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健康常伴優越醫療保險計劃 - 半私家病房連附加保障
Healthy Life Premier Medical Insurance Plan - Semi-private with SMM
中國人壽保險（海外）股份有限公司 · F00030-01-001 · 3 个版本 · 灵活计划 · 年均加幅 +2.27%
男 Male
| 年龄 | F00030-01-001-01 2019-06-03 | F00030-01-001-02 2021-04-01 | F00030-01-001-03 2026-06-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$7,200 | HK$7,200 | HK$8,208 (+14.0%) | +1.31% |
| 5 | HK$7,200 | HK$7,200 | HK$8,208 (+14.0%) | +1.31% |
| 10 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 15 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 20 | HK$2,817 | HK$2,817 | HK$3,211 (+14.0%) | +3.39% |
| 25 | HK$3,589 | HK$3,589 | HK$4,091 (+14.0%) | +3.64% |
| 30 | HK$4,111 | HK$4,111 | HK$4,687 (+14.0%) | +3.92% |
| 35 | HK$4,688 | HK$4,688 | HK$5,344 (+14.0%) | +4.10% |
| 40 | HK$5,254 | HK$5,254 | HK$5,990 (+14.0%) | +4.23% |
| 45 | HK$6,304 | HK$6,304 | HK$7,187 (+14.0%) | +4.19% |
| 50 | HK$7,908 | HK$7,908 | HK$9,015 (+14.0%) | +3.76% |
| 55 | HK$10,910 | HK$10,910 | HK$12,437 (+14.0%) | +2.17% |
| 60 | HK$14,421 | HK$14,421 | HK$16,440 (+14.0%) | +1.34% |
| 65 | HK$19,149 | HK$19,149 | HK$21,830 (+14.0%) | +0.70% |
| 70 | HK$24,315 | HK$24,315 | HK$27,719 (+14.0%) | +0.56% |
| 75 | HK$27,108 | HK$27,108 | HK$30,903 (+14.0%) | +1.29% |
| 80 | HK$33,677 | HK$33,677 | HK$38,392 (+14.0%) | +1.25% |
| 85 | HK$37,910 | HK$37,910 | HK$43,217 (+14.0%) | +1.37% |
| 90 | HK$40,901 | HK$40,901 | HK$46,627 (+14.0%) | +1.51% |
| 95 | HK$42,978 | HK$42,978 | HK$48,995 (+14.0%) | +1.55% |
| 99 | HK$44,414 | HK$44,414 | HK$50,632 (+14.0%) | +1.65% |
| 所有年龄平均 | — | 0.0% | +14.0% | — |
0岁HK$7,200
5岁HK$7,200
10岁HK$2,800
15岁HK$2,800
20岁HK$2,817
25岁HK$3,589
30岁HK$4,111
35岁HK$4,688
40岁HK$5,254
45岁HK$6,304
50岁HK$7,908
55岁HK$10,910
60岁HK$14,421
65岁HK$19,149
70岁HK$24,315
75岁HK$27,108
80岁HK$33,677
85岁HK$37,910
90岁HK$40,901
95岁HK$42,978
99岁HK$44,414
0岁HK$7,200
5岁HK$7,200
10岁HK$2,800
15岁HK$2,800
20岁HK$2,817
25岁HK$3,589
30岁HK$4,111
35岁HK$4,688
40岁HK$5,254
45岁HK$6,304
50岁HK$7,908
55岁HK$10,910
60岁HK$14,421
65岁HK$19,149
70岁HK$24,315
75岁HK$27,108
80岁HK$33,677
85岁HK$37,910
90岁HK$40,901
95岁HK$42,978
99岁HK$44,414
0岁HK$8,208 (+14.0%)
5岁HK$8,208 (+14.0%)
10岁HK$3,192 (+14.0%)
15岁HK$3,192 (+14.0%)
20岁HK$3,211 (+14.0%)
25岁HK$4,091 (+14.0%)
30岁HK$4,687 (+14.0%)
35岁HK$5,344 (+14.0%)
40岁HK$5,990 (+14.0%)
45岁HK$7,187 (+14.0%)
50岁HK$9,015 (+14.0%)
55岁HK$12,437 (+14.0%)
60岁HK$16,440 (+14.0%)
65岁HK$21,830 (+14.0%)
70岁HK$27,719 (+14.0%)
75岁HK$30,903 (+14.0%)
80岁HK$38,392 (+14.0%)
85岁HK$43,217 (+14.0%)
90岁HK$46,627 (+14.0%)
95岁HK$48,995 (+14.0%)
99岁HK$50,632 (+14.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+1.31%
5岁+1.31%
10岁+1.89%
15岁+1.89%
20岁+3.39%
25岁+3.64%
30岁+3.92%
35岁+4.10%
40岁+4.23%
45岁+4.19%
50岁+3.76%
55岁+2.17%
60岁+1.34%
65岁+0.70%
70岁+0.56%
75岁+1.29%
80岁+1.25%
85岁+1.37%
90岁+1.51%
95岁+1.55%
99岁+1.65%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00030-01-001-01 2019-06-03 | F00030-01-001-02 2021-04-01 | F00030-01-001-03 2026-06-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$7,200 | HK$7,200 | HK$7,581 (+5.3%) | +1.31% |
| 5 | HK$7,200 | HK$7,200 | HK$7,581 (+5.3%) | +1.31% |
| 10 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 15 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 20 | HK$2,817 | HK$2,817 | HK$3,936 (+39.7%) | +3.39% |
| 25 | HK$3,589 | HK$3,589 | HK$5,182 (+44.4%) | +3.64% |
| 30 | HK$4,111 | HK$4,111 | HK$6,163 (+49.9%) | +3.92% |
| 35 | HK$4,688 | HK$4,688 | HK$7,197 (+53.5%) | +4.10% |
| 40 | HK$5,254 | HK$5,254 | HK$8,197 (+56.0%) | +4.23% |
| 45 | HK$6,304 | HK$6,304 | HK$9,790 (+55.3%) | +4.19% |
| 50 | HK$7,908 | HK$7,908 | HK$11,603 (+46.7%) | +3.76% |
| 55 | HK$10,910 | HK$10,910 | HK$12,929 (+18.5%) | +2.17% |
| 60 | HK$14,421 | HK$14,421 | HK$15,235 (+5.6%) | +1.34% |
| 65 | HK$19,149 | HK$19,149 | HK$18,509 (-3.3%) | +0.70% |
| 70 | HK$24,315 | HK$24,315 | HK$23,043 (-5.2%) | +0.56% |
| 75 | HK$27,108 | HK$27,108 | HK$28,450 (+5.0%) | +1.29% |
| 80 | HK$33,677 | HK$33,677 | HK$35,160 (+4.4%) | +1.25% |
| 85 | HK$37,910 | HK$37,910 | HK$40,226 (+6.1%) | +1.37% |
| 90 | HK$40,901 | HK$40,901 | HK$44,218 (+8.1%) | +1.51% |
| 95 | HK$42,978 | HK$42,978 | HK$46,771 (+8.8%) | +1.55% |
| 99 | HK$44,414 | HK$44,414 | HK$49,003 (+10.3%) | +1.65% |
| 所有年龄平均 | — | 0.0% | +21.1% | — |
0岁HK$7,200
5岁HK$7,200
10岁HK$2,800
15岁HK$2,800
20岁HK$2,817
25岁HK$3,589
30岁HK$4,111
35岁HK$4,688
40岁HK$5,254
45岁HK$6,304
50岁HK$7,908
55岁HK$10,910
60岁HK$14,421
65岁HK$19,149
70岁HK$24,315
75岁HK$27,108
80岁HK$33,677
85岁HK$37,910
90岁HK$40,901
95岁HK$42,978
99岁HK$44,414
0岁HK$7,200
5岁HK$7,200
10岁HK$2,800
15岁HK$2,800
20岁HK$2,817
25岁HK$3,589
30岁HK$4,111
35岁HK$4,688
40岁HK$5,254
45岁HK$6,304
50岁HK$7,908
55岁HK$10,910
60岁HK$14,421
65岁HK$19,149
70岁HK$24,315
75岁HK$27,108
80岁HK$33,677
85岁HK$37,910
90岁HK$40,901
95岁HK$42,978
99岁HK$44,414
0岁HK$7,581 (+5.3%)
5岁HK$7,581 (+5.3%)
10岁HK$3,192 (+14.0%)
15岁HK$3,192 (+14.0%)
20岁HK$3,936 (+39.7%)
25岁HK$5,182 (+44.4%)
30岁HK$6,163 (+49.9%)
35岁HK$7,197 (+53.5%)
40岁HK$8,197 (+56.0%)
45岁HK$9,790 (+55.3%)
50岁HK$11,603 (+46.7%)
55岁HK$12,929 (+18.5%)
60岁HK$15,235 (+5.6%)
65岁HK$18,509 (-3.3%)
70岁HK$23,043 (-5.2%)
75岁HK$28,450 (+5.0%)
80岁HK$35,160 (+4.4%)
85岁HK$40,226 (+6.1%)
90岁HK$44,218 (+8.1%)
95岁HK$46,771 (+8.8%)
99岁HK$49,003 (+10.3%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-06-11
0岁+1.31%
5岁+1.31%
10岁+1.89%
15岁+1.89%
20岁+3.39%
25岁+3.64%
30岁+3.92%
35岁+4.10%
40岁+4.23%
45岁+4.19%
50岁+3.76%
55岁+2.17%
60岁+1.34%
65岁+0.70%
70岁+0.56%
75岁+1.29%
80岁+1.25%
85岁+1.37%
90岁+1.51%
95岁+1.55%
99岁+1.65%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-06-11
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。