保柏非凡自願醫保計劃 - 智選（80,000 港元自付費）

Bupa Hero VHIS Plan - Advance (HKD80,000 Deductible)

保柏（亞洲）有限公司 · F00040-04-000 · 8 个版本 · 灵活计划 · 年均加幅 +5.75%

年龄	F00040-04-000-01 保障表 PDF 保费表 PDF 2020-02-03	F00040-04-000-02 保障表 PDF 保费表 PDF 2020-12-02	F00040-04-000-03 保障表 PDF 保费表 PDF 2022-03-02	F00040-04-000-03 保障表 PDF 保费表 PDF 2023-03-02	F00040-04-000-03 保障表 PDF 保费表 PDF 2024-03-02	F00040-04-000-04 保障表 PDF 保费表 PDF 2024-08-02	F00040-04-000-05 保障表 PDF 保费表 PDF 2025-03-02	F00040-04-000-05 保障表 PDF 保费表 PDF 2026-03-02	年均加幅
0	HK$3,706	HK$3,706	HK$3,880 (+4.7%)	HK$4,079 (+5.1%)	HK$4,405 (+8.0%)	HK$4,405	HK$4,881 (+10.8%)	HK$5,247 (+7.5%)	+5.75%
5	HK$3,706	HK$3,706	HK$3,880 (+4.7%)	HK$4,079 (+5.1%)	HK$4,405 (+8.0%)	HK$4,405	HK$4,881 (+10.8%)	HK$5,247 (+7.5%)	+5.75%
10	HK$2,400	HK$2,400	HK$2,513 (+4.7%)	HK$2,642 (+5.1%)	HK$2,853 (+8.0%)	HK$2,853	HK$3,161 (+10.8%)	HK$3,398 (+7.5%)	+5.75%
15	HK$2,640	HK$2,640	HK$2,764 (+4.7%)	HK$2,906 (+5.1%)	HK$3,138 (+8.0%)	HK$3,138	HK$3,477 (+10.8%)	HK$3,738 (+7.5%)	+5.75%
20	HK$2,862	HK$2,862	HK$2,997 (+4.7%)	HK$3,151 (+5.1%)	HK$3,403 (+8.0%)	HK$3,403	HK$3,771 (+10.8%)	HK$4,054 (+7.5%)	+5.76%
25	HK$3,035	HK$3,035	HK$3,178 (+4.7%)	HK$3,341 (+5.1%)	HK$3,608 (+8.0%)	HK$3,608	HK$3,998 (+10.8%)	HK$4,298 (+7.5%)	+5.75%
30	HK$3,178	HK$3,178	HK$3,327 (+4.7%)	HK$3,498 (+5.1%)	HK$3,778 (+8.0%)	HK$3,778	HK$4,186 (+10.8%)	HK$4,500 (+7.5%)	+5.75%
35	HK$4,344	HK$4,344	HK$4,548 (+4.7%)	HK$4,781 (+5.1%)	HK$5,163 (+8.0%)	HK$5,163	HK$5,721 (+10.8%)	HK$6,150 (+7.5%)	+5.75%
40	HK$4,850	HK$4,850	HK$5,078 (+4.7%)	HK$5,339 (+5.1%)	HK$5,766 (+8.0%)	HK$5,766	HK$6,389 (+10.8%)	HK$6,868 (+7.5%)	+5.75%
45	HK$6,280	HK$6,280	HK$6,575 (+4.7%)	HK$6,912 (+5.1%)	HK$7,465 (+8.0%)	HK$7,465	HK$8,271 (+10.8%)	HK$8,891 (+7.5%)	+5.75%
50	HK$7,980	HK$7,980	HK$8,355 (+4.7%)	HK$8,784 (+5.1%)	HK$9,487 (+8.0%)	HK$9,487	HK$10,512 (+10.8%)	HK$11,300 (+7.5%)	+5.75%
55	HK$10,866	HK$10,866	HK$11,377 (+4.7%)	HK$11,961 (+5.1%)	HK$12,918 (+8.0%)	HK$12,918	HK$14,313 (+10.8%)	HK$15,386 (+7.5%)	+5.75%
60	HK$15,063	HK$15,063	HK$15,771 (+4.7%)	HK$16,580 (+5.1%)	HK$17,906 (+8.0%)	HK$17,906	HK$19,840 (+10.8%)	HK$21,328 (+7.5%)	+5.75%
65	HK$21,139	HK$21,139	HK$22,133 (+4.7%)	HK$23,268 (+5.1%)	HK$25,129 (+8.0%)	HK$25,129	HK$27,843 (+10.8%)	HK$29,931 (+7.5%)	+5.75%
70	HK$27,087	HK$27,087	HK$28,360 (+4.7%)	HK$29,815 (+5.1%)	HK$32,200 (+8.0%)	HK$32,200	HK$35,678 (+10.8%)	HK$38,354 (+7.5%)	+5.75%
75	HK$31,963	HK$31,963	HK$33,465 (+4.7%)	HK$35,182 (+5.1%)	HK$37,997 (+8.0%)	HK$37,997	HK$42,101 (+10.8%)	HK$45,259 (+7.5%)	+5.75%
80	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
85	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
90	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
95	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
99	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
所有年龄平均	—	0.0%	+4.7%	+5.1%	+8.0%	0.0%	+10.8%	+7.5%	—

F00040-04-000-01

保障表 PDF保费表 PDF

2020-02-03

首个版本（基准）

0岁HK$3,706

5岁HK$3,706

10岁HK$2,400

15岁HK$2,640

20岁HK$2,862

25岁HK$3,035

30岁HK$3,178

35岁HK$4,344

40岁HK$4,850

45岁HK$6,280

50岁HK$7,980

55岁HK$10,866

60岁HK$15,063

65岁HK$21,139

70岁HK$27,087

75岁HK$31,963

80岁HK$35,004

85岁HK$35,004

90岁HK$35,004

95岁HK$35,004

99岁HK$35,004

F00040-04-000-02

保障表 PDF保费表 PDF

2020-12-02

0.0%

全年龄平均

0岁HK$3,706

5岁HK$3,706

10岁HK$2,400

15岁HK$2,640

20岁HK$2,862

25岁HK$3,035

30岁HK$3,178

35岁HK$4,344

40岁HK$4,850

45岁HK$6,280

50岁HK$7,980

55岁HK$10,866

60岁HK$15,063

65岁HK$21,139

70岁HK$27,087

75岁HK$31,963

80岁HK$35,004

85岁HK$35,004

90岁HK$35,004

95岁HK$35,004

99岁HK$35,004

F00040-04-000-03

保障表 PDF保费表 PDF

2022-03-02

+4.7%

全年龄平均

0岁HK$3,880 (+4.7%)

5岁HK$3,880 (+4.7%)

10岁HK$2,513 (+4.7%)

15岁HK$2,764 (+4.7%)

20岁HK$2,997 (+4.7%)

25岁HK$3,178 (+4.7%)

30岁HK$3,327 (+4.7%)

35岁HK$4,548 (+4.7%)

40岁HK$5,078 (+4.7%)

45岁HK$6,575 (+4.7%)

50岁HK$8,355 (+4.7%)

55岁HK$11,377 (+4.7%)

60岁HK$15,771 (+4.7%)

65岁HK$22,133 (+4.7%)

70岁HK$28,360 (+4.7%)

75岁HK$33,465 (+4.7%)

80岁HK$36,649 (+4.7%)

85岁HK$36,649 (+4.7%)

90岁HK$36,649 (+4.7%)

95岁HK$36,649 (+4.7%)

99岁HK$36,649 (+4.7%)

F00040-04-000-03

保障表 PDF保费表 PDF

2023-03-02

+5.1%

全年龄平均

0岁HK$4,079 (+5.1%)

5岁HK$4,079 (+5.1%)

10岁HK$2,642 (+5.1%)

15岁HK$2,906 (+5.1%)

20岁HK$3,151 (+5.1%)

25岁HK$3,341 (+5.1%)

30岁HK$3,498 (+5.1%)

35岁HK$4,781 (+5.1%)

40岁HK$5,339 (+5.1%)

45岁HK$6,912 (+5.1%)

50岁HK$8,784 (+5.1%)

55岁HK$11,961 (+5.1%)

60岁HK$16,580 (+5.1%)

65岁HK$23,268 (+5.1%)

70岁HK$29,815 (+5.1%)

75岁HK$35,182 (+5.1%)

80岁HK$38,529 (+5.1%)

85岁HK$38,529 (+5.1%)

90岁HK$38,529 (+5.1%)

95岁HK$38,529 (+5.1%)

99岁HK$38,529 (+5.1%)

F00040-04-000-03

保障表 PDF保费表 PDF

2024-03-02

+8.0%

全年龄平均

0岁HK$4,405 (+8.0%)

5岁HK$4,405 (+8.0%)

10岁HK$2,853 (+8.0%)

15岁HK$3,138 (+8.0%)

20岁HK$3,403 (+8.0%)

25岁HK$3,608 (+8.0%)

30岁HK$3,778 (+8.0%)

35岁HK$5,163 (+8.0%)

40岁HK$5,766 (+8.0%)

45岁HK$7,465 (+8.0%)

50岁HK$9,487 (+8.0%)

55岁HK$12,918 (+8.0%)

60岁HK$17,906 (+8.0%)

65岁HK$25,129 (+8.0%)

70岁HK$32,200 (+8.0%)

75岁HK$37,997 (+8.0%)

80岁HK$41,611 (+8.0%)

85岁HK$41,611 (+8.0%)

90岁HK$41,611 (+8.0%)

95岁HK$41,611 (+8.0%)

99岁HK$41,611 (+8.0%)

F00040-04-000-04

保障表 PDF保费表 PDF

2024-08-02

0.0%

全年龄平均

0岁HK$4,405

5岁HK$4,405

10岁HK$2,853

15岁HK$3,138

20岁HK$3,403

25岁HK$3,608

30岁HK$3,778

35岁HK$5,163

40岁HK$5,766

45岁HK$7,465

50岁HK$9,487

55岁HK$12,918

60岁HK$17,906

65岁HK$25,129

70岁HK$32,200

75岁HK$37,997

80岁HK$41,611

85岁HK$41,611

90岁HK$41,611

95岁HK$41,611

99岁HK$41,611

F00040-04-000-05

保障表 PDF保费表 PDF

2025-03-02

+10.8%

全年龄平均

0岁HK$4,881 (+10.8%)

5岁HK$4,881 (+10.8%)

10岁HK$3,161 (+10.8%)

15岁HK$3,477 (+10.8%)

20岁HK$3,771 (+10.8%)

25岁HK$3,998 (+10.8%)

30岁HK$4,186 (+10.8%)

35岁HK$5,721 (+10.8%)

40岁HK$6,389 (+10.8%)

45岁HK$8,271 (+10.8%)

50岁HK$10,512 (+10.8%)

55岁HK$14,313 (+10.8%)

60岁HK$19,840 (+10.8%)

65岁HK$27,843 (+10.8%)

70岁HK$35,678 (+10.8%)

75岁HK$42,101 (+10.8%)

80岁HK$46,105 (+10.8%)

85岁HK$46,105 (+10.8%)

90岁HK$46,105 (+10.8%)

95岁HK$46,105 (+10.8%)

99岁HK$46,105 (+10.8%)

F00040-04-000-05

保障表 PDF保费表 PDF

2026-03-02

+7.5%

全年龄平均

0岁HK$5,247 (+7.5%)

5岁HK$5,247 (+7.5%)

10岁HK$3,398 (+7.5%)

15岁HK$3,738 (+7.5%)

20岁HK$4,054 (+7.5%)

25岁HK$4,298 (+7.5%)

30岁HK$4,500 (+7.5%)

35岁HK$6,150 (+7.5%)

40岁HK$6,868 (+7.5%)

45岁HK$8,891 (+7.5%)

50岁HK$11,300 (+7.5%)

55岁HK$15,386 (+7.5%)

60岁HK$21,328 (+7.5%)

65岁HK$29,931 (+7.5%)

70岁HK$38,354 (+7.5%)

75岁HK$45,259 (+7.5%)

80岁HK$49,563 (+7.5%)

85岁HK$49,563 (+7.5%)

90岁HK$49,563 (+7.5%)

95岁HK$49,563 (+7.5%)

99岁HK$49,563 (+7.5%)

年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27

0岁+5.75%

5岁+5.75%

10岁+5.75%

15岁+5.75%

20岁+5.76%

25岁+5.75%

30岁+5.75%

35岁+5.75%

40岁+5.75%

45岁+5.75%

50岁+5.75%

55岁+5.75%

60岁+5.75%

65岁+5.75%

70岁+5.75%

75岁+5.75%

80岁+5.75%

85岁+5.75%

90岁+5.75%

95岁+5.75%

99岁+5.75%

格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27