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「摯健樂」醫療計劃 – 基本
Health Essential Medical Plan - Standard
香港人壽保險有限公司 · S00037-01-000 · 4 个版本 · 标准计划 · 年均加幅 +2.80%
男 Male
| 年龄 | S00037-01-000-01 2019-07-17 | S00037-01-000-02 2020-10-12 | S00037-01-000-02 2024-08-26 | S00037-01-000-02 2025-09-29 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | HK$3,546 | HK$3,546 | HK$4,078 (+15.0%) | HK$4,282 (+5.0%) | +2.81% |
| 5 | HK$2,078 | HK$2,078 | HK$2,390 (+15.0%) | HK$2,510 (+5.0%) | +2.81% |
| 10 | HK$1,505 | HK$1,505 | HK$1,731 (+15.0%) | HK$1,818 (+5.0%) | +2.81% |
| 15 | HK$1,402 | HK$1,402 | HK$1,612 (+15.0%) | HK$1,693 (+5.0%) | +2.81% |
| 20 | HK$1,530 | HK$1,530 | HK$1,760 (+15.0%) | HK$1,848 (+5.0%) | +2.81% |
| 25 | HK$1,799 | HK$1,799 | HK$2,069 (+15.0%) | HK$2,172 (+5.0%) | +2.80% |
| 30 | HK$2,127 | HK$2,127 | HK$2,446 (+15.0%) | HK$2,568 (+5.0%) | +2.80% |
| 35 | HK$2,428 | HK$2,428 | HK$2,792 (+15.0%) | HK$2,932 (+5.0%) | +2.81% |
| 40 | HK$2,824 | HK$2,824 | HK$3,248 (+15.0%) | HK$3,410 (+5.0%) | +2.80% |
| 45 | HK$3,440 | HK$3,440 | HK$3,956 (+15.0%) | HK$4,154 (+5.0%) | +2.81% |
| 50 | HK$4,434 | HK$4,434 | HK$5,099 (+15.0%) | HK$5,354 (+5.0%) | +2.80% |
| 55 | HK$5,974 | HK$5,974 | HK$6,870 (+15.0%) | HK$7,214 (+5.0%) | +2.81% |
| 60 | HK$7,696 | HK$7,696 | HK$8,850 (+15.0%) | HK$9,293 (+5.0%) | +2.80% |
| 65 | HK$9,806 | HK$9,806 | HK$11,277 (+15.0%) | HK$11,841 (+5.0%) | +2.80% |
| 70 | HK$12,175 | HK$12,175 | HK$14,001 (+15.0%) | HK$14,701 (+5.0%) | +2.80% |
| 75 | HK$14,387 | HK$14,387 | HK$16,545 (+15.0%) | HK$17,372 (+5.0%) | +2.80% |
| 80 | HK$16,852 | HK$16,852 | HK$19,380 (+15.0%) | HK$20,349 (+5.0%) | +2.80% |
| 85 | HK$19,546 | HK$19,546 | HK$22,478 (+15.0%) | HK$23,602 (+5.0%) | +2.80% |
| 90 | HK$21,112 | HK$21,112 | HK$24,279 (+15.0%) | HK$25,493 (+5.0%) | +2.80% |
| 95 | HK$23,502 | HK$23,502 | HK$27,027 (+15.0%) | HK$28,378 (+5.0%) | +2.80% |
| 99 | HK$25,646 | HK$25,646 | HK$29,493 (+15.0%) | HK$30,968 (+5.0%) | +2.80% |
| 所有年龄平均 | — | 0.0% | +15.0% | +5.0% | — |
0岁HK$3,546
5岁HK$2,078
10岁HK$1,505
15岁HK$1,402
20岁HK$1,530
25岁HK$1,799
30岁HK$2,127
35岁HK$2,428
40岁HK$2,824
45岁HK$3,440
50岁HK$4,434
55岁HK$5,974
60岁HK$7,696
65岁HK$9,806
70岁HK$12,175
75岁HK$14,387
80岁HK$16,852
85岁HK$19,546
90岁HK$21,112
95岁HK$23,502
99岁HK$25,646
0岁HK$3,546
5岁HK$2,078
10岁HK$1,505
15岁HK$1,402
20岁HK$1,530
25岁HK$1,799
30岁HK$2,127
35岁HK$2,428
40岁HK$2,824
45岁HK$3,440
50岁HK$4,434
55岁HK$5,974
60岁HK$7,696
65岁HK$9,806
70岁HK$12,175
75岁HK$14,387
80岁HK$16,852
85岁HK$19,546
90岁HK$21,112
95岁HK$23,502
99岁HK$25,646
0岁HK$4,078 (+15.0%)
5岁HK$2,390 (+15.0%)
10岁HK$1,731 (+15.0%)
15岁HK$1,612 (+15.0%)
20岁HK$1,760 (+15.0%)
25岁HK$2,069 (+15.0%)
30岁HK$2,446 (+15.0%)
35岁HK$2,792 (+15.0%)
40岁HK$3,248 (+15.0%)
45岁HK$3,956 (+15.0%)
50岁HK$5,099 (+15.0%)
55岁HK$6,870 (+15.0%)
60岁HK$8,850 (+15.0%)
65岁HK$11,277 (+15.0%)
70岁HK$14,001 (+15.0%)
75岁HK$16,545 (+15.0%)
80岁HK$19,380 (+15.0%)
85岁HK$22,478 (+15.0%)
90岁HK$24,279 (+15.0%)
95岁HK$27,027 (+15.0%)
99岁HK$29,493 (+15.0%)
0岁HK$4,282 (+5.0%)
5岁HK$2,510 (+5.0%)
10岁HK$1,818 (+5.0%)
15岁HK$1,693 (+5.0%)
20岁HK$1,848 (+5.0%)
25岁HK$2,172 (+5.0%)
30岁HK$2,568 (+5.0%)
35岁HK$2,932 (+5.0%)
40岁HK$3,410 (+5.0%)
45岁HK$4,154 (+5.0%)
50岁HK$5,354 (+5.0%)
55岁HK$7,214 (+5.0%)
60岁HK$9,293 (+5.0%)
65岁HK$11,841 (+5.0%)
70岁HK$14,701 (+5.0%)
75岁HK$17,372 (+5.0%)
80岁HK$20,349 (+5.0%)
85岁HK$23,602 (+5.0%)
90岁HK$25,493 (+5.0%)
95岁HK$28,378 (+5.0%)
99岁HK$30,968 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+2.81%
5岁+2.81%
10岁+2.81%
15岁+2.81%
20岁+2.81%
25岁+2.80%
30岁+2.80%
35岁+2.81%
40岁+2.80%
45岁+2.81%
50岁+2.80%
55岁+2.81%
60岁+2.80%
65岁+2.80%
70岁+2.80%
75岁+2.80%
80岁+2.80%
85岁+2.80%
90岁+2.80%
95岁+2.80%
99岁+2.80%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | S00037-01-000-01 2019-07-17 | S00037-01-000-02 2020-10-12 | S00037-01-000-02 2024-08-26 | S00037-01-000-02 2025-09-29 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | HK$2,834 | HK$2,834 | HK$3,259 (+15.0%) | HK$3,422 (+5.0%) | +2.80% |
| 5 | HK$1,735 | HK$1,735 | HK$1,995 (+15.0%) | HK$2,095 (+5.0%) | +2.80% |
| 10 | HK$1,354 | HK$1,354 | HK$1,557 (+15.0%) | HK$1,635 (+5.0%) | +2.80% |
| 15 | HK$1,523 | HK$1,523 | HK$1,751 (+15.0%) | HK$1,839 (+5.0%) | +2.80% |
| 20 | HK$1,779 | HK$1,779 | HK$2,046 (+15.0%) | HK$2,148 (+5.0%) | +2.80% |
| 25 | HK$2,288 | HK$2,288 | HK$2,631 (+15.0%) | HK$2,763 (+5.0%) | +2.81% |
| 30 | HK$2,794 | HK$2,794 | HK$3,213 (+15.0%) | HK$3,374 (+5.0%) | +2.81% |
| 35 | HK$3,291 | HK$3,291 | HK$3,785 (+15.0%) | HK$3,974 (+5.0%) | +2.80% |
| 40 | HK$3,963 | HK$3,963 | HK$4,557 (+15.0%) | HK$4,785 (+5.0%) | +2.80% |
| 45 | HK$4,684 | HK$4,684 | HK$5,387 (+15.0%) | HK$5,656 (+5.0%) | +2.80% |
| 50 | HK$5,404 | HK$5,404 | HK$6,215 (+15.0%) | HK$6,526 (+5.0%) | +2.81% |
| 55 | HK$6,324 | HK$6,324 | HK$7,273 (+15.0%) | HK$7,637 (+5.0%) | +2.81% |
| 60 | HK$7,374 | HK$7,374 | HK$8,480 (+15.0%) | HK$8,904 (+5.0%) | +2.80% |
| 65 | HK$8,672 | HK$8,672 | HK$9,973 (+15.0%) | HK$10,472 (+5.0%) | +2.81% |
| 70 | HK$10,798 | HK$10,798 | HK$12,418 (+15.0%) | HK$13,039 (+5.0%) | +2.80% |
| 75 | HK$13,239 | HK$13,239 | HK$15,225 (+15.0%) | HK$15,986 (+5.0%) | +2.80% |
| 80 | HK$16,430 | HK$16,430 | HK$18,895 (+15.0%) | HK$19,840 (+5.0%) | +2.81% |
| 85 | HK$19,254 | HK$19,254 | HK$22,142 (+15.0%) | HK$23,249 (+5.0%) | +2.80% |
| 90 | HK$21,099 | HK$21,099 | HK$24,264 (+15.0%) | HK$25,477 (+5.0%) | +2.80% |
| 95 | HK$23,002 | HK$23,002 | HK$26,452 (+15.0%) | HK$27,775 (+5.0%) | +2.80% |
| 99 | HK$24,443 | HK$24,443 | HK$28,109 (+15.0%) | HK$29,514 (+5.0%) | +2.80% |
| 所有年龄平均 | — | 0.0% | +15.0% | +5.0% | — |
0岁HK$2,834
5岁HK$1,735
10岁HK$1,354
15岁HK$1,523
20岁HK$1,779
25岁HK$2,288
30岁HK$2,794
35岁HK$3,291
40岁HK$3,963
45岁HK$4,684
50岁HK$5,404
55岁HK$6,324
60岁HK$7,374
65岁HK$8,672
70岁HK$10,798
75岁HK$13,239
80岁HK$16,430
85岁HK$19,254
90岁HK$21,099
95岁HK$23,002
99岁HK$24,443
0岁HK$2,834
5岁HK$1,735
10岁HK$1,354
15岁HK$1,523
20岁HK$1,779
25岁HK$2,288
30岁HK$2,794
35岁HK$3,291
40岁HK$3,963
45岁HK$4,684
50岁HK$5,404
55岁HK$6,324
60岁HK$7,374
65岁HK$8,672
70岁HK$10,798
75岁HK$13,239
80岁HK$16,430
85岁HK$19,254
90岁HK$21,099
95岁HK$23,002
99岁HK$24,443
0岁HK$3,259 (+15.0%)
5岁HK$1,995 (+15.0%)
10岁HK$1,557 (+15.0%)
15岁HK$1,751 (+15.0%)
20岁HK$2,046 (+15.0%)
25岁HK$2,631 (+15.0%)
30岁HK$3,213 (+15.0%)
35岁HK$3,785 (+15.0%)
40岁HK$4,557 (+15.0%)
45岁HK$5,387 (+15.0%)
50岁HK$6,215 (+15.0%)
55岁HK$7,273 (+15.0%)
60岁HK$8,480 (+15.0%)
65岁HK$9,973 (+15.0%)
70岁HK$12,418 (+15.0%)
75岁HK$15,225 (+15.0%)
80岁HK$18,895 (+15.0%)
85岁HK$22,142 (+15.0%)
90岁HK$24,264 (+15.0%)
95岁HK$26,452 (+15.0%)
99岁HK$28,109 (+15.0%)
0岁HK$3,422 (+5.0%)
5岁HK$2,095 (+5.0%)
10岁HK$1,635 (+5.0%)
15岁HK$1,839 (+5.0%)
20岁HK$2,148 (+5.0%)
25岁HK$2,763 (+5.0%)
30岁HK$3,374 (+5.0%)
35岁HK$3,974 (+5.0%)
40岁HK$4,785 (+5.0%)
45岁HK$5,656 (+5.0%)
50岁HK$6,526 (+5.0%)
55岁HK$7,637 (+5.0%)
60岁HK$8,904 (+5.0%)
65岁HK$10,472 (+5.0%)
70岁HK$13,039 (+5.0%)
75岁HK$15,986 (+5.0%)
80岁HK$19,840 (+5.0%)
85岁HK$23,249 (+5.0%)
90岁HK$25,477 (+5.0%)
95岁HK$27,775 (+5.0%)
99岁HK$29,514 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+2.80%
5岁+2.80%
10岁+2.80%
15岁+2.80%
20岁+2.80%
25岁+2.81%
30岁+2.81%
35岁+2.80%
40岁+2.80%
45岁+2.80%
50岁+2.81%
55岁+2.81%
60岁+2.80%
65岁+2.81%
70岁+2.80%
75岁+2.80%
80岁+2.81%
85岁+2.80%
90岁+2.80%
95岁+2.80%
99岁+2.80%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。