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富衛人壽保險（百慕達）有限公司 · F00045-03-000 · 6 个版本 · 灵活计划 · 年均加幅 +4.61%
| 年龄 | F00045-03-000-01 2020-05-01 | F00045-03-000-02 2021-03-22 | F00045-03-000-03 2022-01-24 | F00045-03-000-04 2023-11-15 | F00045-03-000-04 2025-01-15 | F00045-03-000-05 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$3,612 | HK$3,612 | HK$3,612 | HK$3,991 (+10.5%) | HK$4,310 (+8.0%) | HK$4,870 (+13.0%) | +5.08% |
| 5 | HK$3,108 | HK$3,108 | HK$3,108 | HK$3,419 (+10.0%) | HK$3,692 (+8.0%) | HK$4,171 (+13.0%) | +5.00% |
| 10 | HK$3,108 | HK$3,108 | HK$3,108 | HK$3,419 (+10.0%) | HK$3,692 (+8.0%) | HK$4,171 (+13.0%) | +5.00% |
| 15 | HK$3,108 | HK$3,108 | HK$3,108 | HK$3,419 (+10.0%) | HK$3,692 (+8.0%) | HK$4,171 (+13.0%) | +5.00% |
| 20 | HK$3,192 | HK$3,192 | HK$3,192 | HK$3,511 (+10.0%) | HK$3,791 (+8.0%) | HK$4,283 (+13.0%) | +5.00% |
| 25 | HK$3,778 | HK$3,778 | HK$3,778 | HK$4,156 (+10.0%) | HK$4,488 (+8.0%) | HK$5,071 (+13.0%) | +5.01% |
| 30 | HK$4,384 | HK$4,384 | HK$4,384 | HK$4,717 (+7.6%) | HK$5,094 (+8.0%) | HK$5,756 (+13.0%) | +4.62% |
| 35 | HK$4,940 | HK$4,940 | HK$4,940 | HK$5,236 (+6.0%) | HK$5,654 (+8.0%) | HK$6,389 (+13.0%) | +4.36% |
| 40 | HK$5,320 | HK$5,320 | HK$5,320 | HK$5,639 (+6.0%) | HK$6,090 (+8.0%) | HK$6,881 (+13.0%) | +4.36% |
| 45 | HK$6,751 | HK$6,751 | HK$6,751 | HK$7,153 (+6.0%) | HK$7,725 (+8.0%) | HK$8,729 (+13.0%) | +4.36% |
| 50 | HK$8,379 | HK$8,379 | HK$8,379 | HK$8,857 (+5.7%) | HK$9,565 (+8.0%) | HK$10,808 (+13.0%) | +4.31% |
| 55 | HK$10,138 | HK$10,138 | HK$10,138 | HK$10,706 (+5.6%) | HK$11,562 (+8.0%) | HK$13,065 (+13.0%) | +4.30% |
| 60 | HK$13,781 | HK$13,781 | HK$13,781 | HK$14,622 (+6.1%) | HK$15,791 (+8.0%) | HK$17,843 (+13.0%) | +4.38% |
| 65 | HK$20,976 | HK$20,976 | HK$20,976 | HK$22,360 (+6.6%) | HK$24,148 (+8.0%) | HK$27,287 (+13.0%) | +4.46% |
| 70 | HK$25,536 | HK$25,536 | HK$25,536 | HK$27,324 (+7.0%) | HK$29,509 (+8.0%) | HK$33,345 (+13.0%) | +4.53% |
| 75 | HK$33,569 | HK$33,569 | HK$33,569 | HK$35,919 (+7.0%) | HK$38,792 (+8.0%) | HK$43,834 (+13.0%) | +4.53% |
| 80 | HK$41,618 | HK$41,618 | HK$41,618 | HK$44,531 (+7.0%) | HK$48,093 (+8.0%) | HK$54,345 (+13.0%) | +4.53% |
| 85 | HK$47,543 | HK$47,543 | HK$47,543 | HK$50,871 (+7.0%) | HK$54,940 (+8.0%) | HK$62,082 (+13.0%) | +4.53% |
| 90 | HK$52,712 | HK$52,712 | HK$52,712 | HK$56,402 (+7.0%) | HK$60,914 (+8.0%) | HK$68,832 (+13.0%) | +4.53% |
| 95 | HK$56,472 | HK$56,472 | HK$56,472 | HK$60,425 (+7.0%) | HK$65,259 (+8.0%) | HK$73,742 (+13.0%) | +4.53% |
| 99 | HK$59,753 | HK$59,753 | HK$59,753 | HK$63,936 (+7.0%) | HK$69,050 (+8.0%) | HK$78,026 (+13.0%) | +4.53% |
| 所有年龄平均 | — | 0.0% | 0.0% | +7.6% | +8.0% | +13.0% | — |
0岁HK$3,612
5岁HK$3,108
10岁HK$3,108
15岁HK$3,108
20岁HK$3,192
25岁HK$3,778
30岁HK$4,384
35岁HK$4,940
40岁HK$5,320
45岁HK$6,751
50岁HK$8,379
55岁HK$10,138
60岁HK$13,781
65岁HK$20,976
70岁HK$25,536
75岁HK$33,569
80岁HK$41,618
85岁HK$47,543
90岁HK$52,712
95岁HK$56,472
99岁HK$59,753
0岁HK$3,612
5岁HK$3,108
10岁HK$3,108
15岁HK$3,108
20岁HK$3,192
25岁HK$3,778
30岁HK$4,384
35岁HK$4,940
40岁HK$5,320
45岁HK$6,751
50岁HK$8,379
55岁HK$10,138
60岁HK$13,781
65岁HK$20,976
70岁HK$25,536
75岁HK$33,569
80岁HK$41,618
85岁HK$47,543
90岁HK$52,712
95岁HK$56,472
99岁HK$59,753
0岁HK$3,612
5岁HK$3,108
10岁HK$3,108
15岁HK$3,108
20岁HK$3,192
25岁HK$3,778
30岁HK$4,384
35岁HK$4,940
40岁HK$5,320
45岁HK$6,751
50岁HK$8,379
55岁HK$10,138
60岁HK$13,781
65岁HK$20,976
70岁HK$25,536
75岁HK$33,569
80岁HK$41,618
85岁HK$47,543
90岁HK$52,712
95岁HK$56,472
99岁HK$59,753
0岁HK$3,991 (+10.5%)
5岁HK$3,419 (+10.0%)
10岁HK$3,419 (+10.0%)
15岁HK$3,419 (+10.0%)
20岁HK$3,511 (+10.0%)
25岁HK$4,156 (+10.0%)
30岁HK$4,717 (+7.6%)
35岁HK$5,236 (+6.0%)
40岁HK$5,639 (+6.0%)
45岁HK$7,153 (+6.0%)
50岁HK$8,857 (+5.7%)
55岁HK$10,706 (+5.6%)
60岁HK$14,622 (+6.1%)
65岁HK$22,360 (+6.6%)
70岁HK$27,324 (+7.0%)
75岁HK$35,919 (+7.0%)
80岁HK$44,531 (+7.0%)
85岁HK$50,871 (+7.0%)
90岁HK$56,402 (+7.0%)
95岁HK$60,425 (+7.0%)
99岁HK$63,936 (+7.0%)
0岁HK$4,310 (+8.0%)
5岁HK$3,692 (+8.0%)
10岁HK$3,692 (+8.0%)
15岁HK$3,692 (+8.0%)
20岁HK$3,791 (+8.0%)
25岁HK$4,488 (+8.0%)
30岁HK$5,094 (+8.0%)
35岁HK$5,654 (+8.0%)
40岁HK$6,090 (+8.0%)
45岁HK$7,725 (+8.0%)
50岁HK$9,565 (+8.0%)
55岁HK$11,562 (+8.0%)
60岁HK$15,791 (+8.0%)
65岁HK$24,148 (+8.0%)
70岁HK$29,509 (+8.0%)
75岁HK$38,792 (+8.0%)
80岁HK$48,093 (+8.0%)
85岁HK$54,940 (+8.0%)
90岁HK$60,914 (+8.0%)
95岁HK$65,259 (+8.0%)
99岁HK$69,050 (+8.0%)
0岁HK$4,870 (+13.0%)
5岁HK$4,171 (+13.0%)
10岁HK$4,171 (+13.0%)
15岁HK$4,171 (+13.0%)
20岁HK$4,283 (+13.0%)
25岁HK$5,071 (+13.0%)
30岁HK$5,756 (+13.0%)
35岁HK$6,389 (+13.0%)
40岁HK$6,881 (+13.0%)
45岁HK$8,729 (+13.0%)
50岁HK$10,808 (+13.0%)
55岁HK$13,065 (+13.0%)
60岁HK$17,843 (+13.0%)
65岁HK$27,287 (+13.0%)
70岁HK$33,345 (+13.0%)
75岁HK$43,834 (+13.0%)
80岁HK$54,345 (+13.0%)
85岁HK$62,082 (+13.0%)
90岁HK$68,832 (+13.0%)
95岁HK$73,742 (+13.0%)
99岁HK$78,026 (+13.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+5.08%
5岁+5.00%
10岁+5.00%
15岁+5.00%
20岁+5.00%
25岁+5.01%
30岁+4.62%
35岁+4.36%
40岁+4.36%
45岁+4.36%
50岁+4.31%
55岁+4.30%
60岁+4.38%
65岁+4.46%
70岁+4.53%
75岁+4.53%
80岁+4.53%
85岁+4.53%
90岁+4.53%
95岁+4.53%
99岁+4.53%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。