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信諾自願醫保系列－靈活計劃（優越） - 普通病房 - 25,000 港元自付費
Cigna VHIS Series - Flexi Plan (Superior) - Standard Ward - HKD25,000 Deductible
信諾環球保險有限公司 · F00016-08-000 · 5 個版本 · 靈活計劃 · 年均加幅 +3.86%
| 年齡 | F00016-08-000-01 2022-01-27 | F00016-08-000-01 2022-04-01 | F00016-08-000-02 2023-07-01 | F00016-08-000-02 2024-07-01 | F00016-08-000-03 2025-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0 | HK$4,790 | HK$4,790 | HK$4,790 | HK$5,030 (+5.0%) | HK$5,368 (+6.7%) | +2.69% |
| 5 | HK$3,742 | HK$3,742 | HK$3,742 | HK$3,929 (+5.0%) | HK$4,145 (+5.5%) | +2.42% |
| 10 | HK$3,285 | HK$3,285 | HK$3,285 | HK$3,449 (+5.0%) | HK$3,594 (+4.2%) | +2.12% |
| 15 | HK$2,829 | HK$2,829 | HK$2,829 | HK$2,970 (+5.0%) | HK$3,097 (+4.3%) | +2.13% |
| 20 | HK$3,130 | HK$3,130 | HK$3,130 | HK$3,187 (+1.8%) | HK$3,348 (+5.1%) | +1.58% |
| 25 | HK$3,553 | HK$3,553 | HK$3,553 | HK$3,558 (+0.1%) | HK$3,785 (+6.4%) | +1.49% |
| 30 | HK$4,034 | HK$4,034 | HK$4,034 | HK$4,034 | HK$4,335 (+7.5%) | +1.69% |
| 35 | HK$4,580 | HK$4,580 | HK$4,580 | HK$4,704 (+2.7%) | HK$5,068 (+7.7%) | +2.39% |
| 40 | HK$5,221 | HK$5,221 | HK$5,221 | HK$5,523 (+5.8%) | HK$5,952 (+7.8%) | +3.11% |
| 45 | HK$6,440 | HK$6,440 | HK$6,440 | HK$6,591 (+2.3%) | HK$7,116 (+8.0%) | +2.36% |
| 50 | HK$7,974 | HK$7,974 | HK$7,974 | HK$8,167 (+2.4%) | HK$8,854 (+8.4%) | +2.47% |
| 55 | HK$10,128 | HK$10,128 | HK$10,128 | HK$10,309 (+1.8%) | HK$11,183 (+8.5%) | +2.34% |
| 60 | HK$12,865 | HK$12,865 | HK$12,865 | HK$14,236 (+10.7%) | HK$15,387 (+8.1%) | +4.27% |
| 65 | HK$16,340 | HK$16,340 | HK$16,340 | HK$20,793 (+27.3%) | HK$22,422 (+7.8%) | +7.66% |
| 70 | HK$20,755 | HK$20,755 | HK$20,755 | HK$26,866 (+29.4%) | HK$28,986 (+7.9%) | +8.11% |
| 75 | HK$26,363 | HK$26,363 | HK$26,363 | HK$34,197 (+29.7%) | HK$37,109 (+8.5%) | +8.31% |
| 80 | HK$33,487 | HK$33,487 | HK$33,487 | HK$43,534 (+30.0%) | HK$47,278 (+8.6%) | +8.38% |
| 85 | HK$41,531 | HK$41,531 | HK$41,531 | HK$48,766 (+17.4%) | HK$53,074 (+8.8%) | +5.89% |
| 90 | HK$51,509 | HK$51,509 | HK$51,509 | HK$54,085 (+5.0%) | HK$58,583 (+8.3%) | +3.05% |
| 95 | HK$63,883 | HK$63,883 | HK$63,883 | HK$67,077 (+5.0%) | HK$72,000 (+7.3%) | +2.83% |
| 99 | HK$75,891 | HK$75,891 | HK$75,891 | HK$79,686 (+5.0%) | HK$85,017 (+6.7%) | +2.69% |
| 所有年齡平均 | — | 0.0% | 0.0% | +9.4% | +7.2% | — |
0歲HK$4,790
5歲HK$3,742
10歲HK$3,285
15歲HK$2,829
20歲HK$3,130
25歲HK$3,553
30歲HK$4,034
35歲HK$4,580
40歲HK$5,221
45歲HK$6,440
50歲HK$7,974
55歲HK$10,128
60歲HK$12,865
65歲HK$16,340
70歲HK$20,755
75歲HK$26,363
80歲HK$33,487
85歲HK$41,531
90歲HK$51,509
95歲HK$63,883
99歲HK$75,891
0歲HK$4,790
5歲HK$3,742
10歲HK$3,285
15歲HK$2,829
20歲HK$3,130
25歲HK$3,553
30歲HK$4,034
35歲HK$4,580
40歲HK$5,221
45歲HK$6,440
50歲HK$7,974
55歲HK$10,128
60歲HK$12,865
65歲HK$16,340
70歲HK$20,755
75歲HK$26,363
80歲HK$33,487
85歲HK$41,531
90歲HK$51,509
95歲HK$63,883
99歲HK$75,891
0歲HK$4,790
5歲HK$3,742
10歲HK$3,285
15歲HK$2,829
20歲HK$3,130
25歲HK$3,553
30歲HK$4,034
35歲HK$4,580
40歲HK$5,221
45歲HK$6,440
50歲HK$7,974
55歲HK$10,128
60歲HK$12,865
65歲HK$16,340
70歲HK$20,755
75歲HK$26,363
80歲HK$33,487
85歲HK$41,531
90歲HK$51,509
95歲HK$63,883
99歲HK$75,891
0歲HK$5,030 (+5.0%)
5歲HK$3,929 (+5.0%)
10歲HK$3,449 (+5.0%)
15歲HK$2,970 (+5.0%)
20歲HK$3,187 (+1.8%)
25歲HK$3,558 (+0.1%)
30歲HK$4,034
35歲HK$4,704 (+2.7%)
40歲HK$5,523 (+5.8%)
45歲HK$6,591 (+2.3%)
50歲HK$8,167 (+2.4%)
55歲HK$10,309 (+1.8%)
60歲HK$14,236 (+10.7%)
65歲HK$20,793 (+27.3%)
70歲HK$26,866 (+29.4%)
75歲HK$34,197 (+29.7%)
80歲HK$43,534 (+30.0%)
85歲HK$48,766 (+17.4%)
90歲HK$54,085 (+5.0%)
95歲HK$67,077 (+5.0%)
99歲HK$79,686 (+5.0%)
0歲HK$5,368 (+6.7%)
5歲HK$4,145 (+5.5%)
10歲HK$3,594 (+4.2%)
15歲HK$3,097 (+4.3%)
20歲HK$3,348 (+5.1%)
25歲HK$3,785 (+6.4%)
30歲HK$4,335 (+7.5%)
35歲HK$5,068 (+7.7%)
40歲HK$5,952 (+7.8%)
45歲HK$7,116 (+8.0%)
50歲HK$8,854 (+8.4%)
55歲HK$11,183 (+8.5%)
60歲HK$15,387 (+8.1%)
65歲HK$22,422 (+7.8%)
70歲HK$28,986 (+7.9%)
75歲HK$37,109 (+8.5%)
80歲HK$47,278 (+8.6%)
85歲HK$53,074 (+8.8%)
90歲HK$58,583 (+8.3%)
95歲HK$72,000 (+7.3%)
99歲HK$85,017 (+6.7%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-06-11
0歲+2.69%
5歲+2.42%
10歲+2.12%
15歲+2.13%
20歲+1.58%
25歲+1.49%
30歲+1.69%
35歲+2.39%
40歲+3.11%
45歲+2.36%
50歲+2.47%
55歲+2.34%
60歲+4.27%
65歲+7.66%
70歲+8.11%
75歲+8.31%
80歲+8.38%
85歲+5.89%
90歲+3.05%
95歲+2.83%
99歲+2.69%
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-06-11
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。