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AIA自願醫保靈活計劃 - 標準私家房 (港元)
AIA Voluntary Health Insurance Flexi Scheme - Standard Private (HKD)
友邦保險（國際）有限公司 · F00022-03-000 · 8 个版本 · 灵活计划 · 年均加幅 +3.51%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-01-20 | 2021-01-01 | 2021-03-15 | 2023-07-15 | 2024-07-15 | 2025-07-15 | 最新版本 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$14,083 | HK$14,083 | HK$13,347 (-5.2%) | HK$13,347 | HK$14,548 (+9.0%) | HK$16,746 (+15.1%) | HK$17,750 (+6.0%) | HK$18,461 (+4.0%) | +3.70% |
| 5岁 | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,813 (+15.1%) | HK$10,402 (+6.0%) | HK$10,818 (+4.0%) | +2.48% |
| 10岁 | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,302 (+9.1%) | HK$9,860 (+6.0%) | HK$10,254 (+4.0%) | +1.74% |
| 15岁 | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,302 (+9.1%) | HK$9,860 (+6.0%) | HK$10,254 (+4.0%) | +1.74% |
| 20岁 | HK$10,512 | HK$10,512 | HK$10,182 (-3.1%) | HK$10,182 | HK$11,099 (+9.0%) | HK$11,776 (+6.1%) | HK$12,720 (+8.0%) | HK$13,229 (+4.0%) | +3.13% |
| 25岁 | HK$11,088 | HK$11,088 | HK$10,866 (-2.0%) | HK$10,866 | HK$11,844 (+9.0%) | HK$12,567 (+6.1%) | HK$13,492 (+7.4%) | HK$14,032 (+4.0%) | +3.21% |
| 30岁 | HK$12,298 | HK$12,298 | HK$12,202 (-0.8%) | HK$12,202 | HK$13,300 (+9.0%) | HK$14,111 (+6.1%) | HK$15,321 (+8.6%) | HK$15,934 (+4.0%) | +3.54% |
| 35岁 | HK$13,795 | HK$13,795 | HK$13,658 (-1.0%) | HK$13,658 | HK$14,887 (+9.0%) | HK$15,795 (+6.1%) | HK$17,150 (+8.6%) | HK$17,835 (+4.0%) | +3.51% |
| 40岁 | HK$16,934 | HK$16,934 | HK$16,790 (-0.9%) | HK$16,790 | HK$18,301 (+9.0%) | HK$19,417 (+6.1%) | HK$21,082 (+8.6%) | HK$21,925 (+4.0%) | +3.53% |
| 45岁 | HK$22,061 | HK$22,061 | HK$21,840 (-1.0%) | HK$21,840 | HK$23,806 (+9.0%) | HK$25,258 (+6.1%) | HK$27,423 (+8.6%) | HK$28,520 (+4.0%) | +3.50% |
| 50岁 | HK$27,130 | HK$27,130 | HK$26,909 (-0.8%) | HK$26,909 | HK$29,331 (+9.0%) | HK$32,000 (+9.1%) | HK$34,744 (+8.6%) | HK$36,134 (+4.0%) | +3.92% |
| 55岁 | HK$33,523 | HK$33,523 | HK$32,518 (-3.0%) | HK$32,518 | HK$35,444 (+9.0%) | HK$38,670 (+9.1%) | HK$41,985 (+8.6%) | HK$43,664 (+4.0%) | +3.61% |
| 60岁 | HK$46,310 | HK$46,310 | HK$43,572 (-5.9%) | HK$43,572 | HK$47,494 (+9.0%) | HK$51,815 (+9.1%) | HK$56,258 (+8.6%) | HK$58,508 (+4.0%) | +3.19% |
| 65岁 | HK$66,096 | HK$66,096 | HK$60,808 (-8.0%) | HK$60,808 | HK$66,281 (+9.0%) | HK$74,301 (+12.1%) | HK$80,671 (+8.6%) | HK$83,898 (+4.0%) | +3.25% |
| 70岁 | HK$87,984 | HK$87,984 | HK$80,962 (-8.0%) | HK$80,962 | HK$88,248 (+9.0%) | HK$99,809 (+13.1%) | HK$108,366 (+8.6%) | HK$112,701 (+4.0%) | +3.38% |
| 75岁 | HK$119,635 | HK$119,635 | HK$111,261 (-7.0%) | HK$111,261 | HK$121,274 (+9.0%) | HK$138,374 (+14.1%) | HK$150,238 (+8.6%) | HK$156,247 (+4.0%) | +3.65% |
| 80岁 | HK$138,557 | HK$138,557 | HK$134,953 (-2.6%) | HK$134,953 | HK$147,099 (+9.0%) | HK$169,310 (+15.1%) | HK$183,826 (+8.6%) | HK$191,179 (+4.0%) | +4.41% |
| 85岁 | HK$168,163 | HK$168,163 | HK$164,800 (-2.0%) | HK$164,800 | HK$179,632 (+9.0%) | HK$206,757 (+15.1%) | HK$224,484 (+8.6%) | HK$233,463 (+4.0%) | +4.50% |
| 90岁 | HK$188,784 | HK$188,784 | HK$188,784 | HK$188,784 | HK$205,775 (+9.0%) | HK$236,846 (+15.1%) | HK$257,154 (+8.6%) | HK$267,440 (+4.0%) | +4.78% |
| 95岁 | HK$202,090 | HK$202,090 | HK$202,090 | HK$202,090 | HK$220,278 (+9.0%) | HK$253,540 (+15.1%) | HK$275,278 (+8.6%) | HK$286,290 (+4.0%) | +4.78% |
| 99岁 | HK$213,062 | HK$213,062 | HK$213,062 | HK$213,062 | HK$232,238 (+9.0%) | HK$267,306 (+15.1%) | HK$290,224 (+8.6%) | HK$301,833 (+4.0%) | +4.78% |
| 所有年龄平均 | — | 0.0% | -4.3% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0岁HK$14,083
5岁HK$9,014
10岁HK$9,014
15岁HK$9,014
20岁HK$10,512
25岁HK$11,088
30岁HK$12,298
35岁HK$13,795
40岁HK$16,934
45岁HK$22,061
50岁HK$27,130
55岁HK$33,523
60岁HK$46,310
65岁HK$66,096
70岁HK$87,984
75岁HK$119,635
80岁HK$138,557
85岁HK$168,163
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$14,083
5岁HK$9,014
10岁HK$9,014
15岁HK$9,014
20岁HK$10,512
25岁HK$11,088
30岁HK$12,298
35岁HK$13,795
40岁HK$16,934
45岁HK$22,061
50岁HK$27,130
55岁HK$33,523
60岁HK$46,310
65岁HK$66,096
70岁HK$87,984
75岁HK$119,635
80岁HK$138,557
85岁HK$168,163
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$13,347 (-5.2%)
5岁HK$7,822 (-13.2%)
10岁HK$7,822 (-13.2%)
15岁HK$7,822 (-13.2%)
20岁HK$10,182 (-3.1%)
25岁HK$10,866 (-2.0%)
30岁HK$12,202 (-0.8%)
35岁HK$13,658 (-1.0%)
40岁HK$16,790 (-0.9%)
45岁HK$21,840 (-1.0%)
50岁HK$26,909 (-0.8%)
55岁HK$32,518 (-3.0%)
60岁HK$43,572 (-5.9%)
65岁HK$60,808 (-8.0%)
70岁HK$80,962 (-8.0%)
75岁HK$111,261 (-7.0%)
80岁HK$134,953 (-2.6%)
85岁HK$164,800 (-2.0%)
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$13,347
5岁HK$7,822
10岁HK$7,822
15岁HK$7,822
20岁HK$10,182
25岁HK$10,866
30岁HK$12,202
35岁HK$13,658
40岁HK$16,790
45岁HK$21,840
50岁HK$26,909
55岁HK$32,518
60岁HK$43,572
65岁HK$60,808
70岁HK$80,962
75岁HK$111,261
80岁HK$134,953
85岁HK$164,800
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$14,548 (+9.0%)
5岁HK$8,526 (+9.0%)
10岁HK$8,526 (+9.0%)
15岁HK$8,526 (+9.0%)
20岁HK$11,099 (+9.0%)
25岁HK$11,844 (+9.0%)
30岁HK$13,300 (+9.0%)
35岁HK$14,887 (+9.0%)
40岁HK$18,301 (+9.0%)
45岁HK$23,806 (+9.0%)
50岁HK$29,331 (+9.0%)
55岁HK$35,444 (+9.0%)
60岁HK$47,494 (+9.0%)
65岁HK$66,281 (+9.0%)
70岁HK$88,248 (+9.0%)
75岁HK$121,274 (+9.0%)
80岁HK$147,099 (+9.0%)
85岁HK$179,632 (+9.0%)
90岁HK$205,775 (+9.0%)
95岁HK$220,278 (+9.0%)
99岁HK$232,238 (+9.0%)
0岁HK$16,746 (+15.1%)
5岁HK$9,813 (+15.1%)
10岁HK$9,302 (+9.1%)
15岁HK$9,302 (+9.1%)
20岁HK$11,776 (+6.1%)
25岁HK$12,567 (+6.1%)
30岁HK$14,111 (+6.1%)
35岁HK$15,795 (+6.1%)
40岁HK$19,417 (+6.1%)
45岁HK$25,258 (+6.1%)
50岁HK$32,000 (+9.1%)
55岁HK$38,670 (+9.1%)
60岁HK$51,815 (+9.1%)
65岁HK$74,301 (+12.1%)
70岁HK$99,809 (+13.1%)
75岁HK$138,374 (+14.1%)
80岁HK$169,310 (+15.1%)
85岁HK$206,757 (+15.1%)
90岁HK$236,846 (+15.1%)
95岁HK$253,540 (+15.1%)
99岁HK$267,306 (+15.1%)
0岁HK$17,750 (+6.0%)
5岁HK$10,402 (+6.0%)
10岁HK$9,860 (+6.0%)
15岁HK$9,860 (+6.0%)
20岁HK$12,720 (+8.0%)
25岁HK$13,492 (+7.4%)
30岁HK$15,321 (+8.6%)
35岁HK$17,150 (+8.6%)
40岁HK$21,082 (+8.6%)
45岁HK$27,423 (+8.6%)
50岁HK$34,744 (+8.6%)
55岁HK$41,985 (+8.6%)
60岁HK$56,258 (+8.6%)
65岁HK$80,671 (+8.6%)
70岁HK$108,366 (+8.6%)
75岁HK$150,238 (+8.6%)
80岁HK$183,826 (+8.6%)
85岁HK$224,484 (+8.6%)
90岁HK$257,154 (+8.6%)
95岁HK$275,278 (+8.6%)
99岁HK$290,224 (+8.6%)
0岁HK$18,461 (+4.0%)
5岁HK$10,818 (+4.0%)
10岁HK$10,254 (+4.0%)
15岁HK$10,254 (+4.0%)
20岁HK$13,229 (+4.0%)
25岁HK$14,032 (+4.0%)
30岁HK$15,934 (+4.0%)
35岁HK$17,835 (+4.0%)
40岁HK$21,925 (+4.0%)
45岁HK$28,520 (+4.0%)
50岁HK$36,134 (+4.0%)
55岁HK$43,664 (+4.0%)
60岁HK$58,508 (+4.0%)
65岁HK$83,898 (+4.0%)
70岁HK$112,701 (+4.0%)
75岁HK$156,247 (+4.0%)
80岁HK$191,179 (+4.0%)
85岁HK$233,463 (+4.0%)
90岁HK$267,440 (+4.0%)
95岁HK$286,290 (+4.0%)
99岁HK$301,833 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.70%
5岁+2.48%
10岁+1.74%
15岁+1.74%
20岁+3.13%
25岁+3.21%
30岁+3.54%
35岁+3.51%
40岁+3.53%
45岁+3.50%
50岁+3.92%
55岁+3.61%
60岁+3.19%
65岁+3.25%
70岁+3.38%
75岁+3.65%
80岁+4.41%
85岁+4.50%
90岁+4.78%
95岁+4.78%
99岁+4.78%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。