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友邦保險（國際）有限公司 · F00022-06-000 · 8 个版本 · 灵活计划 · 年均加幅 +3.59%
男 Male
| 年龄 | F00022-06-000-01 2019-04-01 | F00022-06-000-02 2020-01-20 | F00022-06-000-02 2021-01-01 | F00022-06-000-03 2021-03-15 | F00022-06-000-03 2023-07-15 | F00022-06-000-03 2024-07-15 | F00022-06-000-03 2025-07-15 | F00022-06-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,760 | US$1,760 | US$1,668 (-5.2%) | US$1,668 | US$1,819 (+9.1%) | US$2,093 (+15.1%) | US$2,219 (+6.0%) | US$2,308 (+4.0%) | +3.78% |
| 5 | US$1,127 | US$1,127 | US$978 (-13.2%) | US$978 | US$1,066 (+9.0%) | US$1,227 (+15.1%) | US$1,300 (+5.9%) | US$1,352 (+4.0%) | +2.53% |
| 10 | US$1,127 | US$1,127 | US$978 (-13.2%) | US$978 | US$1,066 (+9.0%) | US$1,163 (+9.1%) | US$1,232 (+5.9%) | US$1,282 (+4.1%) | +1.78% |
| 15 | US$1,127 | US$1,127 | US$978 (-13.2%) | US$978 | US$1,066 (+9.0%) | US$1,163 (+9.1%) | US$1,232 (+5.9%) | US$1,282 (+4.1%) | +1.78% |
| 20 | US$1,314 | US$1,314 | US$1,273 (-3.1%) | US$1,273 | US$1,387 (+9.0%) | US$1,472 (+6.1%) | US$1,590 (+8.0%) | US$1,654 (+4.0%) | +3.20% |
| 25 | US$1,386 | US$1,386 | US$1,358 (-2.0%) | US$1,358 | US$1,481 (+9.1%) | US$1,571 (+6.1%) | US$1,686 (+7.3%) | US$1,754 (+4.0%) | +3.28% |
| 30 | US$1,537 | US$1,537 | US$1,525 (-0.8%) | US$1,525 | US$1,662 (+9.0%) | US$1,764 (+6.1%) | US$1,915 (+8.6%) | US$1,992 (+4.0%) | +3.62% |
| 35 | US$1,724 | US$1,724 | US$1,707 (-1.0%) | US$1,707 | US$1,861 (+9.0%) | US$1,974 (+6.1%) | US$2,144 (+8.6%) | US$2,229 (+4.0%) | +3.58% |
| 40 | US$2,117 | US$2,117 | US$2,099 (-0.9%) | US$2,099 | US$2,288 (+9.0%) | US$2,427 (+6.1%) | US$2,635 (+8.6%) | US$2,741 (+4.0%) | +3.60% |
| 45 | US$2,758 | US$2,758 | US$2,730 (-1.0%) | US$2,730 | US$2,976 (+9.0%) | US$3,157 (+6.1%) | US$3,428 (+8.6%) | US$3,565 (+4.0%) | +3.58% |
| 50 | US$3,391 | US$3,391 | US$3,364 (-0.8%) | US$3,364 | US$3,666 (+9.0%) | US$4,000 (+9.1%) | US$4,343 (+8.6%) | US$4,517 (+4.0%) | +4.01% |
| 55 | US$4,190 | US$4,190 | US$4,065 (-3.0%) | US$4,065 | US$4,431 (+9.0%) | US$4,834 (+9.1%) | US$5,248 (+8.6%) | US$5,458 (+4.0%) | +3.69% |
| 60 | US$5,789 | US$5,789 | US$5,446 (-5.9%) | US$5,446 | US$5,937 (+9.0%) | US$6,477 (+9.1%) | US$7,032 (+8.6%) | US$7,314 (+4.0%) | +3.26% |
| 65 | US$8,262 | US$8,262 | US$7,601 (-8.0%) | US$7,601 | US$8,285 (+9.0%) | US$9,288 (+12.1%) | US$10,084 (+8.6%) | US$10,487 (+4.0%) | +3.32% |
| 70 | US$10,998 | US$10,998 | US$10,120 (-8.0%) | US$10,120 | US$11,031 (+9.0%) | US$12,476 (+13.1%) | US$13,546 (+8.6%) | US$14,088 (+4.0%) | +3.45% |
| 75 | US$14,954 | US$14,954 | US$13,908 (-7.0%) | US$13,908 | US$15,159 (+9.0%) | US$17,297 (+14.1%) | US$18,780 (+8.6%) | US$19,531 (+4.0%) | +3.73% |
| 80 | US$17,320 | US$17,320 | US$16,869 (-2.6%) | US$16,869 | US$18,387 (+9.0%) | US$21,164 (+15.1%) | US$22,978 (+8.6%) | US$23,897 (+4.0%) | +4.51% |
| 85 | US$21,020 | US$21,020 | US$20,600 (-2.0%) | US$20,600 | US$22,454 (+9.0%) | US$25,845 (+15.1%) | US$28,060 (+8.6%) | US$29,183 (+4.0%) | +4.60% |
| 90 | US$23,598 | US$23,598 | US$23,598 | US$23,598 | US$25,722 (+9.0%) | US$29,606 (+15.1%) | US$32,144 (+8.6%) | US$33,430 (+4.0%) | +4.89% |
| 95 | US$25,261 | US$25,261 | US$25,261 | US$25,261 | US$27,535 (+9.0%) | US$31,692 (+15.1%) | US$34,410 (+8.6%) | US$35,786 (+4.0%) | +4.89% |
| 99 | US$26,633 | US$26,633 | US$26,633 | US$26,633 | US$29,030 (+9.0%) | US$33,413 (+15.1%) | US$36,278 (+8.6%) | US$37,729 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -4.3% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0岁US$1,760
5岁US$1,127
10岁US$1,127
15岁US$1,127
20岁US$1,314
25岁US$1,386
30岁US$1,537
35岁US$1,724
40岁US$2,117
45岁US$2,758
50岁US$3,391
55岁US$4,190
60岁US$5,789
65岁US$8,262
70岁US$10,998
75岁US$14,954
80岁US$17,320
85岁US$21,020
90岁US$23,598
95岁US$25,261
99岁US$26,633
0岁US$1,760
5岁US$1,127
10岁US$1,127
15岁US$1,127
20岁US$1,314
25岁US$1,386
30岁US$1,537
35岁US$1,724
40岁US$2,117
45岁US$2,758
50岁US$3,391
55岁US$4,190
60岁US$5,789
65岁US$8,262
70岁US$10,998
75岁US$14,954
80岁US$17,320
85岁US$21,020
90岁US$23,598
95岁US$25,261
99岁US$26,633
0岁US$1,668 (-5.2%)
5岁US$978 (-13.2%)
10岁US$978 (-13.2%)
15岁US$978 (-13.2%)
20岁US$1,273 (-3.1%)
25岁US$1,358 (-2.0%)
30岁US$1,525 (-0.8%)
35岁US$1,707 (-1.0%)
40岁US$2,099 (-0.9%)
45岁US$2,730 (-1.0%)
50岁US$3,364 (-0.8%)
55岁US$4,065 (-3.0%)
60岁US$5,446 (-5.9%)
65岁US$7,601 (-8.0%)
70岁US$10,120 (-8.0%)
75岁US$13,908 (-7.0%)
80岁US$16,869 (-2.6%)
85岁US$20,600 (-2.0%)
90岁US$23,598
95岁US$25,261
99岁US$26,633
0岁US$1,668
5岁US$978
10岁US$978
15岁US$978
20岁US$1,273
25岁US$1,358
30岁US$1,525
35岁US$1,707
40岁US$2,099
45岁US$2,730
50岁US$3,364
55岁US$4,065
60岁US$5,446
65岁US$7,601
70岁US$10,120
75岁US$13,908
80岁US$16,869
85岁US$20,600
90岁US$23,598
95岁US$25,261
99岁US$26,633
0岁US$1,819 (+9.1%)
5岁US$1,066 (+9.0%)
10岁US$1,066 (+9.0%)
15岁US$1,066 (+9.0%)
20岁US$1,387 (+9.0%)
25岁US$1,481 (+9.1%)
30岁US$1,662 (+9.0%)
35岁US$1,861 (+9.0%)
40岁US$2,288 (+9.0%)
45岁US$2,976 (+9.0%)
50岁US$3,666 (+9.0%)
55岁US$4,431 (+9.0%)
60岁US$5,937 (+9.0%)
65岁US$8,285 (+9.0%)
70岁US$11,031 (+9.0%)
75岁US$15,159 (+9.0%)
80岁US$18,387 (+9.0%)
85岁US$22,454 (+9.0%)
90岁US$25,722 (+9.0%)
95岁US$27,535 (+9.0%)
99岁US$29,030 (+9.0%)
0岁US$2,093 (+15.1%)
5岁US$1,227 (+15.1%)
10岁US$1,163 (+9.1%)
15岁US$1,163 (+9.1%)
20岁US$1,472 (+6.1%)
25岁US$1,571 (+6.1%)
30岁US$1,764 (+6.1%)
35岁US$1,974 (+6.1%)
40岁US$2,427 (+6.1%)
45岁US$3,157 (+6.1%)
50岁US$4,000 (+9.1%)
55岁US$4,834 (+9.1%)
60岁US$6,477 (+9.1%)
65岁US$9,288 (+12.1%)
70岁US$12,476 (+13.1%)
75岁US$17,297 (+14.1%)
80岁US$21,164 (+15.1%)
85岁US$25,845 (+15.1%)
90岁US$29,606 (+15.1%)
95岁US$31,692 (+15.1%)
99岁US$33,413 (+15.1%)
0岁US$2,219 (+6.0%)
5岁US$1,300 (+5.9%)
10岁US$1,232 (+5.9%)
15岁US$1,232 (+5.9%)
20岁US$1,590 (+8.0%)
25岁US$1,686 (+7.3%)
30岁US$1,915 (+8.6%)
35岁US$2,144 (+8.6%)
40岁US$2,635 (+8.6%)
45岁US$3,428 (+8.6%)
50岁US$4,343 (+8.6%)
55岁US$5,248 (+8.6%)
60岁US$7,032 (+8.6%)
65岁US$10,084 (+8.6%)
70岁US$13,546 (+8.6%)
75岁US$18,780 (+8.6%)
80岁US$22,978 (+8.6%)
85岁US$28,060 (+8.6%)
90岁US$32,144 (+8.6%)
95岁US$34,410 (+8.6%)
99岁US$36,278 (+8.6%)
0岁US$2,308 (+4.0%)
5岁US$1,352 (+4.0%)
10岁US$1,282 (+4.1%)
15岁US$1,282 (+4.1%)
20岁US$1,654 (+4.0%)
25岁US$1,754 (+4.0%)
30岁US$1,992 (+4.0%)
35岁US$2,229 (+4.0%)
40岁US$2,741 (+4.0%)
45岁US$3,565 (+4.0%)
50岁US$4,517 (+4.0%)
55岁US$5,458 (+4.0%)
60岁US$7,314 (+4.0%)
65岁US$10,487 (+4.0%)
70岁US$14,088 (+4.0%)
75岁US$19,531 (+4.0%)
80岁US$23,897 (+4.0%)
85岁US$29,183 (+4.0%)
90岁US$33,430 (+4.0%)
95岁US$35,786 (+4.0%)
99岁US$37,729 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.78%
5岁+2.53%
10岁+1.78%
15岁+1.78%
20岁+3.20%
25岁+3.28%
30岁+3.62%
35岁+3.58%
40岁+3.60%
45岁+3.58%
50岁+4.01%
55岁+3.69%
60岁+3.26%
65岁+3.32%
70岁+3.45%
75岁+3.73%
80岁+4.51%
85岁+4.60%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00022-06-000-01 2019-04-01 | F00022-06-000-02 2020-01-20 | F00022-06-000-02 2021-01-01 | F00022-06-000-03 2021-03-15 | F00022-06-000-03 2023-07-15 | F00022-06-000-03 2024-07-15 | F00022-06-000-03 2025-07-15 | F00022-06-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,278 | US$1,278 | US$1,165 (-8.8%) | US$1,165 | US$1,270 (+9.0%) | US$1,462 (+15.1%) | US$1,550 (+6.0%) | US$1,612 (+4.0%) | +3.23% |
| 5 | US$1,040 | US$1,040 | US$902 (-13.3%) | US$902 | US$983 (+9.0%) | US$1,132 (+15.2%) | US$1,200 (+6.0%) | US$1,248 (+4.0%) | +2.53% |
| 10 | US$1,040 | US$1,040 | US$902 (-13.3%) | US$902 | US$983 (+9.0%) | US$1,083 (+10.2%) | US$1,148 (+6.0%) | US$1,194 (+4.0%) | +1.91% |
| 15 | US$1,040 | US$1,040 | US$902 (-13.3%) | US$902 | US$983 (+9.0%) | US$1,073 (+9.2%) | US$1,148 (+7.0%) | US$1,194 (+4.0%) | +1.91% |
| 20 | US$1,296 | US$1,296 | US$1,232 (-4.9%) | US$1,232 | US$1,343 (+9.0%) | US$1,425 (+6.1%) | US$1,513 (+6.2%) | US$1,574 (+4.0%) | +2.70% |
| 25 | US$1,670 | US$1,670 | US$1,520 (-9.0%) | US$1,520 | US$1,657 (+9.0%) | US$1,758 (+6.1%) | US$1,887 (+7.3%) | US$1,963 (+4.0%) | +2.24% |
| 30 | US$2,027 | US$2,027 | US$1,689 (-16.7%) | US$1,689 | US$1,841 (+9.0%) | US$1,953 (+6.1%) | US$2,120 (+8.6%) | US$2,205 (+4.0%) | +1.16% |
| 35 | US$2,311 | US$2,311 | US$2,034 (-12.0%) | US$2,034 | US$2,217 (+9.0%) | US$2,352 (+6.1%) | US$2,554 (+8.6%) | US$2,656 (+4.0%) | +1.93% |
| 40 | US$2,700 | US$2,700 | US$2,481 (-8.1%) | US$2,481 | US$2,704 (+9.0%) | US$2,869 (+6.1%) | US$3,115 (+8.6%) | US$3,240 (+4.0%) | +2.53% |
| 45 | US$3,449 | US$3,449 | US$3,207 (-7.0%) | US$3,207 | US$3,496 (+9.0%) | US$3,709 (+6.1%) | US$4,027 (+8.6%) | US$4,188 (+4.0%) | +2.70% |
| 50 | US$3,762 | US$3,762 | US$3,590 (-4.6%) | US$3,590 | US$3,913 (+9.0%) | US$4,308 (+10.1%) | US$4,678 (+8.6%) | US$4,865 (+4.0%) | +3.59% |
| 55 | US$4,208 | US$4,208 | US$3,914 (-7.0%) | US$3,914 | US$4,266 (+9.0%) | US$4,697 (+10.1%) | US$5,100 (+8.6%) | US$5,304 (+4.0%) | +3.22% |
| 60 | US$5,328 | US$5,328 | US$4,893 (-8.2%) | US$4,893 | US$5,333 (+9.0%) | US$5,872 (+10.1%) | US$6,375 (+8.6%) | US$6,630 (+4.0%) | +3.04% |
| 65 | US$7,531 | US$7,531 | US$6,929 (-8.0%) | US$6,929 | US$7,552 (+9.0%) | US$8,466 (+12.1%) | US$9,192 (+8.6%) | US$9,560 (+4.0%) | +3.32% |
| 70 | US$10,030 | US$10,030 | US$9,236 (-7.9%) | US$9,236 | US$10,067 (+9.0%) | US$11,386 (+13.1%) | US$12,362 (+8.6%) | US$12,857 (+4.0%) | +3.46% |
| 75 | US$13,597 | US$13,597 | US$12,645 (-7.0%) | US$12,645 | US$13,783 (+9.0%) | US$15,727 (+14.1%) | US$17,075 (+8.6%) | US$17,758 (+4.0%) | +3.73% |
| 80 | US$15,808 | US$15,808 | US$15,151 (-4.2%) | US$15,151 | US$16,514 (+9.0%) | US$19,008 (+15.1%) | US$20,638 (+8.6%) | US$21,463 (+4.0%) | +4.28% |
| 85 | US$18,688 | US$18,688 | US$18,314 (-2.0%) | US$18,314 | US$19,962 (+9.0%) | US$22,976 (+15.1%) | US$24,946 (+8.6%) | US$25,944 (+4.0%) | +4.60% |
| 90 | US$20,999 | US$20,999 | US$20,999 | US$20,999 | US$22,889 (+9.0%) | US$26,345 (+15.1%) | US$28,604 (+8.6%) | US$29,748 (+4.0%) | +4.89% |
| 95 | US$22,468 | US$22,468 | US$22,468 | US$22,468 | US$24,490 (+9.0%) | US$28,188 (+15.1%) | US$30,604 (+8.6%) | US$31,829 (+4.0%) | +4.89% |
| 99 | US$23,692 | US$23,692 | US$23,692 | US$23,692 | US$25,824 (+9.0%) | US$29,723 (+15.1%) | US$32,272 (+8.6%) | US$33,562 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -7.4% | 0.0% | +9.0% | +11.0% | +8.0% | +4.0% | — |
0岁US$1,278
5岁US$1,040
10岁US$1,040
15岁US$1,040
20岁US$1,296
25岁US$1,670
30岁US$2,027
35岁US$2,311
40岁US$2,700
45岁US$3,449
50岁US$3,762
55岁US$4,208
60岁US$5,328
65岁US$7,531
70岁US$10,030
75岁US$13,597
80岁US$15,808
85岁US$18,688
90岁US$20,999
95岁US$22,468
99岁US$23,692
0岁US$1,278
5岁US$1,040
10岁US$1,040
15岁US$1,040
20岁US$1,296
25岁US$1,670
30岁US$2,027
35岁US$2,311
40岁US$2,700
45岁US$3,449
50岁US$3,762
55岁US$4,208
60岁US$5,328
65岁US$7,531
70岁US$10,030
75岁US$13,597
80岁US$15,808
85岁US$18,688
90岁US$20,999
95岁US$22,468
99岁US$23,692
0岁US$1,165 (-8.8%)
5岁US$902 (-13.3%)
10岁US$902 (-13.3%)
15岁US$902 (-13.3%)
20岁US$1,232 (-4.9%)
25岁US$1,520 (-9.0%)
30岁US$1,689 (-16.7%)
35岁US$2,034 (-12.0%)
40岁US$2,481 (-8.1%)
45岁US$3,207 (-7.0%)
50岁US$3,590 (-4.6%)
55岁US$3,914 (-7.0%)
60岁US$4,893 (-8.2%)
65岁US$6,929 (-8.0%)
70岁US$9,236 (-7.9%)
75岁US$12,645 (-7.0%)
80岁US$15,151 (-4.2%)
85岁US$18,314 (-2.0%)
90岁US$20,999
95岁US$22,468
99岁US$23,692
0岁US$1,165
5岁US$902
10岁US$902
15岁US$902
20岁US$1,232
25岁US$1,520
30岁US$1,689
35岁US$2,034
40岁US$2,481
45岁US$3,207
50岁US$3,590
55岁US$3,914
60岁US$4,893
65岁US$6,929
70岁US$9,236
75岁US$12,645
80岁US$15,151
85岁US$18,314
90岁US$20,999
95岁US$22,468
99岁US$23,692
0岁US$1,270 (+9.0%)
5岁US$983 (+9.0%)
10岁US$983 (+9.0%)
15岁US$983 (+9.0%)
20岁US$1,343 (+9.0%)
25岁US$1,657 (+9.0%)
30岁US$1,841 (+9.0%)
35岁US$2,217 (+9.0%)
40岁US$2,704 (+9.0%)
45岁US$3,496 (+9.0%)
50岁US$3,913 (+9.0%)
55岁US$4,266 (+9.0%)
60岁US$5,333 (+9.0%)
65岁US$7,552 (+9.0%)
70岁US$10,067 (+9.0%)
75岁US$13,783 (+9.0%)
80岁US$16,514 (+9.0%)
85岁US$19,962 (+9.0%)
90岁US$22,889 (+9.0%)
95岁US$24,490 (+9.0%)
99岁US$25,824 (+9.0%)
0岁US$1,462 (+15.1%)
5岁US$1,132 (+15.2%)
10岁US$1,083 (+10.2%)
15岁US$1,073 (+9.2%)
20岁US$1,425 (+6.1%)
25岁US$1,758 (+6.1%)
30岁US$1,953 (+6.1%)
35岁US$2,352 (+6.1%)
40岁US$2,869 (+6.1%)
45岁US$3,709 (+6.1%)
50岁US$4,308 (+10.1%)
55岁US$4,697 (+10.1%)
60岁US$5,872 (+10.1%)
65岁US$8,466 (+12.1%)
70岁US$11,386 (+13.1%)
75岁US$15,727 (+14.1%)
80岁US$19,008 (+15.1%)
85岁US$22,976 (+15.1%)
90岁US$26,345 (+15.1%)
95岁US$28,188 (+15.1%)
99岁US$29,723 (+15.1%)
0岁US$1,550 (+6.0%)
5岁US$1,200 (+6.0%)
10岁US$1,148 (+6.0%)
15岁US$1,148 (+7.0%)
20岁US$1,513 (+6.2%)
25岁US$1,887 (+7.3%)
30岁US$2,120 (+8.6%)
35岁US$2,554 (+8.6%)
40岁US$3,115 (+8.6%)
45岁US$4,027 (+8.6%)
50岁US$4,678 (+8.6%)
55岁US$5,100 (+8.6%)
60岁US$6,375 (+8.6%)
65岁US$9,192 (+8.6%)
70岁US$12,362 (+8.6%)
75岁US$17,075 (+8.6%)
80岁US$20,638 (+8.6%)
85岁US$24,946 (+8.6%)
90岁US$28,604 (+8.6%)
95岁US$30,604 (+8.6%)
99岁US$32,272 (+8.6%)
0岁US$1,612 (+4.0%)
5岁US$1,248 (+4.0%)
10岁US$1,194 (+4.0%)
15岁US$1,194 (+4.0%)
20岁US$1,574 (+4.0%)
25岁US$1,963 (+4.0%)
30岁US$2,205 (+4.0%)
35岁US$2,656 (+4.0%)
40岁US$3,240 (+4.0%)
45岁US$4,188 (+4.0%)
50岁US$4,865 (+4.0%)
55岁US$5,304 (+4.0%)
60岁US$6,630 (+4.0%)
65岁US$9,560 (+4.0%)
70岁US$12,857 (+4.0%)
75岁US$17,758 (+4.0%)
80岁US$21,463 (+4.0%)
85岁US$25,944 (+4.0%)
90岁US$29,748 (+4.0%)
95岁US$31,829 (+4.0%)
99岁US$33,562 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.23%
5岁+2.53%
10岁+1.91%
15岁+1.91%
20岁+2.70%
25岁+2.24%
30岁+1.16%
35岁+1.93%
40岁+2.53%
45岁+2.70%
50岁+3.59%
55岁+3.22%
60岁+3.04%
65岁+3.32%
70岁+3.46%
75岁+3.73%
80岁+4.28%
85岁+4.60%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。