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AIA自願醫保靈活計劃 - 標準私家房 (港元)
AIA Voluntary Health Insurance Flexi Scheme - Standard Private (HKD)
友邦保險（國際）有限公司 · F00022-03-000 · 8 个版本 · 灵活计划 · 年均加幅 +3.59%
男 Male
| 年龄 | F00022-03-000-01 2019-04-01 | F00022-03-000-02 2020-01-20 | F00022-03-000-02 2021-01-01 | F00022-03-000-03 2021-03-15 | F00022-03-000-03 2023-07-15 | F00022-03-000-03 2024-07-15 | F00022-03-000-03 2025-07-15 | F00022-03-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,083 | HK$14,083 | HK$13,347 (-5.2%) | HK$13,347 | HK$14,548 (+9.0%) | HK$16,746 (+15.1%) | HK$17,750 (+6.0%) | HK$18,461 (+4.0%) | +3.78% |
| 5 | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,813 (+15.1%) | HK$10,402 (+6.0%) | HK$10,818 (+4.0%) | +2.53% |
| 10 | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,302 (+9.1%) | HK$9,860 (+6.0%) | HK$10,254 (+4.0%) | +1.78% |
| 15 | HK$9,014 | HK$9,014 | HK$7,822 (-13.2%) | HK$7,822 | HK$8,526 (+9.0%) | HK$9,302 (+9.1%) | HK$9,860 (+6.0%) | HK$10,254 (+4.0%) | +1.78% |
| 20 | HK$10,512 | HK$10,512 | HK$10,182 (-3.1%) | HK$10,182 | HK$11,099 (+9.0%) | HK$11,776 (+6.1%) | HK$12,720 (+8.0%) | HK$13,229 (+4.0%) | +3.20% |
| 25 | HK$11,088 | HK$11,088 | HK$10,866 (-2.0%) | HK$10,866 | HK$11,844 (+9.0%) | HK$12,567 (+6.1%) | HK$13,492 (+7.4%) | HK$14,032 (+4.0%) | +3.28% |
| 30 | HK$12,298 | HK$12,298 | HK$12,202 (-0.8%) | HK$12,202 | HK$13,300 (+9.0%) | HK$14,111 (+6.1%) | HK$15,321 (+8.6%) | HK$15,934 (+4.0%) | +3.61% |
| 35 | HK$13,795 | HK$13,795 | HK$13,658 (-1.0%) | HK$13,658 | HK$14,887 (+9.0%) | HK$15,795 (+6.1%) | HK$17,150 (+8.6%) | HK$17,835 (+4.0%) | +3.58% |
| 40 | HK$16,934 | HK$16,934 | HK$16,790 (-0.9%) | HK$16,790 | HK$18,301 (+9.0%) | HK$19,417 (+6.1%) | HK$21,082 (+8.6%) | HK$21,925 (+4.0%) | +3.60% |
| 45 | HK$22,061 | HK$22,061 | HK$21,840 (-1.0%) | HK$21,840 | HK$23,806 (+9.0%) | HK$25,258 (+6.1%) | HK$27,423 (+8.6%) | HK$28,520 (+4.0%) | +3.58% |
| 50 | HK$27,130 | HK$27,130 | HK$26,909 (-0.8%) | HK$26,909 | HK$29,331 (+9.0%) | HK$32,000 (+9.1%) | HK$34,744 (+8.6%) | HK$36,134 (+4.0%) | +4.01% |
| 55 | HK$33,523 | HK$33,523 | HK$32,518 (-3.0%) | HK$32,518 | HK$35,444 (+9.0%) | HK$38,670 (+9.1%) | HK$41,985 (+8.6%) | HK$43,664 (+4.0%) | +3.69% |
| 60 | HK$46,310 | HK$46,310 | HK$43,572 (-5.9%) | HK$43,572 | HK$47,494 (+9.0%) | HK$51,815 (+9.1%) | HK$56,258 (+8.6%) | HK$58,508 (+4.0%) | +3.26% |
| 65 | HK$66,096 | HK$66,096 | HK$60,808 (-8.0%) | HK$60,808 | HK$66,281 (+9.0%) | HK$74,301 (+12.1%) | HK$80,671 (+8.6%) | HK$83,898 (+4.0%) | +3.32% |
| 70 | HK$87,984 | HK$87,984 | HK$80,962 (-8.0%) | HK$80,962 | HK$88,248 (+9.0%) | HK$99,809 (+13.1%) | HK$108,366 (+8.6%) | HK$112,701 (+4.0%) | +3.45% |
| 75 | HK$119,635 | HK$119,635 | HK$111,261 (-7.0%) | HK$111,261 | HK$121,274 (+9.0%) | HK$138,374 (+14.1%) | HK$150,238 (+8.6%) | HK$156,247 (+4.0%) | +3.73% |
| 80 | HK$138,557 | HK$138,557 | HK$134,953 (-2.6%) | HK$134,953 | HK$147,099 (+9.0%) | HK$169,310 (+15.1%) | HK$183,826 (+8.6%) | HK$191,179 (+4.0%) | +4.51% |
| 85 | HK$168,163 | HK$168,163 | HK$164,800 (-2.0%) | HK$164,800 | HK$179,632 (+9.0%) | HK$206,757 (+15.1%) | HK$224,484 (+8.6%) | HK$233,463 (+4.0%) | +4.60% |
| 90 | HK$188,784 | HK$188,784 | HK$188,784 | HK$188,784 | HK$205,775 (+9.0%) | HK$236,846 (+15.1%) | HK$257,154 (+8.6%) | HK$267,440 (+4.0%) | +4.89% |
| 95 | HK$202,090 | HK$202,090 | HK$202,090 | HK$202,090 | HK$220,278 (+9.0%) | HK$253,540 (+15.1%) | HK$275,278 (+8.6%) | HK$286,290 (+4.0%) | +4.89% |
| 99 | HK$213,062 | HK$213,062 | HK$213,062 | HK$213,062 | HK$232,238 (+9.0%) | HK$267,306 (+15.1%) | HK$290,224 (+8.6%) | HK$301,833 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -4.3% | 0.0% | +9.0% | +10.8% | +8.0% | +4.0% | — |
0岁HK$14,083
5岁HK$9,014
10岁HK$9,014
15岁HK$9,014
20岁HK$10,512
25岁HK$11,088
30岁HK$12,298
35岁HK$13,795
40岁HK$16,934
45岁HK$22,061
50岁HK$27,130
55岁HK$33,523
60岁HK$46,310
65岁HK$66,096
70岁HK$87,984
75岁HK$119,635
80岁HK$138,557
85岁HK$168,163
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$14,083
5岁HK$9,014
10岁HK$9,014
15岁HK$9,014
20岁HK$10,512
25岁HK$11,088
30岁HK$12,298
35岁HK$13,795
40岁HK$16,934
45岁HK$22,061
50岁HK$27,130
55岁HK$33,523
60岁HK$46,310
65岁HK$66,096
70岁HK$87,984
75岁HK$119,635
80岁HK$138,557
85岁HK$168,163
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$13,347 (-5.2%)
5岁HK$7,822 (-13.2%)
10岁HK$7,822 (-13.2%)
15岁HK$7,822 (-13.2%)
20岁HK$10,182 (-3.1%)
25岁HK$10,866 (-2.0%)
30岁HK$12,202 (-0.8%)
35岁HK$13,658 (-1.0%)
40岁HK$16,790 (-0.9%)
45岁HK$21,840 (-1.0%)
50岁HK$26,909 (-0.8%)
55岁HK$32,518 (-3.0%)
60岁HK$43,572 (-5.9%)
65岁HK$60,808 (-8.0%)
70岁HK$80,962 (-8.0%)
75岁HK$111,261 (-7.0%)
80岁HK$134,953 (-2.6%)
85岁HK$164,800 (-2.0%)
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$13,347
5岁HK$7,822
10岁HK$7,822
15岁HK$7,822
20岁HK$10,182
25岁HK$10,866
30岁HK$12,202
35岁HK$13,658
40岁HK$16,790
45岁HK$21,840
50岁HK$26,909
55岁HK$32,518
60岁HK$43,572
65岁HK$60,808
70岁HK$80,962
75岁HK$111,261
80岁HK$134,953
85岁HK$164,800
90岁HK$188,784
95岁HK$202,090
99岁HK$213,062
0岁HK$14,548 (+9.0%)
5岁HK$8,526 (+9.0%)
10岁HK$8,526 (+9.0%)
15岁HK$8,526 (+9.0%)
20岁HK$11,099 (+9.0%)
25岁HK$11,844 (+9.0%)
30岁HK$13,300 (+9.0%)
35岁HK$14,887 (+9.0%)
40岁HK$18,301 (+9.0%)
45岁HK$23,806 (+9.0%)
50岁HK$29,331 (+9.0%)
55岁HK$35,444 (+9.0%)
60岁HK$47,494 (+9.0%)
65岁HK$66,281 (+9.0%)
70岁HK$88,248 (+9.0%)
75岁HK$121,274 (+9.0%)
80岁HK$147,099 (+9.0%)
85岁HK$179,632 (+9.0%)
90岁HK$205,775 (+9.0%)
95岁HK$220,278 (+9.0%)
99岁HK$232,238 (+9.0%)
0岁HK$16,746 (+15.1%)
5岁HK$9,813 (+15.1%)
10岁HK$9,302 (+9.1%)
15岁HK$9,302 (+9.1%)
20岁HK$11,776 (+6.1%)
25岁HK$12,567 (+6.1%)
30岁HK$14,111 (+6.1%)
35岁HK$15,795 (+6.1%)
40岁HK$19,417 (+6.1%)
45岁HK$25,258 (+6.1%)
50岁HK$32,000 (+9.1%)
55岁HK$38,670 (+9.1%)
60岁HK$51,815 (+9.1%)
65岁HK$74,301 (+12.1%)
70岁HK$99,809 (+13.1%)
75岁HK$138,374 (+14.1%)
80岁HK$169,310 (+15.1%)
85岁HK$206,757 (+15.1%)
90岁HK$236,846 (+15.1%)
95岁HK$253,540 (+15.1%)
99岁HK$267,306 (+15.1%)
0岁HK$17,750 (+6.0%)
5岁HK$10,402 (+6.0%)
10岁HK$9,860 (+6.0%)
15岁HK$9,860 (+6.0%)
20岁HK$12,720 (+8.0%)
25岁HK$13,492 (+7.4%)
30岁HK$15,321 (+8.6%)
35岁HK$17,150 (+8.6%)
40岁HK$21,082 (+8.6%)
45岁HK$27,423 (+8.6%)
50岁HK$34,744 (+8.6%)
55岁HK$41,985 (+8.6%)
60岁HK$56,258 (+8.6%)
65岁HK$80,671 (+8.6%)
70岁HK$108,366 (+8.6%)
75岁HK$150,238 (+8.6%)
80岁HK$183,826 (+8.6%)
85岁HK$224,484 (+8.6%)
90岁HK$257,154 (+8.6%)
95岁HK$275,278 (+8.6%)
99岁HK$290,224 (+8.6%)
0岁HK$18,461 (+4.0%)
5岁HK$10,818 (+4.0%)
10岁HK$10,254 (+4.0%)
15岁HK$10,254 (+4.0%)
20岁HK$13,229 (+4.0%)
25岁HK$14,032 (+4.0%)
30岁HK$15,934 (+4.0%)
35岁HK$17,835 (+4.0%)
40岁HK$21,925 (+4.0%)
45岁HK$28,520 (+4.0%)
50岁HK$36,134 (+4.0%)
55岁HK$43,664 (+4.0%)
60岁HK$58,508 (+4.0%)
65岁HK$83,898 (+4.0%)
70岁HK$112,701 (+4.0%)
75岁HK$156,247 (+4.0%)
80岁HK$191,179 (+4.0%)
85岁HK$233,463 (+4.0%)
90岁HK$267,440 (+4.0%)
95岁HK$286,290 (+4.0%)
99岁HK$301,833 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.78%
5岁+2.53%
10岁+1.78%
15岁+1.78%
20岁+3.20%
25岁+3.28%
30岁+3.61%
35岁+3.58%
40岁+3.60%
45岁+3.58%
50岁+4.01%
55岁+3.69%
60岁+3.26%
65岁+3.32%
70岁+3.45%
75岁+3.73%
80岁+4.51%
85岁+4.60%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00022-03-000-01 2019-04-01 | F00022-03-000-02 2020-01-20 | F00022-03-000-02 2021-01-01 | F00022-03-000-03 2021-03-15 | F00022-03-000-03 2023-07-15 | F00022-03-000-03 2024-07-15 | F00022-03-000-03 2025-07-15 | F00022-03-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$10,224 | HK$10,224 | HK$9,322 (-8.8%) | HK$9,322 | HK$10,161 (+9.0%) | HK$11,696 (+15.1%) | HK$12,398 (+6.0%) | HK$12,894 (+4.0%) | +3.23% |
| 5 | HK$8,323 | HK$8,323 | HK$7,218 (-13.3%) | HK$7,218 | HK$7,867 (+9.0%) | HK$9,055 (+15.1%) | HK$9,598 (+6.0%) | HK$9,982 (+4.0%) | +2.52% |
| 10 | HK$8,323 | HK$8,323 | HK$7,218 (-13.3%) | HK$7,218 | HK$7,867 (+9.0%) | HK$8,662 (+10.1%) | HK$9,182 (+6.0%) | HK$9,549 (+4.0%) | +1.90% |
| 15 | HK$8,323 | HK$8,323 | HK$7,218 (-13.3%) | HK$7,218 | HK$7,867 (+9.0%) | HK$8,583 (+9.1%) | HK$9,185 (+7.0%) | HK$9,552 (+4.0%) | +1.91% |
| 20 | HK$10,368 | HK$10,368 | HK$9,858 (-4.9%) | HK$9,858 | HK$10,746 (+9.0%) | HK$11,401 (+6.1%) | HK$12,107 (+6.2%) | HK$12,591 (+4.0%) | +2.70% |
| 25 | HK$13,363 | HK$13,363 | HK$12,161 (-9.0%) | HK$12,161 | HK$13,255 (+9.0%) | HK$14,064 (+6.1%) | HK$15,099 (+7.4%) | HK$15,703 (+4.0%) | +2.24% |
| 30 | HK$16,214 | HK$16,214 | HK$13,510 (-16.7%) | HK$13,510 | HK$14,725 (+9.0%) | HK$15,624 (+6.1%) | HK$16,963 (+8.6%) | HK$17,642 (+4.0%) | +1.16% |
| 35 | HK$18,490 | HK$18,490 | HK$16,271 (-12.0%) | HK$16,271 | HK$17,736 (+9.0%) | HK$18,818 (+6.1%) | HK$20,431 (+8.6%) | HK$21,249 (+4.0%) | +1.92% |
| 40 | HK$21,600 | HK$21,600 | HK$19,846 (-8.1%) | HK$19,846 | HK$21,633 (+9.0%) | HK$22,952 (+6.1%) | HK$24,920 (+8.6%) | HK$25,917 (+4.0%) | +2.53% |
| 45 | HK$27,590 | HK$27,590 | HK$25,659 (-7.0%) | HK$25,659 | HK$27,969 (+9.0%) | HK$29,674 (+6.1%) | HK$32,218 (+8.6%) | HK$33,507 (+4.0%) | +2.70% |
| 50 | HK$30,096 | HK$30,096 | HK$28,721 (-4.6%) | HK$28,721 | HK$31,306 (+9.0%) | HK$34,467 (+10.1%) | HK$37,422 (+8.6%) | HK$38,919 (+4.0%) | +3.59% |
| 55 | HK$33,667 | HK$33,667 | HK$31,310 (-7.0%) | HK$31,310 | HK$34,128 (+9.0%) | HK$37,575 (+10.1%) | HK$40,797 (+8.6%) | HK$42,429 (+4.0%) | +3.22% |
| 60 | HK$42,624 | HK$42,624 | HK$39,142 (-8.2%) | HK$39,142 | HK$42,665 (+9.0%) | HK$46,974 (+10.1%) | HK$51,002 (+8.6%) | HK$53,042 (+4.0%) | +3.04% |
| 65 | HK$60,250 | HK$60,250 | HK$55,430 (-8.0%) | HK$55,430 | HK$60,418 (+9.0%) | HK$67,729 (+12.1%) | HK$73,536 (+8.6%) | HK$76,478 (+4.0%) | +3.32% |
| 70 | HK$80,237 | HK$80,237 | HK$73,889 (-7.9%) | HK$73,889 | HK$80,539 (+9.0%) | HK$91,090 (+13.1%) | HK$98,899 (+8.6%) | HK$102,855 (+4.0%) | +3.46% |
| 75 | HK$108,778 | HK$108,778 | HK$101,163 (-7.0%) | HK$101,163 | HK$110,268 (+9.0%) | HK$125,816 (+14.1%) | HK$136,603 (+8.6%) | HK$142,067 (+4.0%) | +3.73% |
| 80 | HK$126,461 | HK$126,461 | HK$121,207 (-4.2%) | HK$121,207 | HK$132,116 (+9.0%) | HK$152,066 (+15.1%) | HK$165,103 (+8.6%) | HK$171,707 (+4.0%) | +4.28% |
| 85 | HK$149,501 | HK$149,501 | HK$146,510 (-2.0%) | HK$146,510 | HK$159,696 (+9.0%) | HK$183,810 (+15.1%) | HK$199,570 (+8.6%) | HK$207,554 (+4.0%) | +4.60% |
| 90 | HK$167,990 | HK$167,990 | HK$167,990 | HK$167,990 | HK$183,110 (+9.0%) | HK$210,759 (+15.1%) | HK$228,830 (+8.6%) | HK$237,982 (+4.0%) | +4.89% |
| 95 | HK$179,741 | HK$179,741 | HK$179,741 | HK$179,741 | HK$195,917 (+9.0%) | HK$225,501 (+15.1%) | HK$244,835 (+8.6%) | HK$254,629 (+4.0%) | +4.89% |
| 99 | HK$189,533 | HK$189,533 | HK$189,533 | HK$189,533 | HK$206,591 (+9.0%) | HK$237,786 (+15.1%) | HK$258,173 (+8.6%) | HK$268,500 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -7.4% | 0.0% | +9.0% | +11.0% | +8.0% | +4.0% | — |
0岁HK$10,224
5岁HK$8,323
10岁HK$8,323
15岁HK$8,323
20岁HK$10,368
25岁HK$13,363
30岁HK$16,214
35岁HK$18,490
40岁HK$21,600
45岁HK$27,590
50岁HK$30,096
55岁HK$33,667
60岁HK$42,624
65岁HK$60,250
70岁HK$80,237
75岁HK$108,778
80岁HK$126,461
85岁HK$149,501
90岁HK$167,990
95岁HK$179,741
99岁HK$189,533
0岁HK$10,224
5岁HK$8,323
10岁HK$8,323
15岁HK$8,323
20岁HK$10,368
25岁HK$13,363
30岁HK$16,214
35岁HK$18,490
40岁HK$21,600
45岁HK$27,590
50岁HK$30,096
55岁HK$33,667
60岁HK$42,624
65岁HK$60,250
70岁HK$80,237
75岁HK$108,778
80岁HK$126,461
85岁HK$149,501
90岁HK$167,990
95岁HK$179,741
99岁HK$189,533
0岁HK$9,322 (-8.8%)
5岁HK$7,218 (-13.3%)
10岁HK$7,218 (-13.3%)
15岁HK$7,218 (-13.3%)
20岁HK$9,858 (-4.9%)
25岁HK$12,161 (-9.0%)
30岁HK$13,510 (-16.7%)
35岁HK$16,271 (-12.0%)
40岁HK$19,846 (-8.1%)
45岁HK$25,659 (-7.0%)
50岁HK$28,721 (-4.6%)
55岁HK$31,310 (-7.0%)
60岁HK$39,142 (-8.2%)
65岁HK$55,430 (-8.0%)
70岁HK$73,889 (-7.9%)
75岁HK$101,163 (-7.0%)
80岁HK$121,207 (-4.2%)
85岁HK$146,510 (-2.0%)
90岁HK$167,990
95岁HK$179,741
99岁HK$189,533
0岁HK$9,322
5岁HK$7,218
10岁HK$7,218
15岁HK$7,218
20岁HK$9,858
25岁HK$12,161
30岁HK$13,510
35岁HK$16,271
40岁HK$19,846
45岁HK$25,659
50岁HK$28,721
55岁HK$31,310
60岁HK$39,142
65岁HK$55,430
70岁HK$73,889
75岁HK$101,163
80岁HK$121,207
85岁HK$146,510
90岁HK$167,990
95岁HK$179,741
99岁HK$189,533
0岁HK$10,161 (+9.0%)
5岁HK$7,867 (+9.0%)
10岁HK$7,867 (+9.0%)
15岁HK$7,867 (+9.0%)
20岁HK$10,746 (+9.0%)
25岁HK$13,255 (+9.0%)
30岁HK$14,725 (+9.0%)
35岁HK$17,736 (+9.0%)
40岁HK$21,633 (+9.0%)
45岁HK$27,969 (+9.0%)
50岁HK$31,306 (+9.0%)
55岁HK$34,128 (+9.0%)
60岁HK$42,665 (+9.0%)
65岁HK$60,418 (+9.0%)
70岁HK$80,539 (+9.0%)
75岁HK$110,268 (+9.0%)
80岁HK$132,116 (+9.0%)
85岁HK$159,696 (+9.0%)
90岁HK$183,110 (+9.0%)
95岁HK$195,917 (+9.0%)
99岁HK$206,591 (+9.0%)
0岁HK$11,696 (+15.1%)
5岁HK$9,055 (+15.1%)
10岁HK$8,662 (+10.1%)
15岁HK$8,583 (+9.1%)
20岁HK$11,401 (+6.1%)
25岁HK$14,064 (+6.1%)
30岁HK$15,624 (+6.1%)
35岁HK$18,818 (+6.1%)
40岁HK$22,952 (+6.1%)
45岁HK$29,674 (+6.1%)
50岁HK$34,467 (+10.1%)
55岁HK$37,575 (+10.1%)
60岁HK$46,974 (+10.1%)
65岁HK$67,729 (+12.1%)
70岁HK$91,090 (+13.1%)
75岁HK$125,816 (+14.1%)
80岁HK$152,066 (+15.1%)
85岁HK$183,810 (+15.1%)
90岁HK$210,759 (+15.1%)
95岁HK$225,501 (+15.1%)
99岁HK$237,786 (+15.1%)
0岁HK$12,398 (+6.0%)
5岁HK$9,598 (+6.0%)
10岁HK$9,182 (+6.0%)
15岁HK$9,185 (+7.0%)
20岁HK$12,107 (+6.2%)
25岁HK$15,099 (+7.4%)
30岁HK$16,963 (+8.6%)
35岁HK$20,431 (+8.6%)
40岁HK$24,920 (+8.6%)
45岁HK$32,218 (+8.6%)
50岁HK$37,422 (+8.6%)
55岁HK$40,797 (+8.6%)
60岁HK$51,002 (+8.6%)
65岁HK$73,536 (+8.6%)
70岁HK$98,899 (+8.6%)
75岁HK$136,603 (+8.6%)
80岁HK$165,103 (+8.6%)
85岁HK$199,570 (+8.6%)
90岁HK$228,830 (+8.6%)
95岁HK$244,835 (+8.6%)
99岁HK$258,173 (+8.6%)
0岁HK$12,894 (+4.0%)
5岁HK$9,982 (+4.0%)
10岁HK$9,549 (+4.0%)
15岁HK$9,552 (+4.0%)
20岁HK$12,591 (+4.0%)
25岁HK$15,703 (+4.0%)
30岁HK$17,642 (+4.0%)
35岁HK$21,249 (+4.0%)
40岁HK$25,917 (+4.0%)
45岁HK$33,507 (+4.0%)
50岁HK$38,919 (+4.0%)
55岁HK$42,429 (+4.0%)
60岁HK$53,042 (+4.0%)
65岁HK$76,478 (+4.0%)
70岁HK$102,855 (+4.0%)
75岁HK$142,067 (+4.0%)
80岁HK$171,707 (+4.0%)
85岁HK$207,554 (+4.0%)
90岁HK$237,982 (+4.0%)
95岁HK$254,629 (+4.0%)
99岁HK$268,500 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.23%
5岁+2.52%
10岁+1.90%
15岁+1.91%
20岁+2.70%
25岁+2.24%
30岁+1.16%
35岁+1.92%
40岁+2.53%
45岁+2.70%
50岁+3.59%
55岁+3.22%
60岁+3.04%
65岁+3.32%
70岁+3.46%
75岁+3.73%
80岁+4.28%
85岁+4.60%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。