保柏非凡自願醫保計劃 - 尊尚（80,000 港元自付費）

Bupa Hero VHIS Plan - Deluxe (HKD80,000 Deductible)

保柏（亞洲）有限公司 · F00040-08-000 · 8 个版本 · 灵活计划 · 年均加幅 +7.36%

年龄	F00040-08-000-01 保障表 PDF 保费表 PDF 2020-02-03	F00040-08-000-02 保障表 PDF 保费表 PDF 2020-12-02	F00040-08-000-03 保障表 PDF 保费表 PDF 2022-03-02	F00040-08-000-03 保障表 PDF 保费表 PDF 2023-03-02	F00040-08-000-03 保障表 PDF 保费表 PDF 2024-03-02	F00040-08-000-04 保障表 PDF 保费表 PDF 2024-08-02	F00040-08-000-05 保障表 PDF 保费表 PDF 2025-03-02	F00040-08-000-05 保障表 PDF 保费表 PDF 2026-03-02	年均加幅
0	HK$4,319	HK$4,319	HK$4,522 (+4.7%)	HK$4,754 (+5.1%)	HK$5,172 (+8.8%)	HK$5,172	HK$6,025 (+16.5%)	HK$6,718 (+11.5%)	+7.36%
5	HK$4,319	HK$4,319	HK$4,522 (+4.7%)	HK$4,754 (+5.1%)	HK$5,172 (+8.8%)	HK$5,172	HK$6,025 (+16.5%)	HK$6,718 (+11.5%)	+7.36%
10	HK$3,216	HK$3,216	HK$3,367 (+4.7%)	HK$3,540 (+5.1%)	HK$3,852 (+8.8%)	HK$3,852	HK$4,488 (+16.5%)	HK$5,004 (+11.5%)	+7.37%
15	HK$3,362	HK$3,362	HK$3,520 (+4.7%)	HK$3,701 (+5.1%)	HK$4,027 (+8.8%)	HK$4,027	HK$4,691 (+16.5%)	HK$5,230 (+11.5%)	+7.36%
20	HK$3,496	HK$3,496	HK$3,660 (+4.7%)	HK$3,848 (+5.1%)	HK$4,187 (+8.8%)	HK$4,187	HK$4,878 (+16.5%)	HK$5,439 (+11.5%)	+7.36%
25	HK$3,951	HK$3,951	HK$4,137 (+4.7%)	HK$4,349 (+5.1%)	HK$4,732 (+8.8%)	HK$4,732	HK$5,513 (+16.5%)	HK$6,147 (+11.5%)	+7.36%
30	HK$4,723	HK$4,723	HK$4,945 (+4.7%)	HK$5,199 (+5.1%)	HK$5,657 (+8.8%)	HK$5,657	HK$6,590 (+16.5%)	HK$7,348 (+11.5%)	+7.36%
35	HK$5,857	HK$5,857	HK$6,132 (+4.7%)	HK$6,447 (+5.1%)	HK$7,014 (+8.8%)	HK$7,014	HK$8,171 (+16.5%)	HK$9,111 (+11.5%)	+7.36%
40	HK$6,843	HK$6,843	HK$7,165 (+4.7%)	HK$7,533 (+5.1%)	HK$8,196 (+8.8%)	HK$8,196	HK$9,548 (+16.5%)	HK$10,646 (+11.5%)	+7.36%
45	HK$8,866	HK$8,866	HK$9,283 (+4.7%)	HK$9,759 (+5.1%)	HK$10,618 (+8.8%)	HK$10,618	HK$12,370 (+16.5%)	HK$13,793 (+11.5%)	+7.36%
50	HK$11,733	HK$11,733	HK$12,284 (+4.7%)	HK$12,914 (+5.1%)	HK$14,050 (+8.8%)	HK$14,050	HK$16,368 (+16.5%)	HK$18,250 (+11.5%)	+7.36%
55	HK$15,067	HK$15,067	HK$15,775 (+4.7%)	HK$16,584 (+5.1%)	HK$18,043 (+8.8%)	HK$18,043	HK$21,020 (+16.5%)	HK$23,437 (+11.5%)	+7.36%
60	HK$20,134	HK$20,134	HK$21,080 (+4.7%)	HK$22,161 (+5.1%)	HK$24,111 (+8.8%)	HK$24,111	HK$28,089 (+16.5%)	HK$31,319 (+11.5%)	+7.36%
65	HK$26,547	HK$26,547	HK$27,795 (+4.7%)	HK$29,221 (+5.1%)	HK$31,792 (+8.8%)	HK$31,792	HK$37,038 (+16.5%)	HK$41,297 (+11.5%)	+7.36%
70	HK$35,791	HK$35,791	HK$37,473 (+4.7%)	HK$39,395 (+5.1%)	HK$42,862 (+8.8%)	HK$42,862	HK$49,934 (+16.5%)	HK$55,676 (+11.5%)	+7.36%
75	HK$42,870	HK$42,870	HK$44,885 (+4.7%)	HK$47,188 (+5.1%)	HK$51,341 (+8.8%)	HK$51,341	HK$59,812 (+16.5%)	HK$66,690 (+11.5%)	+7.36%
80	HK$44,386	HK$44,386	HK$46,472 (+4.7%)	HK$48,856 (+5.1%)	HK$53,155 (+8.8%)	HK$53,155	HK$61,926 (+16.5%)	HK$69,047 (+11.5%)	+7.36%
85	HK$44,386	HK$44,386	HK$46,472 (+4.7%)	HK$48,856 (+5.1%)	HK$53,155 (+8.8%)	HK$53,155	HK$61,926 (+16.5%)	HK$69,047 (+11.5%)	+7.36%
90	HK$44,386	HK$44,386	HK$46,472 (+4.7%)	HK$48,856 (+5.1%)	HK$53,155 (+8.8%)	HK$53,155	HK$61,926 (+16.5%)	HK$69,047 (+11.5%)	+7.36%
95	HK$44,386	HK$44,386	HK$46,472 (+4.7%)	HK$48,856 (+5.1%)	HK$53,155 (+8.8%)	HK$53,155	HK$61,926 (+16.5%)	HK$69,047 (+11.5%)	+7.36%
99	HK$44,386	HK$44,386	HK$46,472 (+4.7%)	HK$48,856 (+5.1%)	HK$53,155 (+8.8%)	HK$53,155	HK$61,926 (+16.5%)	HK$69,047 (+11.5%)	+7.36%
所有年龄平均	—	0.0%	+4.7%	+5.1%	+8.8%	0.0%	+16.5%	+11.5%	—

F00040-08-000-01

保障表 PDF保费表 PDF

2020-02-03

首个版本（基准）

0岁HK$4,319

5岁HK$4,319

10岁HK$3,216

15岁HK$3,362

20岁HK$3,496

25岁HK$3,951

30岁HK$4,723

35岁HK$5,857

40岁HK$6,843

45岁HK$8,866

50岁HK$11,733

55岁HK$15,067

60岁HK$20,134

65岁HK$26,547

70岁HK$35,791

75岁HK$42,870

80岁HK$44,386

85岁HK$44,386

90岁HK$44,386

95岁HK$44,386

99岁HK$44,386

F00040-08-000-02

保障表 PDF保费表 PDF

2020-12-02

0.0%

全年龄平均

0岁HK$4,319

5岁HK$4,319

10岁HK$3,216

15岁HK$3,362

20岁HK$3,496

25岁HK$3,951

30岁HK$4,723

35岁HK$5,857

40岁HK$6,843

45岁HK$8,866

50岁HK$11,733

55岁HK$15,067

60岁HK$20,134

65岁HK$26,547

70岁HK$35,791

75岁HK$42,870

80岁HK$44,386

85岁HK$44,386

90岁HK$44,386

95岁HK$44,386

99岁HK$44,386

F00040-08-000-03

保障表 PDF保费表 PDF

2022-03-02

+4.7%

全年龄平均

0岁HK$4,522 (+4.7%)

5岁HK$4,522 (+4.7%)

10岁HK$3,367 (+4.7%)

15岁HK$3,520 (+4.7%)

20岁HK$3,660 (+4.7%)

25岁HK$4,137 (+4.7%)

30岁HK$4,945 (+4.7%)

35岁HK$6,132 (+4.7%)

40岁HK$7,165 (+4.7%)

45岁HK$9,283 (+4.7%)

50岁HK$12,284 (+4.7%)

55岁HK$15,775 (+4.7%)

60岁HK$21,080 (+4.7%)

65岁HK$27,795 (+4.7%)

70岁HK$37,473 (+4.7%)

75岁HK$44,885 (+4.7%)

80岁HK$46,472 (+4.7%)

85岁HK$46,472 (+4.7%)

90岁HK$46,472 (+4.7%)

95岁HK$46,472 (+4.7%)

99岁HK$46,472 (+4.7%)

F00040-08-000-03

保障表 PDF保费表 PDF

2023-03-02

+5.1%

全年龄平均

0岁HK$4,754 (+5.1%)

5岁HK$4,754 (+5.1%)

10岁HK$3,540 (+5.1%)

15岁HK$3,701 (+5.1%)

20岁HK$3,848 (+5.1%)

25岁HK$4,349 (+5.1%)

30岁HK$5,199 (+5.1%)

35岁HK$6,447 (+5.1%)

40岁HK$7,533 (+5.1%)

45岁HK$9,759 (+5.1%)

50岁HK$12,914 (+5.1%)

55岁HK$16,584 (+5.1%)

60岁HK$22,161 (+5.1%)

65岁HK$29,221 (+5.1%)

70岁HK$39,395 (+5.1%)

75岁HK$47,188 (+5.1%)

80岁HK$48,856 (+5.1%)

85岁HK$48,856 (+5.1%)

90岁HK$48,856 (+5.1%)

95岁HK$48,856 (+5.1%)

99岁HK$48,856 (+5.1%)

F00040-08-000-03

保障表 PDF保费表 PDF

2024-03-02

+8.8%

全年龄平均

0岁HK$5,172 (+8.8%)

5岁HK$5,172 (+8.8%)

10岁HK$3,852 (+8.8%)

15岁HK$4,027 (+8.8%)

20岁HK$4,187 (+8.8%)

25岁HK$4,732 (+8.8%)

30岁HK$5,657 (+8.8%)

35岁HK$7,014 (+8.8%)

40岁HK$8,196 (+8.8%)

45岁HK$10,618 (+8.8%)

50岁HK$14,050 (+8.8%)

55岁HK$18,043 (+8.8%)

60岁HK$24,111 (+8.8%)

65岁HK$31,792 (+8.8%)

70岁HK$42,862 (+8.8%)

75岁HK$51,341 (+8.8%)

80岁HK$53,155 (+8.8%)

85岁HK$53,155 (+8.8%)

90岁HK$53,155 (+8.8%)

95岁HK$53,155 (+8.8%)

99岁HK$53,155 (+8.8%)

F00040-08-000-04

保障表 PDF保费表 PDF

2024-08-02

0.0%

全年龄平均

0岁HK$5,172

5岁HK$5,172

10岁HK$3,852

15岁HK$4,027

20岁HK$4,187

25岁HK$4,732

30岁HK$5,657

35岁HK$7,014

40岁HK$8,196

45岁HK$10,618

50岁HK$14,050

55岁HK$18,043

60岁HK$24,111

65岁HK$31,792

70岁HK$42,862

75岁HK$51,341

80岁HK$53,155

85岁HK$53,155

90岁HK$53,155

95岁HK$53,155

99岁HK$53,155

F00040-08-000-05

保障表 PDF保费表 PDF

2025-03-02

+16.5%

全年龄平均

0岁HK$6,025 (+16.5%)

5岁HK$6,025 (+16.5%)

10岁HK$4,488 (+16.5%)

15岁HK$4,691 (+16.5%)

20岁HK$4,878 (+16.5%)

25岁HK$5,513 (+16.5%)

30岁HK$6,590 (+16.5%)

35岁HK$8,171 (+16.5%)

40岁HK$9,548 (+16.5%)

45岁HK$12,370 (+16.5%)

50岁HK$16,368 (+16.5%)

55岁HK$21,020 (+16.5%)

60岁HK$28,089 (+16.5%)

65岁HK$37,038 (+16.5%)

70岁HK$49,934 (+16.5%)

75岁HK$59,812 (+16.5%)

80岁HK$61,926 (+16.5%)

85岁HK$61,926 (+16.5%)

90岁HK$61,926 (+16.5%)

95岁HK$61,926 (+16.5%)

99岁HK$61,926 (+16.5%)

F00040-08-000-05

保障表 PDF保费表 PDF

2026-03-02

+11.5%

全年龄平均

0岁HK$6,718 (+11.5%)

5岁HK$6,718 (+11.5%)

10岁HK$5,004 (+11.5%)

15岁HK$5,230 (+11.5%)

20岁HK$5,439 (+11.5%)

25岁HK$6,147 (+11.5%)

30岁HK$7,348 (+11.5%)

35岁HK$9,111 (+11.5%)

40岁HK$10,646 (+11.5%)

45岁HK$13,793 (+11.5%)

50岁HK$18,250 (+11.5%)

55岁HK$23,437 (+11.5%)

60岁HK$31,319 (+11.5%)

65岁HK$41,297 (+11.5%)

70岁HK$55,676 (+11.5%)

75岁HK$66,690 (+11.5%)

80岁HK$69,047 (+11.5%)

85岁HK$69,047 (+11.5%)

90岁HK$69,047 (+11.5%)

95岁HK$69,047 (+11.5%)

99岁HK$69,047 (+11.5%)

年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27

0岁+7.36%

5岁+7.36%

10岁+7.37%

15岁+7.36%

20岁+7.36%

25岁+7.36%

30岁+7.36%

35岁+7.36%

40岁+7.36%

45岁+7.36%

50岁+7.36%

55岁+7.36%

60岁+7.36%

65岁+7.36%

70岁+7.36%

75岁+7.36%

80岁+7.36%

85岁+7.36%

90岁+7.36%

95岁+7.36%

99岁+7.36%

格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27