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Healthy Life Premier Medical Insurance Plan - Private with SMM
中國人壽保險（海外）股份有限公司 · F00030-02-001 · 3 个版本 · 灵活计划 · 年均加幅 +2.29%
男 Male
| 年龄 | F00030-02-001-01 2019-06-03 | F00030-02-001-02 2021-04-01 | F00030-02-001-03 2026-06-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$12,200 | HK$12,200 | HK$13,908 (+14.0%) | +1.40% |
| 5 | HK$12,200 | HK$12,200 | HK$13,908 (+14.0%) | +1.40% |
| 10 | HK$4,600 | HK$4,600 | HK$5,244 (+14.0%) | +1.89% |
| 15 | HK$4,600 | HK$4,600 | HK$5,244 (+14.0%) | +1.89% |
| 20 | HK$4,340 | HK$4,340 | HK$4,948 (+14.0%) | +3.66% |
| 25 | HK$5,702 | HK$5,702 | HK$6,500 (+14.0%) | +3.77% |
| 30 | HK$6,717 | HK$6,717 | HK$7,657 (+14.0%) | +3.87% |
| 35 | HK$7,616 | HK$7,616 | HK$8,682 (+14.0%) | +4.06% |
| 40 | HK$8,496 | HK$8,496 | HK$9,685 (+14.0%) | +4.25% |
| 45 | HK$10,129 | HK$10,129 | HK$11,547 (+14.0%) | +4.23% |
| 50 | HK$12,674 | HK$12,674 | HK$14,448 (+14.0%) | +3.80% |
| 55 | HK$17,609 | HK$17,609 | HK$20,074 (+14.0%) | +2.19% |
| 60 | HK$23,359 | HK$23,359 | HK$26,629 (+14.0%) | +1.34% |
| 65 | HK$30,940 | HK$30,940 | HK$35,272 (+14.0%) | +0.66% |
| 70 | HK$39,211 | HK$39,211 | HK$44,701 (+14.0%) | +0.51% |
| 75 | HK$44,244 | HK$44,244 | HK$50,438 (+14.0%) | +1.25% |
| 80 | HK$55,873 | HK$55,873 | HK$63,695 (+14.0%) | +1.24% |
| 85 | HK$63,023 | HK$63,023 | HK$71,846 (+14.0%) | +1.37% |
| 90 | HK$67,997 | HK$67,997 | HK$77,517 (+14.0%) | +1.50% |
| 95 | HK$70,532 | HK$70,532 | HK$80,406 (+14.0%) | +1.62% |
| 99 | HK$72,142 | HK$72,142 | HK$82,242 (+14.0%) | +1.74% |
| 所有年龄平均 | — | 0.0% | +14.0% | — |
0岁HK$12,200
5岁HK$12,200
10岁HK$4,600
15岁HK$4,600
20岁HK$4,340
25岁HK$5,702
30岁HK$6,717
35岁HK$7,616
40岁HK$8,496
45岁HK$10,129
50岁HK$12,674
55岁HK$17,609
60岁HK$23,359
65岁HK$30,940
70岁HK$39,211
75岁HK$44,244
80岁HK$55,873
85岁HK$63,023
90岁HK$67,997
95岁HK$70,532
99岁HK$72,142
0岁HK$12,200
5岁HK$12,200
10岁HK$4,600
15岁HK$4,600
20岁HK$4,340
25岁HK$5,702
30岁HK$6,717
35岁HK$7,616
40岁HK$8,496
45岁HK$10,129
50岁HK$12,674
55岁HK$17,609
60岁HK$23,359
65岁HK$30,940
70岁HK$39,211
75岁HK$44,244
80岁HK$55,873
85岁HK$63,023
90岁HK$67,997
95岁HK$70,532
99岁HK$72,142
0岁HK$13,908 (+14.0%)
5岁HK$13,908 (+14.0%)
10岁HK$5,244 (+14.0%)
15岁HK$5,244 (+14.0%)
20岁HK$4,948 (+14.0%)
25岁HK$6,500 (+14.0%)
30岁HK$7,657 (+14.0%)
35岁HK$8,682 (+14.0%)
40岁HK$9,685 (+14.0%)
45岁HK$11,547 (+14.0%)
50岁HK$14,448 (+14.0%)
55岁HK$20,074 (+14.0%)
60岁HK$26,629 (+14.0%)
65岁HK$35,272 (+14.0%)
70岁HK$44,701 (+14.0%)
75岁HK$50,438 (+14.0%)
80岁HK$63,695 (+14.0%)
85岁HK$71,846 (+14.0%)
90岁HK$77,517 (+14.0%)
95岁HK$80,406 (+14.0%)
99岁HK$82,242 (+14.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+1.40%
5岁+1.40%
10岁+1.89%
15岁+1.89%
20岁+3.66%
25岁+3.77%
30岁+3.87%
35岁+4.06%
40岁+4.25%
45岁+4.23%
50岁+3.80%
55岁+2.19%
60岁+1.34%
65岁+0.66%
70岁+0.51%
75岁+1.25%
80岁+1.24%
85岁+1.37%
90岁+1.50%
95岁+1.62%
99岁+1.74%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00030-02-001-01 2019-06-03 | F00030-02-001-02 2021-04-01 | F00030-02-001-03 2026-06-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$12,200 | HK$12,200 | HK$12,996 (+6.5%) | +1.40% |
| 5 | HK$12,200 | HK$12,200 | HK$12,996 (+6.5%) | +1.40% |
| 10 | HK$4,600 | HK$4,600 | HK$5,244 (+14.0%) | +1.89% |
| 15 | HK$4,600 | HK$4,600 | HK$5,244 (+14.0%) | +1.89% |
| 20 | HK$4,340 | HK$4,340 | HK$6,284 (+44.8%) | +3.66% |
| 25 | HK$5,702 | HK$5,702 | HK$8,372 (+46.8%) | +3.77% |
| 30 | HK$6,717 | HK$6,717 | HK$9,994 (+48.8%) | +3.87% |
| 35 | HK$7,616 | HK$7,616 | HK$11,633 (+52.7%) | +4.06% |
| 40 | HK$8,496 | HK$8,496 | HK$13,302 (+56.6%) | +4.25% |
| 45 | HK$10,129 | HK$10,129 | HK$15,816 (+56.1%) | +4.23% |
| 50 | HK$12,674 | HK$12,674 | HK$18,686 (+47.4%) | +3.80% |
| 55 | HK$17,609 | HK$17,609 | HK$20,922 (+18.8%) | +2.19% |
| 60 | HK$23,359 | HK$23,359 | HK$24,676 (+5.6%) | +1.34% |
| 65 | HK$30,940 | HK$30,940 | HK$29,744 (-3.9%) | +0.66% |
| 70 | HK$39,211 | HK$39,211 | HK$36,897 (-5.9%) | +0.51% |
| 75 | HK$44,244 | HK$44,244 | HK$46,197 (+4.4%) | +1.25% |
| 80 | HK$55,873 | HK$55,873 | HK$58,213 (+4.2%) | +1.24% |
| 85 | HK$63,023 | HK$63,023 | HK$66,888 (+6.1%) | +1.37% |
| 90 | HK$67,997 | HK$67,997 | HK$73,446 (+8.0%) | +1.50% |
| 95 | HK$70,532 | HK$70,532 | HK$77,517 (+9.9%) | +1.62% |
| 99 | HK$72,142 | HK$72,142 | HK$80,525 (+11.6%) | +1.74% |
| 所有年龄平均 | — | 0.0% | +21.6% | — |
0岁HK$12,200
5岁HK$12,200
10岁HK$4,600
15岁HK$4,600
20岁HK$4,340
25岁HK$5,702
30岁HK$6,717
35岁HK$7,616
40岁HK$8,496
45岁HK$10,129
50岁HK$12,674
55岁HK$17,609
60岁HK$23,359
65岁HK$30,940
70岁HK$39,211
75岁HK$44,244
80岁HK$55,873
85岁HK$63,023
90岁HK$67,997
95岁HK$70,532
99岁HK$72,142
0岁HK$12,200
5岁HK$12,200
10岁HK$4,600
15岁HK$4,600
20岁HK$4,340
25岁HK$5,702
30岁HK$6,717
35岁HK$7,616
40岁HK$8,496
45岁HK$10,129
50岁HK$12,674
55岁HK$17,609
60岁HK$23,359
65岁HK$30,940
70岁HK$39,211
75岁HK$44,244
80岁HK$55,873
85岁HK$63,023
90岁HK$67,997
95岁HK$70,532
99岁HK$72,142
0岁HK$12,996 (+6.5%)
5岁HK$12,996 (+6.5%)
10岁HK$5,244 (+14.0%)
15岁HK$5,244 (+14.0%)
20岁HK$6,284 (+44.8%)
25岁HK$8,372 (+46.8%)
30岁HK$9,994 (+48.8%)
35岁HK$11,633 (+52.7%)
40岁HK$13,302 (+56.6%)
45岁HK$15,816 (+56.1%)
50岁HK$18,686 (+47.4%)
55岁HK$20,922 (+18.8%)
60岁HK$24,676 (+5.6%)
65岁HK$29,744 (-3.9%)
70岁HK$36,897 (-5.9%)
75岁HK$46,197 (+4.4%)
80岁HK$58,213 (+4.2%)
85岁HK$66,888 (+6.1%)
90岁HK$73,446 (+8.0%)
95岁HK$77,517 (+9.9%)
99岁HK$80,525 (+11.6%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+1.40%
5岁+1.40%
10岁+1.89%
15岁+1.89%
20岁+3.66%
25岁+3.77%
30岁+3.87%
35岁+4.06%
40岁+4.25%
45岁+4.23%
50岁+3.80%
55岁+2.19%
60岁+1.34%
65岁+0.66%
70岁+0.51%
75岁+1.25%
80岁+1.24%
85岁+1.37%
90岁+1.50%
95岁+1.62%
99岁+1.74%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。