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AIA自願醫保靈活計劃 - 普通房 (美元)
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友邦保險（國際）有限公司 · F00022-04-000 · 8 个版本 · 灵活计划 · 年均加幅 +3.48%
美元 (USD)
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| 年龄 | 2019-04-01 | 2020-01-20 | 2021-01-01 | 2021-03-15 | 2023-07-15 | 2024-07-15 | 2025-07-15 | 最新版本 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | US$610 | US$610 | US$556 (-8.9%) | US$556 | US$606 (+9.0%) | US$697 (+15.0%) | US$739 (+6.0%) | US$769 (+4.1%) | +3.16% |
| 5岁 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$414 (+15.0%) | US$439 (+6.0%) | US$456 (+3.9%) | +2.44% |
| 10岁 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | US$432 (+3.8%) | +1.70% |
| 15岁 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | US$432 (+3.8%) | +1.70% |
| 20岁 | US$420 | US$420 | US$407 (-3.1%) | US$407 | US$443 (+8.8%) | US$470 (+6.1%) | US$502 (+6.8%) | US$522 (+4.0%) | +2.96% |
| 25岁 | US$451 | US$451 | US$447 (-0.9%) | US$447 | US$487 (+8.9%) | US$517 (+6.2%) | US$555 (+7.4%) | US$577 (+4.0%) | +3.36% |
| 30岁 | US$495 | US$495 | US$491 (-0.8%) | US$491 | US$535 (+9.0%) | US$567 (+6.0%) | US$616 (+8.6%) | US$641 (+4.1%) | +3.53% |
| 35岁 | US$553 | US$553 | US$544 (-1.6%) | US$544 | US$592 (+8.8%) | US$629 (+6.3%) | US$682 (+8.4%) | US$710 (+4.1%) | +3.41% |
| 40岁 | US$664 | US$664 | US$658 (-0.9%) | US$658 | US$718 (+9.1%) | US$762 (+6.1%) | US$827 (+8.5%) | US$860 (+4.0%) | +3.53% |
| 45岁 | US$856 | US$856 | US$836 (-2.3%) | US$836 | US$911 (+9.0%) | US$967 (+6.1%) | US$1,050 (+8.6%) | US$1,092 (+4.0%) | +3.32% |
| 50岁 | US$1,041 | US$1,041 | US$1,032 (-0.9%) | US$1,032 | US$1,125 (+9.0%) | US$1,228 (+9.2%) | US$1,333 (+8.6%) | US$1,386 (+4.0%) | +3.91% |
| 55岁 | US$1,311 | US$1,311 | US$1,301 (-0.8%) | US$1,301 | US$1,418 (+9.0%) | US$1,547 (+9.1%) | US$1,680 (+8.6%) | US$1,747 (+4.0%) | +3.93% |
| 60岁 | US$1,816 | US$1,816 | US$1,709 (-5.9%) | US$1,709 | US$1,863 (+9.0%) | US$2,032 (+9.1%) | US$2,206 (+8.6%) | US$2,295 (+4.0%) | +3.19% |
| 65岁 | US$2,429 | US$2,429 | US$2,251 (-7.3%) | US$2,251 | US$2,454 (+9.0%) | US$2,751 (+12.1%) | US$2,987 (+8.6%) | US$3,106 (+4.0%) | +3.35% |
| 70岁 | US$3,159 | US$3,159 | US$2,907 (-8.0%) | US$2,907 | US$3,169 (+9.0%) | US$3,584 (+13.1%) | US$3,891 (+8.6%) | US$4,047 (+4.0%) | +3.38% |
| 75岁 | US$4,276 | US$4,276 | US$3,867 (-9.6%) | US$3,867 | US$4,215 (+9.0%) | US$4,810 (+14.1%) | US$5,222 (+8.6%) | US$5,431 (+4.0%) | +3.26% |
| 80岁 | US$4,956 | US$4,956 | US$4,827 (-2.6%) | US$4,827 | US$5,262 (+9.0%) | US$6,056 (+15.1%) | US$6,576 (+8.6%) | US$6,839 (+4.0%) | +4.41% |
| 85岁 | US$6,009 | US$6,009 | US$5,788 (-3.7%) | US$5,788 | US$6,308 (+9.0%) | US$7,261 (+15.1%) | US$7,883 (+8.6%) | US$8,199 (+4.0%) | +4.26% |
| 90岁 | US$6,747 | US$6,747 | US$6,747 | US$6,747 | US$7,354 (+9.0%) | US$8,465 (+15.1%) | US$9,191 (+8.6%) | US$9,558 (+4.0%) | +4.78% |
| 95岁 | US$7,222 | US$7,222 | US$7,222 | US$7,222 | US$7,872 (+9.0%) | US$9,060 (+15.1%) | US$9,837 (+8.6%) | US$10,230 (+4.0%) | +4.78% |
| 99岁 | US$7,613 | US$7,613 | US$7,613 | US$7,613 | US$8,298 (+9.0%) | US$9,551 (+15.1%) | US$10,370 (+8.6%) | US$10,785 (+4.0%) | +4.78% |
| 所有年龄平均 | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0岁US$610
5岁US$381
10岁US$381
15岁US$381
20岁US$420
25岁US$451
30岁US$495
35岁US$553
40岁US$664
45岁US$856
50岁US$1,041
55岁US$1,311
60岁US$1,816
65岁US$2,429
70岁US$3,159
75岁US$4,276
80岁US$4,956
85岁US$6,009
90岁US$6,747
95岁US$7,222
99岁US$7,613
0岁US$610
5岁US$381
10岁US$381
15岁US$381
20岁US$420
25岁US$451
30岁US$495
35岁US$553
40岁US$664
45岁US$856
50岁US$1,041
55岁US$1,311
60岁US$1,816
65岁US$2,429
70岁US$3,159
75岁US$4,276
80岁US$4,956
85岁US$6,009
90岁US$6,747
95岁US$7,222
99岁US$7,613
0岁US$556 (-8.9%)
5岁US$330 (-13.4%)
10岁US$330 (-13.4%)
15岁US$330 (-13.4%)
20岁US$407 (-3.1%)
25岁US$447 (-0.9%)
30岁US$491 (-0.8%)
35岁US$544 (-1.6%)
40岁US$658 (-0.9%)
45岁US$836 (-2.3%)
50岁US$1,032 (-0.9%)
55岁US$1,301 (-0.8%)
60岁US$1,709 (-5.9%)
65岁US$2,251 (-7.3%)
70岁US$2,907 (-8.0%)
75岁US$3,867 (-9.6%)
80岁US$4,827 (-2.6%)
85岁US$5,788 (-3.7%)
90岁US$6,747
95岁US$7,222
99岁US$7,613
0岁US$556
5岁US$330
10岁US$330
15岁US$330
20岁US$407
25岁US$447
30岁US$491
35岁US$544
40岁US$658
45岁US$836
50岁US$1,032
55岁US$1,301
60岁US$1,709
65岁US$2,251
70岁US$2,907
75岁US$3,867
80岁US$4,827
85岁US$5,788
90岁US$6,747
95岁US$7,222
99岁US$7,613
0岁US$606 (+9.0%)
5岁US$360 (+9.1%)
10岁US$360 (+9.1%)
15岁US$360 (+9.1%)
20岁US$443 (+8.8%)
25岁US$487 (+8.9%)
30岁US$535 (+9.0%)
35岁US$592 (+8.8%)
40岁US$718 (+9.1%)
45岁US$911 (+9.0%)
50岁US$1,125 (+9.0%)
55岁US$1,418 (+9.0%)
60岁US$1,863 (+9.0%)
65岁US$2,454 (+9.0%)
70岁US$3,169 (+9.0%)
75岁US$4,215 (+9.0%)
80岁US$5,262 (+9.0%)
85岁US$6,308 (+9.0%)
90岁US$7,354 (+9.0%)
95岁US$7,872 (+9.0%)
99岁US$8,298 (+9.0%)
0岁US$697 (+15.0%)
5岁US$414 (+15.0%)
10岁US$392 (+8.9%)
15岁US$392 (+8.9%)
20岁US$470 (+6.1%)
25岁US$517 (+6.2%)
30岁US$567 (+6.0%)
35岁US$629 (+6.3%)
40岁US$762 (+6.1%)
45岁US$967 (+6.1%)
50岁US$1,228 (+9.2%)
55岁US$1,547 (+9.1%)
60岁US$2,032 (+9.1%)
65岁US$2,751 (+12.1%)
70岁US$3,584 (+13.1%)
75岁US$4,810 (+14.1%)
80岁US$6,056 (+15.1%)
85岁US$7,261 (+15.1%)
90岁US$8,465 (+15.1%)
95岁US$9,060 (+15.1%)
99岁US$9,551 (+15.1%)
0岁US$739 (+6.0%)
5岁US$439 (+6.0%)
10岁US$416 (+6.1%)
15岁US$416 (+6.1%)
20岁US$502 (+6.8%)
25岁US$555 (+7.4%)
30岁US$616 (+8.6%)
35岁US$682 (+8.4%)
40岁US$827 (+8.5%)
45岁US$1,050 (+8.6%)
50岁US$1,333 (+8.6%)
55岁US$1,680 (+8.6%)
60岁US$2,206 (+8.6%)
65岁US$2,987 (+8.6%)
70岁US$3,891 (+8.6%)
75岁US$5,222 (+8.6%)
80岁US$6,576 (+8.6%)
85岁US$7,883 (+8.6%)
90岁US$9,191 (+8.6%)
95岁US$9,837 (+8.6%)
99岁US$10,370 (+8.6%)
0岁US$769 (+4.1%)
5岁US$456 (+3.9%)
10岁US$432 (+3.8%)
15岁US$432 (+3.8%)
20岁US$522 (+4.0%)
25岁US$577 (+4.0%)
30岁US$641 (+4.1%)
35岁US$710 (+4.1%)
40岁US$860 (+4.0%)
45岁US$1,092 (+4.0%)
50岁US$1,386 (+4.0%)
55岁US$1,747 (+4.0%)
60岁US$2,295 (+4.0%)
65岁US$3,106 (+4.0%)
70岁US$4,047 (+4.0%)
75岁US$5,431 (+4.0%)
80岁US$6,839 (+4.0%)
85岁US$8,199 (+4.0%)
90岁US$9,558 (+4.0%)
95岁US$10,230 (+4.0%)
99岁US$10,785 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.16%
5岁+2.44%
10岁+1.70%
15岁+1.70%
20岁+2.96%
25岁+3.36%
30岁+3.53%
35岁+3.41%
40岁+3.53%
45岁+3.32%
50岁+3.91%
55岁+3.93%
60岁+3.19%
65岁+3.35%
70岁+3.38%
75岁+3.26%
80岁+4.41%
85岁+4.26%
90岁+4.78%
95岁+4.78%
99岁+4.78%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。