159 | HK$12,823 (+5.5%) | HK$13,396 (+4.5%) | HK$14,061 (+5.0%) | +2.42% |
| 25 | HK$12,890 | HK$13,274 (+3.0%) | HK$13,274 | HK$13,274 | HK$13,999 (+5.5%) | HK$14,625 (+4.5%) | HK$15,352 (+5.0%) | +2.42% |
| 30 | HK$14,740 | HK$15,180 (+3.0%) | HK$15,180 | HK$15,180 | HK$16,085 (+6.0%) | HK$16,805 (+4.5%) | HK$17,641 (+5.0%) | +2.49% |
| 35 | HK$16,399 | HK$16,888 (+3.0%) | HK$16,888 | HK$16,888 | HK$17,896 (+6.0%) | HK$18,697 (+4.5%) | HK$19,627 (+5.0%) | +2.49% |
| 40 | HK$19,452 | HK$20,033 (+3.0%) | HK$20,033 | HK$20,033 | HK$21,229 (+6.0%) | HK$22,180 (+4.5%) | HK$23,284 (+5.0%) | +2.50% |
| 45 | HK$23,295 | HK$23,991 (+3.0%) | HK$23,991 | HK$23,991 | HK$25,425 (+6.0%) | HK$26,565 (+4.5%) | HK$27,889 (+5.0%) | +2.50% |
| 50 | HK$28,196 | HK$29,039 (+3.0%) | HK$29,039 | HK$29,039 | HK$31,210 (+7.5%) | HK$32,610 (+4.5%) | HK$34,236 (+5.0%) | +2.70% |
| 55 | HK$34,993 | HK$36,040 (+3.0%) | HK$36,040 | HK$36,040 | HK$38,736 (+7.5%) | HK$40,475 (+4.5%) | HK$42,494 (+5.0%) | +2.70% |
| 60 | HK$44,672 | HK$46,010 (+3.0%) | HK$46,010 | HK$46,010 | HK$49,454 (+7.5%) | HK$51,675 (+4.5%) | HK$54,254 (+5.0%) | +2.70% |
| 65 | HK$56,275 | HK$57,961 (+3.0%) | HK$57,961 | HK$57,961 | HK$62,301 (+7.5%) | HK$65,101 (+4.5%) | HK$68,352 (+5.0%) | +2.70% |
| 70 | HK$69,304 | HK$71,381 (+3.0%) | HK$71,381 | HK$71,381 | HK$75,658 (+6.0%) | HK$79,059 (+4.5%) | HK$83,007 (+5.0%) | +2.50% |
| 75 | HK$80,941 | HK$83,367 (+3.0%) | HK$83,367 | HK$83,367 | HK$88,364 (+6.0%) | HK$92,336 (+4.5%) | HK$96,948 (+5.0%) | +2.50% |
| 80 | HK$81,916 | HK$84,371 (+3.0%) | HK$84,371 | HK$84,371 | HK$89,428 (+6.0%) | HK$93,448 (+4.5%) | HK$98,116 (+5.0%) | +2.50% |
| 85 | HK$83,565 | HK$86,069 (+3.0%) | HK$86,069 | HK$86,069 | HK$91,228 (+6.0%) | HK$95,329 (+4.5%) | HK$100,091 (+5.0%) | +2.50% |
| 90 | HK$85,332 | HK$87,889 (+3.0%) | HK$87,889 | HK$87,889 | HK$93,157 (+6.0%) | HK$97,345 (+4.5%) | HK$102,208 (+5.0%) | +2.50% |
| 95 | HK$87,484 | HK$90,106 (+3.0%) | HK$90,106 | HK$90,106 | HK$95,507 (+6.0%) | HK$99,801 (+4.5%) | HK$104,787 (+5.0%) | +2.50% |
| 99 | HK$89,242 | HK$91,917 (+3.0%) | HK$91,917 | HK$91,917 | HK$97,427 (+6.0%) | HK$101,807 (+4.5%) | HK$106,893 (+5.0%) | +2.50% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0岁HK$16,717
5岁HK$9,922
10岁HK$10,368
15岁HK$11,057
20岁HK$11,807
25岁HK$12,890
30岁HK$14,740
35岁HK$16,399
40岁HK$19,452
45岁HK$23,295
50岁HK$28,196
55岁HK$34,993
60岁HK$44,672
65岁HK$56,275
70岁HK$69,304
75岁HK$80,941
80岁HK$81,916
85岁HK$83,565
90岁HK$85,332
95岁HK$87,484
99岁HK$89,242
0岁HK$17,216 (+3.0%)
5岁HK$10,217 (+3.0%)
10岁HK$10,677 (+3.0%)
15岁HK$11,386 (+3.0%)
20岁HK$12,159 (+3.0%)
25岁HK$13,274 (+3.0%)
30岁HK$15,180 (+3.0%)
35岁HK$16,888 (+3.0%)
40岁HK$20,033 (+3.0%)
45岁HK$23,991 (+3.0%)
50岁HK$29,039 (+3.0%)
55岁HK$36,040 (+3.0%)
60岁HK$46,010 (+3.0%)
65岁HK$57,961 (+3.0%)
70岁HK$71,381 (+3.0%)
75岁HK$83,367 (+3.0%)
80岁HK$84,371 (+3.0%)
85岁HK$86,069 (+3.0%)
90岁HK$87,889 (+3.0%)
95岁HK$90,106 (+3.0%)
99岁HK$91,917 (+3.0%)
0岁HK$17,216
5岁HK$10,217
10岁HK$10,677
15岁HK$11,386
20岁HK$12,159
25岁HK$13,274
30岁HK$15,180
35岁HK$16,888
40岁HK$20,033
45岁HK$23,991
50岁HK$29,039
55岁HK$36,040
60岁HK$46,010
65岁HK$57,961
70岁HK$71,381
75岁HK$83,367
80岁HK$84,371
85岁HK$86,069
90岁HK$87,889
95岁HK$90,106
99岁HK$91,917
0岁HK$17,216
5岁HK$10,217
10岁HK$10,677
15岁HK$11,386
20岁HK$12,159
25岁HK$13,274
30岁HK$15,180
35岁HK$16,888
40岁HK$20,033
45岁HK$23,991
50岁HK$29,039
55岁HK$36,040
60岁HK$46,010
65岁HK$57,961
70岁HK$71,381
75岁HK$83,367
80岁HK$84,371
85岁HK$86,069
90岁HK$87,889
95岁HK$90,106
99岁HK$91,917
0岁HK$17,987 (+4.5%)
5岁HK$10,673 (+4.5%)
10岁HK$11,153 (+4.5%)
15岁HK$11,894 (+4.5%)
20岁HK$12,823 (+5.5%)
25岁HK$13,999 (+5.5%)
30岁HK$16,085 (+6.0%)
35岁HK$17,896 (+6.0%)
40岁HK$21,229 (+6.0%)
45岁HK$25,425 (+6.0%)
50岁HK$31,210 (+7.5%)
55岁HK$38,736 (+7.5%)
60岁HK$49,454 (+7.5%)
65岁HK$62,301 (+7.5%)
70岁HK$75,658 (+6.0%)
75岁HK$88,364 (+6.0%)
80岁HK$89,428 (+6.0%)
85岁HK$91,228 (+6.0%)
90岁HK$93,157 (+6.0%)
95岁HK$95,507 (+6.0%)
99岁HK$97,427 (+6.0%)
0岁HK$18,792 (+4.5%)
5岁HK$11,149 (+4.5%)
10岁HK$11,651 (+4.5%)
15岁HK$12,425 (+4.5%)
20岁HK$13,396 (+4.5%)
25岁HK$14,625 (+4.5%)
30岁HK$16,805 (+4.5%)
35岁HK$18,697 (+4.5%)
40岁HK$22,180 (+4.5%)
45岁HK$26,565 (+4.5%)
50岁HK$32,610 (+4.5%)
55岁HK$40,475 (+4.5%)
60岁HK$51,675 (+4.5%)
65岁HK$65,101 (+4.5%)
70岁HK$79,059 (+4.5%)
75岁HK$92,336 (+4.5%)
80岁HK$93,448 (+4.5%)
85岁HK$95,329 (+4.5%)
90岁HK$97,345 (+4.5%)
95岁HK$99,801 (+4.5%)
99岁HK$101,807 (+4.5%)
0岁HK$19,727 (+5.0%)
5岁HK$11,702 (+5.0%)
10岁HK$12,229 (+5.0%)
15岁HK$13,042 (+5.0%)
20岁HK$14,061 (+5.0%)
25岁HK$15,352 (+5.0%)
30岁HK$17,641 (+5.0%)
35岁HK$19,627 (+5.0%)
40岁HK$23,284 (+5.0%)
45岁HK$27,889 (+5.0%)
50岁HK$34,236 (+5.0%)
55岁HK$42,494 (+5.0%)
60岁HK$54,254 (+5.0%)
65岁HK$68,352 (+5.0%)
70岁HK$83,007 (+5.0%)
75岁HK$96,948 (+5.0%)
80岁HK$98,116 (+5.0%)
85岁HK$100,091 (+5.0%)
90岁HK$102,208 (+5.0%)
95岁HK$104,787 (+5.0%)
99岁HK$106,893 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.30%
5岁+2.29%
10岁+2.29%
15岁+2.29%
20岁+2.42%
25岁+2.42%
30岁+2.49%
35岁+2.49%
40岁+2.50%
45岁+2.50%
50岁+2.70%
55岁+2.70%
60岁+2.70%
65岁+2.70%
70岁+2.50%
75岁+2.50%
80岁+2.50%
85岁+2.50%
90岁+2.50%
95岁+2.50%
99岁+2.50%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00018-03-001-01 2019-04-01 | F00018-03-001-01 2020-04-01 | F00018-03-001-02 2021-03-22 | F00018-03-001-03 2023-07-31 | F00018-03-001-03 2024-07-02 | F00018-03-001-03 2025-07-02 | F00018-03-001-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,638 | HK$15,075 (+3.0%) | HK$15,075 | HK$15,075 | HK$15,749 (+4.5%) | HK$16,454 (+4.5%) | HK$17,272 (+5.0%) | +2.29% |
| 5 | HK$12,271 | HK$12,637 (+3.0%) | HK$12,637 | HK$12,637 | HK$13,202 (+4.5%) | HK$13,792 (+4.5%) | HK$14,477 (+5.0%) | +2.29% |
| 10 | HK$11,330 | HK$11,667 (+3.0%) | HK$11,667 | HK$11,667 | HK$12,188 (+4.5%) | HK$12,732 (+4.5%) | HK$13,364 (+5.0%) | +2.29% |
| 15 | HK$11,329 | HK$11,666 (+3.0%) | HK$11,666 | HK$11,666 | HK$12,187 (+4.5%) | HK$12,731 (+4.5%) | HK$13,363 (+5.0%) | +2.29% |
| 20 | HK$12,732 | HK$13,111 (+3.0%) | HK$13,111 | HK$13,111 | HK$13,827 (+5.5%) | HK$14,445 (+4.5%) | HK$15,163 (+5.0%) | +2.42% |
| 25 | HK$14,938 | HK$15,384 (+3.0%) | HK$15,384 | HK$15,384 | HK$16,225 (+5.5%) | HK$16,951 (+4.5%) | HK$17,794 (+5.0%) | +2.43% |
| 30 | HK$17,986 | HK$18,523 (+3.0%) | HK$18,523 | HK$18,523 | HK$19,629 (+6.0%) | HK$20,508 (+4.5%) | HK$21,529 (+5.0%) | +2.49% |
| 35 | HK$20,779 | HK$21,400 (+3.0%) | HK$21,400 | HK$21,400 | HK$22,678 (+6.0%) | HK$23,695 (+4.5%) | HK$24,875 (+5.0%) | +2.50% |
| 40 | HK$24,528 | HK$25,261 (+3.0%) | HK$25,261 | HK$25,261 | HK$26,771 (+6.0%) | HK$27,972 (+4.5%) | HK$29,366 (+5.0%) | +2.50% |
| 45 | HK$28,197 | HK$29,040 (+3.0%) | HK$29,040 | HK$29,040 | HK$30,777 (+6.0%) | HK$32,158 (+4.5%) | HK$33,761 (+5.0%) | +2.50% |
| 50 | HK$32,807 | HK$33,789 (+3.0%) | HK$33,789 | HK$33,789 | HK$36,316 (+7.5%) | HK$37,946 (+4.5%) | HK$39,839 (+5.0%) | +2.70% |
| 55 | HK$38,748 | HK$39,908 (+3.0%) | HK$39,908 | HK$39,908 | HK$42,894 (+7.5%) | HK$44,820 (+4.5%) | HK$47,056 (+5.0%) | +2.70% |
| 60 | HK$47,905 | HK$49,340 (+3.0%) | HK$49,340 | HK$49,340 | HK$53,033 (+7.5%) | HK$55,415 (+4.5%) | HK$58,181 (+5.0%) | +2.70% |
| 65 | HK$59,520 | HK$61,303 (+3.0%) | HK$61,303 | HK$61,303 | HK$65,894 (+7.5%) | HK$68,855 (+4.5%) | HK$72,293 (+5.0%) | +2.70% |
| 70 | HK$76,697 | HK$78,995 (+3.0%) | HK$78,995 | HK$78,995 | HK$83,729 (+6.0%) | HK$87,493 (+4.5%) | HK$91,863 (+5.0%) | +2.50% |
| 75 | HK$94,481 | HK$97,313 (+3.0%) | HK$97,313 | HK$97,313 | HK$103,146 (+6.0%) | HK$107,784 (+4.5%) | HK$113,169 (+5.0%) | +2.50% |
| 80 | HK$95,618 | HK$98,484 (+3.0%) | HK$98,484 | HK$98,484 | HK$104,388 (+6.0%) | HK$109,081 (+4.5%) | HK$114,531 (+5.0%) | +2.50% |
| 85 | HK$97,543 | HK$100,467 (+3.0%) | HK$100,467 | HK$100,467 | HK$106,490 (+6.0%) | HK$111,278 (+4.5%) | HK$116,837 (+5.0%) | +2.50% |
| 90 | HK$99,605 | HK$102,591 (+3.0%) | HK$102,591 | HK$102,591 | HK$108,741 (+6.0%) | HK$113,630 (+4.5%) | HK$119,307 (+5.0%) | +2.50% |
| 95 | HK$102,117 | HK$105,178 (+3.0%) | HK$105,178 | HK$105,178 | HK$111,483 (+6.0%) | HK$116,496 (+4.5%) | HK$122,316 (+5.0%) | +2.50% |
| 99 | HK$104,174 | HK$107,297 (+3.0%) | HK$107,297 | HK$107,297 | HK$113,729 (+6.0%) | HK$118,843 (+4.5%) | HK$124,781 (+5.0%) | +2.50% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0岁HK$14,638
5岁HK$12,271
10岁HK$11,330
15岁HK$11,329
20岁HK$12,732
25岁HK$14,938
30岁HK$17,986
35岁HK$20,779
40岁HK$24,528
45岁HK$28,197
50岁HK$32,807
55岁HK$38,748
60岁HK$47,905
65岁HK$59,520
70岁HK$76,697
75岁HK$94,481
80岁HK$95,618
85岁HK$97,543
90岁HK$99,605
95岁HK$102,117
99岁HK$104,174
0岁HK$15,075 (+3.0%)
5岁HK$12,637 (+3.0%)
10岁HK$11,667 (+3.0%)
15岁HK$11,666 (+3.0%)
20岁HK$13,111 (+3.0%)
25岁HK$15,384 (+3.0%)
30岁HK$18,523 (+3.0%)
35岁HK$21,400 (+3.0%)
40岁HK$25,261 (+3.0%)
45岁HK$29,040 (+3.0%)
50岁HK$33,789 (+3.0%)
55岁HK$39,908 (+3.0%)
60岁HK$49,340 (+3.0%)
65岁HK$61,303 (+3.0%)
70岁HK$78,995 (+3.0%)
75岁HK$97,313 (+3.0%)
80岁HK$98,484 (+3.0%)
85岁HK$100,467 (+3.0%)
90岁HK$102,591 (+3.0%)
95岁HK$105,178 (+3.0%)
99岁HK$107,297 (+3.0%)
0岁HK$15,075
5岁HK$12,637
10岁HK$11,667
15岁HK$11,666
20岁HK$13,111
25岁HK$15,384
30岁HK$18,523
35岁HK$21,400
40岁HK$25,261
45岁HK$29,040
50岁HK$33,789
55岁HK$39,908
60岁HK$49,340
65岁HK$61,303
70岁HK$78,995
75岁HK$97,313
80岁HK$98,484
85岁HK$100,467
90岁HK$102,591
95岁HK$105,178
99岁HK$107,297
0岁HK$15,075
5岁HK$12,637
10岁HK$11,667
15岁HK$11,666
20岁HK$13,111
25岁HK$15,384
30岁HK$18,523
35岁HK$21,400
40岁HK$25,261
45岁HK$29,040
50岁HK$33,789
55岁HK$39,908
60岁HK$49,340
65岁HK$61,303
70岁HK$78,995
75岁HK$97,313
80岁HK$98,484
85岁HK$100,467
90岁HK$102,591
95岁HK$105,178
99岁HK$107,297
0岁HK$15,749 (+4.5%)
5岁HK$13,202 (+4.5%)
10岁HK$12,188 (+4.5%)
15岁HK$12,187 (+4.5%)
20岁HK$13,827 (+5.5%)
25岁HK$16,225 (+5.5%)
30岁HK$19,629 (+6.0%)
35岁HK$22,678 (+6.0%)
40岁HK$26,771 (+6.0%)
45岁HK$30,777 (+6.0%)
50岁HK$36,316 (+7.5%)
55岁HK$42,894 (+7.5%)
60岁HK$53,033 (+7.5%)
65岁HK$65,894 (+7.5%)
70岁HK$83,729 (+6.0%)
75岁HK$103,146 (+6.0%)
80岁HK$104,388 (+6.0%)
85岁HK$106,490 (+6.0%)
90岁HK$108,741 (+6.0%)
95岁HK$111,483 (+6.0%)
99岁HK$113,729 (+6.0%)
0岁HK$16,454 (+4.5%)
5岁HK$13,792 (+4.5%)
10岁HK$12,732 (+4.5%)
15岁HK$12,731 (+4.5%)
20岁HK$14,445 (+4.5%)
25岁HK$16,951 (+4.5%)
30岁HK$20,508 (+4.5%)
35岁HK$23,695 (+4.5%)
40岁HK$27,972 (+4.5%)
45岁HK$32,158 (+4.5%)
50岁HK$37,946 (+4.5%)
55岁HK$44,820 (+4.5%)
60岁HK$55,415 (+4.5%)
65岁HK$68,855 (+4.5%)
70岁HK$87,493 (+4.5%)
75岁HK$107,784 (+4.5%)
80岁HK$109,081 (+4.5%)
85岁HK$111,278 (+4.5%)
90岁HK$113,630 (+4.5%)
95岁HK$116,496 (+4.5%)
99岁HK$118,843 (+4.5%)
0岁HK$17,272 (+5.0%)
5岁HK$14,477 (+5.0%)
10岁HK$13,364 (+5.0%)
15岁HK$13,363 (+5.0%)
20岁HK$15,163 (+5.0%)
25岁HK$17,794 (+5.0%)
30岁HK$21,529 (+5.0%)
35岁HK$24,875 (+5.0%)
40岁HK$29,366 (+5.0%)
45岁HK$33,761 (+5.0%)
50岁HK$39,839 (+5.0%)
55岁HK$47,056 (+5.0%)
60岁HK$58,181 (+5.0%)
65岁HK$72,293 (+5.0%)
70岁HK$91,863 (+5.0%)
75岁HK$113,169 (+5.0%)
80岁HK$114,531 (+5.0%)
85岁HK$116,837 (+5.0%)
90岁HK$119,307 (+5.0%)
95岁HK$122,316 (+5.0%)
99岁HK$124,781 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.29%
5岁+2.29%
10岁+2.29%
15岁+2.29%
20岁+2.42%
25岁+2.43%
30岁+2.49%
35岁+2.50%
40岁+2.50%
45岁+2.50%
50岁+2.70%
55岁+2.70%
60岁+2.70%
65岁+2.70%
70岁+2.50%
75岁+2.50%
80岁+2.50%
85岁+2.50%
90岁+2.50%
95岁+2.50%
99岁+2.50%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。