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Manulife First VHIS Flexi Plan - Ward with SMM
宏利人壽保險（國際）有限公司 · F00019-01-001 · 6 個版本 · 靈活計劃 · 年均加幅 +3.33%
男性 Male
| 年齡 | F00019-01-001-01 2019-04-01 | F00019-01-001-02 2021-01-01 | F00019-01-001-03 2022-10-01 | F00019-01-001-03 2024-06-29 | F00019-01-001-04 2025-06-29 | F00019-01-001-06 2025-12-05 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,367 | HK$4,630 (+6.0%) | HK$4,908 (+6.0%) | HK$5,104 (+4.0%) | HK$5,563 (+9.0%) | HK$5,563 | +3.49% |
| 5 | HK$3,182 | HK$3,373 (+6.0%) | HK$3,575 (+6.0%) | HK$3,718 (+4.0%) | HK$4,053 (+9.0%) | HK$4,053 | +3.48% |
| 10 | HK$2,398 | HK$2,542 (+6.0%) | HK$2,695 (+6.0%) | HK$2,803 (+4.0%) | HK$2,971 (+6.0%) | HK$2,971 | +3.08% |
| 15 | HK$2,257 | HK$2,392 (+6.0%) | HK$2,536 (+6.0%) | HK$2,637 (+4.0%) | HK$2,795 (+6.0%) | HK$2,795 | +3.07% |
| 20 | HK$2,971 | HK$3,149 (+6.0%) | HK$3,338 (+6.0%) | HK$3,472 (+4.0%) | HK$3,680 (+6.0%) | HK$3,680 | +3.08% |
| 25 | HK$3,578 | HK$3,793 (+6.0%) | HK$4,021 (+6.0%) | HK$4,182 (+4.0%) | HK$4,433 (+6.0%) | HK$4,433 | +3.08% |
| 30 | HK$3,860 | HK$4,091 (+6.0%) | HK$4,336 (+6.0%) | HK$4,509 (+4.0%) | HK$4,780 (+6.0%) | HK$4,780 | +3.07% |
| 35 | HK$4,377 | HK$4,639 (+6.0%) | HK$4,917 (+6.0%) | HK$5,114 (+4.0%) | HK$5,421 (+6.0%) | HK$5,421 | +3.07% |
| 40 | HK$5,075 | HK$5,379 (+6.0%) | HK$5,702 (+6.0%) | HK$5,930 (+4.0%) | HK$6,286 (+6.0%) | HK$6,286 | +3.08% |
| 45 | HK$6,111 | HK$6,477 (+6.0%) | HK$6,866 (+6.0%) | HK$7,141 (+4.0%) | HK$7,569 (+6.0%) | HK$7,569 | +3.08% |
| 50 | HK$7,789 | HK$8,256 (+6.0%) | HK$8,751 (+6.0%) | HK$9,101 (+4.0%) | HK$9,693 (+6.5%) | HK$9,693 | +3.14% |
| 55 | HK$10,068 | HK$10,722 (+6.5%) | HK$11,365 (+6.0%) | HK$11,820 (+4.0%) | HK$12,884 (+9.0%) | HK$12,884 | +3.55% |
| 60 | HK$12,592 | HK$13,348 (+6.0%) | HK$14,149 (+6.0%) | HK$14,715 (+4.0%) | HK$16,039 (+9.0%) | HK$16,039 | +3.48% |
| 65 | HK$17,220 | HK$18,254 (+6.0%) | HK$19,349 (+6.0%) | HK$20,123 (+4.0%) | HK$21,934 (+9.0%) | HK$21,934 | +3.48% |
| 70 | HK$21,321 | HK$22,601 (+6.0%) | HK$23,957 (+6.0%) | HK$24,915 (+4.0%) | HK$27,157 (+9.0%) | HK$27,157 | +3.48% |
| 75 | HK$25,827 | HK$27,485 (+6.4%) | HK$29,134 (+6.0%) | HK$30,299 (+4.0%) | HK$33,026 (+9.0%) | HK$33,026 | +3.54% |
| 80 | HK$31,485 | HK$33,531 (+6.5%) | HK$35,543 (+6.0%) | HK$36,965 (+4.0%) | HK$40,292 (+9.0%) | HK$40,292 | +3.55% |
| 85 | HK$35,168 | HK$37,454 (+6.5%) | HK$39,701 (+6.0%) | HK$41,289 (+4.0%) | HK$45,005 (+9.0%) | HK$45,005 | +3.55% |
| 90 | HK$37,518 | HK$39,956 (+6.5%) | HK$42,353 (+6.0%) | HK$44,047 (+4.0%) | HK$48,011 (+9.0%) | HK$48,011 | +3.55% |
| 95 | HK$39,997 | HK$42,597 (+6.5%) | HK$45,153 (+6.0%) | HK$46,959 (+4.0%) | HK$51,185 (+9.0%) | HK$51,185 | +3.55% |
| 99 | HK$42,086 | HK$44,821 (+6.5%) | HK$47,510 (+6.0%) | HK$49,410 (+4.0%) | HK$53,857 (+9.0%) | HK$53,857 | +3.55% |
| 所有年齡平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0歲HK$4,367
5歲HK$3,182
10歲HK$2,398
15歲HK$2,257
20歲HK$2,971
25歲HK$3,578
30歲HK$3,860
35歲HK$4,377
40歲HK$5,075
45歲HK$6,111
50歲HK$7,789
55歲HK$10,068
60歲HK$12,592
65歲HK$17,220
70歲HK$21,321
75歲HK$25,827
80歲HK$31,485
85歲HK$35,168
90歲HK$37,518
95歲HK$39,997
99歲HK$42,086
0歲HK$4,630 (+6.0%)
5歲HK$3,373 (+6.0%)
10歲HK$2,542 (+6.0%)
15歲HK$2,392 (+6.0%)
20歲HK$3,149 (+6.0%)
25歲HK$3,793 (+6.0%)
30歲HK$4,091 (+6.0%)
35歲HK$4,639 (+6.0%)
40歲HK$5,379 (+6.0%)
45歲HK$6,477 (+6.0%)
50歲HK$8,256 (+6.0%)
55歲HK$10,722 (+6.5%)
60歲HK$13,348 (+6.0%)
65歲HK$18,254 (+6.0%)
70歲HK$22,601 (+6.0%)
75歲HK$27,485 (+6.4%)
80歲HK$33,531 (+6.5%)
85歲HK$37,454 (+6.5%)
90歲HK$39,956 (+6.5%)
95歲HK$42,597 (+6.5%)
99歲HK$44,821 (+6.5%)
0歲HK$4,908 (+6.0%)
5歲HK$3,575 (+6.0%)
10歲HK$2,695 (+6.0%)
15歲HK$2,536 (+6.0%)
20歲HK$3,338 (+6.0%)
25歲HK$4,021 (+6.0%)
30歲HK$4,336 (+6.0%)
35歲HK$4,917 (+6.0%)
40歲HK$5,702 (+6.0%)
45歲HK$6,866 (+6.0%)
50歲HK$8,751 (+6.0%)
55歲HK$11,365 (+6.0%)
60歲HK$14,149 (+6.0%)
65歲HK$19,349 (+6.0%)
70歲HK$23,957 (+6.0%)
75歲HK$29,134 (+6.0%)
80歲HK$35,543 (+6.0%)
85歲HK$39,701 (+6.0%)
90歲HK$42,353 (+6.0%)
95歲HK$45,153 (+6.0%)
99歲HK$47,510 (+6.0%)
0歲HK$5,104 (+4.0%)
5歲HK$3,718 (+4.0%)
10歲HK$2,803 (+4.0%)
15歲HK$2,637 (+4.0%)
20歲HK$3,472 (+4.0%)
25歲HK$4,182 (+4.0%)
30歲HK$4,509 (+4.0%)
35歲HK$5,114 (+4.0%)
40歲HK$5,930 (+4.0%)
45歲HK$7,141 (+4.0%)
50歲HK$9,101 (+4.0%)
55歲HK$11,820 (+4.0%)
60歲HK$14,715 (+4.0%)
65歲HK$20,123 (+4.0%)
70歲HK$24,915 (+4.0%)
75歲HK$30,299 (+4.0%)
80歲HK$36,965 (+4.0%)
85歲HK$41,289 (+4.0%)
90歲HK$44,047 (+4.0%)
95歲HK$46,959 (+4.0%)
99歲HK$49,410 (+4.0%)
0歲HK$5,563 (+9.0%)
5歲HK$4,053 (+9.0%)
10歲HK$2,971 (+6.0%)
15歲HK$2,795 (+6.0%)
20歲HK$3,680 (+6.0%)
25歲HK$4,433 (+6.0%)
30歲HK$4,780 (+6.0%)
35歲HK$5,421 (+6.0%)
40歲HK$6,286 (+6.0%)
45歲HK$7,569 (+6.0%)
50歲HK$9,693 (+6.5%)
55歲HK$12,884 (+9.0%)
60歲HK$16,039 (+9.0%)
65歲HK$21,934 (+9.0%)
70歲HK$27,157 (+9.0%)
75歲HK$33,026 (+9.0%)
80歲HK$40,292 (+9.0%)
85歲HK$45,005 (+9.0%)
90歲HK$48,011 (+9.0%)
95歲HK$51,185 (+9.0%)
99歲HK$53,857 (+9.0%)
0歲HK$5,563
5歲HK$4,053
10歲HK$2,971
15歲HK$2,795
20歲HK$3,680
25歲HK$4,433
30歲HK$4,780
35歲HK$5,421
40歲HK$6,286
45歲HK$7,569
50歲HK$9,693
55歲HK$12,884
60歲HK$16,039
65歲HK$21,934
70歲HK$27,157
75歲HK$33,026
80歲HK$40,292
85歲HK$45,005
90歲HK$48,011
95歲HK$51,185
99歲HK$53,857
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+3.49%
5歲+3.48%
10歲+3.08%
15歲+3.07%
20歲+3.08%
25歲+3.08%
30歲+3.07%
35歲+3.07%
40歲+3.08%
45歲+3.08%
50歲+3.14%
55歲+3.55%
60歲+3.48%
65歲+3.48%
70歲+3.48%
75歲+3.54%
80歲+3.55%
85歲+3.55%
90歲+3.55%
95歲+3.55%
99歲+3.55%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
女性 Female
| 年齡 | F00019-01-001-01 2019-04-01 | F00019-01-001-02 2021-01-01 | F00019-01-001-03 2022-10-01 | F00019-01-001-03 2024-06-29 | F00019-01-001-04 2025-06-29 | F00019-01-001-06 2025-12-05 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,005 | HK$4,245 (+6.0%) | HK$4,500 (+6.0%) | HK$4,680 (+4.0%) | HK$5,101 (+9.0%) | HK$5,101 | +3.48% |
| 5 | HK$2,994 | HK$3,173 (+6.0%) | HK$3,363 (+6.0%) | HK$3,498 (+4.0%) | HK$3,813 (+9.0%) | HK$3,813 | +3.48% |
| 10 | HK$2,235 | HK$2,369 (+6.0%) | HK$2,511 (+6.0%) | HK$2,611 (+4.0%) | HK$2,768 (+6.0%) | HK$2,768 | +3.07% |
| 15 | HK$2,343 | HK$2,484 (+6.0%) | HK$2,633 (+6.0%) | HK$2,738 (+4.0%) | HK$2,902 (+6.0%) | HK$2,902 | +3.08% |
| 20 | HK$2,941 | HK$3,117 (+6.0%) | HK$3,304 (+6.0%) | HK$3,436 (+4.0%) | HK$3,642 (+6.0%) | HK$3,642 | +3.07% |
| 25 | HK$3,672 | HK$3,892 (+6.0%) | HK$4,126 (+6.0%) | HK$4,291 (+4.0%) | HK$4,548 (+6.0%) | HK$4,548 | +3.08% |
| 30 | HK$4,266 | HK$4,522 (+6.0%) | HK$4,793 (+6.0%) | HK$4,985 (+4.0%) | HK$5,284 (+6.0%) | HK$5,284 | +3.08% |
| 35 | HK$5,284 | HK$5,602 (+6.0%) | HK$5,938 (+6.0%) | HK$6,176 (+4.0%) | HK$6,547 (+6.0%) | HK$6,547 | +3.08% |
| 40 | HK$6,330 | HK$6,710 (+6.0%) | HK$7,113 (+6.0%) | HK$7,398 (+4.0%) | HK$7,842 (+6.0%) | HK$7,842 | +3.08% |
| 45 | HK$7,583 | HK$8,038 (+6.0%) | HK$8,520 (+6.0%) | HK$8,861 (+4.0%) | HK$9,393 (+6.0%) | HK$9,393 | +3.08% |
| 50 | HK$8,583 | HK$9,097 (+6.0%) | HK$9,643 (+6.0%) | HK$10,029 (+4.0%) | HK$10,681 (+6.5%) | HK$10,681 | +3.14% |
| 55 | HK$9,173 | HK$9,723 (+6.0%) | HK$10,306 (+6.0%) | HK$10,718 (+4.0%) | HK$11,683 (+9.0%) | HK$11,683 | +3.48% |
| 60 | HK$10,835 | HK$11,485 (+6.0%) | HK$12,174 (+6.0%) | HK$12,661 (+4.0%) | HK$13,800 (+9.0%) | HK$13,800 | +3.48% |
| 65 | HK$14,586 | HK$15,461 (+6.0%) | HK$16,389 (+6.0%) | HK$17,045 (+4.0%) | HK$18,579 (+9.0%) | HK$18,579 | +3.48% |
| 70 | HK$17,798 | HK$18,866 (+6.0%) | HK$19,998 (+6.0%) | HK$20,798 (+4.0%) | HK$22,670 (+9.0%) | HK$22,670 | +3.48% |
| 75 | HK$21,952 | HK$23,361 (+6.4%) | HK$24,763 (+6.0%) | HK$25,754 (+4.0%) | HK$28,072 (+9.0%) | HK$28,072 | +3.54% |
| 80 | HK$27,442 | HK$29,225 (+6.5%) | HK$30,979 (+6.0%) | HK$32,218 (+4.0%) | HK$35,118 (+9.0%) | HK$35,118 | +3.55% |
| 85 | HK$31,089 | HK$33,110 (+6.5%) | HK$35,097 (+6.0%) | HK$36,501 (+4.0%) | HK$39,786 (+9.0%) | HK$39,786 | +3.55% |
| 90 | HK$33,164 | HK$35,319 (+6.5%) | HK$37,438 (+6.0%) | HK$38,936 (+4.0%) | HK$42,440 (+9.0%) | HK$42,440 | +3.55% |
| 95 | HK$35,355 | HK$37,653 (+6.5%) | HK$39,912 (+6.0%) | HK$41,508 (+4.0%) | HK$45,244 (+9.0%) | HK$45,244 | +3.55% |
| 99 | HK$37,198 | HK$39,616 (+6.5%) | HK$41,993 (+6.0%) | HK$43,673 (+4.0%) | HK$47,604 (+9.0%) | HK$47,604 | +3.55% |
| 所有年齡平均 | — | +6.1% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0歲HK$4,005
5歲HK$2,994
10歲HK$2,235
15歲HK$2,343
20歲HK$2,941
25歲HK$3,672
30歲HK$4,266
35歲HK$5,284
40歲HK$6,330
45歲HK$7,583
50歲HK$8,583
55歲HK$9,173
60歲HK$10,835
65歲HK$14,586
70歲HK$17,798
75歲HK$21,952
80歲HK$27,442
85歲HK$31,089
90歲HK$33,164
95歲HK$35,355
99歲HK$37,198
0歲HK$4,245 (+6.0%)
5歲HK$3,173 (+6.0%)
10歲HK$2,369 (+6.0%)
15歲HK$2,484 (+6.0%)
20歲HK$3,117 (+6.0%)
25歲HK$3,892 (+6.0%)
30歲HK$4,522 (+6.0%)
35歲HK$5,602 (+6.0%)
40歲HK$6,710 (+6.0%)
45歲HK$8,038 (+6.0%)
50歲HK$9,097 (+6.0%)
55歲HK$9,723 (+6.0%)
60歲HK$11,485 (+6.0%)
65歲HK$15,461 (+6.0%)
70歲HK$18,866 (+6.0%)
75歲HK$23,361 (+6.4%)
80歲HK$29,225 (+6.5%)
85歲HK$33,110 (+6.5%)
90歲HK$35,319 (+6.5%)
95歲HK$37,653 (+6.5%)
99歲HK$39,616 (+6.5%)
0歲HK$4,500 (+6.0%)
5歲HK$3,363 (+6.0%)
10歲HK$2,511 (+6.0%)
15歲HK$2,633 (+6.0%)
20歲HK$3,304 (+6.0%)
25歲HK$4,126 (+6.0%)
30歲HK$4,793 (+6.0%)
35歲HK$5,938 (+6.0%)
40歲HK$7,113 (+6.0%)
45歲HK$8,520 (+6.0%)
50歲HK$9,643 (+6.0%)
55歲HK$10,306 (+6.0%)
60歲HK$12,174 (+6.0%)
65歲HK$16,389 (+6.0%)
70歲HK$19,998 (+6.0%)
75歲HK$24,763 (+6.0%)
80歲HK$30,979 (+6.0%)
85歲HK$35,097 (+6.0%)
90歲HK$37,438 (+6.0%)
95歲HK$39,912 (+6.0%)
99歲HK$41,993 (+6.0%)
0歲HK$4,680 (+4.0%)
5歲HK$3,498 (+4.0%)
10歲HK$2,611 (+4.0%)
15歲HK$2,738 (+4.0%)
20歲HK$3,436 (+4.0%)
25歲HK$4,291 (+4.0%)
30歲HK$4,985 (+4.0%)
35歲HK$6,176 (+4.0%)
40歲HK$7,398 (+4.0%)
45歲HK$8,861 (+4.0%)
50歲HK$10,029 (+4.0%)
55歲HK$10,718 (+4.0%)
60歲HK$12,661 (+4.0%)
65歲HK$17,045 (+4.0%)
70歲HK$20,798 (+4.0%)
75歲HK$25,754 (+4.0%)
80歲HK$32,218 (+4.0%)
85歲HK$36,501 (+4.0%)
90歲HK$38,936 (+4.0%)
95歲HK$41,508 (+4.0%)
99歲HK$43,673 (+4.0%)
0歲HK$5,101 (+9.0%)
5歲HK$3,813 (+9.0%)
10歲HK$2,768 (+6.0%)
15歲HK$2,902 (+6.0%)
20歲HK$3,642 (+6.0%)
25歲HK$4,548 (+6.0%)
30歲HK$5,284 (+6.0%)
35歲HK$6,547 (+6.0%)
40歲HK$7,842 (+6.0%)
45歲HK$9,393 (+6.0%)
50歲HK$10,681 (+6.5%)
55歲HK$11,683 (+9.0%)
60歲HK$13,800 (+9.0%)
65歲HK$18,579 (+9.0%)
70歲HK$22,670 (+9.0%)
75歲HK$28,072 (+9.0%)
80歲HK$35,118 (+9.0%)
85歲HK$39,786 (+9.0%)
90歲HK$42,440 (+9.0%)
95歲HK$45,244 (+9.0%)
99歲HK$47,604 (+9.0%)
0歲HK$5,101
5歲HK$3,813
10歲HK$2,768
15歲HK$2,902
20歲HK$3,642
25歲HK$4,548
30歲HK$5,284
35歲HK$6,547
40歲HK$7,842
45歲HK$9,393
50歲HK$10,681
55歲HK$11,683
60歲HK$13,800
65歲HK$18,579
70歲HK$22,670
75歲HK$28,072
80歲HK$35,118
85歲HK$39,786
90歲HK$42,440
95歲HK$45,244
99歲HK$47,604
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0歲+3.48%
5歲+3.48%
10歲+3.07%
15歲+3.08%
20歲+3.07%
25歲+3.08%
30歲+3.08%
35歲+3.08%
40歲+3.08%
45歲+3.08%
50歲+3.14%
55歲+3.48%
60歲+3.48%
65歲+3.48%
70歲+3.48%
75歲+3.54%
80歲+3.55%
85歲+3.55%
90歲+3.55%
95歲+3.55%
99歲+3.55%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27