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真智安心醫療保障 - 特級 (港元)
Smart Medicare - Superior (HKD)
安盛金融有限公司 · F00018-02-000 · 7 个版本 · 灵活计划 · 年均加幅 +2.47%
男 Male
| 年龄 | F00018-02-000-01 2019-04-01 | F00018-02-000-01 2020-04-01 | F00018-02-000-02 2021-03-22 | F00018-02-000-03 2023-07-31 | F00018-02-000-03 2024-07-02 | F00018-02-000-03 2025-07-02 | F00018-02-000-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,533 | HK$6,726 (+3.0%) | HK$6,726 | HK$6,726 | HK$7,025 (+4.4%) | HK$7,337 (+4.4%) | HK$7,699 (+4.9%) | +2.28% |
| 5 | HK$3,598 | HK$3,703 (+2.9%) | HK$3,703 | HK$3,703 | HK$3,866 (+4.4%) | HK$4,036 (+4.4%) | HK$4,233 (+4.9%) | +2.25% |
| 10 | HK$3,496 | HK$3,598 (+2.9%) | HK$3,598 | HK$3,598 | HK$3,756 (+4.4%) | HK$3,921 (+4.4%) | HK$4,113 (+4.9%) | +2.25% |
| 15 | HK$3,655 | HK$3,762 (+2.9%) | HK$3,762 | HK$3,762 | HK$3,927 (+4.4%) | HK$4,100 (+4.4%) | HK$4,300 (+4.9%) | +2.25% |
| 20 | HK$3,972 | HK$4,089 (+2.9%) | HK$4,089 | HK$4,089 | HK$4,309 (+5.4%) | HK$4,499 (+4.4%) | HK$4,719 (+4.9%) | +2.39% |
| 25 | HK$4,315 | HK$4,442 (+2.9%) | HK$4,442 | HK$4,442 | HK$4,681 (+5.4%) | HK$4,888 (+4.4%) | HK$5,128 (+4.9%) | +2.39% |
| 30 | HK$4,873 | HK$5,017 (+3.0%) | HK$5,017 | HK$5,017 | HK$5,313 (+5.9%) | HK$5,548 (+4.4%) | HK$5,821 (+4.9%) | +2.47% |
| 35 | HK$5,458 | HK$5,619 (+2.9%) | HK$5,619 | HK$5,619 | HK$5,951 (+5.9%) | HK$6,215 (+4.4%) | HK$6,521 (+4.9%) | +2.47% |
| 40 | HK$6,488 | HK$6,680 (+3.0%) | HK$6,680 | HK$6,680 | HK$7,075 (+5.9%) | HK$7,389 (+4.4%) | HK$7,754 (+4.9%) | +2.47% |
| 45 | HK$7,951 | HK$8,187 (+3.0%) | HK$8,187 | HK$8,187 | HK$8,673 (+5.9%) | HK$9,059 (+4.5%) | HK$9,507 (+4.9%) | +2.48% |
| 50 | HK$9,681 | HK$9,969 (+3.0%) | HK$9,969 | HK$9,969 | HK$10,710 (+7.4%) | HK$11,188 (+4.5%) | HK$11,743 (+5.0%) | +2.68% |
| 55 | HK$12,201 | HK$12,565 (+3.0%) | HK$12,565 | HK$12,565 | HK$13,500 (+7.4%) | HK$14,103 (+4.5%) | HK$14,804 (+5.0%) | +2.69% |
| 60 | HK$15,968 | HK$16,445 (+3.0%) | HK$16,445 | HK$16,445 | HK$17,671 (+7.5%) | HK$18,462 (+4.5%) | HK$19,381 (+5.0%) | +2.69% |
| 65 | HK$19,957 | HK$20,553 (+3.0%) | HK$20,553 | HK$20,553 | HK$22,087 (+7.5%) | HK$23,077 (+4.5%) | HK$24,226 (+5.0%) | +2.69% |
| 70 | HK$24,453 | HK$25,184 (+3.0%) | HK$25,184 | HK$25,184 | HK$26,690 (+6.0%) | HK$27,887 (+4.5%) | HK$29,277 (+5.0%) | +2.50% |
| 75 | HK$28,719 | HK$29,578 (+3.0%) | HK$29,578 | HK$29,578 | HK$31,347 (+6.0%) | HK$32,754 (+4.5%) | HK$34,387 (+5.0%) | +2.50% |
| 80 | HK$29,064 | HK$29,933 (+3.0%) | HK$29,933 | HK$29,933 | HK$31,723 (+6.0%) | HK$33,147 (+4.5%) | HK$34,800 (+5.0%) | +2.50% |
| 85 | HK$29,648 | HK$30,535 (+3.0%) | HK$30,535 | HK$30,535 | HK$32,362 (+6.0%) | HK$33,814 (+4.5%) | HK$35,500 (+5.0%) | +2.50% |
| 90 | HK$30,272 | HK$31,178 (+3.0%) | HK$31,178 | HK$31,178 | HK$33,043 (+6.0%) | HK$34,526 (+4.5%) | HK$36,248 (+5.0%) | +2.50% |
| 95 | HK$31,036 | HK$31,965 (+3.0%) | HK$31,965 | HK$31,965 | HK$33,877 (+6.0%) | HK$35,397 (+4.5%) | HK$37,162 (+5.0%) | +2.50% |
| 99 | HK$31,656 | HK$32,603 (+3.0%) | HK$32,603 | HK$32,603 | HK$34,554 (+6.0%) | HK$36,105 (+4.5%) | HK$37,906 (+5.0%) | +2.50% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +4.9% | — |
0岁HK$6,533
5岁HK$3,598
10岁HK$3,496
15岁HK$3,655
20岁HK$3,972
25岁HK$4,315
30岁HK$4,873
35岁HK$5,458
40岁HK$6,488
45岁HK$7,951
50岁HK$9,681
55岁HK$12,201
60岁HK$15,968
65岁HK$19,957
70岁HK$24,453
75岁HK$28,719
80岁HK$29,064
85岁HK$29,648
90岁HK$30,272
95岁HK$31,036
99岁HK$31,656
0岁HK$6,726 (+3.0%)
5岁HK$3,703 (+2.9%)
10岁HK$3,598 (+2.9%)
15岁HK$3,762 (+2.9%)
20岁HK$4,089 (+2.9%)
25岁HK$4,442 (+2.9%)
30岁HK$5,017 (+3.0%)
35岁HK$5,619 (+2.9%)
40岁HK$6,680 (+3.0%)
45岁HK$8,187 (+3.0%)
50岁HK$9,969 (+3.0%)
55岁HK$12,565 (+3.0%)
60岁HK$16,445 (+3.0%)
65岁HK$20,553 (+3.0%)
70岁HK$25,184 (+3.0%)
75岁HK$29,578 (+3.0%)
80岁HK$29,933 (+3.0%)
85岁HK$30,535 (+3.0%)
90岁HK$31,178 (+3.0%)
95岁HK$31,965 (+3.0%)
99岁HK$32,603 (+3.0%)
0岁HK$6,726
5岁HK$3,703
10岁HK$3,598
15岁HK$3,762
20岁HK$4,089
25岁HK$4,442
30岁HK$5,017
35岁HK$5,619
40岁HK$6,680
45岁HK$8,187
50岁HK$9,969
55岁HK$12,565
60岁HK$16,445
65岁HK$20,553
70岁HK$25,184
75岁HK$29,578
80岁HK$29,933
85岁HK$30,535
90岁HK$31,178
95岁HK$31,965
99岁HK$32,603
0岁HK$6,726
5岁HK$3,703
10岁HK$3,598
15岁HK$3,762
20岁HK$4,089
25岁HK$4,442
30岁HK$5,017
35岁HK$5,619
40岁HK$6,680
45岁HK$8,187
50岁HK$9,969
55岁HK$12,565
60岁HK$16,445
65岁HK$20,553
70岁HK$25,184
75岁HK$29,578
80岁HK$29,933
85岁HK$30,535
90岁HK$31,178
95岁HK$31,965
99岁HK$32,603
0岁HK$7,025 (+4.4%)
5岁HK$3,866 (+4.4%)
10岁HK$3,756 (+4.4%)
15岁HK$3,927 (+4.4%)
20岁HK$4,309 (+5.4%)
25岁HK$4,681 (+5.4%)
30岁HK$5,313 (+5.9%)
35岁HK$5,951 (+5.9%)
40岁HK$7,075 (+5.9%)
45岁HK$8,673 (+5.9%)
50岁HK$10,710 (+7.4%)
55岁HK$13,500 (+7.4%)
60岁HK$17,671 (+7.5%)
65岁HK$22,087 (+7.5%)
70岁HK$26,690 (+6.0%)
75岁HK$31,347 (+6.0%)
80岁HK$31,723 (+6.0%)
85岁HK$32,362 (+6.0%)
90岁HK$33,043 (+6.0%)
95岁HK$33,877 (+6.0%)
99岁HK$34,554 (+6.0%)
0岁HK$7,337 (+4.4%)
5岁HK$4,036 (+4.4%)
10岁HK$3,921 (+4.4%)
15岁HK$4,100 (+4.4%)
20岁HK$4,499 (+4.4%)
25岁HK$4,888 (+4.4%)
30岁HK$5,548 (+4.4%)
35岁HK$6,215 (+4.4%)
40岁HK$7,389 (+4.4%)
45岁HK$9,059 (+4.5%)
50岁HK$11,188 (+4.5%)
55岁HK$14,103 (+4.5%)
60岁HK$18,462 (+4.5%)
65岁HK$23,077 (+4.5%)
70岁HK$27,887 (+4.5%)
75岁HK$32,754 (+4.5%)
80岁HK$33,147 (+4.5%)
85岁HK$33,814 (+4.5%)
90岁HK$34,526 (+4.5%)
95岁HK$35,397 (+4.5%)
99岁HK$36,105 (+4.5%)
0岁HK$7,699 (+4.9%)
5岁HK$4,233 (+4.9%)
10岁HK$4,113 (+4.9%)
15岁HK$4,300 (+4.9%)
20岁HK$4,719 (+4.9%)
25岁HK$5,128 (+4.9%)
30岁HK$5,821 (+4.9%)
35岁HK$6,521 (+4.9%)
40岁HK$7,754 (+4.9%)
45岁HK$9,507 (+4.9%)
50岁HK$11,743 (+5.0%)
55岁HK$14,804 (+5.0%)
60岁HK$19,381 (+5.0%)
65岁HK$24,226 (+5.0%)
70岁HK$29,277 (+5.0%)
75岁HK$34,387 (+5.0%)
80岁HK$34,800 (+5.0%)
85岁HK$35,500 (+5.0%)
90岁HK$36,248 (+5.0%)
95岁HK$37,162 (+5.0%)
99岁HK$37,906 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.28%
5岁+2.25%
10岁+2.25%
15岁+2.25%
20岁+2.39%
25岁+2.39%
30岁+2.47%
35岁+2.47%
40岁+2.47%
45岁+2.48%
50岁+2.68%
55岁+2.69%
60岁+2.69%
65岁+2.69%
70岁+2.50%
75岁+2.50%
80岁+2.50%
85岁+2.50%
90岁+2.50%
95岁+2.50%
99岁+2.50%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00018-02-000-01 2019-04-01 | F00018-02-000-01 2020-04-01 | F00018-02-000-02 2021-03-22 | F00018-02-000-03 2023-07-31 | F00018-02-000-03 2024-07-02 | F00018-02-000-03 2025-07-02 | F00018-02-000-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,687 | HK$5,855 (+3.0%) | HK$5,855 | HK$5,855 | HK$6,114 (+4.4%) | HK$6,385 (+4.4%) | HK$6,700 (+4.9%) | +2.27% |
| 5 | HK$4,336 | HK$4,464 (+3.0%) | HK$4,464 | HK$4,464 | HK$4,661 (+4.4%) | HK$4,867 (+4.4%) | HK$5,106 (+4.9%) | +2.27% |
| 10 | HK$4,144 | HK$4,266 (+2.9%) | HK$4,266 | HK$4,266 | HK$4,454 (+4.4%) | HK$4,650 (+4.4%) | HK$4,878 (+4.9%) | +2.26% |
| 15 | HK$4,167 | HK$4,290 (+3.0%) | HK$4,290 | HK$4,290 | HK$4,479 (+4.4%) | HK$4,677 (+4.4%) | HK$4,906 (+4.9%) | +2.26% |
| 20 | HK$4,620 | HK$4,756 (+2.9%) | HK$4,756 | HK$4,756 | HK$5,013 (+5.4%) | HK$5,235 (+4.4%) | HK$5,492 (+4.9%) | +2.40% |
| 25 | HK$5,238 | HK$5,393 (+3.0%) | HK$5,393 | HK$5,393 | HK$5,685 (+5.4%) | HK$5,937 (+4.4%) | HK$6,229 (+4.9%) | +2.40% |
| 30 | HK$6,261 | HK$6,446 (+3.0%) | HK$6,446 | HK$6,446 | HK$6,827 (+5.9%) | HK$7,130 (+4.4%) | HK$7,482 (+4.9%) | +2.47% |
| 35 | HK$7,476 | HK$7,698 (+3.0%) | HK$7,698 | HK$7,698 | HK$8,154 (+5.9%) | HK$8,517 (+4.5%) | HK$8,938 (+4.9%) | +2.48% |
| 40 | HK$9,000 | HK$9,267 (+3.0%) | HK$9,267 | HK$9,267 | HK$9,818 (+5.9%) | HK$10,256 (+4.5%) | HK$10,764 (+5.0%) | +2.48% |
| 45 | HK$10,380 | HK$10,689 (+3.0%) | HK$10,689 | HK$10,689 | HK$11,325 (+6.0%) | HK$11,831 (+4.5%) | HK$12,418 (+5.0%) | +2.49% |
| 50 | HK$11,810 | HK$12,162 (+3.0%) | HK$12,162 | HK$12,162 | HK$13,067 (+7.4%) | HK$13,651 (+4.5%) | HK$14,329 (+5.0%) | +2.69% |
| 55 | HK$13,454 | HK$13,855 (+3.0%) | HK$13,855 | HK$13,855 | HK$14,887 (+7.4%) | HK$15,553 (+4.5%) | HK$16,326 (+5.0%) | +2.69% |
| 60 | HK$16,305 | HK$16,792 (+3.0%) | HK$16,792 | HK$16,792 | HK$18,044 (+7.5%) | HK$18,852 (+4.5%) | HK$19,790 (+5.0%) | +2.69% |
| 65 | HK$20,875 | HK$21,499 (+3.0%) | HK$21,499 | HK$21,499 | HK$23,104 (+7.5%) | HK$24,140 (+4.5%) | HK$25,342 (+5.0%) | +2.69% |
| 70 | HK$26,963 | HK$27,769 (+3.0%) | HK$27,769 | HK$27,769 | HK$29,430 (+6.0%) | HK$30,750 (+4.5%) | HK$32,283 (+5.0%) | +2.50% |
| 75 | HK$33,353 | HK$34,351 (+3.0%) | HK$34,351 | HK$34,351 | HK$36,407 (+6.0%) | HK$38,041 (+4.5%) | HK$39,939 (+5.0%) | +2.50% |
| 80 | HK$33,753 | HK$34,763 (+3.0%) | HK$34,763 | HK$34,763 | HK$36,843 (+6.0%) | HK$38,497 (+4.5%) | HK$40,417 (+5.0%) | +2.50% |
| 85 | HK$34,429 | HK$35,459 (+3.0%) | HK$35,459 | HK$35,459 | HK$37,581 (+6.0%) | HK$39,268 (+4.5%) | HK$41,227 (+5.0%) | +2.50% |
| 90 | HK$35,156 | HK$36,208 (+3.0%) | HK$36,208 | HK$36,208 | HK$38,375 (+6.0%) | HK$40,098 (+4.5%) | HK$42,098 (+5.0%) | +2.50% |
| 95 | HK$36,040 | HK$37,119 (+3.0%) | HK$37,119 | HK$37,119 | HK$39,341 (+6.0%) | HK$41,107 (+4.5%) | HK$43,158 (+5.0%) | +2.50% |
| 99 | HK$36,764 | HK$37,864 (+3.0%) | HK$37,864 | HK$37,864 | HK$40,130 (+6.0%) | HK$41,932 (+4.5%) | HK$44,024 (+5.0%) | +2.50% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | +5.0% | — |
0岁HK$5,687
5岁HK$4,336
10岁HK$4,144
15岁HK$4,167
20岁HK$4,620
25岁HK$5,238
30岁HK$6,261
35岁HK$7,476
40岁HK$9,000
45岁HK$10,380
50岁HK$11,810
55岁HK$13,454
60岁HK$16,305
65岁HK$20,875
70岁HK$26,963
75岁HK$33,353
80岁HK$33,753
85岁HK$34,429
90岁HK$35,156
95岁HK$36,040
99岁HK$36,764
0岁HK$5,855 (+3.0%)
5岁HK$4,464 (+3.0%)
10岁HK$4,266 (+2.9%)
15岁HK$4,290 (+3.0%)
20岁HK$4,756 (+2.9%)
25岁HK$5,393 (+3.0%)
30岁HK$6,446 (+3.0%)
35岁HK$7,698 (+3.0%)
40岁HK$9,267 (+3.0%)
45岁HK$10,689 (+3.0%)
50岁HK$12,162 (+3.0%)
55岁HK$13,855 (+3.0%)
60岁HK$16,792 (+3.0%)
65岁HK$21,499 (+3.0%)
70岁HK$27,769 (+3.0%)
75岁HK$34,351 (+3.0%)
80岁HK$34,763 (+3.0%)
85岁HK$35,459 (+3.0%)
90岁HK$36,208 (+3.0%)
95岁HK$37,119 (+3.0%)
99岁HK$37,864 (+3.0%)
0岁HK$5,855
5岁HK$4,464
10岁HK$4,266
15岁HK$4,290
20岁HK$4,756
25岁HK$5,393
30岁HK$6,446
35岁HK$7,698
40岁HK$9,267
45岁HK$10,689
50岁HK$12,162
55岁HK$13,855
60岁HK$16,792
65岁HK$21,499
70岁HK$27,769
75岁HK$34,351
80岁HK$34,763
85岁HK$35,459
90岁HK$36,208
95岁HK$37,119
99岁HK$37,864
0岁HK$5,855
5岁HK$4,464
10岁HK$4,266
15岁HK$4,290
20岁HK$4,756
25岁HK$5,393
30岁HK$6,446
35岁HK$7,698
40岁HK$9,267
45岁HK$10,689
50岁HK$12,162
55岁HK$13,855
60岁HK$16,792
65岁HK$21,499
70岁HK$27,769
75岁HK$34,351
80岁HK$34,763
85岁HK$35,459
90岁HK$36,208
95岁HK$37,119
99岁HK$37,864
0岁HK$6,114 (+4.4%)
5岁HK$4,661 (+4.4%)
10岁HK$4,454 (+4.4%)
15岁HK$4,479 (+4.4%)
20岁HK$5,013 (+5.4%)
25岁HK$5,685 (+5.4%)
30岁HK$6,827 (+5.9%)
35岁HK$8,154 (+5.9%)
40岁HK$9,818 (+5.9%)
45岁HK$11,325 (+6.0%)
50岁HK$13,067 (+7.4%)
55岁HK$14,887 (+7.4%)
60岁HK$18,044 (+7.5%)
65岁HK$23,104 (+7.5%)
70岁HK$29,430 (+6.0%)
75岁HK$36,407 (+6.0%)
80岁HK$36,843 (+6.0%)
85岁HK$37,581 (+6.0%)
90岁HK$38,375 (+6.0%)
95岁HK$39,341 (+6.0%)
99岁HK$40,130 (+6.0%)
0岁HK$6,385 (+4.4%)
5岁HK$4,867 (+4.4%)
10岁HK$4,650 (+4.4%)
15岁HK$4,677 (+4.4%)
20岁HK$5,235 (+4.4%)
25岁HK$5,937 (+4.4%)
30岁HK$7,130 (+4.4%)
35岁HK$8,517 (+4.5%)
40岁HK$10,256 (+4.5%)
45岁HK$11,831 (+4.5%)
50岁HK$13,651 (+4.5%)
55岁HK$15,553 (+4.5%)
60岁HK$18,852 (+4.5%)
65岁HK$24,140 (+4.5%)
70岁HK$30,750 (+4.5%)
75岁HK$38,041 (+4.5%)
80岁HK$38,497 (+4.5%)
85岁HK$39,268 (+4.5%)
90岁HK$40,098 (+4.5%)
95岁HK$41,107 (+4.5%)
99岁HK$41,932 (+4.5%)
0岁HK$6,700 (+4.9%)
5岁HK$5,106 (+4.9%)
10岁HK$4,878 (+4.9%)
15岁HK$4,906 (+4.9%)
20岁HK$5,492 (+4.9%)
25岁HK$6,229 (+4.9%)
30岁HK$7,482 (+4.9%)
35岁HK$8,938 (+4.9%)
40岁HK$10,764 (+5.0%)
45岁HK$12,418 (+5.0%)
50岁HK$14,329 (+5.0%)
55岁HK$16,326 (+5.0%)
60岁HK$19,790 (+5.0%)
65岁HK$25,342 (+5.0%)
70岁HK$32,283 (+5.0%)
75岁HK$39,939 (+5.0%)
80岁HK$40,417 (+5.0%)
85岁HK$41,227 (+5.0%)
90岁HK$42,098 (+5.0%)
95岁HK$43,158 (+5.0%)
99岁HK$44,024 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.27%
5岁+2.27%
10岁+2.26%
15岁+2.26%
20岁+2.40%
25岁+2.40%
30岁+2.47%
35岁+2.48%
40岁+2.48%
45岁+2.49%
50岁+2.69%
55岁+2.69%
60岁+2.69%
65岁+2.69%
70岁+2.50%
75岁+2.50%
80岁+2.50%
85岁+2.50%
90岁+2.50%
95岁+2.50%
99岁+2.50%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。