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真智安心醫療保障 - 標準+額外醫療附加保障 (港元)
Smart Medicare - Regular with SMM (HKD)
安盛金融有限公司 · F00018-01-001 · 7 个版本 · 灵活计划 · 年均加幅 +2.41%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-04-01 | 2021-03-22 | 2023-07-31 | 2024-07-02 | 2025-07-02 | 最新版本 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$4,031 | HK$4,149 (+2.9%) | HK$4,149 | HK$4,149 | HK$4,332 (+4.4%) | HK$4,523 (+4.4%) | HK$4,745 (+4.9%) | +2.21% |
| 5岁 | HK$2,769 | HK$2,850 (+2.9%) | HK$2,850 | HK$2,850 | HK$2,974 (+4.4%) | HK$3,104 (+4.4%) | HK$3,255 (+4.9%) | +2.19% |
| 10岁 | HK$2,718 | HK$2,797 (+2.9%) | HK$2,797 | HK$2,797 | HK$2,919 (+4.4%) | HK$3,046 (+4.4%) | HK$3,194 (+4.9%) | +2.19% |
| 15岁 | HK$2,722 | HK$2,801 (+2.9%) | HK$2,801 | HK$2,801 | HK$2,923 (+4.4%) | HK$3,051 (+4.4%) | HK$3,199 (+4.9%) | +2.19% |
| 20岁 | HK$2,861 | HK$2,944 (+2.9%) | HK$2,944 | HK$2,944 | HK$3,101 (+5.3%) | HK$3,237 (+4.4%) | HK$3,394 (+4.9%) | +2.32% |
| 25岁 | HK$3,140 | HK$3,232 (+2.9%) | HK$3,232 | HK$3,232 | HK$3,405 (+5.4%) | HK$3,554 (+4.4%) | HK$3,727 (+4.9%) | +2.33% |
| 30岁 | HK$3,568 | HK$3,673 (+2.9%) | HK$3,673 | HK$3,673 | HK$3,888 (+5.9%) | HK$4,059 (+4.4%) | HK$4,257 (+4.9%) | +2.40% |
| 35岁 | HK$3,955 | HK$4,071 (+2.9%) | HK$4,071 | HK$4,071 | HK$4,310 (+5.9%) | HK$4,500 (+4.4%) | HK$4,720 (+4.9%) | +2.40% |
| 40岁 | HK$4,675 | HK$4,813 (+3.0%) | HK$4,813 | HK$4,813 | HK$5,096 (+5.9%) | HK$5,321 (+4.4%) | HK$5,583 (+4.9%) | +2.41% |
| 45岁 | HK$5,655 | HK$5,822 (+3.0%) | HK$5,822 | HK$5,822 | HK$6,166 (+5.9%) | HK$6,439 (+4.4%) | HK$6,756 (+4.9%) | +2.41% |
| 50岁 | HK$7,005 | HK$7,213 (+3.0%) | HK$7,213 | HK$7,213 | HK$7,747 (+7.4%) | HK$8,092 (+4.5%) | HK$8,492 (+4.9%) | +2.62% |
| 55岁 | HK$8,878 | HK$9,142 (+3.0%) | HK$9,142 | HK$9,142 | HK$9,821 (+7.4%) | HK$10,259 (+4.5%) | HK$10,767 (+5.0%) | +2.62% |
| 60岁 | HK$11,326 | HK$11,663 (+3.0%) | HK$11,663 | HK$11,663 | HK$12,531 (+7.4%) | HK$13,091 (+4.5%) | HK$13,741 (+5.0%) | +2.63% |
| 65岁 | HK$14,782 | HK$15,223 (+3.0%) | HK$15,223 | HK$15,223 | HK$16,358 (+7.5%) | HK$17,090 (+4.5%) | HK$17,940 (+5.0%) | +2.63% |
| 70岁 | HK$18,900 | HK$19,464 (+3.0%) | HK$19,464 | HK$19,464 | HK$20,626 (+6.0%) | HK$21,550 (+4.5%) | HK$22,623 (+5.0%) | +2.44% |
| 75岁 | HK$22,493 | HK$23,165 (+3.0%) | HK$23,165 | HK$23,165 | HK$24,549 (+6.0%) | HK$25,650 (+4.5%) | HK$26,928 (+5.0%) | +2.44% |
| 80岁 | HK$22,763 | HK$23,443 (+3.0%) | HK$23,443 | HK$23,443 | HK$24,844 (+6.0%) | HK$25,958 (+4.5%) | HK$27,251 (+5.0%) | +2.44% |
| 85岁 | HK$23,217 | HK$23,911 (+3.0%) | HK$23,911 | HK$23,911 | HK$25,340 (+6.0%) | HK$26,476 (+4.5%) | HK$27,795 (+5.0%) | +2.44% |
| 90岁 | HK$23,707 | HK$24,416 (+3.0%) | HK$24,416 | HK$24,416 | HK$25,875 (+6.0%) | HK$27,035 (+4.5%) | HK$28,382 (+5.0%) | +2.44% |
| 95岁 | HK$24,300 | HK$25,026 (+3.0%) | HK$25,026 | HK$25,026 | HK$26,522 (+6.0%) | HK$27,711 (+4.5%) | HK$29,092 (+5.0%) | +2.44% |
| 99岁 | HK$24,785 | HK$25,526 (+3.0%) | HK$25,526 | HK$25,526 | HK$27,052 (+6.0%) | HK$28,265 (+4.5%) | HK$29,674 (+5.0%) | +2.44% |
| 所有年龄平均 | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.4% | +4.9% | — |
0岁HK$4,031
5岁HK$2,769
10岁HK$2,718
15岁HK$2,722
20岁HK$2,861
25岁HK$3,140
30岁HK$3,568
35岁HK$3,955
40岁HK$4,675
45岁HK$5,655
50岁HK$7,005
55岁HK$8,878
60岁HK$11,326
65岁HK$14,782
70岁HK$18,900
75岁HK$22,493
80岁HK$22,763
85岁HK$23,217
90岁HK$23,707
95岁HK$24,300
99岁HK$24,785
0岁HK$4,149 (+2.9%)
5岁HK$2,850 (+2.9%)
10岁HK$2,797 (+2.9%)
15岁HK$2,801 (+2.9%)
20岁HK$2,944 (+2.9%)
25岁HK$3,232 (+2.9%)
30岁HK$3,673 (+2.9%)
35岁HK$4,071 (+2.9%)
40岁HK$4,813 (+3.0%)
45岁HK$5,822 (+3.0%)
50岁HK$7,213 (+3.0%)
55岁HK$9,142 (+3.0%)
60岁HK$11,663 (+3.0%)
65岁HK$15,223 (+3.0%)
70岁HK$19,464 (+3.0%)
75岁HK$23,165 (+3.0%)
80岁HK$23,443 (+3.0%)
85岁HK$23,911 (+3.0%)
90岁HK$24,416 (+3.0%)
95岁HK$25,026 (+3.0%)
99岁HK$25,526 (+3.0%)
0岁HK$4,149
5岁HK$2,850
10岁HK$2,797
15岁HK$2,801
20岁HK$2,944
25岁HK$3,232
30岁HK$3,673
35岁HK$4,071
40岁HK$4,813
45岁HK$5,822
50岁HK$7,213
55岁HK$9,142
60岁HK$11,663
65岁HK$15,223
70岁HK$19,464
75岁HK$23,165
80岁HK$23,443
85岁HK$23,911
90岁HK$24,416
95岁HK$25,026
99岁HK$25,526
0岁HK$4,149
5岁HK$2,850
10岁HK$2,797
15岁HK$2,801
20岁HK$2,944
25岁HK$3,232
30岁HK$3,673
35岁HK$4,071
40岁HK$4,813
45岁HK$5,822
50岁HK$7,213
55岁HK$9,142
60岁HK$11,663
65岁HK$15,223
70岁HK$19,464
75岁HK$23,165
80岁HK$23,443
85岁HK$23,911
90岁HK$24,416
95岁HK$25,026
99岁HK$25,526
0岁HK$4,332 (+4.4%)
5岁HK$2,974 (+4.4%)
10岁HK$2,919 (+4.4%)
15岁HK$2,923 (+4.4%)
20岁HK$3,101 (+5.3%)
25岁HK$3,405 (+5.4%)
30岁HK$3,888 (+5.9%)
35岁HK$4,310 (+5.9%)
40岁HK$5,096 (+5.9%)
45岁HK$6,166 (+5.9%)
50岁HK$7,747 (+7.4%)
55岁HK$9,821 (+7.4%)
60岁HK$12,531 (+7.4%)
65岁HK$16,358 (+7.5%)
70岁HK$20,626 (+6.0%)
75岁HK$24,549 (+6.0%)
80岁HK$24,844 (+6.0%)
85岁HK$25,340 (+6.0%)
90岁HK$25,875 (+6.0%)
95岁HK$26,522 (+6.0%)
99岁HK$27,052 (+6.0%)
0岁HK$4,523 (+4.4%)
5岁HK$3,104 (+4.4%)
10岁HK$3,046 (+4.4%)
15岁HK$3,051 (+4.4%)
20岁HK$3,237 (+4.4%)
25岁HK$3,554 (+4.4%)
30岁HK$4,059 (+4.4%)
35岁HK$4,500 (+4.4%)
40岁HK$5,321 (+4.4%)
45岁HK$6,439 (+4.4%)
50岁HK$8,092 (+4.5%)
55岁HK$10,259 (+4.5%)
60岁HK$13,091 (+4.5%)
65岁HK$17,090 (+4.5%)
70岁HK$21,550 (+4.5%)
75岁HK$25,650 (+4.5%)
80岁HK$25,958 (+4.5%)
85岁HK$26,476 (+4.5%)
90岁HK$27,035 (+4.5%)
95岁HK$27,711 (+4.5%)
99岁HK$28,265 (+4.5%)
0岁HK$4,745 (+4.9%)
5岁HK$3,255 (+4.9%)
10岁HK$3,194 (+4.9%)
15岁HK$3,199 (+4.9%)
20岁HK$3,394 (+4.9%)
25岁HK$3,727 (+4.9%)
30岁HK$4,257 (+4.9%)
35岁HK$4,720 (+4.9%)
40岁HK$5,583 (+4.9%)
45岁HK$6,756 (+4.9%)
50岁HK$8,492 (+4.9%)
55岁HK$10,767 (+5.0%)
60岁HK$13,741 (+5.0%)
65岁HK$17,940 (+5.0%)
70岁HK$22,623 (+5.0%)
75岁HK$26,928 (+5.0%)
80岁HK$27,251 (+5.0%)
85岁HK$27,795 (+5.0%)
90岁HK$28,382 (+5.0%)
95岁HK$29,092 (+5.0%)
99岁HK$29,674 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.21%
5岁+2.19%
10岁+2.19%
15岁+2.19%
20岁+2.32%
25岁+2.33%
30岁+2.40%
35岁+2.40%
40岁+2.41%
45岁+2.41%
50岁+2.62%
55岁+2.62%
60岁+2.63%
65岁+2.63%
70岁+2.44%
75岁+2.44%
80岁+2.44%
85岁+2.44%
90岁+2.44%
95岁+2.44%
99岁+2.44%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。