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AIA自願醫保靈活計劃 - 普通房 (港元)
AIA Voluntary Health Insurance Flexi Scheme - Ward (HKD)
友邦保險（國際）有限公司 · F00022-01-000 · 8 个版本 · 灵活计划 · 年均加幅 +3.56%
男 Male
| 年龄 | F00022-01-000-01 2019-04-01 | F00022-01-000-02 2020-01-20 | F00022-01-000-02 2021-01-01 | F00022-01-000-03 2021-03-15 | F00022-01-000-03 2023-07-15 | F00022-01-000-03 2024-07-15 | F00022-01-000-03 2025-07-15 | F00022-01-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,832 | HK$4,832 | HK$4,403 (-8.9%) | HK$4,403 | HK$4,800 (+9.0%) | HK$5,524 (+15.1%) | HK$5,855 (+6.0%) | HK$6,090 (+4.0%) | +3.22% |
| 5 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,278 (+15.1%) | HK$3,474 (+6.0%) | HK$3,614 (+4.0%) | +2.52% |
| 10 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | HK$3,426 (+4.0%) | +1.77% |
| 15 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | HK$3,426 (+4.0%) | +1.77% |
| 20 | HK$3,328 | HK$3,328 | HK$3,223 (-3.2%) | HK$3,223 | HK$3,507 (+8.8%) | HK$3,721 (+6.1%) | HK$3,973 (+6.8%) | HK$4,132 (+4.0%) | +3.01% |
| 25 | HK$3,571 | HK$3,571 | HK$3,540 (-0.9%) | HK$3,540 | HK$3,859 (+9.0%) | HK$4,094 (+6.1%) | HK$4,396 (+7.4%) | HK$4,572 (+4.0%) | +3.44% |
| 30 | HK$3,917 | HK$3,917 | HK$3,886 (-0.8%) | HK$3,886 | HK$4,236 (+9.0%) | HK$4,494 (+6.1%) | HK$4,880 (+8.6%) | HK$5,075 (+4.0%) | +3.61% |
| 35 | HK$4,378 | HK$4,378 | HK$4,305 (-1.7%) | HK$4,305 | HK$4,692 (+9.0%) | HK$4,978 (+6.1%) | HK$5,406 (+8.6%) | HK$5,622 (+4.0%) | +3.49% |
| 40 | HK$5,261 | HK$5,261 | HK$5,216 (-0.9%) | HK$5,216 | HK$5,685 (+9.0%) | HK$6,032 (+6.1%) | HK$6,549 (+8.6%) | HK$6,810 (+4.0%) | +3.60% |
| 45 | HK$6,784 | HK$6,784 | HK$6,620 (-2.4%) | HK$6,620 | HK$7,216 (+9.0%) | HK$7,656 (+6.1%) | HK$8,313 (+8.6%) | HK$8,646 (+4.0%) | +3.38% |
| 50 | HK$8,243 | HK$8,243 | HK$8,176 (-0.8%) | HK$8,176 | HK$8,912 (+9.0%) | HK$9,723 (+9.1%) | HK$10,557 (+8.6%) | HK$10,979 (+4.0%) | +4.01% |
| 55 | HK$10,387 | HK$10,387 | HK$10,304 (-0.8%) | HK$10,304 | HK$11,231 (+9.0%) | HK$12,254 (+9.1%) | HK$13,304 (+8.6%) | HK$13,836 (+4.0%) | +4.01% |
| 60 | HK$14,387 | HK$14,387 | HK$13,537 (-5.9%) | HK$13,537 | HK$14,755 (+9.0%) | HK$16,098 (+9.1%) | HK$17,478 (+8.6%) | HK$18,177 (+4.0%) | +3.26% |
| 65 | HK$19,238 | HK$19,238 | HK$17,833 (-7.3%) | HK$17,833 | HK$19,438 (+9.0%) | HK$21,790 (+12.1%) | HK$23,658 (+8.6%) | HK$24,604 (+4.0%) | +3.43% |
| 70 | HK$25,024 | HK$25,024 | HK$23,026 (-8.0%) | HK$23,026 | HK$25,099 (+9.0%) | HK$28,386 (+13.1%) | HK$30,820 (+8.6%) | HK$32,053 (+4.0%) | +3.45% |
| 75 | HK$33,869 | HK$33,869 | HK$30,632 (-9.6%) | HK$30,632 | HK$33,389 (+9.0%) | HK$38,097 (+14.1%) | HK$41,363 (+8.6%) | HK$43,018 (+4.0%) | +3.33% |
| 80 | HK$39,258 | HK$39,258 | HK$38,237 (-2.6%) | HK$38,237 | HK$41,678 (+9.0%) | HK$47,971 (+15.1%) | HK$52,084 (+8.6%) | HK$54,167 (+4.0%) | +4.51% |
| 85 | HK$47,597 | HK$47,597 | HK$45,842 (-3.7%) | HK$45,842 | HK$49,967 (+9.0%) | HK$57,513 (+15.1%) | HK$62,444 (+8.6%) | HK$64,942 (+4.0%) | +4.35% |
| 90 | HK$53,446 | HK$53,446 | HK$53,446 | HK$53,446 | HK$58,257 (+9.0%) | HK$67,054 (+15.1%) | HK$72,802 (+8.6%) | HK$75,714 (+4.0%) | +4.89% |
| 95 | HK$57,197 | HK$57,197 | HK$57,197 | HK$57,197 | HK$62,344 (+9.0%) | HK$71,758 (+15.1%) | HK$77,911 (+8.6%) | HK$81,028 (+4.0%) | +4.89% |
| 99 | HK$60,301 | HK$60,301 | HK$60,301 | HK$60,301 | HK$65,728 (+9.0%) | HK$75,653 (+15.1%) | HK$82,139 (+8.6%) | HK$85,425 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +7.9% | +4.0% | — |
0岁HK$4,832
5岁HK$3,014
10岁HK$3,014
15岁HK$3,014
20岁HK$3,328
25岁HK$3,571
30岁HK$3,917
35岁HK$4,378
40岁HK$5,261
45岁HK$6,784
50岁HK$8,243
55岁HK$10,387
60岁HK$14,387
65岁HK$19,238
70岁HK$25,024
75岁HK$33,869
80岁HK$39,258
85岁HK$47,597
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,832
5岁HK$3,014
10岁HK$3,014
15岁HK$3,014
20岁HK$3,328
25岁HK$3,571
30岁HK$3,917
35岁HK$4,378
40岁HK$5,261
45岁HK$6,784
50岁HK$8,243
55岁HK$10,387
60岁HK$14,387
65岁HK$19,238
70岁HK$25,024
75岁HK$33,869
80岁HK$39,258
85岁HK$47,597
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,403 (-8.9%)
5岁HK$2,615 (-13.2%)
10岁HK$2,615 (-13.2%)
15岁HK$2,615 (-13.2%)
20岁HK$3,223 (-3.2%)
25岁HK$3,540 (-0.9%)
30岁HK$3,886 (-0.8%)
35岁HK$4,305 (-1.7%)
40岁HK$5,216 (-0.9%)
45岁HK$6,620 (-2.4%)
50岁HK$8,176 (-0.8%)
55岁HK$10,304 (-0.8%)
60岁HK$13,537 (-5.9%)
65岁HK$17,833 (-7.3%)
70岁HK$23,026 (-8.0%)
75岁HK$30,632 (-9.6%)
80岁HK$38,237 (-2.6%)
85岁HK$45,842 (-3.7%)
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,403
5岁HK$2,615
10岁HK$2,615
15岁HK$2,615
20岁HK$3,223
25岁HK$3,540
30岁HK$3,886
35岁HK$4,305
40岁HK$5,216
45岁HK$6,620
50岁HK$8,176
55岁HK$10,304
60岁HK$13,537
65岁HK$17,833
70岁HK$23,026
75岁HK$30,632
80岁HK$38,237
85岁HK$45,842
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,800 (+9.0%)
5岁HK$2,848 (+8.9%)
10岁HK$2,848 (+8.9%)
15岁HK$2,848 (+8.9%)
20岁HK$3,507 (+8.8%)
25岁HK$3,859 (+9.0%)
30岁HK$4,236 (+9.0%)
35岁HK$4,692 (+9.0%)
40岁HK$5,685 (+9.0%)
45岁HK$7,216 (+9.0%)
50岁HK$8,912 (+9.0%)
55岁HK$11,231 (+9.0%)
60岁HK$14,755 (+9.0%)
65岁HK$19,438 (+9.0%)
70岁HK$25,099 (+9.0%)
75岁HK$33,389 (+9.0%)
80岁HK$41,678 (+9.0%)
85岁HK$49,967 (+9.0%)
90岁HK$58,257 (+9.0%)
95岁HK$62,344 (+9.0%)
99岁HK$65,728 (+9.0%)
0岁HK$5,524 (+15.1%)
5岁HK$3,278 (+15.1%)
10岁HK$3,107 (+9.1%)
15岁HK$3,107 (+9.1%)
20岁HK$3,721 (+6.1%)
25岁HK$4,094 (+6.1%)
30岁HK$4,494 (+6.1%)
35岁HK$4,978 (+6.1%)
40岁HK$6,032 (+6.1%)
45岁HK$7,656 (+6.1%)
50岁HK$9,723 (+9.1%)
55岁HK$12,254 (+9.1%)
60岁HK$16,098 (+9.1%)
65岁HK$21,790 (+12.1%)
70岁HK$28,386 (+13.1%)
75岁HK$38,097 (+14.1%)
80岁HK$47,971 (+15.1%)
85岁HK$57,513 (+15.1%)
90岁HK$67,054 (+15.1%)
95岁HK$71,758 (+15.1%)
99岁HK$75,653 (+15.1%)
0岁HK$5,855 (+6.0%)
5岁HK$3,474 (+6.0%)
10岁HK$3,294 (+6.0%)
15岁HK$3,294 (+6.0%)
20岁HK$3,973 (+6.8%)
25岁HK$4,396 (+7.4%)
30岁HK$4,880 (+8.6%)
35岁HK$5,406 (+8.6%)
40岁HK$6,549 (+8.6%)
45岁HK$8,313 (+8.6%)
50岁HK$10,557 (+8.6%)
55岁HK$13,304 (+8.6%)
60岁HK$17,478 (+8.6%)
65岁HK$23,658 (+8.6%)
70岁HK$30,820 (+8.6%)
75岁HK$41,363 (+8.6%)
80岁HK$52,084 (+8.6%)
85岁HK$62,444 (+8.6%)
90岁HK$72,802 (+8.6%)
95岁HK$77,911 (+8.6%)
99岁HK$82,139 (+8.6%)
0岁HK$6,090 (+4.0%)
5岁HK$3,614 (+4.0%)
10岁HK$3,426 (+4.0%)
15岁HK$3,426 (+4.0%)
20岁HK$4,132 (+4.0%)
25岁HK$4,572 (+4.0%)
30岁HK$5,075 (+4.0%)
35岁HK$5,622 (+4.0%)
40岁HK$6,810 (+4.0%)
45岁HK$8,646 (+4.0%)
50岁HK$10,979 (+4.0%)
55岁HK$13,836 (+4.0%)
60岁HK$18,177 (+4.0%)
65岁HK$24,604 (+4.0%)
70岁HK$32,053 (+4.0%)
75岁HK$43,018 (+4.0%)
80岁HK$54,167 (+4.0%)
85岁HK$64,942 (+4.0%)
90岁HK$75,714 (+4.0%)
95岁HK$81,028 (+4.0%)
99岁HK$85,425 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.22%
5岁+2.52%
10岁+1.77%
15岁+1.77%
20岁+3.01%
25岁+3.44%
30岁+3.61%
35岁+3.49%
40岁+3.60%
45岁+3.38%
50岁+4.01%
55岁+4.01%
60岁+3.26%
65岁+3.43%
70岁+3.45%
75岁+3.33%
80岁+4.51%
85岁+4.35%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00022-01-000-01 2019-04-01 | F00022-01-000-02 2020-01-20 | F00022-01-000-02 2021-01-01 | F00022-01-000-03 2021-03-15 | F00022-01-000-03 2023-07-15 | F00022-01-000-03 2024-07-15 | F00022-01-000-03 2025-07-15 | F00022-01-000-03 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,738 | HK$3,738 | HK$3,408 (-8.8%) | HK$3,408 | HK$3,715 (+9.0%) | HK$4,276 (+15.1%) | HK$4,533 (+6.0%) | HK$4,714 (+4.0%) | +3.23% |
| 5 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,266 (+15.1%) | HK$3,462 (+6.0%) | HK$3,600 (+4.0%) | +2.52% |
| 10 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,124 (+10.1%) | HK$3,311 (+6.0%) | HK$3,444 (+4.0%) | +1.90% |
| 15 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,096 (+9.1%) | HK$3,313 (+7.0%) | HK$3,446 (+4.0%) | +1.91% |
| 20 | HK$3,469 | HK$3,469 | HK$3,298 (-4.9%) | HK$3,298 | HK$3,595 (+9.0%) | HK$3,814 (+6.1%) | HK$4,054 (+6.3%) | HK$4,217 (+4.0%) | +2.71% |
| 25 | HK$4,672 | HK$4,672 | HK$4,146 (-11.3%) | HK$4,146 | HK$4,520 (+9.0%) | HK$4,795 (+6.1%) | HK$5,148 (+7.4%) | HK$5,354 (+4.0%) | +1.89% |
| 30 | HK$5,786 | HK$5,786 | HK$4,821 (-16.7%) | HK$4,821 | HK$5,255 (+9.0%) | HK$5,575 (+6.1%) | HK$6,054 (+8.6%) | HK$6,296 (+4.0%) | +1.16% |
| 35 | HK$6,643 | HK$6,643 | HK$5,646 (-15.0%) | HK$5,646 | HK$6,155 (+9.0%) | HK$6,530 (+6.1%) | HK$7,090 (+8.6%) | HK$7,373 (+4.0%) | +1.44% |
| 40 | HK$7,910 | HK$7,910 | HK$7,268 (-8.1%) | HK$7,268 | HK$7,922 (+9.0%) | HK$8,406 (+6.1%) | HK$9,126 (+8.6%) | HK$9,491 (+4.0%) | +2.53% |
| 45 | HK$9,805 | HK$9,805 | HK$8,872 (-9.5%) | HK$8,872 | HK$9,670 (+9.0%) | HK$10,260 (+6.1%) | HK$11,140 (+8.6%) | HK$11,586 (+4.0%) | +2.31% |
| 50 | HK$10,163 | HK$10,163 | HK$9,698 (-4.6%) | HK$9,698 | HK$10,571 (+9.0%) | HK$11,639 (+10.1%) | HK$12,637 (+8.6%) | HK$13,142 (+4.0%) | +3.59% |
| 55 | HK$10,694 | HK$10,694 | HK$10,354 (-3.2%) | HK$10,354 | HK$11,285 (+9.0%) | HK$12,426 (+10.1%) | HK$13,491 (+8.6%) | HK$14,031 (+4.0%) | +3.79% |
| 60 | HK$13,421 | HK$13,421 | HK$12,325 (-8.2%) | HK$12,325 | HK$13,434 (+9.0%) | HK$14,791 (+10.1%) | HK$16,059 (+8.6%) | HK$16,702 (+4.0%) | +3.04% |
| 65 | HK$17,702 | HK$17,702 | HK$16,540 (-6.6%) | HK$16,540 | HK$18,029 (+9.0%) | HK$20,210 (+12.1%) | HK$21,943 (+8.6%) | HK$22,821 (+4.0%) | +3.54% |
| 70 | HK$22,880 | HK$22,880 | HK$21,070 (-7.9%) | HK$21,070 | HK$22,966 (+9.0%) | HK$25,974 (+13.1%) | HK$28,202 (+8.6%) | HK$29,330 (+4.0%) | +3.46% |
| 75 | HK$30,950 | HK$30,950 | HK$27,769 (-10.3%) | HK$27,769 | HK$30,268 (+9.0%) | HK$34,536 (+14.1%) | HK$37,497 (+8.6%) | HK$38,997 (+4.0%) | +3.22% |
| 80 | HK$35,962 | HK$35,962 | HK$34,468 (-4.2%) | HK$34,468 | HK$37,570 (+9.0%) | HK$43,243 (+15.1%) | HK$46,951 (+8.6%) | HK$48,830 (+4.0%) | +4.28% |
| 85 | HK$42,554 | HK$42,554 | HK$41,166 (-3.3%) | HK$41,166 | HK$44,871 (+9.0%) | HK$51,647 (+15.1%) | HK$56,075 (+8.6%) | HK$58,318 (+4.0%) | +4.41% |
| 90 | HK$47,866 | HK$47,866 | HK$47,866 | HK$47,866 | HK$52,174 (+9.0%) | HK$60,052 (+15.1%) | HK$65,201 (+8.6%) | HK$67,809 (+4.0%) | +4.89% |
| 95 | HK$51,219 | HK$51,219 | HK$51,219 | HK$51,219 | HK$55,829 (+9.0%) | HK$64,259 (+15.1%) | HK$69,769 (+8.6%) | HK$72,559 (+4.0%) | +4.89% |
| 99 | HK$53,965 | HK$53,965 | HK$53,965 | HK$53,965 | HK$58,822 (+9.0%) | HK$67,704 (+15.1%) | HK$73,509 (+8.6%) | HK$76,449 (+4.0%) | +4.89% |
| 所有年龄平均 | — | 0.0% | -7.7% | 0.0% | +9.0% | +11.0% | +8.0% | +4.0% | — |
0岁HK$3,738
5岁HK$3,002
10岁HK$3,002
15岁HK$3,002
20岁HK$3,469
25岁HK$4,672
30岁HK$5,786
35岁HK$6,643
40岁HK$7,910
45岁HK$9,805
50岁HK$10,163
55岁HK$10,694
60岁HK$13,421
65岁HK$17,702
70岁HK$22,880
75岁HK$30,950
80岁HK$35,962
85岁HK$42,554
90岁HK$47,866
95岁HK$51,219
99岁HK$53,965
0岁HK$3,738
5岁HK$3,002
10岁HK$3,002
15岁HK$3,002
20岁HK$3,469
25岁HK$4,672
30岁HK$5,786
35岁HK$6,643
40岁HK$7,910
45岁HK$9,805
50岁HK$10,163
55岁HK$10,694
60岁HK$13,421
65岁HK$17,702
70岁HK$22,880
75岁HK$30,950
80岁HK$35,962
85岁HK$42,554
90岁HK$47,866
95岁HK$51,219
99岁HK$53,965
0岁HK$3,408 (-8.8%)
5岁HK$2,603 (-13.3%)
10岁HK$2,603 (-13.3%)
15岁HK$2,603 (-13.3%)
20岁HK$3,298 (-4.9%)
25岁HK$4,146 (-11.3%)
30岁HK$4,821 (-16.7%)
35岁HK$5,646 (-15.0%)
40岁HK$7,268 (-8.1%)
45岁HK$8,872 (-9.5%)
50岁HK$9,698 (-4.6%)
55岁HK$10,354 (-3.2%)
60岁HK$12,325 (-8.2%)
65岁HK$16,540 (-6.6%)
70岁HK$21,070 (-7.9%)
75岁HK$27,769 (-10.3%)
80岁HK$34,468 (-4.2%)
85岁HK$41,166 (-3.3%)
90岁HK$47,866
95岁HK$51,219
99岁HK$53,965
0岁HK$3,408
5岁HK$2,603
10岁HK$2,603
15岁HK$2,603
20岁HK$3,298
25岁HK$4,146
30岁HK$4,821
35岁HK$5,646
40岁HK$7,268
45岁HK$8,872
50岁HK$9,698
55岁HK$10,354
60岁HK$12,325
65岁HK$16,540
70岁HK$21,070
75岁HK$27,769
80岁HK$34,468
85岁HK$41,166
90岁HK$47,866
95岁HK$51,219
99岁HK$53,965
0岁HK$3,715 (+9.0%)
5岁HK$2,838 (+9.0%)
10岁HK$2,838 (+9.0%)
15岁HK$2,838 (+9.0%)
20岁HK$3,595 (+9.0%)
25岁HK$4,520 (+9.0%)
30岁HK$5,255 (+9.0%)
35岁HK$6,155 (+9.0%)
40岁HK$7,922 (+9.0%)
45岁HK$9,670 (+9.0%)
50岁HK$10,571 (+9.0%)
55岁HK$11,285 (+9.0%)
60岁HK$13,434 (+9.0%)
65岁HK$18,029 (+9.0%)
70岁HK$22,966 (+9.0%)
75岁HK$30,268 (+9.0%)
80岁HK$37,570 (+9.0%)
85岁HK$44,871 (+9.0%)
90岁HK$52,174 (+9.0%)
95岁HK$55,829 (+9.0%)
99岁HK$58,822 (+9.0%)
0岁HK$4,276 (+15.1%)
5岁HK$3,266 (+15.1%)
10岁HK$3,124 (+10.1%)
15岁HK$3,096 (+9.1%)
20岁HK$3,814 (+6.1%)
25岁HK$4,795 (+6.1%)
30岁HK$5,575 (+6.1%)
35岁HK$6,530 (+6.1%)
40岁HK$8,406 (+6.1%)
45岁HK$10,260 (+6.1%)
50岁HK$11,639 (+10.1%)
55岁HK$12,426 (+10.1%)
60岁HK$14,791 (+10.1%)
65岁HK$20,210 (+12.1%)
70岁HK$25,974 (+13.1%)
75岁HK$34,536 (+14.1%)
80岁HK$43,243 (+15.1%)
85岁HK$51,647 (+15.1%)
90岁HK$60,052 (+15.1%)
95岁HK$64,259 (+15.1%)
99岁HK$67,704 (+15.1%)
0岁HK$4,533 (+6.0%)
5岁HK$3,462 (+6.0%)
10岁HK$3,311 (+6.0%)
15岁HK$3,313 (+7.0%)
20岁HK$4,054 (+6.3%)
25岁HK$5,148 (+7.4%)
30岁HK$6,054 (+8.6%)
35岁HK$7,090 (+8.6%)
40岁HK$9,126 (+8.6%)
45岁HK$11,140 (+8.6%)
50岁HK$12,637 (+8.6%)
55岁HK$13,491 (+8.6%)
60岁HK$16,059 (+8.6%)
65岁HK$21,943 (+8.6%)
70岁HK$28,202 (+8.6%)
75岁HK$37,497 (+8.6%)
80岁HK$46,951 (+8.6%)
85岁HK$56,075 (+8.6%)
90岁HK$65,201 (+8.6%)
95岁HK$69,769 (+8.6%)
99岁HK$73,509 (+8.6%)
0岁HK$4,714 (+4.0%)
5岁HK$3,600 (+4.0%)
10岁HK$3,444 (+4.0%)
15岁HK$3,446 (+4.0%)
20岁HK$4,217 (+4.0%)
25岁HK$5,354 (+4.0%)
30岁HK$6,296 (+4.0%)
35岁HK$7,373 (+4.0%)
40岁HK$9,491 (+4.0%)
45岁HK$11,586 (+4.0%)
50岁HK$13,142 (+4.0%)
55岁HK$14,031 (+4.0%)
60岁HK$16,702 (+4.0%)
65岁HK$22,821 (+4.0%)
70岁HK$29,330 (+4.0%)
75岁HK$38,997 (+4.0%)
80岁HK$48,830 (+4.0%)
85岁HK$58,318 (+4.0%)
90岁HK$67,809 (+4.0%)
95岁HK$72,559 (+4.0%)
99岁HK$76,449 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.23%
5岁+2.52%
10岁+1.90%
15岁+1.91%
20岁+2.71%
25岁+1.89%
30岁+1.16%
35岁+1.44%
40岁+2.53%
45岁+2.31%
50岁+3.59%
55岁+3.79%
60岁+3.04%
65岁+3.54%
70岁+3.46%
75岁+3.22%
80岁+4.28%
85岁+4.41%
90岁+4.89%
95岁+4.89%
99岁+4.89%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。