← 返回 宏利人壽保險（國際）有限公司 計劃系列
宏利全護航自願醫保靈活計劃 - 私家房+特級高額醫療保障
Manulife First VHIS Flexi Plan - Private Room with SMM Plus
宏利人壽保險（國際）有限公司 · F00019-03-002 · 6 個版本 · 靈活計劃 · 年均加幅 +3.40%
男性 Male
| 年齡 | F00019-03-002-01 2019-04-01 | F00019-03-002-02 2021-01-01 | F00019-03-002-03 2022-10-01 | F00019-03-002-03 2024-06-29 | F00019-03-002-04 2025-06-29 | F00019-03-002-06 2025-12-05 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$16,426 | HK$17,494 (+6.5%) | HK$18,544 (+6.0%) | HK$19,286 (+4.0%) | HK$21,022 (+9.0%) | HK$21,022 | +3.55% |
| 5 | HK$11,968 | HK$12,745 (+6.5%) | HK$13,510 (+6.0%) | HK$14,050 (+4.0%) | HK$15,315 (+9.0%) | HK$15,315 | +3.55% |
| 10 | HK$9,019 | HK$9,605 (+6.5%) | HK$10,181 (+6.0%) | HK$10,588 (+4.0%) | HK$11,223 (+6.0%) | HK$11,223 | +3.14% |
| 15 | HK$8,489 | HK$9,038 (+6.5%) | HK$9,580 (+6.0%) | HK$9,963 (+4.0%) | HK$10,561 (+6.0%) | HK$10,561 | +3.14% |
| 20 | HK$11,172 | HK$11,898 (+6.5%) | HK$12,612 (+6.0%) | HK$13,116 (+4.0%) | HK$13,903 (+6.0%) | HK$13,903 | +3.14% |
| 25 | HK$13,458 | HK$14,332 (+6.5%) | HK$15,192 (+6.0%) | HK$15,800 (+4.0%) | HK$16,748 (+6.0%) | HK$16,748 | +3.14% |
| 30 | HK$14,516 | HK$15,458 (+6.5%) | HK$16,385 (+6.0%) | HK$17,040 (+4.0%) | HK$18,062 (+6.0%) | HK$18,062 | +3.14% |
| 35 | HK$16,460 | HK$17,528 (+6.5%) | HK$18,580 (+6.0%) | HK$19,323 (+4.0%) | HK$20,482 (+6.0%) | HK$20,482 | +3.14% |
| 40 | HK$19,087 | HK$20,325 (+6.5%) | HK$21,545 (+6.0%) | HK$22,407 (+4.0%) | HK$23,751 (+6.0%) | HK$23,751 | +3.14% |
| 45 | HK$22,982 | HK$24,473 (+6.5%) | HK$25,941 (+6.0%) | HK$26,979 (+4.0%) | HK$28,598 (+6.0%) | HK$28,598 | +3.14% |
| 50 | HK$29,294 | HK$31,195 (+6.5%) | HK$33,067 (+6.0%) | HK$34,390 (+4.0%) | HK$36,625 (+6.5%) | HK$36,625 | +3.21% |
| 55 | HK$37,866 | HK$40,513 (+7.0%) | HK$42,944 (+6.0%) | HK$44,662 (+4.0%) | HK$48,682 (+9.0%) | HK$48,682 | +3.62% |
| 60 | HK$47,360 | HK$50,435 (+6.5%) | HK$53,461 (+6.0%) | HK$55,599 (+4.0%) | HK$60,603 (+9.0%) | HK$60,603 | +3.55% |
| 65 | HK$64,765 | HK$68,973 (+6.5%) | HK$73,111 (+6.0%) | HK$76,035 (+4.0%) | HK$82,878 (+9.0%) | HK$82,878 | +3.55% |
| 70 | HK$80,189 | HK$85,398 (+6.5%) | HK$90,522 (+6.0%) | HK$94,143 (+4.0%) | HK$102,616 (+9.0%) | HK$102,616 | +3.55% |
| 75 | HK$97,136 | HK$103,852 (+6.9%) | HK$110,083 (+6.0%) | HK$114,486 (+4.0%) | HK$124,790 (+9.0%) | HK$124,790 | +3.61% |
| 80 | HK$118,413 | HK$126,697 (+7.0%) | HK$134,299 (+6.0%) | HK$139,671 (+4.0%) | HK$152,241 (+9.0%) | HK$152,241 | +3.62% |
| 85 | HK$132,266 | HK$141,520 (+7.0%) | HK$150,011 (+6.0%) | HK$156,011 (+4.0%) | HK$170,052 (+9.0%) | HK$170,052 | +3.62% |
| 90 | HK$141,102 | HK$150,974 (+7.0%) | HK$160,032 (+6.0%) | HK$166,433 (+4.0%) | HK$181,412 (+9.0%) | HK$181,412 | +3.62% |
| 95 | HK$150,428 | HK$160,953 (+7.0%) | HK$170,610 (+6.0%) | HK$177,434 (+4.0%) | HK$193,403 (+9.0%) | HK$193,403 | +3.62% |
| 99 | HK$158,283 | HK$169,356 (+7.0%) | HK$179,517 (+6.0%) | HK$186,698 (+4.0%) | HK$203,501 (+9.0%) | HK$203,501 | +3.62% |
| 所有年齡平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0歲HK$16,426
5歲HK$11,968
10歲HK$9,019
15歲HK$8,489
20歲HK$11,172
25歲HK$13,458
30歲HK$14,516
35歲HK$16,460
40歲HK$19,087
45歲HK$22,982
50歲HK$29,294
55歲HK$37,866
60歲HK$47,360
65歲HK$64,765
70歲HK$80,189
75歲HK$97,136
80歲HK$118,413
85歲HK$132,266
90歲HK$141,102
95歲HK$150,428
99歲HK$158,283
0歲HK$17,494 (+6.5%)
5歲HK$12,745 (+6.5%)
10歲HK$9,605 (+6.5%)
15歲HK$9,038 (+6.5%)
20歲HK$11,898 (+6.5%)
25歲HK$14,332 (+6.5%)
30歲HK$15,458 (+6.5%)
35歲HK$17,528 (+6.5%)
40歲HK$20,325 (+6.5%)
45歲HK$24,473 (+6.5%)
50歲HK$31,195 (+6.5%)
55歲HK$40,513 (+7.0%)
60歲HK$50,435 (+6.5%)
65歲HK$68,973 (+6.5%)
70歲HK$85,398 (+6.5%)
75歲HK$103,852 (+6.9%)
80歲HK$126,697 (+7.0%)
85歲HK$141,520 (+7.0%)
90歲HK$150,974 (+7.0%)
95歲HK$160,953 (+7.0%)
99歲HK$169,356 (+7.0%)
0歲HK$18,544 (+6.0%)
5歲HK$13,510 (+6.0%)
10歲HK$10,181 (+6.0%)
15歲HK$9,580 (+6.0%)
20歲HK$12,612 (+6.0%)
25歲HK$15,192 (+6.0%)
30歲HK$16,385 (+6.0%)
35歲HK$18,580 (+6.0%)
40歲HK$21,545 (+6.0%)
45歲HK$25,941 (+6.0%)
50歲HK$33,067 (+6.0%)
55歲HK$42,944 (+6.0%)
60歲HK$53,461 (+6.0%)
65歲HK$73,111 (+6.0%)
70歲HK$90,522 (+6.0%)
75歲HK$110,083 (+6.0%)
80歲HK$134,299 (+6.0%)
85歲HK$150,011 (+6.0%)
90歲HK$160,032 (+6.0%)
95歲HK$170,610 (+6.0%)
99歲HK$179,517 (+6.0%)
0歲HK$19,286 (+4.0%)
5歲HK$14,050 (+4.0%)
10歲HK$10,588 (+4.0%)
15歲HK$9,963 (+4.0%)
20歲HK$13,116 (+4.0%)
25歲HK$15,800 (+4.0%)
30歲HK$17,040 (+4.0%)
35歲HK$19,323 (+4.0%)
40歲HK$22,407 (+4.0%)
45歲HK$26,979 (+4.0%)
50歲HK$34,390 (+4.0%)
55歲HK$44,662 (+4.0%)
60歲HK$55,599 (+4.0%)
65歲HK$76,035 (+4.0%)
70歲HK$94,143 (+4.0%)
75歲HK$114,486 (+4.0%)
80歲HK$139,671 (+4.0%)
85歲HK$156,011 (+4.0%)
90歲HK$166,433 (+4.0%)
95歲HK$177,434 (+4.0%)
99歲HK$186,698 (+4.0%)
0歲HK$21,022 (+9.0%)
5歲HK$15,315 (+9.0%)
10歲HK$11,223 (+6.0%)
15歲HK$10,561 (+6.0%)
20歲HK$13,903 (+6.0%)
25歲HK$16,748 (+6.0%)
30歲HK$18,062 (+6.0%)
35歲HK$20,482 (+6.0%)
40歲HK$23,751 (+6.0%)
45歲HK$28,598 (+6.0%)
50歲HK$36,625 (+6.5%)
55歲HK$48,682 (+9.0%)
60歲HK$60,603 (+9.0%)
65歲HK$82,878 (+9.0%)
70歲HK$102,616 (+9.0%)
75歲HK$124,790 (+9.0%)
80歲HK$152,241 (+9.0%)
85歲HK$170,052 (+9.0%)
90歲HK$181,412 (+9.0%)
95歲HK$193,403 (+9.0%)
99歲HK$203,501 (+9.0%)
0歲HK$21,022
5歲HK$15,315
10歲HK$11,223
15歲HK$10,561
20歲HK$13,903
25歲HK$16,748
30歲HK$18,062
35歲HK$20,482
40歲HK$23,751
45歲HK$28,598
50歲HK$36,625
55歲HK$48,682
60歲HK$60,603
65歲HK$82,878
70歲HK$102,616
75歲HK$124,790
80歲HK$152,241
85歲HK$170,052
90歲HK$181,412
95歲HK$193,403
99歲HK$203,501
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+3.55%
5歲+3.55%
10歲+3.14%
15歲+3.14%
20歲+3.14%
25歲+3.14%
30歲+3.14%
35歲+3.14%
40歲+3.14%
45歲+3.14%
50歲+3.21%
55歲+3.62%
60歲+3.55%
65歲+3.55%
70歲+3.55%
75歲+3.61%
80歲+3.62%
85歲+3.62%
90歲+3.62%
95歲+3.62%
99歲+3.62%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00019-03-002-01 2019-04-01 | F00019-03-002-02 2021-01-01 | F00019-03-002-03 2022-10-01 | F00019-03-002-03 2024-06-29 | F00019-03-002-04 2025-06-29 | F00019-03-002-06 2025-12-05 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$15,062 | HK$16,040 (+6.5%) | HK$17,002 (+6.0%) | HK$17,682 (+4.0%) | HK$19,273 (+9.0%) | HK$19,273 | +3.55% |
| 5 | HK$11,259 | HK$11,989 (+6.5%) | HK$12,708 (+6.0%) | HK$13,216 (+4.0%) | HK$14,405 (+9.0%) | HK$14,405 | +3.55% |
| 10 | HK$8,405 | HK$8,951 (+6.5%) | HK$9,488 (+6.0%) | HK$9,868 (+4.0%) | HK$10,460 (+6.0%) | HK$10,460 | +3.15% |
| 15 | HK$8,812 | HK$9,386 (+6.5%) | HK$9,949 (+6.0%) | HK$10,347 (+4.0%) | HK$10,968 (+6.0%) | HK$10,968 | +3.15% |
| 20 | HK$11,061 | HK$11,778 (+6.5%) | HK$12,485 (+6.0%) | HK$12,984 (+4.0%) | HK$13,763 (+6.0%) | HK$13,763 | +3.14% |
| 25 | HK$13,809 | HK$14,706 (+6.5%) | HK$15,588 (+6.0%) | HK$16,212 (+4.0%) | HK$17,185 (+6.0%) | HK$17,185 | +3.14% |
| 30 | HK$16,043 | HK$17,086 (+6.5%) | HK$18,111 (+6.0%) | HK$18,835 (+4.0%) | HK$19,965 (+6.0%) | HK$19,965 | +3.14% |
| 35 | HK$19,875 | HK$21,167 (+6.5%) | HK$22,437 (+6.0%) | HK$23,334 (+4.0%) | HK$24,734 (+6.0%) | HK$24,734 | +3.14% |
| 40 | HK$23,806 | HK$25,354 (+6.5%) | HK$26,875 (+6.0%) | HK$27,950 (+4.0%) | HK$29,627 (+6.0%) | HK$29,627 | +3.15% |
| 45 | HK$28,519 | HK$30,372 (+6.5%) | HK$32,194 (+6.0%) | HK$33,482 (+4.0%) | HK$35,491 (+6.0%) | HK$35,491 | +3.14% |
| 50 | HK$32,279 | HK$34,373 (+6.5%) | HK$36,435 (+6.0%) | HK$37,892 (+4.0%) | HK$40,355 (+6.5%) | HK$40,355 | +3.21% |
| 55 | HK$34,499 | HK$36,738 (+6.5%) | HK$38,942 (+6.0%) | HK$40,500 (+4.0%) | HK$44,145 (+9.0%) | HK$44,145 | +3.55% |
| 60 | HK$40,751 | HK$43,396 (+6.5%) | HK$46,000 (+6.0%) | HK$47,840 (+4.0%) | HK$52,146 (+9.0%) | HK$52,146 | +3.55% |
| 65 | HK$54,858 | HK$58,419 (+6.5%) | HK$61,924 (+6.0%) | HK$64,401 (+4.0%) | HK$70,197 (+9.0%) | HK$70,197 | +3.55% |
| 70 | HK$66,937 | HK$71,285 (+6.5%) | HK$75,562 (+6.0%) | HK$78,584 (+4.0%) | HK$85,657 (+9.0%) | HK$85,657 | +3.55% |
| 75 | HK$82,562 | HK$88,270 (+6.9%) | HK$93,566 (+6.0%) | HK$97,309 (+4.0%) | HK$106,067 (+9.0%) | HK$106,067 | +3.61% |
| 80 | HK$103,207 | HK$110,427 (+7.0%) | HK$117,053 (+6.0%) | HK$121,735 (+4.0%) | HK$132,691 (+9.0%) | HK$132,691 | +3.62% |
| 85 | HK$116,924 | HK$125,106 (+7.0%) | HK$132,612 (+6.0%) | HK$137,916 (+4.0%) | HK$150,328 (+9.0%) | HK$150,328 | +3.62% |
| 90 | HK$124,727 | HK$133,453 (+7.0%) | HK$141,460 (+6.0%) | HK$147,118 (+4.0%) | HK$160,359 (+9.0%) | HK$160,359 | +3.62% |
| 95 | HK$132,970 | HK$142,272 (+7.0%) | HK$150,808 (+6.0%) | HK$156,840 (+4.0%) | HK$170,956 (+9.0%) | HK$170,956 | +3.62% |
| 99 | HK$139,900 | HK$149,689 (+7.0%) | HK$158,670 (+6.0%) | HK$165,017 (+4.0%) | HK$179,869 (+9.0%) | HK$179,869 | +3.62% |
| 所有年齡平均 | — | +6.6% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0歲HK$15,062
5歲HK$11,259
10歲HK$8,405
15歲HK$8,812
20歲HK$11,061
25歲HK$13,809
30歲HK$16,043
35歲HK$19,875
40歲HK$23,806
45歲HK$28,519
50歲HK$32,279
55歲HK$34,499
60歲HK$40,751
65歲HK$54,858
70歲HK$66,937
75歲HK$82,562
80歲HK$103,207
85歲HK$116,924
90歲HK$124,727
95歲HK$132,970
99歲HK$139,900
0歲HK$16,040 (+6.5%)
5歲HK$11,989 (+6.5%)
10歲HK$8,951 (+6.5%)
15歲HK$9,386 (+6.5%)
20歲HK$11,778 (+6.5%)
25歲HK$14,706 (+6.5%)
30歲HK$17,086 (+6.5%)
35歲HK$21,167 (+6.5%)
40歲HK$25,354 (+6.5%)
45歲HK$30,372 (+6.5%)
50歲HK$34,373 (+6.5%)
55歲HK$36,738 (+6.5%)
60歲HK$43,396 (+6.5%)
65歲HK$58,419 (+6.5%)
70歲HK$71,285 (+6.5%)
75歲HK$88,270 (+6.9%)
80歲HK$110,427 (+7.0%)
85歲HK$125,106 (+7.0%)
90歲HK$133,453 (+7.0%)
95歲HK$142,272 (+7.0%)
99歲HK$149,689 (+7.0%)
0歲HK$17,002 (+6.0%)
5歲HK$12,708 (+6.0%)
10歲HK$9,488 (+6.0%)
15歲HK$9,949 (+6.0%)
20歲HK$12,485 (+6.0%)
25歲HK$15,588 (+6.0%)
30歲HK$18,111 (+6.0%)
35歲HK$22,437 (+6.0%)
40歲HK$26,875 (+6.0%)
45歲HK$32,194 (+6.0%)
50歲HK$36,435 (+6.0%)
55歲HK$38,942 (+6.0%)
60歲HK$46,000 (+6.0%)
65歲HK$61,924 (+6.0%)
70歲HK$75,562 (+6.0%)
75歲HK$93,566 (+6.0%)
80歲HK$117,053 (+6.0%)
85歲HK$132,612 (+6.0%)
90歲HK$141,460 (+6.0%)
95歲HK$150,808 (+6.0%)
99歲HK$158,670 (+6.0%)
0歲HK$17,682 (+4.0%)
5歲HK$13,216 (+4.0%)
10歲HK$9,868 (+4.0%)
15歲HK$10,347 (+4.0%)
20歲HK$12,984 (+4.0%)
25歲HK$16,212 (+4.0%)
30歲HK$18,835 (+4.0%)
35歲HK$23,334 (+4.0%)
40歲HK$27,950 (+4.0%)
45歲HK$33,482 (+4.0%)
50歲HK$37,892 (+4.0%)
55歲HK$40,500 (+4.0%)
60歲HK$47,840 (+4.0%)
65歲HK$64,401 (+4.0%)
70歲HK$78,584 (+4.0%)
75歲HK$97,309 (+4.0%)
80歲HK$121,735 (+4.0%)
85歲HK$137,916 (+4.0%)
90歲HK$147,118 (+4.0%)
95歲HK$156,840 (+4.0%)
99歲HK$165,017 (+4.0%)
0歲HK$19,273 (+9.0%)
5歲HK$14,405 (+9.0%)
10歲HK$10,460 (+6.0%)
15歲HK$10,968 (+6.0%)
20歲HK$13,763 (+6.0%)
25歲HK$17,185 (+6.0%)
30歲HK$19,965 (+6.0%)
35歲HK$24,734 (+6.0%)
40歲HK$29,627 (+6.0%)
45歲HK$35,491 (+6.0%)
50歲HK$40,355 (+6.5%)
55歲HK$44,145 (+9.0%)
60歲HK$52,146 (+9.0%)
65歲HK$70,197 (+9.0%)
70歲HK$85,657 (+9.0%)
75歲HK$106,067 (+9.0%)
80歲HK$132,691 (+9.0%)
85歲HK$150,328 (+9.0%)
90歲HK$160,359 (+9.0%)
95歲HK$170,956 (+9.0%)
99歲HK$179,869 (+9.0%)
0歲HK$19,273
5歲HK$14,405
10歲HK$10,460
15歲HK$10,968
20歲HK$13,763
25歲HK$17,185
30歲HK$19,965
35歲HK$24,734
40歲HK$29,627
45歲HK$35,491
50歲HK$40,355
55歲HK$44,145
60歲HK$52,146
65歲HK$70,197
70歲HK$85,657
75歲HK$106,067
80歲HK$132,691
85歲HK$150,328
90歲HK$160,359
95歲HK$170,956
99歲HK$179,869
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+3.55%
5歲+3.55%
10歲+3.15%
15歲+3.15%
20歲+3.14%
25歲+3.14%
30歲+3.14%
35歲+3.14%
40歲+3.15%
45歲+3.14%
50歲+3.21%
55歲+3.55%
60歲+3.55%
65歲+3.55%
70歲+3.55%
75歲+3.61%
80歲+3.62%
85歲+3.62%
90歲+3.62%
95歲+3.62%
99歲+3.62%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27