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保誠保險有限公司 · F00068-06-000 · 3 个版本 · 灵活计划 · 年均加幅 +2.83%
港元 (HKD)
男 Male
| 年龄 | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$20,405 (+8.3%) | +0.18% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$12,781 (+8.4%) | +0.04% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$10,100 (+8.4%) | +0.53% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$9,404 (+8.4%) | +1.63% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$10,221 (+8.4%) | +3.04% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$12,207 (+8.4%) | +5.02% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$14,894 (+8.4%) | +5.44% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$17,554 (+8.3%) | +5.78% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$20,477 (+7.8%) | +6.10% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$23,810 (+7.8%) | +6.64% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$30,262 (+7.8%) | +5.68% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$37,316 (+7.8%) | +4.13% |
| 60 | — | — | HK$50,791 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$78,419 (+7.8%) | +0.30% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$98,152 (+7.8%) | +0.94% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$119,756 (+7.8%) | +1.31% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$141,477 (+7.8%) | +1.34% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$154,532 (+7.8%) | +1.83% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$168,129 (+7.8%) | +1.76% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$179,099 (+7.8%) | +2.12% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$186,243 (+7.8%) | +1.99% |
| 所有年龄平均 | — | +5.0% | +8.0% | — |
0岁HK$17,937
5岁HK$11,233
10岁HK$8,875
15岁HK$8,263
20岁HK$8,982
25岁HK$10,728
30岁HK$13,091
35岁HK$15,431
40岁HK$18,084
45岁HK$21,029
50岁HK$26,730
55岁HK$32,961
60岁—
65岁HK$69,274
70岁HK$86,708
75岁HK$105,794
80岁HK$124,985
85岁HK$136,518
90岁HK$148,530
95岁HK$158,222
99岁HK$164,533
0岁HK$18,834 (+5.0%)
5岁HK$11,795 (+5.0%)
10岁HK$9,319 (+5.0%)
15岁HK$8,676 (+5.0%)
20岁HK$9,431 (+5.0%)
25岁HK$11,264 (+5.0%)
30岁HK$13,745 (+5.0%)
35岁HK$16,202 (+5.0%)
40岁HK$18,988 (+5.0%)
45岁HK$22,080 (+5.0%)
50岁HK$28,066 (+5.0%)
55岁HK$34,609 (+5.0%)
60岁—
65岁HK$72,738 (+5.0%)
70岁HK$91,043 (+5.0%)
75岁HK$111,084 (+5.0%)
80岁HK$131,234 (+5.0%)
85岁HK$143,344 (+5.0%)
90岁HK$155,957 (+5.0%)
95岁HK$166,133 (+5.0%)
99岁HK$172,760 (+5.0%)
0岁HK$20,405 (+8.3%)
5岁HK$12,781 (+8.4%)
10岁HK$10,100 (+8.4%)
15岁HK$9,404 (+8.4%)
20岁HK$10,221 (+8.4%)
25岁HK$12,207 (+8.4%)
30岁HK$14,894 (+8.4%)
35岁HK$17,554 (+8.3%)
40岁HK$20,477 (+7.8%)
45岁HK$23,810 (+7.8%)
50岁HK$30,262 (+7.8%)
55岁HK$37,316 (+7.8%)
60岁HK$50,791
65岁HK$78,419 (+7.8%)
70岁HK$98,152 (+7.8%)
75岁HK$119,756 (+7.8%)
80岁HK$141,477 (+7.8%)
85岁HK$154,532 (+7.8%)
90岁HK$168,129 (+7.8%)
95岁HK$179,099 (+7.8%)
99岁HK$186,243 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+0.18%
5岁+0.04%
10岁+0.53%
15岁+1.63%
20岁+3.04%
25岁+5.02%
30岁+5.44%
35岁+5.78%
40岁+6.10%
45岁+6.64%
50岁+5.68%
55岁+4.13%
60岁—
65岁+0.30%
70岁+0.94%
75岁+1.31%
80岁+1.34%
85岁+1.83%
90岁+1.76%
95岁+2.12%
99岁+1.99%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$15,900 (-15.6%) | +0.18% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$9,852 (-16.5%) | +0.04% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$8,076 (-13.3%) | +0.53% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$8,144 (-6.1%) | +1.63% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$9,791 (+3.8%) | +3.04% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$13,414 (+19.1%) | +5.02% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$16,832 (+22.5%) | +5.44% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$20,312 (+25.4%) | +5.78% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$24,417 (+28.6%) | +6.10% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$29,420 (+33.2%) | +6.64% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$35,109 (+25.1%) | +5.68% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$38,970 (+12.6%) | +4.13% |
| 60 | — | — | HK$44,419 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$62,297 (-14.4%) | +0.30% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$81,731 (-10.2%) | +0.94% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$102,494 (-7.7%) | +1.31% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$121,290 (-7.6%) | +1.34% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$137,283 (-4.2%) | +1.83% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$148,651 (-4.7%) | +1.76% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$162,518 (-2.2%) | +2.12% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$167,450 (-3.1%) | +1.99% |
| 所有年龄平均 | — | +5.0% | +3.2% | — |
0岁HK$17,937
5岁HK$11,233
10岁HK$8,875
15岁HK$8,263
20岁HK$8,982
25岁HK$10,728
30岁HK$13,091
35岁HK$15,431
40岁HK$18,084
45岁HK$21,029
50岁HK$26,730
55岁HK$32,961
60岁—
65岁HK$69,274
70岁HK$86,708
75岁HK$105,794
80岁HK$124,985
85岁HK$136,518
90岁HK$148,530
95岁HK$158,222
99岁HK$164,533
0岁HK$18,834 (+5.0%)
5岁HK$11,795 (+5.0%)
10岁HK$9,319 (+5.0%)
15岁HK$8,676 (+5.0%)
20岁HK$9,431 (+5.0%)
25岁HK$11,264 (+5.0%)
30岁HK$13,745 (+5.0%)
35岁HK$16,202 (+5.0%)
40岁HK$18,988 (+5.0%)
45岁HK$22,080 (+5.0%)
50岁HK$28,066 (+5.0%)
55岁HK$34,609 (+5.0%)
60岁—
65岁HK$72,738 (+5.0%)
70岁HK$91,043 (+5.0%)
75岁HK$111,084 (+5.0%)
80岁HK$131,234 (+5.0%)
85岁HK$143,344 (+5.0%)
90岁HK$155,957 (+5.0%)
95岁HK$166,133 (+5.0%)
99岁HK$172,760 (+5.0%)
0岁HK$15,900 (-15.6%)
5岁HK$9,852 (-16.5%)
10岁HK$8,076 (-13.3%)
15岁HK$8,144 (-6.1%)
20岁HK$9,791 (+3.8%)
25岁HK$13,414 (+19.1%)
30岁HK$16,832 (+22.5%)
35岁HK$20,312 (+25.4%)
40岁HK$24,417 (+28.6%)
45岁HK$29,420 (+33.2%)
50岁HK$35,109 (+25.1%)
55岁HK$38,970 (+12.6%)
60岁HK$44,419
65岁HK$62,297 (-14.4%)
70岁HK$81,731 (-10.2%)
75岁HK$102,494 (-7.7%)
80岁HK$121,290 (-7.6%)
85岁HK$137,283 (-4.2%)
90岁HK$148,651 (-4.7%)
95岁HK$162,518 (-2.2%)
99岁HK$167,450 (-3.1%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+0.18%
5岁+0.04%
10岁+0.53%
15岁+1.63%
20岁+3.04%
25岁+5.02%
30岁+5.44%
35岁+5.78%
40岁+6.10%
45岁+6.64%
50岁+5.68%
55岁+4.13%
60岁—
65岁+0.30%
70岁+0.94%
75岁+1.31%
80岁+1.34%
85岁+1.83%
90岁+1.76%
95岁+2.12%
99岁+1.99%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
美元 (USD)
男 Male
| 年龄 | F00068-06-000-01 2022-10-03 | F00068-06-000-01 2024-10-01 | F00068-06-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$2,314 | US$2,430 (+5.0%) | US$2,633 (+8.4%) | +0.18% |
| 5 | US$1,449 | US$1,522 (+5.0%) | US$1,649 (+8.3%) | +0.04% |
| 10 | US$1,145 | US$1,202 (+5.0%) | US$1,303 (+8.4%) | +0.54% |
| 15 | US$1,066 | US$1,120 (+5.1%) | US$1,213 (+8.3%) | +1.63% |
| 20 | US$1,159 | US$1,217 (+5.0%) | US$1,319 (+8.4%) | +3.03% |
| 25 | US$1,384 | US$1,453 (+5.0%) | US$1,575 (+8.4%) | +5.03% |
| 30 | US$1,689 | US$1,774 (+5.0%) | US$1,922 (+8.3%) | +5.44% |
| 35 | US$1,991 | US$2,091 (+5.0%) | US$2,265 (+8.3%) | +5.79% |
| 40 | US$2,333 | US$2,450 (+5.0%) | US$2,642 (+7.8%) | +6.11% |
| 45 | US$2,713 | US$2,849 (+5.0%) | US$3,072 (+7.8%) | +6.64% |
| 50 | US$3,449 | US$3,621 (+5.0%) | US$3,905 (+7.8%) | +5.68% |
| 55 | US$4,253 | US$4,466 (+5.0%) | US$4,815 (+7.8%) | +4.13% |
| 60 | — | — | US$6,554 | — |
| 65 | US$8,939 | US$9,386 (+5.0%) | US$10,119 (+7.8%) | +0.30% |
| 70 | US$11,188 | US$11,747 (+5.0%) | US$12,665 (+7.8%) | +0.94% |
| 75 | US$13,651 | US$14,333 (+5.0%) | US$15,452 (+7.8%) | +1.31% |
| 80 | US$16,127 | US$16,933 (+5.0%) | US$18,255 (+7.8%) | +1.34% |
| 85 | US$17,615 | US$18,496 (+5.0%) | US$19,940 (+7.8%) | +1.83% |
| 90 | US$19,165 | US$20,123 (+5.0%) | US$21,694 (+7.8%) | +1.76% |
| 95 | US$20,416 | US$21,437 (+5.0%) | US$23,110 (+7.8%) | +2.12% |
| 99 | US$21,230 | US$22,292 (+5.0%) | US$24,031 (+7.8%) | +1.99% |
| 所有年龄平均 | — | +5.0% | +8.0% | — |
0岁US$2,314
5岁US$1,449
10岁US$1,145
15岁US$1,066
20岁US$1,159
25岁US$1,384
30岁US$1,689
35岁US$1,991
40岁US$2,333
45岁US$2,713
50岁US$3,449
55岁US$4,253
60岁—
65岁US$8,939
70岁US$11,188
75岁US$13,651
80岁US$16,127
85岁US$17,615
90岁US$19,165
95岁US$20,416
99岁US$21,230
0岁US$2,430 (+5.0%)
5岁US$1,522 (+5.0%)
10岁US$1,202 (+5.0%)
15岁US$1,120 (+5.1%)
20岁US$1,217 (+5.0%)
25岁US$1,453 (+5.0%)
30岁US$1,774 (+5.0%)
35岁US$2,091 (+5.0%)
40岁US$2,450 (+5.0%)
45岁US$2,849 (+5.0%)
50岁US$3,621 (+5.0%)
55岁US$4,466 (+5.0%)
60岁—
65岁US$9,386 (+5.0%)
70岁US$11,747 (+5.0%)
75岁US$14,333 (+5.0%)
80岁US$16,933 (+5.0%)
85岁US$18,496 (+5.0%)
90岁US$20,123 (+5.0%)
95岁US$21,437 (+5.0%)
99岁US$22,292 (+5.0%)
0岁US$2,633 (+8.4%)
5岁US$1,649 (+8.3%)
10岁US$1,303 (+8.4%)
15岁US$1,213 (+8.3%)
20岁US$1,319 (+8.4%)
25岁US$1,575 (+8.4%)
30岁US$1,922 (+8.3%)
35岁US$2,265 (+8.3%)
40岁US$2,642 (+7.8%)
45岁US$3,072 (+7.8%)
50岁US$3,905 (+7.8%)
55岁US$4,815 (+7.8%)
60岁US$6,554
65岁US$10,119 (+7.8%)
70岁US$12,665 (+7.8%)
75岁US$15,452 (+7.8%)
80岁US$18,255 (+7.8%)
85岁US$19,940 (+7.8%)
90岁US$21,694 (+7.8%)
95岁US$23,110 (+7.8%)
99岁US$24,031 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+0.18%
5岁+0.04%
10岁+0.54%
15岁+1.63%
20岁+3.03%
25岁+5.03%
30岁+5.44%
35岁+5.79%
40岁+6.11%
45岁+6.64%
50岁+5.68%
55岁+4.13%
60岁—
65岁+0.30%
70岁+0.94%
75岁+1.31%
80岁+1.34%
85岁+1.83%
90岁+1.76%
95岁+2.12%
99岁+1.99%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00068-06-000-01 2022-10-03 | F00068-06-000-01 2024-10-01 | F00068-06-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$2,314 | US$2,430 (+5.0%) | US$2,052 (-15.6%) | +0.18% |
| 5 | US$1,449 | US$1,522 (+5.0%) | US$1,271 (-16.5%) | +0.04% |
| 10 | US$1,145 | US$1,202 (+5.0%) | US$1,042 (-13.3%) | +0.54% |
| 15 | US$1,066 | US$1,120 (+5.1%) | US$1,051 (-6.2%) | +1.63% |
| 20 | US$1,159 | US$1,217 (+5.0%) | US$1,263 (+3.8%) | +3.03% |
| 25 | US$1,384 | US$1,453 (+5.0%) | US$1,731 (+19.1%) | +5.03% |
| 30 | US$1,689 | US$1,774 (+5.0%) | US$2,172 (+22.4%) | +5.44% |
| 35 | US$1,991 | US$2,091 (+5.0%) | US$2,621 (+25.3%) | +5.79% |
| 40 | US$2,333 | US$2,450 (+5.0%) | US$3,151 (+28.6%) | +6.11% |
| 45 | US$2,713 | US$2,849 (+5.0%) | US$3,796 (+33.2%) | +6.64% |
| 50 | US$3,449 | US$3,621 (+5.0%) | US$4,530 (+25.1%) | +5.68% |
| 55 | US$4,253 | US$4,466 (+5.0%) | US$5,028 (+12.6%) | +4.13% |
| 60 | — | — | US$5,732 | — |
| 65 | US$8,939 | US$9,386 (+5.0%) | US$8,038 (-14.4%) | +0.30% |
| 70 | US$11,188 | US$11,747 (+5.0%) | US$10,546 (-10.2%) | +0.94% |
| 75 | US$13,651 | US$14,333 (+5.0%) | US$13,225 (-7.7%) | +1.31% |
| 80 | US$16,127 | US$16,933 (+5.0%) | US$15,650 (-7.6%) | +1.34% |
| 85 | US$17,615 | US$18,496 (+5.0%) | US$17,714 (-4.2%) | +1.83% |
| 90 | US$19,165 | US$20,123 (+5.0%) | US$19,181 (-4.7%) | +1.76% |
| 95 | US$20,416 | US$21,437 (+5.0%) | US$20,970 (-2.2%) | +2.12% |
| 99 | US$21,230 | US$22,292 (+5.0%) | US$21,606 (-3.1%) | +1.99% |
| 所有年龄平均 | — | +5.0% | +3.2% | — |
0岁US$2,314
5岁US$1,449
10岁US$1,145
15岁US$1,066
20岁US$1,159
25岁US$1,384
30岁US$1,689
35岁US$1,991
40岁US$2,333
45岁US$2,713
50岁US$3,449
55岁US$4,253
60岁—
65岁US$8,939
70岁US$11,188
75岁US$13,651
80岁US$16,127
85岁US$17,615
90岁US$19,165
95岁US$20,416
99岁US$21,230
0岁US$2,430 (+5.0%)
5岁US$1,522 (+5.0%)
10岁US$1,202 (+5.0%)
15岁US$1,120 (+5.1%)
20岁US$1,217 (+5.0%)
25岁US$1,453 (+5.0%)
30岁US$1,774 (+5.0%)
35岁US$2,091 (+5.0%)
40岁US$2,450 (+5.0%)
45岁US$2,849 (+5.0%)
50岁US$3,621 (+5.0%)
55岁US$4,466 (+5.0%)
60岁—
65岁US$9,386 (+5.0%)
70岁US$11,747 (+5.0%)
75岁US$14,333 (+5.0%)
80岁US$16,933 (+5.0%)
85岁US$18,496 (+5.0%)
90岁US$20,123 (+5.0%)
95岁US$21,437 (+5.0%)
99岁US$22,292 (+5.0%)
0岁US$2,052 (-15.6%)
5岁US$1,271 (-16.5%)
10岁US$1,042 (-13.3%)
15岁US$1,051 (-6.2%)
20岁US$1,263 (+3.8%)
25岁US$1,731 (+19.1%)
30岁US$2,172 (+22.4%)
35岁US$2,621 (+25.3%)
40岁US$3,151 (+28.6%)
45岁US$3,796 (+33.2%)
50岁US$4,530 (+25.1%)
55岁US$5,028 (+12.6%)
60岁US$5,732
65岁US$8,038 (-14.4%)
70岁US$10,546 (-10.2%)
75岁US$13,225 (-7.7%)
80岁US$15,650 (-7.6%)
85岁US$17,714 (-4.2%)
90岁US$19,181 (-4.7%)
95岁US$20,970 (-2.2%)
99岁US$21,606 (-3.1%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+0.18%
5岁+0.04%
10岁+0.54%
15岁+1.63%
20岁+3.03%
25岁+5.03%
30岁+5.44%
35岁+5.79%
40岁+6.11%
45岁+6.64%
50岁+5.68%
55岁+4.13%
60岁—
65岁+0.30%
70岁+0.94%
75岁+1.31%
80岁+1.34%
85岁+1.83%
90岁+1.76%
95岁+2.12%
99岁+1.99%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。