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信諾自願醫保系列－靈活計劃（優越） - 普通病房 - 25,000 港元自付費
Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward - HKD25,000 Deductible
信諾環球保險有限公司 · F00016-08-000 · 5 个版本 · 灵活计划 · 年均加幅 +3.86%
| 年龄 | F00016-08-000-01 2022-01-27 | F00016-08-000-01 2022-04-01 | F00016-08-000-02 2023-07-01 | F00016-08-000-02 2024-07-01 | F00016-08-000-03 2025-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0 | HK$4,790 | HK$4,790 | HK$4,790 | HK$5,030 (+5.0%) | HK$5,368 (+6.7%) | +2.69% |
| 5 | HK$3,742 | HK$3,742 | HK$3,742 | HK$3,929 (+5.0%) | HK$4,145 (+5.5%) | +2.42% |
| 10 | HK$3,285 | HK$3,285 | HK$3,285 | HK$3,449 (+5.0%) | HK$3,594 (+4.2%) | +2.12% |
| 15 | HK$2,829 | HK$2,829 | HK$2,829 | HK$2,970 (+5.0%) | HK$3,097 (+4.3%) | +2.13% |
| 20 | HK$3,130 | HK$3,130 | HK$3,130 | HK$3,187 (+1.8%) | HK$3,348 (+5.1%) | +1.58% |
| 25 | HK$3,553 | HK$3,553 | HK$3,553 | HK$3,558 (+0.1%) | HK$3,785 (+6.4%) | +1.49% |
| 30 | HK$4,034 | HK$4,034 | HK$4,034 | HK$4,034 | HK$4,335 (+7.5%) | +1.69% |
| 35 | HK$4,580 | HK$4,580 | HK$4,580 | HK$4,704 (+2.7%) | HK$5,068 (+7.7%) | +2.39% |
| 40 | HK$5,221 | HK$5,221 | HK$5,221 | HK$5,523 (+5.8%) | HK$5,952 (+7.8%) | +3.11% |
| 45 | HK$6,440 | HK$6,440 | HK$6,440 | HK$6,591 (+2.3%) | HK$7,116 (+8.0%) | +2.36% |
| 50 | HK$7,974 | HK$7,974 | HK$7,974 | HK$8,167 (+2.4%) | HK$8,854 (+8.4%) | +2.47% |
| 55 | HK$10,128 | HK$10,128 | HK$10,128 | HK$10,309 (+1.8%) | HK$11,183 (+8.5%) | +2.34% |
| 60 | HK$12,865 | HK$12,865 | HK$12,865 | HK$14,236 (+10.7%) | HK$15,387 (+8.1%) | +4.27% |
| 65 | HK$16,340 | HK$16,340 | HK$16,340 | HK$20,793 (+27.3%) | HK$22,422 (+7.8%) | +7.66% |
| 70 | HK$20,755 | HK$20,755 | HK$20,755 | HK$26,866 (+29.4%) | HK$28,986 (+7.9%) | +8.11% |
| 75 | HK$26,363 | HK$26,363 | HK$26,363 | HK$34,197 (+29.7%) | HK$37,109 (+8.5%) | +8.31% |
| 80 | HK$33,487 | HK$33,487 | HK$33,487 | HK$43,534 (+30.0%) | HK$47,278 (+8.6%) | +8.38% |
| 85 | HK$41,531 | HK$41,531 | HK$41,531 | HK$48,766 (+17.4%) | HK$53,074 (+8.8%) | +5.89% |
| 90 | HK$51,509 | HK$51,509 | HK$51,509 | HK$54,085 (+5.0%) | HK$58,583 (+8.3%) | +3.05% |
| 95 | HK$63,883 | HK$63,883 | HK$63,883 | HK$67,077 (+5.0%) | HK$72,000 (+7.3%) | +2.83% |
| 99 | HK$75,891 | HK$75,891 | HK$75,891 | HK$79,686 (+5.0%) | HK$85,017 (+6.7%) | +2.69% |
| 所有年龄平均 | — | 0.0% | 0.0% | +9.4% | +7.2% | — |
0岁HK$4,790
5岁HK$3,742
10岁HK$3,285
15岁HK$2,829
20岁HK$3,130
25岁HK$3,553
30岁HK$4,034
35岁HK$4,580
40岁HK$5,221
45岁HK$6,440
50岁HK$7,974
55岁HK$10,128
60岁HK$12,865
65岁HK$16,340
70岁HK$20,755
75岁HK$26,363
80岁HK$33,487
85岁HK$41,531
90岁HK$51,509
95岁HK$63,883
99岁HK$75,891
0岁HK$4,790
5岁HK$3,742
10岁HK$3,285
15岁HK$2,829
20岁HK$3,130
25岁HK$3,553
30岁HK$4,034
35岁HK$4,580
40岁HK$5,221
45岁HK$6,440
50岁HK$7,974
55岁HK$10,128
60岁HK$12,865
65岁HK$16,340
70岁HK$20,755
75岁HK$26,363
80岁HK$33,487
85岁HK$41,531
90岁HK$51,509
95岁HK$63,883
99岁HK$75,891
0岁HK$4,790
5岁HK$3,742
10岁HK$3,285
15岁HK$2,829
20岁HK$3,130
25岁HK$3,553
30岁HK$4,034
35岁HK$4,580
40岁HK$5,221
45岁HK$6,440
50岁HK$7,974
55岁HK$10,128
60岁HK$12,865
65岁HK$16,340
70岁HK$20,755
75岁HK$26,363
80岁HK$33,487
85岁HK$41,531
90岁HK$51,509
95岁HK$63,883
99岁HK$75,891
0岁HK$5,030 (+5.0%)
5岁HK$3,929 (+5.0%)
10岁HK$3,449 (+5.0%)
15岁HK$2,970 (+5.0%)
20岁HK$3,187 (+1.8%)
25岁HK$3,558 (+0.1%)
30岁HK$4,034
35岁HK$4,704 (+2.7%)
40岁HK$5,523 (+5.8%)
45岁HK$6,591 (+2.3%)
50岁HK$8,167 (+2.4%)
55岁HK$10,309 (+1.8%)
60岁HK$14,236 (+10.7%)
65岁HK$20,793 (+27.3%)
70岁HK$26,866 (+29.4%)
75岁HK$34,197 (+29.7%)
80岁HK$43,534 (+30.0%)
85岁HK$48,766 (+17.4%)
90岁HK$54,085 (+5.0%)
95岁HK$67,077 (+5.0%)
99岁HK$79,686 (+5.0%)
0岁HK$5,368 (+6.7%)
5岁HK$4,145 (+5.5%)
10岁HK$3,594 (+4.2%)
15岁HK$3,097 (+4.3%)
20岁HK$3,348 (+5.1%)
25岁HK$3,785 (+6.4%)
30岁HK$4,335 (+7.5%)
35岁HK$5,068 (+7.7%)
40岁HK$5,952 (+7.8%)
45岁HK$7,116 (+8.0%)
50岁HK$8,854 (+8.4%)
55岁HK$11,183 (+8.5%)
60岁HK$15,387 (+8.1%)
65岁HK$22,422 (+7.8%)
70岁HK$28,986 (+7.9%)
75岁HK$37,109 (+8.5%)
80岁HK$47,278 (+8.6%)
85岁HK$53,074 (+8.8%)
90岁HK$58,583 (+8.3%)
95岁HK$72,000 (+7.3%)
99岁HK$85,017 (+6.7%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+2.69%
5岁+2.42%
10岁+2.12%
15岁+2.13%
20岁+1.58%
25岁+1.49%
30岁+1.69%
35岁+2.39%
40岁+3.11%
45岁+2.36%
50岁+2.47%
55岁+2.34%
60岁+4.27%
65岁+7.66%
70岁+8.11%
75岁+8.31%
80岁+8.38%
85岁+5.89%
90岁+3.05%
95岁+2.83%
99岁+2.69%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。