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信諾自願醫保系列－靈活計劃（優越） - 半私家病房 - 75,000 港元自付費
Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD75,000 Deductible
信諾環球保險有限公司 · F00016-05-000 · 6 个版本 · 灵活计划 · 年均加幅 +5.98%
| 年龄 | F00016-05-000-01 2021-03-24 | F00016-05-000-02 2022-01-27 | F00016-05-000-02 2022-04-01 | F00016-05-000-03 2023-07-01 | F00016-05-000-03 2024-07-01 | F00016-05-000-04 2025-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$3,967 | HK$3,967 | HK$4,245 (+7.0%) | HK$4,266 (+0.5%) | HK$4,479 (+5.0%) | HK$4,761 (+6.3%) | +3.65% |
| 5 | HK$3,098 | HK$3,098 | HK$3,315 (+7.0%) | HK$3,332 (+0.5%) | HK$3,756 (+12.7%) | HK$3,937 (+4.8%) | +4.83% |
| 10 | HK$2,720 | HK$2,720 | HK$2,910 (+7.0%) | HK$2,925 (+0.5%) | HK$3,071 (+5.0%) | HK$3,203 (+4.3%) | +3.27% |
| 15 | HK$2,342 | HK$2,342 | HK$2,506 (+7.0%) | HK$2,519 (+0.5%) | HK$2,840 (+12.7%) | HK$2,962 (+4.3%) | +4.73% |
| 20 | HK$2,592 | HK$2,592 | HK$2,773 (+7.0%) | HK$2,801 (+1.0%) | HK$3,158 (+12.7%) | HK$3,294 (+4.3%) | +4.83% |
| 25 | HK$2,943 | HK$2,943 | HK$3,149 (+7.0%) | HK$3,196 (+1.5%) | HK$3,500 (+9.5%) | HK$3,677 (+5.1%) | +4.48% |
| 30 | HK$3,341 | HK$3,341 | HK$3,575 (+7.0%) | HK$3,682 (+3.0%) | HK$3,682 | HK$3,904 (+6.0%) | +3.11% |
| 35 | HK$3,794 | HK$3,794 | HK$4,060 (+7.0%) | HK$4,182 (+3.0%) | HK$4,714 (+12.7%) | HK$4,999 (+6.0%) | +5.57% |
| 40 | HK$4,324 | HK$4,324 | HK$4,627 (+7.0%) | HK$4,733 (+2.3%) | HK$5,336 (+12.7%) | HK$5,673 (+6.3%) | +5.49% |
| 45 | HK$5,334 | HK$5,334 | HK$5,707 (+7.0%) | HK$5,878 (+3.0%) | HK$6,626 (+12.7%) | HK$7,055 (+6.5%) | +5.65% |
| 50 | HK$6,605 | HK$6,605 | HK$7,067 (+7.0%) | HK$7,350 (+4.0%) | HK$8,286 (+12.7%) | HK$8,859 (+6.9%) | +5.94% |
| 55 | HK$8,390 | HK$8,390 | HK$8,977 (+7.0%) | HK$9,543 (+6.3%) | HK$10,758 (+12.7%) | HK$11,510 (+7.0%) | +6.42% |
| 60 | HK$10,658 | HK$10,658 | HK$11,404 (+7.0%) | HK$12,522 (+9.8%) | HK$14,441 (+15.3%) | HK$15,444 (+6.9%) | +7.57% |
| 65 | HK$13,537 | HK$13,537 | HK$14,485 (+7.0%) | HK$16,440 (+13.5%) | HK$19,977 (+21.5%) | HK$21,392 (+7.1%) | +9.42% |
| 70 | HK$17,195 | HK$17,195 | HK$18,399 (+7.0%) | HK$20,883 (+13.5%) | HK$26,104 (+25.0%) | HK$27,977 (+7.2%) | +10.05% |
| 75 | HK$21,842 | HK$21,842 | HK$23,371 (+7.0%) | HK$26,526 (+13.5%) | HK$33,158 (+25.0%) | HK$35,744 (+7.8%) | +10.17% |
| 80 | HK$27,744 | HK$27,744 | HK$29,686 (+7.0%) | HK$33,493 (+12.8%) | HK$41,611 (+24.2%) | HK$44,937 (+8.0%) | +9.95% |
| 85 | HK$34,409 | HK$34,409 | HK$36,818 (+7.0%) | HK$40,297 (+9.4%) | HK$46,140 (+14.5%) | HK$49,956 (+8.3%) | +7.61% |
| 90 | HK$42,675 | HK$42,675 | HK$45,662 (+7.0%) | HK$48,436 (+6.1%) | HK$50,858 (+5.0%) | HK$54,852 (+7.9%) | +5.06% |
| 95 | HK$52,927 | HK$52,927 | HK$56,632 (+7.0%) | HK$58,161 (+2.7%) | HK$61,069 (+5.0%) | HK$65,421 (+7.1%) | +4.26% |
| 99 | HK$62,875 | HK$62,875 | HK$67,276 (+7.0%) | HK$67,276 | HK$70,640 (+5.0%) | HK$75,325 (+6.6%) | +3.62% |
| 所有年龄平均 | — | 0.0% | +7.0% | +5.1% | +12.5% | +6.4% | — |
0岁HK$3,967
5岁HK$3,098
10岁HK$2,720
15岁HK$2,342
20岁HK$2,592
25岁HK$2,943
30岁HK$3,341
35岁HK$3,794
40岁HK$4,324
45岁HK$5,334
50岁HK$6,605
55岁HK$8,390
60岁HK$10,658
65岁HK$13,537
70岁HK$17,195
75岁HK$21,842
80岁HK$27,744
85岁HK$34,409
90岁HK$42,675
95岁HK$52,927
99岁HK$62,875
0岁HK$3,967
5岁HK$3,098
10岁HK$2,720
15岁HK$2,342
20岁HK$2,592
25岁HK$2,943
30岁HK$3,341
35岁HK$3,794
40岁HK$4,324
45岁HK$5,334
50岁HK$6,605
55岁HK$8,390
60岁HK$10,658
65岁HK$13,537
70岁HK$17,195
75岁HK$21,842
80岁HK$27,744
85岁HK$34,409
90岁HK$42,675
95岁HK$52,927
99岁HK$62,875
0岁HK$4,245 (+7.0%)
5岁HK$3,315 (+7.0%)
10岁HK$2,910 (+7.0%)
15岁HK$2,506 (+7.0%)
20岁HK$2,773 (+7.0%)
25岁HK$3,149 (+7.0%)
30岁HK$3,575 (+7.0%)
35岁HK$4,060 (+7.0%)
40岁HK$4,627 (+7.0%)
45岁HK$5,707 (+7.0%)
50岁HK$7,067 (+7.0%)
55岁HK$8,977 (+7.0%)
60岁HK$11,404 (+7.0%)
65岁HK$14,485 (+7.0%)
70岁HK$18,399 (+7.0%)
75岁HK$23,371 (+7.0%)
80岁HK$29,686 (+7.0%)
85岁HK$36,818 (+7.0%)
90岁HK$45,662 (+7.0%)
95岁HK$56,632 (+7.0%)
99岁HK$67,276 (+7.0%)
0岁HK$4,266 (+0.5%)
5岁HK$3,332 (+0.5%)
10岁HK$2,925 (+0.5%)
15岁HK$2,519 (+0.5%)
20岁HK$2,801 (+1.0%)
25岁HK$3,196 (+1.5%)
30岁HK$3,682 (+3.0%)
35岁HK$4,182 (+3.0%)
40岁HK$4,733 (+2.3%)
45岁HK$5,878 (+3.0%)
50岁HK$7,350 (+4.0%)
55岁HK$9,543 (+6.3%)
60岁HK$12,522 (+9.8%)
65岁HK$16,440 (+13.5%)
70岁HK$20,883 (+13.5%)
75岁HK$26,526 (+13.5%)
80岁HK$33,493 (+12.8%)
85岁HK$40,297 (+9.4%)
90岁HK$48,436 (+6.1%)
95岁HK$58,161 (+2.7%)
99岁HK$67,276
0岁HK$4,479 (+5.0%)
5岁HK$3,756 (+12.7%)
10岁HK$3,071 (+5.0%)
15岁HK$2,840 (+12.7%)
20岁HK$3,158 (+12.7%)
25岁HK$3,500 (+9.5%)
30岁HK$3,682
35岁HK$4,714 (+12.7%)
40岁HK$5,336 (+12.7%)
45岁HK$6,626 (+12.7%)
50岁HK$8,286 (+12.7%)
55岁HK$10,758 (+12.7%)
60岁HK$14,441 (+15.3%)
65岁HK$19,977 (+21.5%)
70岁HK$26,104 (+25.0%)
75岁HK$33,158 (+25.0%)
80岁HK$41,611 (+24.2%)
85岁HK$46,140 (+14.5%)
90岁HK$50,858 (+5.0%)
95岁HK$61,069 (+5.0%)
99岁HK$70,640 (+5.0%)
0岁HK$4,761 (+6.3%)
5岁HK$3,937 (+4.8%)
10岁HK$3,203 (+4.3%)
15岁HK$2,962 (+4.3%)
20岁HK$3,294 (+4.3%)
25岁HK$3,677 (+5.1%)
30岁HK$3,904 (+6.0%)
35岁HK$4,999 (+6.0%)
40岁HK$5,673 (+6.3%)
45岁HK$7,055 (+6.5%)
50岁HK$8,859 (+6.9%)
55岁HK$11,510 (+7.0%)
60岁HK$15,444 (+6.9%)
65岁HK$21,392 (+7.1%)
70岁HK$27,977 (+7.2%)
75岁HK$35,744 (+7.8%)
80岁HK$44,937 (+8.0%)
85岁HK$49,956 (+8.3%)
90岁HK$54,852 (+7.9%)
95岁HK$65,421 (+7.1%)
99岁HK$75,325 (+6.6%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0岁+3.65%
5岁+4.83%
10岁+3.27%
15岁+4.73%
20岁+4.83%
25岁+4.48%
30岁+3.11%
35岁+5.57%
40岁+5.49%
45岁+5.65%
50岁+5.94%
55岁+6.42%
60岁+7.57%
65岁+9.42%
70岁+10.05%
75岁+10.17%
80岁+9.95%
85岁+7.61%
90岁+5.06%
95岁+4.26%
99岁+3.62%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27