保柏非凡自願醫保計劃 - 尊尚（12,000 港元自付費）

Bupa Hero VHIS Plan - Deluxe (HKD12,000 Deductible)

保柏（亞洲）有限公司 · F00040-06-000 · 8 个版本 · 灵活计划 · 年均加幅 +7.36%

年龄	F00040-06-000-01 保障表 PDF 保费表 PDF 2020-02-03	F00040-06-000-02 保障表 PDF 保费表 PDF 2020-12-02	F00040-06-000-03 保障表 PDF 保费表 PDF 2022-03-02	F00040-06-000-03 保障表 PDF 保费表 PDF 2023-03-02	F00040-06-000-03 保障表 PDF 保费表 PDF 2024-03-02	F00040-06-000-04 保障表 PDF 保费表 PDF 2024-08-02	F00040-06-000-05 保障表 PDF 保费表 PDF 2025-03-02	F00040-06-000-05 保障表 PDF 保费表 PDF 2026-03-02	年均加幅
0	HK$8,977	HK$8,977	HK$9,399 (+4.7%)	HK$9,881 (+5.1%)	HK$10,751 (+8.8%)	HK$10,751	HK$12,525 (+16.5%)	HK$13,965 (+11.5%)	+7.36%
5	HK$8,977	HK$8,977	HK$9,399 (+4.7%)	HK$9,881 (+5.1%)	HK$10,751 (+8.8%)	HK$10,751	HK$12,525 (+16.5%)	HK$13,965 (+11.5%)	+7.36%
10	HK$6,247	HK$6,247	HK$6,541 (+4.7%)	HK$6,877 (+5.1%)	HK$7,482 (+8.8%)	HK$7,482	HK$8,717 (+16.5%)	HK$9,719 (+11.5%)	+7.36%
15	HK$6,590	HK$6,590	HK$6,900 (+4.7%)	HK$7,254 (+5.1%)	HK$7,892 (+8.8%)	HK$7,892	HK$9,194 (+16.5%)	HK$10,251 (+11.5%)	+7.36%
20	HK$6,854	HK$6,854	HK$7,176 (+4.7%)	HK$7,544 (+5.1%)	HK$8,208 (+8.8%)	HK$8,208	HK$9,562 (+16.5%)	HK$10,662 (+11.5%)	+7.36%
25	HK$7,123	HK$7,123	HK$7,458 (+4.7%)	HK$7,841 (+5.1%)	HK$8,531 (+8.8%)	HK$8,531	HK$9,939 (+16.5%)	HK$11,082 (+11.5%)	+7.36%
30	HK$7,944	HK$7,944	HK$8,317 (+4.7%)	HK$8,744 (+5.1%)	HK$9,513 (+8.8%)	HK$9,513	HK$11,083 (+16.5%)	HK$12,358 (+11.5%)	+7.36%
35	HK$10,085	HK$10,085	HK$10,559 (+4.7%)	HK$11,101 (+5.1%)	HK$12,078 (+8.8%)	HK$12,078	HK$14,071 (+16.5%)	HK$15,689 (+11.5%)	+7.36%
40	HK$12,736	HK$12,736	HK$13,335 (+4.7%)	HK$14,019 (+5.1%)	HK$15,253 (+8.8%)	HK$15,253	HK$17,770 (+16.5%)	HK$19,814 (+11.5%)	+7.36%
45	HK$15,296	HK$15,296	HK$16,015 (+4.7%)	HK$16,837 (+5.1%)	HK$18,319 (+8.8%)	HK$18,319	HK$21,342 (+16.5%)	HK$23,796 (+11.5%)	+7.36%
50	HK$18,736	HK$18,736	HK$19,617 (+4.7%)	HK$20,623 (+5.1%)	HK$22,438 (+8.8%)	HK$22,438	HK$26,140 (+16.5%)	HK$29,146 (+11.5%)	+7.36%
55	HK$23,746	HK$23,746	HK$24,862 (+4.7%)	HK$26,137 (+5.1%)	HK$28,437 (+8.8%)	HK$28,437	HK$33,129 (+16.5%)	HK$36,939 (+11.5%)	+7.36%
60	HK$30,521	HK$30,521	HK$31,955 (+4.7%)	HK$33,594 (+5.1%)	HK$36,550 (+8.8%)	HK$36,550	HK$42,581 (+16.5%)	HK$47,478 (+11.5%)	+7.36%
65	HK$41,175	HK$41,175	HK$43,110 (+4.7%)	HK$45,322 (+5.1%)	HK$49,310 (+8.8%)	HK$49,310	HK$57,446 (+16.5%)	HK$64,052 (+11.5%)	+7.36%
70	HK$54,788	HK$54,788	HK$57,363 (+4.7%)	HK$60,306 (+5.1%)	HK$65,613 (+8.8%)	HK$65,613	HK$76,439 (+16.5%)	HK$85,229 (+11.5%)	+7.36%
75	HK$61,576	HK$61,576	HK$64,470 (+4.7%)	HK$67,777 (+5.1%)	HK$73,741 (+8.8%)	HK$73,741	HK$85,908 (+16.5%)	HK$95,787 (+11.5%)	+7.36%
80	HK$65,534	HK$65,534	HK$68,614 (+4.7%)	HK$72,134 (+5.1%)	HK$78,482 (+8.8%)	HK$78,482	HK$91,432 (+16.5%)	HK$101,947 (+11.5%)	+7.36%
85	HK$65,534	HK$65,534	HK$68,614 (+4.7%)	HK$72,134 (+5.1%)	HK$78,482 (+8.8%)	HK$78,482	HK$91,432 (+16.5%)	HK$101,947 (+11.5%)	+7.36%
90	HK$65,534	HK$65,534	HK$68,614 (+4.7%)	HK$72,134 (+5.1%)	HK$78,482 (+8.8%)	HK$78,482	HK$91,432 (+16.5%)	HK$101,947 (+11.5%)	+7.36%
95	HK$65,534	HK$65,534	HK$68,614 (+4.7%)	HK$72,134 (+5.1%)	HK$78,482 (+8.8%)	HK$78,482	HK$91,432 (+16.5%)	HK$101,947 (+11.5%)	+7.36%
99	HK$65,534	HK$65,534	HK$68,614 (+4.7%)	HK$72,134 (+5.1%)	HK$78,482 (+8.8%)	HK$78,482	HK$91,432 (+16.5%)	HK$101,947 (+11.5%)	+7.36%
所有年龄平均	—	0.0%	+4.7%	+5.1%	+8.8%	0.0%	+16.5%	+11.5%	—

F00040-06-000-01

保障表 PDF保费表 PDF

2020-02-03

首个版本（基准）

0岁HK$8,977

5岁HK$8,977

10岁HK$6,247

15岁HK$6,590

20岁HK$6,854

25岁HK$7,123

30岁HK$7,944

35岁HK$10,085

40岁HK$12,736

45岁HK$15,296

50岁HK$18,736

55岁HK$23,746

60岁HK$30,521

65岁HK$41,175

70岁HK$54,788

75岁HK$61,576

80岁HK$65,534

85岁HK$65,534

90岁HK$65,534

95岁HK$65,534

99岁HK$65,534

F00040-06-000-02

保障表 PDF保费表 PDF

2020-12-02

0.0%

全年龄平均

0岁HK$8,977

5岁HK$8,977

10岁HK$6,247

15岁HK$6,590

20岁HK$6,854

25岁HK$7,123

30岁HK$7,944

35岁HK$10,085

40岁HK$12,736

45岁HK$15,296

50岁HK$18,736

55岁HK$23,746

60岁HK$30,521

65岁HK$41,175

70岁HK$54,788

75岁HK$61,576

80岁HK$65,534

85岁HK$65,534

90岁HK$65,534

95岁HK$65,534

99岁HK$65,534

F00040-06-000-03

保障表 PDF保费表 PDF

2022-03-02

+4.7%

全年龄平均

0岁HK$9,399 (+4.7%)

5岁HK$9,399 (+4.7%)

10岁HK$6,541 (+4.7%)

15岁HK$6,900 (+4.7%)

20岁HK$7,176 (+4.7%)

25岁HK$7,458 (+4.7%)

30岁HK$8,317 (+4.7%)

35岁HK$10,559 (+4.7%)

40岁HK$13,335 (+4.7%)

45岁HK$16,015 (+4.7%)

50岁HK$19,617 (+4.7%)

55岁HK$24,862 (+4.7%)

60岁HK$31,955 (+4.7%)

65岁HK$43,110 (+4.7%)

70岁HK$57,363 (+4.7%)

75岁HK$64,470 (+4.7%)

80岁HK$68,614 (+4.7%)

85岁HK$68,614 (+4.7%)

90岁HK$68,614 (+4.7%)

95岁HK$68,614 (+4.7%)

99岁HK$68,614 (+4.7%)

F00040-06-000-03

保障表 PDF保费表 PDF

2023-03-02

+5.1%

全年龄平均

0岁HK$9,881 (+5.1%)

5岁HK$9,881 (+5.1%)

10岁HK$6,877 (+5.1%)

15岁HK$7,254 (+5.1%)

20岁HK$7,544 (+5.1%)

25岁HK$7,841 (+5.1%)

30岁HK$8,744 (+5.1%)

35岁HK$11,101 (+5.1%)

40岁HK$14,019 (+5.1%)

45岁HK$16,837 (+5.1%)

50岁HK$20,623 (+5.1%)

55岁HK$26,137 (+5.1%)

60岁HK$33,594 (+5.1%)

65岁HK$45,322 (+5.1%)

70岁HK$60,306 (+5.1%)

75岁HK$67,777 (+5.1%)

80岁HK$72,134 (+5.1%)

85岁HK$72,134 (+5.1%)

90岁HK$72,134 (+5.1%)

95岁HK$72,134 (+5.1%)

99岁HK$72,134 (+5.1%)

F00040-06-000-03

保障表 PDF保费表 PDF

2024-03-02

+8.8%

全年龄平均

0岁HK$10,751 (+8.8%)

5岁HK$10,751 (+8.8%)

10岁HK$7,482 (+8.8%)

15岁HK$7,892 (+8.8%)

20岁HK$8,208 (+8.8%)

25岁HK$8,531 (+8.8%)

30岁HK$9,513 (+8.8%)

35岁HK$12,078 (+8.8%)

40岁HK$15,253 (+8.8%)

45岁HK$18,319 (+8.8%)

50岁HK$22,438 (+8.8%)

55岁HK$28,437 (+8.8%)

60岁HK$36,550 (+8.8%)

65岁HK$49,310 (+8.8%)

70岁HK$65,613 (+8.8%)

75岁HK$73,741 (+8.8%)

80岁HK$78,482 (+8.8%)

85岁HK$78,482 (+8.8%)

90岁HK$78,482 (+8.8%)

95岁HK$78,482 (+8.8%)

99岁HK$78,482 (+8.8%)

F00040-06-000-04

保障表 PDF保费表 PDF

2024-08-02

0.0%

全年龄平均

0岁HK$10,751

5岁HK$10,751

10岁HK$7,482

15岁HK$7,892

20岁HK$8,208

25岁HK$8,531

30岁HK$9,513

35岁HK$12,078

40岁HK$15,253

45岁HK$18,319

50岁HK$22,438

55岁HK$28,437

60岁HK$36,550

65岁HK$49,310

70岁HK$65,613

75岁HK$73,741

80岁HK$78,482

85岁HK$78,482

90岁HK$78,482

95岁HK$78,482

99岁HK$78,482

F00040-06-000-05

保障表 PDF保费表 PDF

2025-03-02

+16.5%

全年龄平均

0岁HK$12,525 (+16.5%)

5岁HK$12,525 (+16.5%)

10岁HK$8,717 (+16.5%)

15岁HK$9,194 (+16.5%)

20岁HK$9,562 (+16.5%)

25岁HK$9,939 (+16.5%)

30岁HK$11,083 (+16.5%)

35岁HK$14,071 (+16.5%)

40岁HK$17,770 (+16.5%)

45岁HK$21,342 (+16.5%)

50岁HK$26,140 (+16.5%)

55岁HK$33,129 (+16.5%)

60岁HK$42,581 (+16.5%)

65岁HK$57,446 (+16.5%)

70岁HK$76,439 (+16.5%)

75岁HK$85,908 (+16.5%)

80岁HK$91,432 (+16.5%)

85岁HK$91,432 (+16.5%)

90岁HK$91,432 (+16.5%)

95岁HK$91,432 (+16.5%)

99岁HK$91,432 (+16.5%)

F00040-06-000-05

保障表 PDF保费表 PDF

2026-03-02

+11.5%

全年龄平均

0岁HK$13,965 (+11.5%)

5岁HK$13,965 (+11.5%)

10岁HK$9,719 (+11.5%)

15岁HK$10,251 (+11.5%)

20岁HK$10,662 (+11.5%)

25岁HK$11,082 (+11.5%)

30岁HK$12,358 (+11.5%)

35岁HK$15,689 (+11.5%)

40岁HK$19,814 (+11.5%)

45岁HK$23,796 (+11.5%)

50岁HK$29,146 (+11.5%)

55岁HK$36,939 (+11.5%)

60岁HK$47,478 (+11.5%)

65岁HK$64,052 (+11.5%)

70岁HK$85,229 (+11.5%)

75岁HK$95,787 (+11.5%)

80岁HK$101,947 (+11.5%)

85岁HK$101,947 (+11.5%)

90岁HK$101,947 (+11.5%)

95岁HK$101,947 (+11.5%)

99岁HK$101,947 (+11.5%)

年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27

0岁+7.36%

5岁+7.36%

10岁+7.36%

15岁+7.36%

20岁+7.36%

25岁+7.36%

30岁+7.36%

35岁+7.36%

40岁+7.36%

45岁+7.36%

50岁+7.36%

55岁+7.36%

60岁+7.36%

65岁+7.36%

70岁+7.36%

75岁+7.36%

80岁+7.36%

85岁+7.36%

90岁+7.36%

95岁+7.36%

99岁+7.36%

格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27