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宏利晉悅自願醫保靈活計劃 - 智選（45,000 港元自付費）
Manulife Supreme VHIS Flexi Plan - Smart (HKD45,000 Deductible)
宏利人壽保險（國際）有限公司 · F00041-08-000 · 3 个版本 · 灵活计划 · 年均加幅 +6.63%
| 年龄 | F00041-08-000-01 2023-12-29 | F00041-08-000-01 2024-12-29 | F00041-08-000-03 2025-12-29 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 5 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 10 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 15 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 20 | HK$2,317 | HK$2,456 (+6.0%) | HK$2,697 (+9.8%) | +6.63% |
| 25 | HK$2,460 | HK$2,608 (+6.0%) | HK$2,864 (+9.8%) | +6.64% |
| 30 | HK$2,824 | HK$2,993 (+6.0%) | HK$3,286 (+9.8%) | +6.61% |
| 35 | HK$3,084 | HK$3,269 (+6.0%) | HK$3,589 (+9.8%) | +6.62% |
| 40 | HK$3,387 | HK$3,590 (+6.0%) | HK$3,942 (+9.8%) | +6.63% |
| 45 | HK$4,296 | HK$4,554 (+6.0%) | HK$5,000 (+9.8%) | +6.63% |
| 50 | HK$5,666 | HK$6,006 (+6.0%) | HK$6,595 (+9.8%) | +6.63% |
| 55 | HK$7,508 | HK$7,958 (+6.0%) | HK$8,738 (+9.8%) | +6.62% |
| 60 | HK$9,309 | HK$9,868 (+6.0%) | HK$10,835 (+9.8%) | +6.63% |
| 65 | HK$12,957 | HK$13,734 (+6.0%) | HK$15,080 (+9.8%) | +6.62% |
| 70 | HK$19,936 | HK$21,132 (+6.0%) | HK$23,203 (+9.8%) | +6.63% |
| 75 | HK$27,120 | HK$28,747 (+6.0%) | HK$31,564 (+9.8%) | +6.63% |
| 80 | HK$34,077 | HK$36,122 (+6.0%) | HK$39,662 (+9.8%) | +6.63% |
| 85 | HK$42,080 | HK$44,605 (+6.0%) | HK$48,976 (+9.8%) | +6.63% |
| 90 | HK$46,459 | HK$49,247 (+6.0%) | HK$54,073 (+9.8%) | +6.63% |
| 95 | HK$55,520 | HK$58,851 (+6.0%) | HK$64,618 (+9.8%) | +6.63% |
| 99 | HK$62,056 | HK$65,779 (+6.0%) | HK$72,225 (+9.8%) | +6.63% |
| 所有年龄平均 | — | +6.0% | +9.8% | — |
0岁HK$2,142
5岁HK$2,142
10岁HK$2,142
15岁HK$2,142
20岁HK$2,317
25岁HK$2,460
30岁HK$2,824
35岁HK$3,084
40岁HK$3,387
45岁HK$4,296
50岁HK$5,666
55岁HK$7,508
60岁HK$9,309
65岁HK$12,957
70岁HK$19,936
75岁HK$27,120
80岁HK$34,077
85岁HK$42,080
90岁HK$46,459
95岁HK$55,520
99岁HK$62,056
0岁HK$2,271 (+6.0%)
5岁HK$2,271 (+6.0%)
10岁HK$2,271 (+6.0%)
15岁HK$2,271 (+6.0%)
20岁HK$2,456 (+6.0%)
25岁HK$2,608 (+6.0%)
30岁HK$2,993 (+6.0%)
35岁HK$3,269 (+6.0%)
40岁HK$3,590 (+6.0%)
45岁HK$4,554 (+6.0%)
50岁HK$6,006 (+6.0%)
55岁HK$7,958 (+6.0%)
60岁HK$9,868 (+6.0%)
65岁HK$13,734 (+6.0%)
70岁HK$21,132 (+6.0%)
75岁HK$28,747 (+6.0%)
80岁HK$36,122 (+6.0%)
85岁HK$44,605 (+6.0%)
90岁HK$49,247 (+6.0%)
95岁HK$58,851 (+6.0%)
99岁HK$65,779 (+6.0%)
0岁HK$2,494 (+9.8%)
5岁HK$2,494 (+9.8%)
10岁HK$2,494 (+9.8%)
15岁HK$2,494 (+9.8%)
20岁HK$2,697 (+9.8%)
25岁HK$2,864 (+9.8%)
30岁HK$3,286 (+9.8%)
35岁HK$3,589 (+9.8%)
40岁HK$3,942 (+9.8%)
45岁HK$5,000 (+9.8%)
50岁HK$6,595 (+9.8%)
55岁HK$8,738 (+9.8%)
60岁HK$10,835 (+9.8%)
65岁HK$15,080 (+9.8%)
70岁HK$23,203 (+9.8%)
75岁HK$31,564 (+9.8%)
80岁HK$39,662 (+9.8%)
85岁HK$48,976 (+9.8%)
90岁HK$54,073 (+9.8%)
95岁HK$64,618 (+9.8%)
99岁HK$72,225 (+9.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+6.64%
5岁+6.64%
10岁+6.64%
15岁+6.64%
20岁+6.63%
25岁+6.64%
30岁+6.61%
35岁+6.62%
40岁+6.63%
45岁+6.63%
50岁+6.63%
55岁+6.62%
60岁+6.63%
65岁+6.62%
70岁+6.63%
75岁+6.63%
80岁+6.63%
85岁+6.63%
90岁+6.63%
95岁+6.63%
99岁+6.63%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。