保柏非凡自願醫保計劃 - 倍尊尚（40,000 港元自付費）

Bupa Hero VHIS Plan - Deluxe Pro (HKD40,000 Deductible)

保柏（亞洲）有限公司 · F00040-15-000 · 6 个版本 · 灵活计划 · 年均加幅 +10.02%

年龄	F00040-15-000-01 保障表 PDF 保费表 PDF 2022-03-02	F00040-15-000-01 保障表 PDF 保费表 PDF 2023-03-02	F00040-15-000-01 保障表 PDF 保费表 PDF 2024-03-02	F00040-15-000-02 保障表 PDF 保费表 PDF 2024-08-02	F00040-15-000-03 保障表 PDF 保费表 PDF 2025-03-02	F00040-15-000-03 保障表 PDF 保费表 PDF 2026-03-02	年均加幅
0	HK$7,266	HK$7,639 (+5.1%)	HK$8,311 (+8.8%)	HK$8,311	HK$9,682 (+16.5%)	HK$10,795 (+11.5%)	+10.02%
5	HK$7,266	HK$7,639 (+5.1%)	HK$8,311 (+8.8%)	HK$8,311	HK$9,682 (+16.5%)	HK$10,795 (+11.5%)	+10.02%
10	HK$5,901	HK$6,204 (+5.1%)	HK$6,750 (+8.8%)	HK$6,750	HK$7,864 (+16.5%)	HK$8,768 (+11.5%)	+10.02%
15	HK$6,012	HK$6,320 (+5.1%)	HK$6,876 (+8.8%)	HK$6,876	HK$8,011 (+16.5%)	HK$8,932 (+11.5%)	+10.02%
20	HK$6,129	HK$6,443 (+5.1%)	HK$7,010 (+8.8%)	HK$7,010	HK$8,167 (+16.5%)	HK$9,106 (+11.5%)	+10.02%
25	HK$6,456	HK$6,787 (+5.1%)	HK$7,384 (+8.8%)	HK$7,384	HK$8,602 (+16.5%)	HK$9,591 (+11.5%)	+10.02%
30	HK$7,440	HK$7,822 (+5.1%)	HK$8,510 (+8.8%)	HK$8,510	HK$9,914 (+16.5%)	HK$11,054 (+11.5%)	+10.02%
35	HK$9,351	HK$9,831 (+5.1%)	HK$10,696 (+8.8%)	HK$10,696	HK$12,461 (+16.5%)	HK$13,894 (+11.5%)	+10.02%
40	HK$10,812	HK$11,367 (+5.1%)	HK$12,367 (+8.8%)	HK$12,367	HK$14,408 (+16.5%)	HK$16,065 (+11.5%)	+10.02%
45	HK$13,873	HK$14,585 (+5.1%)	HK$15,868 (+8.8%)	HK$15,868	HK$18,486 (+16.5%)	HK$20,612 (+11.5%)	+10.02%
50	HK$18,192	HK$19,125 (+5.1%)	HK$20,808 (+8.8%)	HK$20,808	HK$24,241 (+16.5%)	HK$27,029 (+11.5%)	+10.02%
55	HK$23,160	HK$24,348 (+5.1%)	HK$26,491 (+8.8%)	HK$26,491	HK$30,862 (+16.5%)	HK$34,411 (+11.5%)	+10.02%
60	HK$30,697	HK$32,272 (+5.1%)	HK$35,112 (+8.8%)	HK$35,112	HK$40,905 (+16.5%)	HK$45,609 (+11.5%)	+10.02%
65	HK$40,168	HK$42,229 (+5.1%)	HK$45,945 (+8.8%)	HK$45,945	HK$53,526 (+16.5%)	HK$59,681 (+11.5%)	+10.02%
70	HK$51,817	HK$54,475 (+5.1%)	HK$59,269 (+8.8%)	HK$59,269	HK$69,048 (+16.5%)	HK$76,989 (+11.5%)	+10.02%
75	HK$59,576	HK$62,632 (+5.1%)	HK$68,144 (+8.8%)	HK$68,144	HK$79,388 (+16.5%)	HK$88,518 (+11.5%)	+10.02%
80	HK$61,603	HK$64,763 (+5.1%)	HK$70,462 (+8.8%)	HK$70,462	HK$82,088 (+16.5%)	HK$91,528 (+11.5%)	+10.02%
85	HK$61,603	HK$64,763 (+5.1%)	HK$70,462 (+8.8%)	HK$70,462	HK$82,088 (+16.5%)	HK$91,528 (+11.5%)	+10.02%
90	HK$61,603	HK$64,763 (+5.1%)	HK$70,462 (+8.8%)	HK$70,462	HK$82,088 (+16.5%)	HK$91,528 (+11.5%)	+10.02%
95	HK$61,603	HK$64,763 (+5.1%)	HK$70,462 (+8.8%)	HK$70,462	HK$82,088 (+16.5%)	HK$91,528 (+11.5%)	+10.02%
99	HK$61,603	HK$64,763 (+5.1%)	HK$70,462 (+8.8%)	HK$70,462	HK$82,088 (+16.5%)	HK$91,528 (+11.5%)	+10.02%
所有年龄平均	—	+5.1%	+8.8%	0.0%	+16.5%	+11.5%	—

F00040-15-000-01

保障表 PDF保费表 PDF

2022-03-02

首个版本（基准）

0岁HK$7,266

5岁HK$7,266

10岁HK$5,901

15岁HK$6,012

20岁HK$6,129

25岁HK$6,456

30岁HK$7,440

35岁HK$9,351

40岁HK$10,812

45岁HK$13,873

50岁HK$18,192

55岁HK$23,160

60岁HK$30,697

65岁HK$40,168

70岁HK$51,817

75岁HK$59,576

80岁HK$61,603

85岁HK$61,603

90岁HK$61,603

95岁HK$61,603

99岁HK$61,603

F00040-15-000-01

保障表 PDF保费表 PDF

2023-03-02

+5.1%

全年龄平均

0岁HK$7,639 (+5.1%)

5岁HK$7,639 (+5.1%)

10岁HK$6,204 (+5.1%)

15岁HK$6,320 (+5.1%)

20岁HK$6,443 (+5.1%)

25岁HK$6,787 (+5.1%)

30岁HK$7,822 (+5.1%)

35岁HK$9,831 (+5.1%)

40岁HK$11,367 (+5.1%)

45岁HK$14,585 (+5.1%)

50岁HK$19,125 (+5.1%)

55岁HK$24,348 (+5.1%)

60岁HK$32,272 (+5.1%)

65岁HK$42,229 (+5.1%)

70岁HK$54,475 (+5.1%)

75岁HK$62,632 (+5.1%)

80岁HK$64,763 (+5.1%)

85岁HK$64,763 (+5.1%)

90岁HK$64,763 (+5.1%)

95岁HK$64,763 (+5.1%)

99岁HK$64,763 (+5.1%)

F00040-15-000-01

保障表 PDF保费表 PDF

2024-03-02

+8.8%

全年龄平均

0岁HK$8,311 (+8.8%)

5岁HK$8,311 (+8.8%)

10岁HK$6,750 (+8.8%)

15岁HK$6,876 (+8.8%)

20岁HK$7,010 (+8.8%)

25岁HK$7,384 (+8.8%)

30岁HK$8,510 (+8.8%)

35岁HK$10,696 (+8.8%)

40岁HK$12,367 (+8.8%)

45岁HK$15,868 (+8.8%)

50岁HK$20,808 (+8.8%)

55岁HK$26,491 (+8.8%)

60岁HK$35,112 (+8.8%)

65岁HK$45,945 (+8.8%)

70岁HK$59,269 (+8.8%)

75岁HK$68,144 (+8.8%)

80岁HK$70,462 (+8.8%)

85岁HK$70,462 (+8.8%)

90岁HK$70,462 (+8.8%)

95岁HK$70,462 (+8.8%)

99岁HK$70,462 (+8.8%)

F00040-15-000-02

保障表 PDF保费表 PDF

2024-08-02

0.0%

全年龄平均

0岁HK$8,311

5岁HK$8,311

10岁HK$6,750

15岁HK$6,876

20岁HK$7,010

25岁HK$7,384

30岁HK$8,510

35岁HK$10,696

40岁HK$12,367

45岁HK$15,868

50岁HK$20,808

55岁HK$26,491

60岁HK$35,112

65岁HK$45,945

70岁HK$59,269

75岁HK$68,144

80岁HK$70,462

85岁HK$70,462

90岁HK$70,462

95岁HK$70,462

99岁HK$70,462

F00040-15-000-03

保障表 PDF保费表 PDF

2025-03-02

+16.5%

全年龄平均

0岁HK$9,682 (+16.5%)

5岁HK$9,682 (+16.5%)

10岁HK$7,864 (+16.5%)

15岁HK$8,011 (+16.5%)

20岁HK$8,167 (+16.5%)

25岁HK$8,602 (+16.5%)

30岁HK$9,914 (+16.5%)

35岁HK$12,461 (+16.5%)

40岁HK$14,408 (+16.5%)

45岁HK$18,486 (+16.5%)

50岁HK$24,241 (+16.5%)

55岁HK$30,862 (+16.5%)

60岁HK$40,905 (+16.5%)

65岁HK$53,526 (+16.5%)

70岁HK$69,048 (+16.5%)

75岁HK$79,388 (+16.5%)

80岁HK$82,088 (+16.5%)

85岁HK$82,088 (+16.5%)

90岁HK$82,088 (+16.5%)

95岁HK$82,088 (+16.5%)

99岁HK$82,088 (+16.5%)

F00040-15-000-03

保障表 PDF保费表 PDF

2026-03-02

+11.5%

全年龄平均

0岁HK$10,795 (+11.5%)

5岁HK$10,795 (+11.5%)

10岁HK$8,768 (+11.5%)

15岁HK$8,932 (+11.5%)

20岁HK$9,106 (+11.5%)

25岁HK$9,591 (+11.5%)

30岁HK$11,054 (+11.5%)

35岁HK$13,894 (+11.5%)

40岁HK$16,065 (+11.5%)

45岁HK$20,612 (+11.5%)

50岁HK$27,029 (+11.5%)

55岁HK$34,411 (+11.5%)

60岁HK$45,609 (+11.5%)

65岁HK$59,681 (+11.5%)

70岁HK$76,989 (+11.5%)

75岁HK$88,518 (+11.5%)

80岁HK$91,528 (+11.5%)

85岁HK$91,528 (+11.5%)

90岁HK$91,528 (+11.5%)

95岁HK$91,528 (+11.5%)

99岁HK$91,528 (+11.5%)

年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27

0岁+10.02%

5岁+10.02%

10岁+10.02%

15岁+10.02%

20岁+10.02%

25岁+10.02%

30岁+10.02%

35岁+10.02%

40岁+10.02%

45岁+10.02%

50岁+10.02%

55岁+10.02%

60岁+10.02%

65岁+10.02%

70岁+10.02%

75岁+10.02%

80岁+10.02%

85岁+10.02%

90岁+10.02%

95岁+10.02%

99岁+10.02%

格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27