保柏非凡自願醫保計劃 - 倍尊尚（80,000 港元自付費）

Bupa Hero VHIS Plan - Deluxe Pro (HKD80,000 Deductible)

保柏（亞洲）有限公司 · F00040-16-000 · 6 个版本 · 灵活计划 · 年均加幅 +10.02%

年龄	F00040-16-000-01 保障表 PDF 保费表 PDF 2022-03-02	F00040-16-000-01 保障表 PDF 保费表 PDF 2023-03-02	F00040-16-000-01 保障表 PDF 保费表 PDF 2024-03-02	F00040-16-000-02 保障表 PDF 保费表 PDF 2024-08-02	F00040-16-000-03 保障表 PDF 保费表 PDF 2025-03-02	F00040-16-000-03 保障表 PDF 保费表 PDF 2026-03-02	年均加幅
0	HK$5,024	HK$5,282 (+5.1%)	HK$5,747 (+8.8%)	HK$5,747	HK$6,695 (+16.5%)	HK$7,465 (+11.5%)	+10.02%
5	HK$5,024	HK$5,282 (+5.1%)	HK$5,747 (+8.8%)	HK$5,747	HK$6,695 (+16.5%)	HK$7,465 (+11.5%)	+10.02%
10	HK$3,741	HK$3,933 (+5.1%)	HK$4,279 (+8.8%)	HK$4,279	HK$4,985 (+16.5%)	HK$5,558 (+11.5%)	+10.02%
15	HK$3,911	HK$4,112 (+5.1%)	HK$4,474 (+8.8%)	HK$4,474	HK$5,212 (+16.5%)	HK$5,811 (+11.5%)	+10.02%
20	HK$4,066	HK$4,275 (+5.1%)	HK$4,651 (+8.8%)	HK$4,651	HK$5,418 (+16.5%)	HK$6,041 (+11.5%)	+10.02%
25	HK$4,596	HK$4,832 (+5.1%)	HK$5,257 (+8.8%)	HK$5,257	HK$6,124 (+16.5%)	HK$6,828 (+11.5%)	+10.02%
30	HK$5,494	HK$5,776 (+5.1%)	HK$6,284 (+8.8%)	HK$6,284	HK$7,321 (+16.5%)	HK$8,163 (+11.5%)	+10.02%
35	HK$6,813	HK$7,163 (+5.1%)	HK$7,793 (+8.8%)	HK$7,793	HK$9,079 (+16.5%)	HK$10,123 (+11.5%)	+10.02%
40	HK$7,960	HK$8,368 (+5.1%)	HK$9,104 (+8.8%)	HK$9,104	HK$10,606 (+16.5%)	HK$11,826 (+11.5%)	+10.02%
45	HK$10,313	HK$10,842 (+5.1%)	HK$11,796 (+8.8%)	HK$11,796	HK$13,742 (+16.5%)	HK$15,322 (+11.5%)	+10.02%
50	HK$13,648	HK$14,348 (+5.1%)	HK$15,611 (+8.8%)	HK$15,611	HK$18,187 (+16.5%)	HK$20,279 (+11.5%)	+10.02%
55	HK$17,526	HK$18,425 (+5.1%)	HK$20,046 (+8.8%)	HK$20,046	HK$23,354 (+16.5%)	HK$26,040 (+11.5%)	+10.02%
60	HK$23,420	HK$24,621 (+5.1%)	HK$26,788 (+8.8%)	HK$26,788	HK$31,208 (+16.5%)	HK$34,797 (+11.5%)	+10.02%
65	HK$30,880	HK$32,464 (+5.1%)	HK$35,321 (+8.8%)	HK$35,321	HK$41,149 (+16.5%)	HK$45,881 (+11.5%)	+10.02%
70	HK$41,633	HK$43,769 (+5.1%)	HK$47,621 (+8.8%)	HK$47,621	HK$55,478 (+16.5%)	HK$61,858 (+11.5%)	+10.02%
75	HK$49,867	HK$52,425 (+5.1%)	HK$57,038 (+8.8%)	HK$57,038	HK$66,449 (+16.5%)	HK$74,091 (+11.5%)	+10.02%
80	HK$51,630	HK$54,279 (+5.1%)	HK$59,056 (+8.8%)	HK$59,056	HK$68,800 (+16.5%)	HK$76,712 (+11.5%)	+10.02%
85	HK$51,630	HK$54,279 (+5.1%)	HK$59,056 (+8.8%)	HK$59,056	HK$68,800 (+16.5%)	HK$76,712 (+11.5%)	+10.02%
90	HK$51,630	HK$54,279 (+5.1%)	HK$59,056 (+8.8%)	HK$59,056	HK$68,800 (+16.5%)	HK$76,712 (+11.5%)	+10.02%
95	HK$51,630	HK$54,279 (+5.1%)	HK$59,056 (+8.8%)	HK$59,056	HK$68,800 (+16.5%)	HK$76,712 (+11.5%)	+10.02%
99	HK$51,630	HK$54,279 (+5.1%)	HK$59,056 (+8.8%)	HK$59,056	HK$68,800 (+16.5%)	HK$76,712 (+11.5%)	+10.02%
所有年龄平均	—	+5.1%	+8.8%	0.0%	+16.5%	+11.5%	—

F00040-16-000-01

保障表 PDF保费表 PDF

2022-03-02

首个版本（基准）

0岁HK$5,024

5岁HK$5,024

10岁HK$3,741

15岁HK$3,911

20岁HK$4,066

25岁HK$4,596

30岁HK$5,494

35岁HK$6,813

40岁HK$7,960

45岁HK$10,313

50岁HK$13,648

55岁HK$17,526

60岁HK$23,420

65岁HK$30,880

70岁HK$41,633

75岁HK$49,867

80岁HK$51,630

85岁HK$51,630

90岁HK$51,630

95岁HK$51,630

99岁HK$51,630

F00040-16-000-01

保障表 PDF保费表 PDF

2023-03-02

+5.1%

全年龄平均

0岁HK$5,282 (+5.1%)

5岁HK$5,282 (+5.1%)

10岁HK$3,933 (+5.1%)

15岁HK$4,112 (+5.1%)

20岁HK$4,275 (+5.1%)

25岁HK$4,832 (+5.1%)

30岁HK$5,776 (+5.1%)

35岁HK$7,163 (+5.1%)

40岁HK$8,368 (+5.1%)

45岁HK$10,842 (+5.1%)

50岁HK$14,348 (+5.1%)

55岁HK$18,425 (+5.1%)

60岁HK$24,621 (+5.1%)

65岁HK$32,464 (+5.1%)

70岁HK$43,769 (+5.1%)

75岁HK$52,425 (+5.1%)

80岁HK$54,279 (+5.1%)

85岁HK$54,279 (+5.1%)

90岁HK$54,279 (+5.1%)

95岁HK$54,279 (+5.1%)

99岁HK$54,279 (+5.1%)

F00040-16-000-01

保障表 PDF保费表 PDF

2024-03-02

+8.8%

全年龄平均

0岁HK$5,747 (+8.8%)

5岁HK$5,747 (+8.8%)

10岁HK$4,279 (+8.8%)

15岁HK$4,474 (+8.8%)

20岁HK$4,651 (+8.8%)

25岁HK$5,257 (+8.8%)

30岁HK$6,284 (+8.8%)

35岁HK$7,793 (+8.8%)

40岁HK$9,104 (+8.8%)

45岁HK$11,796 (+8.8%)

50岁HK$15,611 (+8.8%)

55岁HK$20,046 (+8.8%)

60岁HK$26,788 (+8.8%)

65岁HK$35,321 (+8.8%)

70岁HK$47,621 (+8.8%)

75岁HK$57,038 (+8.8%)

80岁HK$59,056 (+8.8%)

85岁HK$59,056 (+8.8%)

90岁HK$59,056 (+8.8%)

95岁HK$59,056 (+8.8%)

99岁HK$59,056 (+8.8%)

F00040-16-000-02

保障表 PDF保费表 PDF

2024-08-02

0.0%

全年龄平均

0岁HK$5,747

5岁HK$5,747

10岁HK$4,279

15岁HK$4,474

20岁HK$4,651

25岁HK$5,257

30岁HK$6,284

35岁HK$7,793

40岁HK$9,104

45岁HK$11,796

50岁HK$15,611

55岁HK$20,046

60岁HK$26,788

65岁HK$35,321

70岁HK$47,621

75岁HK$57,038

80岁HK$59,056

85岁HK$59,056

90岁HK$59,056

95岁HK$59,056

99岁HK$59,056

F00040-16-000-03

保障表 PDF保费表 PDF

2025-03-02

+16.5%

全年龄平均

0岁HK$6,695 (+16.5%)

5岁HK$6,695 (+16.5%)

10岁HK$4,985 (+16.5%)

15岁HK$5,212 (+16.5%)

20岁HK$5,418 (+16.5%)

25岁HK$6,124 (+16.5%)

30岁HK$7,321 (+16.5%)

35岁HK$9,079 (+16.5%)

40岁HK$10,606 (+16.5%)

45岁HK$13,742 (+16.5%)

50岁HK$18,187 (+16.5%)

55岁HK$23,354 (+16.5%)

60岁HK$31,208 (+16.5%)

65岁HK$41,149 (+16.5%)

70岁HK$55,478 (+16.5%)

75岁HK$66,449 (+16.5%)

80岁HK$68,800 (+16.5%)

85岁HK$68,800 (+16.5%)

90岁HK$68,800 (+16.5%)

95岁HK$68,800 (+16.5%)

99岁HK$68,800 (+16.5%)

F00040-16-000-03

保障表 PDF保费表 PDF

2026-03-02

+11.5%

全年龄平均

0岁HK$7,465 (+11.5%)

5岁HK$7,465 (+11.5%)

10岁HK$5,558 (+11.5%)

15岁HK$5,811 (+11.5%)

20岁HK$6,041 (+11.5%)

25岁HK$6,828 (+11.5%)

30岁HK$8,163 (+11.5%)

35岁HK$10,123 (+11.5%)

40岁HK$11,826 (+11.5%)

45岁HK$15,322 (+11.5%)

50岁HK$20,279 (+11.5%)

55岁HK$26,040 (+11.5%)

60岁HK$34,797 (+11.5%)

65岁HK$45,881 (+11.5%)

70岁HK$61,858 (+11.5%)

75岁HK$74,091 (+11.5%)

80岁HK$76,712 (+11.5%)

85岁HK$76,712 (+11.5%)

90岁HK$76,712 (+11.5%)

95岁HK$76,712 (+11.5%)

99岁HK$76,712 (+11.5%)

年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27

0岁+10.02%

5岁+10.02%

10岁+10.02%

15岁+10.02%

20岁+10.02%

25岁+10.02%

30岁+10.02%

35岁+10.02%

40岁+10.02%

45岁+10.02%

50岁+10.02%

55岁+10.02%

60岁+10.02%

65岁+10.02%

70岁+10.02%

75岁+10.02%

80岁+10.02%

85岁+10.02%

90岁+10.02%

95岁+10.02%

99岁+10.02%

格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27