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AIA自願醫保靈活計劃 - 普通房 (港元)
AIA Voluntary Health Insurance Flexi Scheme - Ward (HKD)
友邦保險（國際）有限公司 · F00022-01-000 · 8 个版本 · 灵活计划 · 年均加幅 +3.48%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-01-20 | 2021-01-01 | 2021-03-15 | 2023-07-15 | 2024-07-15 | 2025-07-15 | 最新版本 2026-07-15 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$4,832 | HK$4,832 | HK$4,403 (-8.9%) | HK$4,403 | HK$4,800 (+9.0%) | HK$5,524 (+15.1%) | HK$5,855 (+6.0%) | HK$6,090 (+4.0%) | +3.15% |
| 5岁 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,278 (+15.1%) | HK$3,474 (+6.0%) | HK$3,614 (+4.0%) | +2.47% |
| 10岁 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | HK$3,426 (+4.0%) | +1.73% |
| 15岁 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | HK$3,426 (+4.0%) | +1.73% |
| 20岁 | HK$3,328 | HK$3,328 | HK$3,223 (-3.2%) | HK$3,223 | HK$3,507 (+8.8%) | HK$3,721 (+6.1%) | HK$3,973 (+6.8%) | HK$4,132 (+4.0%) | +2.95% |
| 25岁 | HK$3,571 | HK$3,571 | HK$3,540 (-0.9%) | HK$3,540 | HK$3,859 (+9.0%) | HK$4,094 (+6.1%) | HK$4,396 (+7.4%) | HK$4,572 (+4.0%) | +3.37% |
| 30岁 | HK$3,917 | HK$3,917 | HK$3,886 (-0.8%) | HK$3,886 | HK$4,236 (+9.0%) | HK$4,494 (+6.1%) | HK$4,880 (+8.6%) | HK$5,075 (+4.0%) | +3.54% |
| 35岁 | HK$4,378 | HK$4,378 | HK$4,305 (-1.7%) | HK$4,305 | HK$4,692 (+9.0%) | HK$4,978 (+6.1%) | HK$5,406 (+8.6%) | HK$5,622 (+4.0%) | +3.41% |
| 40岁 | HK$5,261 | HK$5,261 | HK$5,216 (-0.9%) | HK$5,216 | HK$5,685 (+9.0%) | HK$6,032 (+6.1%) | HK$6,549 (+8.6%) | HK$6,810 (+4.0%) | +3.52% |
| 45岁 | HK$6,784 | HK$6,784 | HK$6,620 (-2.4%) | HK$6,620 | HK$7,216 (+9.0%) | HK$7,656 (+6.1%) | HK$8,313 (+8.6%) | HK$8,646 (+4.0%) | +3.31% |
| 50岁 | HK$8,243 | HK$8,243 | HK$8,176 (-0.8%) | HK$8,176 | HK$8,912 (+9.0%) | HK$9,723 (+9.1%) | HK$10,557 (+8.6%) | HK$10,979 (+4.0%) | +3.92% |
| 55岁 | HK$10,387 | HK$10,387 | HK$10,304 (-0.8%) | HK$10,304 | HK$11,231 (+9.0%) | HK$12,254 (+9.1%) | HK$13,304 (+8.6%) | HK$13,836 (+4.0%) | +3.92% |
| 60岁 | HK$14,387 | HK$14,387 | HK$13,537 (-5.9%) | HK$13,537 | HK$14,755 (+9.0%) | HK$16,098 (+9.1%) | HK$17,478 (+8.6%) | HK$18,177 (+4.0%) | +3.19% |
| 65岁 | HK$19,238 | HK$19,238 | HK$17,833 (-7.3%) | HK$17,833 | HK$19,438 (+9.0%) | HK$21,790 (+12.1%) | HK$23,658 (+8.6%) | HK$24,604 (+4.0%) | +3.36% |
| 70岁 | HK$25,024 | HK$25,024 | HK$23,026 (-8.0%) | HK$23,026 | HK$25,099 (+9.0%) | HK$28,386 (+13.1%) | HK$30,820 (+8.6%) | HK$32,053 (+4.0%) | +3.38% |
| 75岁 | HK$33,869 | HK$33,869 | HK$30,632 (-9.6%) | HK$30,632 | HK$33,389 (+9.0%) | HK$38,097 (+14.1%) | HK$41,363 (+8.6%) | HK$43,018 (+4.0%) | +3.26% |
| 80岁 | HK$39,258 | HK$39,258 | HK$38,237 (-2.6%) | HK$38,237 | HK$41,678 (+9.0%) | HK$47,971 (+15.1%) | HK$52,084 (+8.6%) | HK$54,167 (+4.0%) | +4.41% |
| 85岁 | HK$47,597 | HK$47,597 | HK$45,842 (-3.7%) | HK$45,842 | HK$49,967 (+9.0%) | HK$57,513 (+15.1%) | HK$62,444 (+8.6%) | HK$64,942 (+4.0%) | +4.26% |
| 90岁 | HK$53,446 | HK$53,446 | HK$53,446 | HK$53,446 | HK$58,257 (+9.0%) | HK$67,054 (+15.1%) | HK$72,802 (+8.6%) | HK$75,714 (+4.0%) | +4.78% |
| 95岁 | HK$57,197 | HK$57,197 | HK$57,197 | HK$57,197 | HK$62,344 (+9.0%) | HK$71,758 (+15.1%) | HK$77,911 (+8.6%) | HK$81,028 (+4.0%) | +4.78% |
| 99岁 | HK$60,301 | HK$60,301 | HK$60,301 | HK$60,301 | HK$65,728 (+9.0%) | HK$75,653 (+15.1%) | HK$82,139 (+8.6%) | HK$85,425 (+4.0%) | +4.78% |
| 所有年龄平均 | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +7.9% | +4.0% | — |
0岁HK$4,832
5岁HK$3,014
10岁HK$3,014
15岁HK$3,014
20岁HK$3,328
25岁HK$3,571
30岁HK$3,917
35岁HK$4,378
40岁HK$5,261
45岁HK$6,784
50岁HK$8,243
55岁HK$10,387
60岁HK$14,387
65岁HK$19,238
70岁HK$25,024
75岁HK$33,869
80岁HK$39,258
85岁HK$47,597
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,832
5岁HK$3,014
10岁HK$3,014
15岁HK$3,014
20岁HK$3,328
25岁HK$3,571
30岁HK$3,917
35岁HK$4,378
40岁HK$5,261
45岁HK$6,784
50岁HK$8,243
55岁HK$10,387
60岁HK$14,387
65岁HK$19,238
70岁HK$25,024
75岁HK$33,869
80岁HK$39,258
85岁HK$47,597
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,403 (-8.9%)
5岁HK$2,615 (-13.2%)
10岁HK$2,615 (-13.2%)
15岁HK$2,615 (-13.2%)
20岁HK$3,223 (-3.2%)
25岁HK$3,540 (-0.9%)
30岁HK$3,886 (-0.8%)
35岁HK$4,305 (-1.7%)
40岁HK$5,216 (-0.9%)
45岁HK$6,620 (-2.4%)
50岁HK$8,176 (-0.8%)
55岁HK$10,304 (-0.8%)
60岁HK$13,537 (-5.9%)
65岁HK$17,833 (-7.3%)
70岁HK$23,026 (-8.0%)
75岁HK$30,632 (-9.6%)
80岁HK$38,237 (-2.6%)
85岁HK$45,842 (-3.7%)
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,403
5岁HK$2,615
10岁HK$2,615
15岁HK$2,615
20岁HK$3,223
25岁HK$3,540
30岁HK$3,886
35岁HK$4,305
40岁HK$5,216
45岁HK$6,620
50岁HK$8,176
55岁HK$10,304
60岁HK$13,537
65岁HK$17,833
70岁HK$23,026
75岁HK$30,632
80岁HK$38,237
85岁HK$45,842
90岁HK$53,446
95岁HK$57,197
99岁HK$60,301
0岁HK$4,800 (+9.0%)
5岁HK$2,848 (+8.9%)
10岁HK$2,848 (+8.9%)
15岁HK$2,848 (+8.9%)
20岁HK$3,507 (+8.8%)
25岁HK$3,859 (+9.0%)
30岁HK$4,236 (+9.0%)
35岁HK$4,692 (+9.0%)
40岁HK$5,685 (+9.0%)
45岁HK$7,216 (+9.0%)
50岁HK$8,912 (+9.0%)
55岁HK$11,231 (+9.0%)
60岁HK$14,755 (+9.0%)
65岁HK$19,438 (+9.0%)
70岁HK$25,099 (+9.0%)
75岁HK$33,389 (+9.0%)
80岁HK$41,678 (+9.0%)
85岁HK$49,967 (+9.0%)
90岁HK$58,257 (+9.0%)
95岁HK$62,344 (+9.0%)
99岁HK$65,728 (+9.0%)
0岁HK$5,524 (+15.1%)
5岁HK$3,278 (+15.1%)
10岁HK$3,107 (+9.1%)
15岁HK$3,107 (+9.1%)
20岁HK$3,721 (+6.1%)
25岁HK$4,094 (+6.1%)
30岁HK$4,494 (+6.1%)
35岁HK$4,978 (+6.1%)
40岁HK$6,032 (+6.1%)
45岁HK$7,656 (+6.1%)
50岁HK$9,723 (+9.1%)
55岁HK$12,254 (+9.1%)
60岁HK$16,098 (+9.1%)
65岁HK$21,790 (+12.1%)
70岁HK$28,386 (+13.1%)
75岁HK$38,097 (+14.1%)
80岁HK$47,971 (+15.1%)
85岁HK$57,513 (+15.1%)
90岁HK$67,054 (+15.1%)
95岁HK$71,758 (+15.1%)
99岁HK$75,653 (+15.1%)
0岁HK$5,855 (+6.0%)
5岁HK$3,474 (+6.0%)
10岁HK$3,294 (+6.0%)
15岁HK$3,294 (+6.0%)
20岁HK$3,973 (+6.8%)
25岁HK$4,396 (+7.4%)
30岁HK$4,880 (+8.6%)
35岁HK$5,406 (+8.6%)
40岁HK$6,549 (+8.6%)
45岁HK$8,313 (+8.6%)
50岁HK$10,557 (+8.6%)
55岁HK$13,304 (+8.6%)
60岁HK$17,478 (+8.6%)
65岁HK$23,658 (+8.6%)
70岁HK$30,820 (+8.6%)
75岁HK$41,363 (+8.6%)
80岁HK$52,084 (+8.6%)
85岁HK$62,444 (+8.6%)
90岁HK$72,802 (+8.6%)
95岁HK$77,911 (+8.6%)
99岁HK$82,139 (+8.6%)
0岁HK$6,090 (+4.0%)
5岁HK$3,614 (+4.0%)
10岁HK$3,426 (+4.0%)
15岁HK$3,426 (+4.0%)
20岁HK$4,132 (+4.0%)
25岁HK$4,572 (+4.0%)
30岁HK$5,075 (+4.0%)
35岁HK$5,622 (+4.0%)
40岁HK$6,810 (+4.0%)
45岁HK$8,646 (+4.0%)
50岁HK$10,979 (+4.0%)
55岁HK$13,836 (+4.0%)
60岁HK$18,177 (+4.0%)
65岁HK$24,604 (+4.0%)
70岁HK$32,053 (+4.0%)
75岁HK$43,018 (+4.0%)
80岁HK$54,167 (+4.0%)
85岁HK$64,942 (+4.0%)
90岁HK$75,714 (+4.0%)
95岁HK$81,028 (+4.0%)
99岁HK$85,425 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.15%
5岁+2.47%
10岁+1.73%
15岁+1.73%
20岁+2.95%
25岁+3.37%
30岁+3.54%
35岁+3.41%
40岁+3.52%
45岁+3.31%
50岁+3.92%
55岁+3.92%
60岁+3.19%
65岁+3.36%
70岁+3.38%
75岁+3.26%
80岁+4.41%
85岁+4.26%
90岁+4.78%
95岁+4.78%
99岁+4.78%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。