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友邦保險（國際）有限公司 · F00022-05-000 · 8 个版本 · 灵活计划 · 年均加幅 +3.57%
男 Male
| 年龄 | F00022-05-000-01 2019-04-01 | F00022-05-000-02 2020-01-20 | F00022-05-000-02 2021-01-01 | F00022-05-000-03 2021-03-15 | F00022-05-000-03 2023-07-15 | F00022-05-000-03 2024-07-15 | F00022-05-000-03 2025-07-15 | F00022-05-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,130 | US$1,130 | US$1,029 (-8.9%) | US$1,029 | US$1,122 (+9.0%) | US$1,292 (+15.2%) | US$1,369 (+6.0%) | US$1,424 (+4.0%) | +3.22% |
| 5 | US$682 | US$682 | US$591 (-13.3%) | US$591 | US$645 (+9.1%) | US$742 (+15.0%) | US$786 (+5.9%) | US$818 (+4.1%) | +2.52% |
| 10 | US$682 | US$682 | US$591 (-13.3%) | US$591 | US$645 (+9.1%) | US$703 (+9.0%) | US$746 (+6.1%) | US$775 (+3.9%) | +1.77% |
| 15 | US$682 | US$682 | US$591 (-13.3%) | US$591 | US$645 (+9.1%) | US$703 (+9.0%) | US$746 (+6.1%) | US$775 (+3.9%) | +1.77% |
| 20 | US$755 | US$755 | US$732 (-3.0%) | US$732 | US$797 (+8.9%) | US$846 (+6.1%) | US$922 (+9.0%) | US$958 (+3.9%) | +3.32% |
| 25 | US$821 | US$821 | US$804 (-2.1%) | US$804 | US$877 (+9.1%) | US$930 (+6.0%) | US$999 (+7.4%) | US$1,039 (+4.0%) | +3.28% |
| 30 | US$912 | US$912 | US$905 (-0.8%) | US$905 | US$986 (+9.0%) | US$1,046 (+6.1%) | US$1,136 (+8.6%) | US$1,182 (+4.0%) | +3.62% |
| 35 | US$1,024 | US$1,024 | US$1,014 (-1.0%) | US$1,014 | US$1,105 (+9.0%) | US$1,172 (+6.1%) | US$1,273 (+8.6%) | US$1,324 (+4.0%) | +3.58% |
| 40 | US$1,230 | US$1,230 | US$1,220 (-0.8%) | US$1,220 | US$1,330 (+9.0%) | US$1,411 (+6.1%) | US$1,532 (+8.6%) | US$1,593 (+4.0%) | +3.61% |
| 45 | US$1,581 | US$1,581 | US$1,565 (-1.0%) | US$1,565 | US$1,706 (+9.0%) | US$1,810 (+6.1%) | US$1,965 (+8.6%) | US$2,044 (+4.0%) | +3.58% |
| 50 | US$1,936 | US$1,936 | US$1,920 (-0.8%) | US$1,920 | US$2,093 (+9.0%) | US$2,284 (+9.1%) | US$2,479 (+8.5%) | US$2,578 (+4.0%) | +4.00% |
| 55 | US$2,427 | US$2,427 | US$2,354 (-3.0%) | US$2,354 | US$2,566 (+9.0%) | US$2,800 (+9.1%) | US$3,040 (+8.6%) | US$3,162 (+4.0%) | +3.69% |
| 60 | US$3,360 | US$3,360 | US$3,161 (-5.9%) | US$3,161 | US$3,446 (+9.0%) | US$3,759 (+9.1%) | US$4,082 (+8.6%) | US$4,245 (+4.0%) | +3.26% |
| 65 | US$4,496 | US$4,496 | US$4,181 (-7.0%) | US$4,181 | US$4,558 (+9.0%) | US$5,109 (+12.1%) | US$5,547 (+8.6%) | US$5,769 (+4.0%) | +3.48% |
| 70 | US$5,838 | US$5,838 | US$5,372 (-8.0%) | US$5,372 | US$5,856 (+9.0%) | US$6,623 (+13.1%) | US$7,191 (+8.6%) | US$7,478 (+4.0%) | +3.45% |
| 75 | US$7,922 | US$7,922 | US$7,446 (-6.0%) | US$7,446 | US$8,116 (+9.0%) | US$9,261 (+14.1%) | US$10,055 (+8.6%) | US$10,457 (+4.0%) | +3.88% |
| 80 | US$9,178 | US$9,178 | US$8,939 (-2.6%) | US$8,939 | US$9,743 (+9.0%) | US$11,215 (+15.1%) | US$12,176 (+8.6%) | US$12,663 (+4.0%) | +4.51% |
| 85 | US$11,144 | US$11,144 | US$11,033 (-1.0%) | US$11,033 | US$12,026 (+9.0%) | US$13,841 (+15.1%) | US$15,028 (+8.6%) | US$15,629 (+4.0%) | +4.74% |
| 90 | US$12,539 | US$12,539 | US$12,539 | US$12,539 | US$13,668 (+9.0%) | US$15,732 (+15.1%) | US$17,080 (+8.6%) | US$17,764 (+4.0%) | +4.89% |
| 95 | US$13,429 | US$13,429 | US$13,429 | US$13,429 | US$14,637 (+9.0%) | US$16,848 (+15.1%) | US$18,292 (+8.6%) | US$19,024 (+4.0%) | +4.89% |
| 99 | US$14,162 | US$14,162 | US$14,162 | US$14,162 | US$15,436 (+9.0%) | US$17,767 (+15.1%) | US$19,290 (+8.6%) | US$20,062 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -4.4% | 0.0% | +9.0% | +10.8% | +8.1% | +4.0% | — |
0岁US$1,130
5岁US$682
10岁US$682
15岁US$682
20岁US$755
25岁US$821
30岁US$912
35岁US$1,024
40岁US$1,230
45岁US$1,581
50岁US$1,936
55岁US$2,427
60岁US$3,360
65岁US$4,496
70岁US$5,838
75岁US$7,922
80岁US$9,178
85岁US$11,144
90岁US$12,539
95岁US$13,429
99岁US$14,162
0岁US$1,130
5岁US$682
10岁US$682
15岁US$682
20岁US$755
25岁US$821
30岁US$912
35岁US$1,024
40岁US$1,230
45岁US$1,581
50岁US$1,936
55岁US$2,427
60岁US$3,360
65岁US$4,496
70岁US$5,838
75岁US$7,922
80岁US$9,178
85岁US$11,144
90岁US$12,539
95岁US$13,429
99岁US$14,162
0岁US$1,029 (-8.9%)
5岁US$591 (-13.3%)
10岁US$591 (-13.3%)
15岁US$591 (-13.3%)
20岁US$732 (-3.0%)
25岁US$804 (-2.1%)
30岁US$905 (-0.8%)
35岁US$1,014 (-1.0%)
40岁US$1,220 (-0.8%)
45岁US$1,565 (-1.0%)
50岁US$1,920 (-0.8%)
55岁US$2,354 (-3.0%)
60岁US$3,161 (-5.9%)
65岁US$4,181 (-7.0%)
70岁US$5,372 (-8.0%)
75岁US$7,446 (-6.0%)
80岁US$8,939 (-2.6%)
85岁US$11,033 (-1.0%)
90岁US$12,539
95岁US$13,429
99岁US$14,162
0岁US$1,029
5岁US$591
10岁US$591
15岁US$591
20岁US$732
25岁US$804
30岁US$905
35岁US$1,014
40岁US$1,220
45岁US$1,565
50岁US$1,920
55岁US$2,354
60岁US$3,161
65岁US$4,181
70岁US$5,372
75岁US$7,446
80岁US$8,939
85岁US$11,033
90岁US$12,539
95岁US$13,429
99岁US$14,162
0岁US$1,122 (+9.0%)
5岁US$645 (+9.1%)
10岁US$645 (+9.1%)
15岁US$645 (+9.1%)
20岁US$797 (+8.9%)
25岁US$877 (+9.1%)
30岁US$986 (+9.0%)
35岁US$1,105 (+9.0%)
40岁US$1,330 (+9.0%)
45岁US$1,706 (+9.0%)
50岁US$2,093 (+9.0%)
55岁US$2,566 (+9.0%)
60岁US$3,446 (+9.0%)
65岁US$4,558 (+9.0%)
70岁US$5,856 (+9.0%)
75岁US$8,116 (+9.0%)
80岁US$9,743 (+9.0%)
85岁US$12,026 (+9.0%)
90岁US$13,668 (+9.0%)
95岁US$14,637 (+9.0%)
99岁US$15,436 (+9.0%)
0岁US$1,292 (+15.2%)
5岁US$742 (+15.0%)
10岁US$703 (+9.0%)
15岁US$703 (+9.0%)
20岁US$846 (+6.1%)
25岁US$930 (+6.0%)
30岁US$1,046 (+6.1%)
35岁US$1,172 (+6.1%)
40岁US$1,411 (+6.1%)
45岁US$1,810 (+6.1%)
50岁US$2,284 (+9.1%)
55岁US$2,800 (+9.1%)
60岁US$3,759 (+9.1%)
65岁US$5,109 (+12.1%)
70岁US$6,623 (+13.1%)
75岁US$9,261 (+14.1%)
80岁US$11,215 (+15.1%)
85岁US$13,841 (+15.1%)
90岁US$15,732 (+15.1%)
95岁US$16,848 (+15.1%)
99岁US$17,767 (+15.1%)
0岁US$1,369 (+6.0%)
5岁US$786 (+5.9%)
10岁US$746 (+6.1%)
15岁US$746 (+6.1%)
20岁US$922 (+9.0%)
25岁US$999 (+7.4%)
30岁US$1,136 (+8.6%)
35岁US$1,273 (+8.6%)
40岁US$1,532 (+8.6%)
45岁US$1,965 (+8.6%)
50岁US$2,479 (+8.5%)
55岁US$3,040 (+8.6%)
60岁US$4,082 (+8.6%)
65岁US$5,547 (+8.6%)
70岁US$7,191 (+8.6%)
75岁US$10,055 (+8.6%)
80岁US$12,176 (+8.6%)
85岁US$15,028 (+8.6%)
90岁US$17,080 (+8.6%)
95岁US$18,292 (+8.6%)
99岁US$19,290 (+8.6%)
0岁US$1,424 (+4.0%)
5岁US$818 (+4.1%)
10岁US$775 (+3.9%)
15岁US$775 (+3.9%)
20岁US$958 (+3.9%)
25岁US$1,039 (+4.0%)
30岁US$1,182 (+4.0%)
35岁US$1,324 (+4.0%)
40岁US$1,593 (+4.0%)
45岁US$2,044 (+4.0%)
50岁US$2,578 (+4.0%)
55岁US$3,162 (+4.0%)
60岁US$4,245 (+4.0%)
65岁US$5,769 (+4.0%)
70岁US$7,478 (+4.0%)
75岁US$10,457 (+4.0%)
80岁US$12,663 (+4.0%)
85岁US$15,629 (+4.0%)
90岁US$17,764 (+4.0%)
95岁US$19,024 (+4.0%)
99岁US$20,062 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.22%
5岁+2.52%
10岁+1.77%
15岁+1.77%
20岁+3.32%
25岁+3.28%
30岁+3.62%
35岁+3.58%
40岁+3.61%
45岁+3.58%
50岁+4.00%
55岁+3.69%
60岁+3.26%
65岁+3.48%
70岁+3.45%
75岁+3.88%
80岁+4.51%
85岁+4.74%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00022-05-000-01 2019-04-01 | F00022-05-000-02 2020-01-20 | F00022-05-000-02 2021-01-01 | F00022-05-000-03 2021-03-15 | F00022-05-000-03 2023-07-15 | F00022-05-000-03 2024-07-15 | F00022-05-000-03 2025-07-15 | F00022-05-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$874 | US$874 | US$797 (-8.8%) | US$797 | US$868 (+8.9%) | US$999 (+15.1%) | US$1,059 (+6.0%) | US$1,102 (+4.1%) | +3.23% |
| 5 | US$629 | US$629 | US$545 (-13.4%) | US$545 | US$594 (+9.0%) | US$684 (+15.2%) | US$725 (+6.0%) | US$754 (+4.0%) | +2.52% |
| 10 | US$629 | US$629 | US$545 (-13.4%) | US$545 | US$594 (+9.0%) | US$654 (+10.1%) | US$694 (+6.1%) | US$721 (+3.9%) | +1.89% |
| 15 | US$629 | US$629 | US$545 (-13.4%) | US$545 | US$594 (+9.0%) | US$648 (+9.1%) | US$694 (+7.1%) | US$722 (+4.0%) | +1.91% |
| 20 | US$722 | US$722 | US$686 (-5.0%) | US$686 | US$748 (+9.0%) | US$794 (+6.1%) | US$843 (+6.2%) | US$877 (+4.0%) | +2.70% |
| 25 | US$986 | US$986 | US$887 (-10.0%) | US$887 | US$967 (+9.0%) | US$1,026 (+6.1%) | US$1,101 (+7.3%) | US$1,145 (+4.0%) | +2.07% |
| 30 | US$1,203 | US$1,203 | US$1,002 (-16.7%) | US$1,002 | US$1,093 (+9.1%) | US$1,159 (+6.0%) | US$1,259 (+8.6%) | US$1,309 (+4.0%) | +1.16% |
| 35 | US$1,370 | US$1,370 | US$1,219 (-11.0%) | US$1,219 | US$1,329 (+9.0%) | US$1,410 (+6.1%) | US$1,530 (+8.5%) | US$1,592 (+4.1%) | +2.08% |
| 40 | US$1,602 | US$1,602 | US$1,472 (-8.1%) | US$1,472 | US$1,604 (+9.0%) | US$1,702 (+6.1%) | US$1,848 (+8.6%) | US$1,922 (+4.0%) | +2.53% |
| 45 | US$1,960 | US$1,960 | US$1,823 (-7.0%) | US$1,823 | US$1,987 (+9.0%) | US$2,108 (+6.1%) | US$2,289 (+8.6%) | US$2,380 (+4.0%) | +2.70% |
| 50 | US$2,091 | US$2,091 | US$1,996 (-4.5%) | US$1,996 | US$2,175 (+9.0%) | US$2,395 (+10.1%) | US$2,600 (+8.6%) | US$2,704 (+4.0%) | +3.59% |
| 55 | US$2,259 | US$2,259 | US$2,101 (-7.0%) | US$2,101 | US$2,290 (+9.0%) | US$2,522 (+10.1%) | US$2,738 (+8.6%) | US$2,847 (+4.0%) | +3.22% |
| 60 | US$2,928 | US$2,928 | US$2,689 (-8.2%) | US$2,689 | US$2,931 (+9.0%) | US$3,227 (+10.1%) | US$3,504 (+8.6%) | US$3,644 (+4.0%) | +3.04% |
| 65 | US$3,922 | US$3,922 | US$3,608 (-8.0%) | US$3,608 | US$3,933 (+9.0%) | US$4,408 (+12.1%) | US$4,786 (+8.6%) | US$4,978 (+4.0%) | +3.32% |
| 70 | US$5,102 | US$5,102 | US$4,699 (-7.9%) | US$4,699 | US$5,122 (+9.0%) | US$5,792 (+13.1%) | US$6,289 (+8.6%) | US$6,541 (+4.0%) | +3.46% |
| 75 | US$6,907 | US$6,907 | US$6,424 (-7.0%) | US$6,424 | US$7,002 (+9.0%) | US$7,989 (+14.1%) | US$8,674 (+8.6%) | US$9,021 (+4.0%) | +3.73% |
| 80 | US$8,032 | US$8,032 | US$7,698 (-4.2%) | US$7,698 | US$8,391 (+9.0%) | US$9,658 (+15.1%) | US$10,486 (+8.6%) | US$10,906 (+4.0%) | +4.28% |
| 85 | US$9,502 | US$9,502 | US$9,312 (-2.0%) | US$9,312 | US$10,151 (+9.0%) | US$11,683 (+15.1%) | US$12,685 (+8.6%) | US$13,192 (+4.0%) | +4.60% |
| 90 | US$10,702 | US$10,702 | US$10,702 | US$10,702 | US$11,666 (+9.0%) | US$13,427 (+15.1%) | US$14,578 (+8.6%) | US$15,161 (+4.0%) | +4.89% |
| 95 | US$11,456 | US$11,456 | US$11,456 | US$11,456 | US$12,487 (+9.0%) | US$14,373 (+15.1%) | US$15,605 (+8.6%) | US$16,229 (+4.0%) | +4.89% |
| 99 | US$12,078 | US$12,078 | US$12,078 | US$12,078 | US$13,165 (+9.0%) | US$15,153 (+15.1%) | US$16,453 (+8.6%) | US$17,111 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -7.4% | 0.0% | +9.0% | +11.0% | +8.0% | +4.0% | — |
0岁US$874
5岁US$629
10岁US$629
15岁US$629
20岁US$722
25岁US$986
30岁US$1,203
35岁US$1,370
40岁US$1,602
45岁US$1,960
50岁US$2,091
55岁US$2,259
60岁US$2,928
65岁US$3,922
70岁US$5,102
75岁US$6,907
80岁US$8,032
85岁US$9,502
90岁US$10,702
95岁US$11,456
99岁US$12,078
0岁US$874
5岁US$629
10岁US$629
15岁US$629
20岁US$722
25岁US$986
30岁US$1,203
35岁US$1,370
40岁US$1,602
45岁US$1,960
50岁US$2,091
55岁US$2,259
60岁US$2,928
65岁US$3,922
70岁US$5,102
75岁US$6,907
80岁US$8,032
85岁US$9,502
90岁US$10,702
95岁US$11,456
99岁US$12,078
0岁US$797 (-8.8%)
5岁US$545 (-13.4%)
10岁US$545 (-13.4%)
15岁US$545 (-13.4%)
20岁US$686 (-5.0%)
25岁US$887 (-10.0%)
30岁US$1,002 (-16.7%)
35岁US$1,219 (-11.0%)
40岁US$1,472 (-8.1%)
45岁US$1,823 (-7.0%)
50岁US$1,996 (-4.5%)
55岁US$2,101 (-7.0%)
60岁US$2,689 (-8.2%)
65岁US$3,608 (-8.0%)
70岁US$4,699 (-7.9%)
75岁US$6,424 (-7.0%)
80岁US$7,698 (-4.2%)
85岁US$9,312 (-2.0%)
90岁US$10,702
95岁US$11,456
99岁US$12,078
0岁US$797
5岁US$545
10岁US$545
15岁US$545
20岁US$686
25岁US$887
30岁US$1,002
35岁US$1,219
40岁US$1,472
45岁US$1,823
50岁US$1,996
55岁US$2,101
60岁US$2,689
65岁US$3,608
70岁US$4,699
75岁US$6,424
80岁US$7,698
85岁US$9,312
90岁US$10,702
95岁US$11,456
99岁US$12,078
0岁US$868 (+8.9%)
5岁US$594 (+9.0%)
10岁US$594 (+9.0%)
15岁US$594 (+9.0%)
20岁US$748 (+9.0%)
25岁US$967 (+9.0%)
30岁US$1,093 (+9.1%)
35岁US$1,329 (+9.0%)
40岁US$1,604 (+9.0%)
45岁US$1,987 (+9.0%)
50岁US$2,175 (+9.0%)
55岁US$2,290 (+9.0%)
60岁US$2,931 (+9.0%)
65岁US$3,933 (+9.0%)
70岁US$5,122 (+9.0%)
75岁US$7,002 (+9.0%)
80岁US$8,391 (+9.0%)
85岁US$10,151 (+9.0%)
90岁US$11,666 (+9.0%)
95岁US$12,487 (+9.0%)
99岁US$13,165 (+9.0%)
0岁US$999 (+15.1%)
5岁US$684 (+15.2%)
10岁US$654 (+10.1%)
15岁US$648 (+9.1%)
20岁US$794 (+6.1%)
25岁US$1,026 (+6.1%)
30岁US$1,159 (+6.0%)
35岁US$1,410 (+6.1%)
40岁US$1,702 (+6.1%)
45岁US$2,108 (+6.1%)
50岁US$2,395 (+10.1%)
55岁US$2,522 (+10.1%)
60岁US$3,227 (+10.1%)
65岁US$4,408 (+12.1%)
70岁US$5,792 (+13.1%)
75岁US$7,989 (+14.1%)
80岁US$9,658 (+15.1%)
85岁US$11,683 (+15.1%)
90岁US$13,427 (+15.1%)
95岁US$14,373 (+15.1%)
99岁US$15,153 (+15.1%)
0岁US$1,059 (+6.0%)
5岁US$725 (+6.0%)
10岁US$694 (+6.1%)
15岁US$694 (+7.1%)
20岁US$843 (+6.2%)
25岁US$1,101 (+7.3%)
30岁US$1,259 (+8.6%)
35岁US$1,530 (+8.5%)
40岁US$1,848 (+8.6%)
45岁US$2,289 (+8.6%)
50岁US$2,600 (+8.6%)
55岁US$2,738 (+8.6%)
60岁US$3,504 (+8.6%)
65岁US$4,786 (+8.6%)
70岁US$6,289 (+8.6%)
75岁US$8,674 (+8.6%)
80岁US$10,486 (+8.6%)
85岁US$12,685 (+8.6%)
90岁US$14,578 (+8.6%)
95岁US$15,605 (+8.6%)
99岁US$16,453 (+8.6%)
0岁US$1,102 (+4.1%)
5岁US$754 (+4.0%)
10岁US$721 (+3.9%)
15岁US$722 (+4.0%)
20岁US$877 (+4.0%)
25岁US$1,145 (+4.0%)
30岁US$1,309 (+4.0%)
35岁US$1,592 (+4.1%)
40岁US$1,922 (+4.0%)
45岁US$2,380 (+4.0%)
50岁US$2,704 (+4.0%)
55岁US$2,847 (+4.0%)
60岁US$3,644 (+4.0%)
65岁US$4,978 (+4.0%)
70岁US$6,541 (+4.0%)
75岁US$9,021 (+4.0%)
80岁US$10,906 (+4.0%)
85岁US$13,192 (+4.0%)
90岁US$15,161 (+4.0%)
95岁US$16,229 (+4.0%)
99岁US$17,111 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.23%
5岁+2.52%
10岁+1.89%
15岁+1.91%
20岁+2.70%
25岁+2.07%
30岁+1.16%
35岁+2.08%
40岁+2.53%
45岁+2.70%
50岁+3.59%
55岁+3.22%
60岁+3.04%
65岁+3.32%
70岁+3.46%
75岁+3.73%
80岁+4.28%
85岁+4.60%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。