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真智安心醫療保障 - 標準 (港元)
Smart Medicare - Regular (HKD)
安盛金融有限公司 · F00018-01-000 · 7 个版本 · 灵活计划 · 年均加幅 +2.44%
男 Male
| 年龄 | F00018-01-000-01 2019-04-01 | F00018-01-000-01 2020-04-01 | F00018-01-000-02 2021-03-22 | F00018-01-000-03 2023-07-31 | F00018-01-000-03 2024-07-02 | F00018-01-000-03 2025-07-02 | F00018-01-000-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,091 | HK$3,181 (+2.9%) | HK$3,181 | HK$3,181 | HK$3,320 (+4.4%) | HK$3,465 (+4.4%) | HK$3,634 (+4.9%) | +2.24% |
| 5 | HK$1,887 | HK$1,941 (+2.9%) | HK$1,941 | HK$1,941 | HK$2,024 (+4.3%) | HK$2,111 (+4.3%) | HK$2,212 (+4.8%) | +2.20% |
| 10 | HK$1,833 | HK$1,885 (+2.8%) | HK$1,885 | HK$1,885 | HK$1,966 (+4.3%) | HK$2,050 (+4.3%) | HK$2,148 (+4.8%) | +2.20% |
| 15 | HK$1,720 | HK$1,769 (+2.8%) | HK$1,769 | HK$1,769 | HK$1,845 (+4.3%) | HK$1,924 (+4.3%) | HK$2,016 (+4.8%) | +2.20% |
| 20 | HK$1,871 | HK$1,925 (+2.9%) | HK$1,925 | HK$1,925 | HK$2,026 (+5.2%) | HK$2,113 (+4.3%) | HK$2,214 (+4.8%) | +2.33% |
| 25 | HK$2,037 | HK$2,096 (+2.9%) | HK$2,096 | HK$2,096 | HK$2,206 (+5.2%) | HK$2,301 (+4.3%) | HK$2,412 (+4.8%) | +2.34% |
| 30 | HK$2,300 | HK$2,366 (+2.9%) | HK$2,366 | HK$2,366 | HK$2,502 (+5.7%) | HK$2,611 (+4.4%) | HK$2,737 (+4.8%) | +2.41% |
| 35 | HK$2,581 | HK$2,656 (+2.9%) | HK$2,656 | HK$2,656 | HK$2,810 (+5.8%) | HK$2,932 (+4.3%) | HK$3,074 (+4.8%) | +2.42% |
| 40 | HK$3,058 | HK$3,147 (+2.9%) | HK$3,147 | HK$3,147 | HK$3,330 (+5.8%) | HK$3,476 (+4.4%) | HK$3,645 (+4.9%) | +2.44% |
| 45 | HK$3,769 | HK$3,880 (+2.9%) | HK$3,880 | HK$3,880 | HK$4,107 (+5.9%) | HK$4,288 (+4.4%) | HK$4,498 (+4.9%) | +2.45% |
| 50 | HK$4,625 | HK$4,761 (+2.9%) | HK$4,761 | HK$4,761 | HK$5,111 (+7.4%) | HK$5,337 (+4.4%) | HK$5,599 (+4.9%) | +2.65% |
| 55 | HK$5,948 | HK$6,124 (+3.0%) | HK$6,124 | HK$6,124 | HK$6,576 (+7.4%) | HK$6,868 (+4.4%) | HK$7,207 (+4.9%) | +2.67% |
| 60 | HK$7,671 | HK$7,899 (+3.0%) | HK$7,899 | HK$7,899 | HK$8,484 (+7.4%) | HK$8,862 (+4.5%) | HK$9,301 (+5.0%) | +2.68% |
| 65 | HK$10,239 | HK$10,544 (+3.0%) | HK$10,544 | HK$10,544 | HK$11,328 (+7.4%) | HK$11,834 (+4.5%) | HK$12,421 (+5.0%) | +2.68% |
| 70 | HK$12,788 | HK$13,169 (+3.0%) | HK$13,169 | HK$13,169 | HK$13,954 (+6.0%) | HK$14,578 (+4.5%) | HK$15,302 (+5.0%) | +2.49% |
| 75 | HK$15,220 | HK$15,674 (+3.0%) | HK$15,674 | HK$15,674 | HK$16,609 (+6.0%) | HK$17,352 (+4.5%) | HK$18,215 (+5.0%) | +2.49% |
| 80 | HK$15,400 | HK$15,859 (+3.0%) | HK$15,859 | HK$15,859 | HK$16,805 (+6.0%) | HK$17,557 (+4.5%) | HK$18,430 (+5.0%) | +2.49% |
| 85 | HK$15,704 | HK$16,173 (+3.0%) | HK$16,173 | HK$16,173 | HK$17,138 (+6.0%) | HK$17,905 (+4.5%) | HK$18,796 (+5.0%) | +2.49% |
| 90 | HK$16,035 | HK$16,514 (+3.0%) | HK$16,514 | HK$16,514 | HK$17,499 (+6.0%) | HK$18,282 (+4.5%) | HK$19,192 (+5.0%) | +2.49% |
| 95 | HK$16,439 | HK$16,930 (+3.0%) | HK$16,930 | HK$16,930 | HK$17,940 (+6.0%) | HK$18,743 (+4.5%) | HK$19,676 (+5.0%) | +2.49% |
| 99 | HK$16,764 | HK$17,264 (+3.0%) | HK$17,264 | HK$17,264 | HK$18,294 (+6.0%) | HK$19,113 (+4.5%) | HK$20,064 (+5.0%) | +2.49% |
| 所有年龄平均 | — | +2.9% | 0.0% | 0.0% | +5.8% | +4.4% | +4.9% | — |
0岁HK$3,091
5岁HK$1,887
10岁HK$1,833
15岁HK$1,720
20岁HK$1,871
25岁HK$2,037
30岁HK$2,300
35岁HK$2,581
40岁HK$3,058
45岁HK$3,769
50岁HK$4,625
55岁HK$5,948
60岁HK$7,671
65岁HK$10,239
70岁HK$12,788
75岁HK$15,220
80岁HK$15,400
85岁HK$15,704
90岁HK$16,035
95岁HK$16,439
99岁HK$16,764
0岁HK$3,181 (+2.9%)
5岁HK$1,941 (+2.9%)
10岁HK$1,885 (+2.8%)
15岁HK$1,769 (+2.8%)
20岁HK$1,925 (+2.9%)
25岁HK$2,096 (+2.9%)
30岁HK$2,366 (+2.9%)
35岁HK$2,656 (+2.9%)
40岁HK$3,147 (+2.9%)
45岁HK$3,880 (+2.9%)
50岁HK$4,761 (+2.9%)
55岁HK$6,124 (+3.0%)
60岁HK$7,899 (+3.0%)
65岁HK$10,544 (+3.0%)
70岁HK$13,169 (+3.0%)
75岁HK$15,674 (+3.0%)
80岁HK$15,859 (+3.0%)
85岁HK$16,173 (+3.0%)
90岁HK$16,514 (+3.0%)
95岁HK$16,930 (+3.0%)
99岁HK$17,264 (+3.0%)
0岁HK$3,181
5岁HK$1,941
10岁HK$1,885
15岁HK$1,769
20岁HK$1,925
25岁HK$2,096
30岁HK$2,366
35岁HK$2,656
40岁HK$3,147
45岁HK$3,880
50岁HK$4,761
55岁HK$6,124
60岁HK$7,899
65岁HK$10,544
70岁HK$13,169
75岁HK$15,674
80岁HK$15,859
85岁HK$16,173
90岁HK$16,514
95岁HK$16,930
99岁HK$17,264
0岁HK$3,181
5岁HK$1,941
10岁HK$1,885
15岁HK$1,769
20岁HK$1,925
25岁HK$2,096
30岁HK$2,366
35岁HK$2,656
40岁HK$3,147
45岁HK$3,880
50岁HK$4,761
55岁HK$6,124
60岁HK$7,899
65岁HK$10,544
70岁HK$13,169
75岁HK$15,674
80岁HK$15,859
85岁HK$16,173
90岁HK$16,514
95岁HK$16,930
99岁HK$17,264
0岁HK$3,320 (+4.4%)
5岁HK$2,024 (+4.3%)
10岁HK$1,966 (+4.3%)
15岁HK$1,845 (+4.3%)
20岁HK$2,026 (+5.2%)
25岁HK$2,206 (+5.2%)
30岁HK$2,502 (+5.7%)
35岁HK$2,810 (+5.8%)
40岁HK$3,330 (+5.8%)
45岁HK$4,107 (+5.9%)
50岁HK$5,111 (+7.4%)
55岁HK$6,576 (+7.4%)
60岁HK$8,484 (+7.4%)
65岁HK$11,328 (+7.4%)
70岁HK$13,954 (+6.0%)
75岁HK$16,609 (+6.0%)
80岁HK$16,805 (+6.0%)
85岁HK$17,138 (+6.0%)
90岁HK$17,499 (+6.0%)
95岁HK$17,940 (+6.0%)
99岁HK$18,294 (+6.0%)
0岁HK$3,465 (+4.4%)
5岁HK$2,111 (+4.3%)
10岁HK$2,050 (+4.3%)
15岁HK$1,924 (+4.3%)
20岁HK$2,113 (+4.3%)
25岁HK$2,301 (+4.3%)
30岁HK$2,611 (+4.4%)
35岁HK$2,932 (+4.3%)
40岁HK$3,476 (+4.4%)
45岁HK$4,288 (+4.4%)
50岁HK$5,337 (+4.4%)
55岁HK$6,868 (+4.4%)
60岁HK$8,862 (+4.5%)
65岁HK$11,834 (+4.5%)
70岁HK$14,578 (+4.5%)
75岁HK$17,352 (+4.5%)
80岁HK$17,557 (+4.5%)
85岁HK$17,905 (+4.5%)
90岁HK$18,282 (+4.5%)
95岁HK$18,743 (+4.5%)
99岁HK$19,113 (+4.5%)
0岁HK$3,634 (+4.9%)
5岁HK$2,212 (+4.8%)
10岁HK$2,148 (+4.8%)
15岁HK$2,016 (+4.8%)
20岁HK$2,214 (+4.8%)
25岁HK$2,412 (+4.8%)
30岁HK$2,737 (+4.8%)
35岁HK$3,074 (+4.8%)
40岁HK$3,645 (+4.9%)
45岁HK$4,498 (+4.9%)
50岁HK$5,599 (+4.9%)
55岁HK$7,207 (+4.9%)
60岁HK$9,301 (+5.0%)
65岁HK$12,421 (+5.0%)
70岁HK$15,302 (+5.0%)
75岁HK$18,215 (+5.0%)
80岁HK$18,430 (+5.0%)
85岁HK$18,796 (+5.0%)
90岁HK$19,192 (+5.0%)
95岁HK$19,676 (+5.0%)
99岁HK$20,064 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.24%
5岁+2.20%
10岁+2.20%
15岁+2.20%
20岁+2.33%
25岁+2.34%
30岁+2.41%
35岁+2.42%
40岁+2.44%
45岁+2.45%
50岁+2.65%
55岁+2.67%
60岁+2.68%
65岁+2.68%
70岁+2.49%
75岁+2.49%
80岁+2.49%
85岁+2.49%
90岁+2.49%
95岁+2.49%
99岁+2.49%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00018-01-000-01 2019-04-01 | F00018-01-000-01 2020-04-01 | F00018-01-000-02 2021-03-22 | F00018-01-000-03 2023-07-31 | F00018-01-000-03 2024-07-02 | F00018-01-000-03 2025-07-02 | F00018-01-000-03 2026-07-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$2,689 | HK$2,767 (+2.9%) | HK$2,767 | HK$2,767 | HK$2,888 (+4.4%) | HK$3,014 (+4.4%) | HK$3,160 (+4.8%) | +2.24% |
| 5 | HK$2,046 | HK$2,105 (+2.9%) | HK$2,105 | HK$2,105 | HK$2,196 (+4.3%) | HK$2,291 (+4.3%) | HK$2,401 (+4.8%) | +2.22% |
| 10 | HK$1,954 | HK$2,010 (+2.9%) | HK$2,010 | HK$2,010 | HK$2,096 (+4.3%) | HK$2,186 (+4.3%) | HK$2,291 (+4.8%) | +2.20% |
| 15 | HK$1,965 | HK$2,021 (+2.8%) | HK$2,021 | HK$2,021 | HK$2,108 (+4.3%) | HK$2,199 (+4.3%) | HK$2,304 (+4.8%) | +2.21% |
| 20 | HK$2,179 | HK$2,242 (+2.9%) | HK$2,242 | HK$2,242 | HK$2,360 (+5.3%) | HK$2,462 (+4.3%) | HK$2,581 (+4.8%) | +2.35% |
| 25 | HK$2,478 | HK$2,550 (+2.9%) | HK$2,550 | HK$2,550 | HK$2,685 (+5.3%) | HK$2,802 (+4.4%) | HK$2,938 (+4.9%) | +2.36% |
| 30 | HK$2,965 | HK$3,051 (+2.9%) | HK$3,051 | HK$3,051 | HK$3,229 (+5.8%) | HK$3,370 (+4.4%) | HK$3,534 (+4.9%) | +2.44% |
| 35 | HK$3,547 | HK$3,651 (+2.9%) | HK$3,651 | HK$3,651 | HK$3,865 (+5.9%) | HK$4,035 (+4.4%) | HK$4,232 (+4.9%) | +2.45% |
| 40 | HK$4,252 | HK$4,377 (+2.9%) | HK$4,377 | HK$4,377 | HK$4,634 (+5.9%) | HK$4,839 (+4.4%) | HK$5,076 (+4.9%) | +2.46% |
| 45 | HK$4,930 | HK$5,075 (+2.9%) | HK$5,075 | HK$5,075 | HK$5,374 (+5.9%) | HK$5,612 (+4.4%) | HK$5,888 (+4.9%) | +2.46% |
| 50 | HK$5,613 | HK$5,779 (+3.0%) | HK$5,779 | HK$5,779 | HK$6,205 (+7.4%) | HK$6,480 (+4.4%) | HK$6,799 (+4.9%) | +2.66% |
| 55 | HK$6,399 | HK$6,588 (+3.0%) | HK$6,588 | HK$6,588 | HK$7,075 (+7.4%) | HK$7,389 (+4.4%) | HK$7,754 (+4.9%) | +2.67% |
| 60 | HK$7,795 | HK$8,026 (+3.0%) | HK$8,026 | HK$8,026 | HK$8,621 (+7.4%) | HK$9,005 (+4.5%) | HK$9,451 (+5.0%) | +2.68% |
| 65 | HK$9,720 | HK$10,009 (+3.0%) | HK$10,009 | HK$10,009 | HK$10,753 (+7.4%) | HK$11,233 (+4.5%) | HK$11,790 (+5.0%) | +2.68% |
| 70 | HK$13,021 | HK$13,409 (+3.0%) | HK$13,409 | HK$13,409 | HK$14,208 (+6.0%) | HK$14,843 (+4.5%) | HK$15,581 (+5.0%) | +2.49% |
| 75 | HK$16,214 | HK$16,698 (+3.0%) | HK$16,698 | HK$16,698 | HK$17,694 (+6.0%) | HK$18,486 (+4.5%) | HK$19,406 (+5.0%) | +2.49% |
| 80 | HK$16,408 | HK$16,898 (+3.0%) | HK$16,898 | HK$16,898 | HK$17,906 (+6.0%) | HK$18,708 (+4.5%) | HK$19,639 (+5.0%) | +2.49% |
| 85 | HK$16,737 | HK$17,237 (+3.0%) | HK$17,237 | HK$17,237 | HK$18,266 (+6.0%) | HK$19,084 (+4.5%) | HK$20,034 (+5.0%) | +2.49% |
| 90 | HK$17,089 | HK$17,599 (+3.0%) | HK$17,599 | HK$17,599 | HK$18,649 (+6.0%) | HK$19,484 (+4.5%) | HK$20,454 (+5.0%) | +2.49% |
| 95 | HK$17,517 | HK$18,040 (+3.0%) | HK$18,040 | HK$18,040 | HK$19,117 (+6.0%) | HK$19,973 (+4.5%) | HK$20,967 (+5.0%) | +2.49% |
| 99 | HK$17,865 | HK$18,398 (+3.0%) | HK$18,398 | HK$18,398 | HK$19,496 (+6.0%) | HK$20,369 (+4.5%) | HK$21,383 (+5.0%) | +2.49% |
| 所有年龄平均 | — | +2.9% | 0.0% | 0.0% | +5.8% | +4.4% | +4.9% | — |
0岁HK$2,689
5岁HK$2,046
10岁HK$1,954
15岁HK$1,965
20岁HK$2,179
25岁HK$2,478
30岁HK$2,965
35岁HK$3,547
40岁HK$4,252
45岁HK$4,930
50岁HK$5,613
55岁HK$6,399
60岁HK$7,795
65岁HK$9,720
70岁HK$13,021
75岁HK$16,214
80岁HK$16,408
85岁HK$16,737
90岁HK$17,089
95岁HK$17,517
99岁HK$17,865
0岁HK$2,767 (+2.9%)
5岁HK$2,105 (+2.9%)
10岁HK$2,010 (+2.9%)
15岁HK$2,021 (+2.8%)
20岁HK$2,242 (+2.9%)
25岁HK$2,550 (+2.9%)
30岁HK$3,051 (+2.9%)
35岁HK$3,651 (+2.9%)
40岁HK$4,377 (+2.9%)
45岁HK$5,075 (+2.9%)
50岁HK$5,779 (+3.0%)
55岁HK$6,588 (+3.0%)
60岁HK$8,026 (+3.0%)
65岁HK$10,009 (+3.0%)
70岁HK$13,409 (+3.0%)
75岁HK$16,698 (+3.0%)
80岁HK$16,898 (+3.0%)
85岁HK$17,237 (+3.0%)
90岁HK$17,599 (+3.0%)
95岁HK$18,040 (+3.0%)
99岁HK$18,398 (+3.0%)
0岁HK$2,767
5岁HK$2,105
10岁HK$2,010
15岁HK$2,021
20岁HK$2,242
25岁HK$2,550
30岁HK$3,051
35岁HK$3,651
40岁HK$4,377
45岁HK$5,075
50岁HK$5,779
55岁HK$6,588
60岁HK$8,026
65岁HK$10,009
70岁HK$13,409
75岁HK$16,698
80岁HK$16,898
85岁HK$17,237
90岁HK$17,599
95岁HK$18,040
99岁HK$18,398
0岁HK$2,767
5岁HK$2,105
10岁HK$2,010
15岁HK$2,021
20岁HK$2,242
25岁HK$2,550
30岁HK$3,051
35岁HK$3,651
40岁HK$4,377
45岁HK$5,075
50岁HK$5,779
55岁HK$6,588
60岁HK$8,026
65岁HK$10,009
70岁HK$13,409
75岁HK$16,698
80岁HK$16,898
85岁HK$17,237
90岁HK$17,599
95岁HK$18,040
99岁HK$18,398
0岁HK$2,888 (+4.4%)
5岁HK$2,196 (+4.3%)
10岁HK$2,096 (+4.3%)
15岁HK$2,108 (+4.3%)
20岁HK$2,360 (+5.3%)
25岁HK$2,685 (+5.3%)
30岁HK$3,229 (+5.8%)
35岁HK$3,865 (+5.9%)
40岁HK$4,634 (+5.9%)
45岁HK$5,374 (+5.9%)
50岁HK$6,205 (+7.4%)
55岁HK$7,075 (+7.4%)
60岁HK$8,621 (+7.4%)
65岁HK$10,753 (+7.4%)
70岁HK$14,208 (+6.0%)
75岁HK$17,694 (+6.0%)
80岁HK$17,906 (+6.0%)
85岁HK$18,266 (+6.0%)
90岁HK$18,649 (+6.0%)
95岁HK$19,117 (+6.0%)
99岁HK$19,496 (+6.0%)
0岁HK$3,014 (+4.4%)
5岁HK$2,291 (+4.3%)
10岁HK$2,186 (+4.3%)
15岁HK$2,199 (+4.3%)
20岁HK$2,462 (+4.3%)
25岁HK$2,802 (+4.4%)
30岁HK$3,370 (+4.4%)
35岁HK$4,035 (+4.4%)
40岁HK$4,839 (+4.4%)
45岁HK$5,612 (+4.4%)
50岁HK$6,480 (+4.4%)
55岁HK$7,389 (+4.4%)
60岁HK$9,005 (+4.5%)
65岁HK$11,233 (+4.5%)
70岁HK$14,843 (+4.5%)
75岁HK$18,486 (+4.5%)
80岁HK$18,708 (+4.5%)
85岁HK$19,084 (+4.5%)
90岁HK$19,484 (+4.5%)
95岁HK$19,973 (+4.5%)
99岁HK$20,369 (+4.5%)
0岁HK$3,160 (+4.8%)
5岁HK$2,401 (+4.8%)
10岁HK$2,291 (+4.8%)
15岁HK$2,304 (+4.8%)
20岁HK$2,581 (+4.8%)
25岁HK$2,938 (+4.9%)
30岁HK$3,534 (+4.9%)
35岁HK$4,232 (+4.9%)
40岁HK$5,076 (+4.9%)
45岁HK$5,888 (+4.9%)
50岁HK$6,799 (+4.9%)
55岁HK$7,754 (+4.9%)
60岁HK$9,451 (+5.0%)
65岁HK$11,790 (+5.0%)
70岁HK$15,581 (+5.0%)
75岁HK$19,406 (+5.0%)
80岁HK$19,639 (+5.0%)
85岁HK$20,034 (+5.0%)
90岁HK$20,454 (+5.0%)
95岁HK$20,967 (+5.0%)
99岁HK$21,383 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.24%
5岁+2.22%
10岁+2.20%
15岁+2.21%
20岁+2.35%
25岁+2.36%
30岁+2.44%
35岁+2.45%
40岁+2.46%
45岁+2.46%
50岁+2.66%
55岁+2.67%
60岁+2.68%
65岁+2.68%
70岁+2.49%
75岁+2.49%
80岁+2.49%
85岁+2.49%
90岁+2.49%
95岁+2.49%
99岁+2.49%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。